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Module 7: Employees Compensation Program

The document summarizes the Employees Compensation Program (ECP) in the Philippines. The ECP is administered by the Employee Compensation Commission (ECC) and provides compensation to public and private employees for work-related sickness, injury, or death. It covers both government and private sector employees, including overseas Filipino workers. The ECP provides benefits such as income replacement for temporary or permanent disabilities, medical and funeral benefits, and rehabilitation services to help injured employees return to work. Claims must be filed within three years from the date of sickness, injury, or death.

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Georgette Repunte
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142 views

Module 7: Employees Compensation Program

The document summarizes the Employees Compensation Program (ECP) in the Philippines. The ECP is administered by the Employee Compensation Commission (ECC) and provides compensation to public and private employees for work-related sickness, injury, or death. It covers both government and private sector employees, including overseas Filipino workers. The ECP provides benefits such as income replacement for temporary or permanent disabilities, medical and funeral benefits, and rehabilitation services to help injured employees return to work. Claims must be filed within three years from the date of sickness, injury, or death.

Uploaded by

Georgette Repunte
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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Module 7: Employees Compensation Program

Employees Compensation Program (ECP)


- is a government program designed to provide a compensation package to
public and private employees or their dependents in the event of work-
related sickness, injury or death.

Employee Compensation Commission (ECC)


- A government corporation attached to the Department of Labor and
Employment for workers compensation and rehabilitation.
- created in 1974 thru PD 626, as amended EMPLOYEES
COMPENSATION & STATE INSURANCE FUND
- it is a quasi-judicial corporate entity created to implement the Employees
Compensation Program
- provide assistance to all Filipino workers who suffers from different work-
related contingencies.

Coverage
Among the private sector, the following are covered
- compulsory members of SSS
- sea-based Oversea Filipino Workers (OFW)
- land-based Oversea Filipino Workers (OFW)
- kasambahays
- self-employed

Among the government sector, the following are covered


- compulsory members of GSIS
- uniformed personnel such as AFP, PNP BJMP, BFP and PCG

Payment of EC contribution
Government Sector
- at P100 per month regardless of the range of workers monthly salary
paid by the government

Private sector
- the employers pays for the employees guided by the following
distribution

Range of compensation Amount of Employers contribution/month


P1,000 – P14,749.99 P10.00
P14, 750.00 and above P30.00

Rules in the Compensability of Diseases


Rule #1
Not all diseases are compensable.
Only diseases caused by work or the working environment are
compensable.

Rule #2
For the disease/illness and the consequent disability or death to be
compensable, the disease/illness must be in the ECC’s List of 32
Compensable Diseases.

Rule #3
Other diseases not in the list may still be compensable if employee
can establish causal connection, the nature of his work or the working
environment. “INCREASED RISK THEORY” may help but not for pre-
existing diseases.

Compensability of Injuries

For the INJURY and the resulting disability or death to be compensable,


the injury must be the result of an accident arising out of or in the course
of employment.

Eight instances where injury can be compensable:

– Happened at the workplace


– Happened while performing official function
– Outside of workplace but performing an order of his employer
– When going to or coming from work
– While ministering to personal comfort
– While in a company shuttle bus
– During a company sponsored activity
– Death of an Employee due to assault
ECP Benefits
Loss of Income Benefit
Under the ECP, it is not the illness or injury that is compensated. It
is the incapacity to work (DISABILITY), as a result of the illness or
injury, that is being compensated.

Type of Disability

– Temporary Total Disability (TTD)

Daily Income Benefit


– paid from first days of disability
– for disability not exceeding 120 days
– may go beyond 120 days but not to exceed 240 days
– P200/day for public sector employees
– P480/day for private sector employees

– Permanent Total Disability (PTD)


Monthly Income Benefit
– complete loss of sight of both eyes
– loss of two limbs or complete paralysis of two limbs
– brain injury resulting in imbecility or insanity

– Permanent Partial Disability (PPD)


– Loss of the use of a body part or function loss
– Lump sum or monthly pension for PPD per ECC schedule

Monthly Income Benefit for Permanent Loss of the Use of Body


Part or Permanent Partial Disability (PPD)
Medical Benefits
- Ward services during hospital confinement
- Medical attendance of an accredited doctor
- Surgical expense benefit
- Reimbursement of cost of medicines

Rehabilitation Services
- provision of remedial treatment, vocational assessment and preparation
which is designed to meet the individual needs of each handicapped
employee to restore him to suitable employment and to help each person
with work-related disability (PWRD) to develop his/her mental, vocational
or social potential.

Death & Funeral Benefit

In case of death, there is a Monthly Income Benefit pension to beneficiary


plus 10% for each dependent child not exceeding five.
- Funeral benefit of 30,000 for private and public sector employees.

Employees’ Compensation Commission’s Quick Response Program (QRP)


- provides immediate assistance to workers who suffer from work-
connected contingencies, or to their families who have to deal with work
accidents or sudden onset of occupational disease or death. This is in the
form of psychosocial counselling and assistance in the filing of EC claim
with the GSIS or the SSS.

ECC’s KaGabay Program


- The Employees’ Compensation Commission’s Katulong at Gabay sa
Manggagawang may Kapansanan or KaGabay Program is a special
economic assistance program for persons with workrelated disability
(PWRDs) who lost employment by reason of work-related sickness or
injury.

Filing of Claims
All EC claims may be filed by the claimant or his beneficiary at the
System (SSS for private sector, and the GSIS for the public sector
employees) nearest to the place of work or residence.
No claim for compensation shall be given due course unless said claim is
filed with the Systems within THREE (3) YEARS from the time of
sickness, injury, or death.

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