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I. Look at The Photos and Guess What Saving Tips They Represent!

The document provides 20 easy money saving tips that people can start doing everyday, such as making a weekly budget, planning meals for the week to save on dining out costs, using sites like Airbnb to find more affordable lodging when traveling, doing DIY beauty treatments at home instead of expensive spa services, and giving thoughtful gifts that don't require spending a lot of money. It also recommends choosing higher quality items that will last longer even if they cost more up front, addressing emotional spending urges, and staying motivated by regularly checking in on financial goals.

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Ágnes Jassó
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106 views

I. Look at The Photos and Guess What Saving Tips They Represent!

The document provides 20 easy money saving tips that people can start doing everyday, such as making a weekly budget, planning meals for the week to save on dining out costs, using sites like Airbnb to find more affordable lodging when traveling, doing DIY beauty treatments at home instead of expensive spa services, and giving thoughtful gifts that don't require spending a lot of money. It also recommends choosing higher quality items that will last longer even if they cost more up front, addressing emotional spending urges, and staying motivated by regularly checking in on financial goals.

Uploaded by

Ágnes Jassó
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Money saving tips

I. Look at the photos and guess what saving tips they represent!

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Read the following tips and take notes!


Student A
Here are some easy ways to save some money every day
These days, it's more important than ever to be able to stay focused on saving money any way you can. So to help
you monitor your spending habits and cut expenses, here are 20 easy ways you can save every day—starting right
now.

1. Make a weekly "money date."

Commit to sitting down with your money once a week for a money date. During this time, update your budget,
review your accounts and track your progress against your financial goals. Like any relationship, if you want your
financial life to improve, you must spend time with your money.

2. Plan out your meals for the week.

Taking a few hours every weekend to grocery shop and meal plan for the week will definitely save you money, as
dining out is the No. 1 expense for most households. By eating at home, you save money that would otherwise be
spent on tax and tip—and you usually save calories, too.

3. Host a potluck.

The more friends you have, the more money you spend on lunch dates, birthday parties and gifts. Switch it up and,
instead of meeting over a fancy dinner, host a potluck and have everyone bring his or her favorite dish. That way,
you can save money you'd spend on restaurant extras, such as tax, tip and parking—and you'll usually have a more
intimate meal together, too.

4. Leverage lodging rental websites.

Finding a place to stay while traveling is so convenient when you use a lodging rental website such as Airbnb,
Travelmob or Housetrip. You can often find a place that has a kitchen (so you can cook meals at home to save
money) at a rate that's comparable to hotels. You can even rent out your own place on sites such as Airbnb while
you travel to make some extra cash to pay for your own travel expenses. It's a win-win scenario.

5. Work more.

When you're working a lot, there's not much time left to shop and spend money. So stay busy and pursue a career
you love.

6. Wait 48 hours before you click "buy."

Since we can have anything we want these days with just the click of a button you need to find a system to help
buffer your impulse purchases.

Example: Wait 48 hours before spending money on things that cost more than a certain amount. When you do, you
will find that, most of the time, the item was more of a "want" than a "need." Plus, you'll save money and work
toward being more mindful with your spending.

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WHAT

HOW

Student B
Here are some easy ways to save some money every day
These days, it's more important than ever to be able to stay focused on saving money any way you can. So to help
you monitor your spending habits and cut expenses, here are 20 easy ways you can save every day—starting right
now.

7. Use blogs and Pinterest to learn DIY beauty treatments.

Self-care is important—but going to spas and getting pedicures, massages, etc., can really add up. Allow yourself a
certain amount to spend on these things; then use blogs and apps like Pinterest to find at-home beauty treatments
to help you save money. Often you can find a DIY organic option using common household or kitchen products.

8. Get creative with gifts.

Find creative ways to express your love to friends and family members with free, lower-cost or handmade birthday
and holiday gifts. After all, a handwritten note explaining why you love someone can be more sentimental than some
expensive gift he or she may never even use. Most people will appreciate the thought behind your gifts more than
anything, so don't be afraid to save money and find free ways to celebrate birthdays and holidays.

9. Choose quality over quantity.

This can apply to food, clothes, electronics and much more. Although it's tempting to choose the more budget-
friendly version of an item, sometimes choosing quality over quantity will save you more in the long run. Save up
your money and get the best-quality product you can afford, and leverage the cost-per-wear philosophy with more
expensive clothing and shoes.

10. Deal with your emotions.

Excessive spending is often a way to avoid feeling certain emotions. If you check in with yourself before you go on a
major spending spree, you may be able to identify if you're feeling bored, lonely or stressed and are therefore
spending money as a means to avoid the underlying emotion. Check in with yourself before you buy, and be mindful
with your spending.

11. Read a personal finance book.

When you learn about personal finance, you'll learn even more strategies to help you save money for your goals in
life. Knowledge is power, and the more you know, the more you can save.

12. Keep your eye on the prize.

Staying focused on your goals takes discipline and determination. Saving can be easy and exciting at first, but after a
while you may lose that initial motivation and start to find other things you can spend that money on. To avoid
veering off course, check in with your goals regularly and keep your eye on the prize.

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WHAT

HOW

Solutions:
I.

1. Make a budget

2. Stick to your budget

3. Find ways to make more money

4. Shop for bargains:

5. Spend money wisely when you go out for food or drinks

6. Save on movies

7. Grocery shop like a pro

8. Have fun at home instead of going out.

9. Eliminate some bad habits

10. Use coupons

11. Save money on electricity

12. Eat at home as often as you can

13. Learn to say no

14. Exercise for free

15. Save money on transportation

16. Use cash

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