Legend: Direct Transfer, Tested Indirect Transfer, Tested Direct Transfer, Untested Indirect Transfer, Untested

ARE YOU TIRED OF INTER-BANK / Last Updated: June 13, 2022

INTER-WALLET TRANSFER FEES? Note: For ShopeePay and GrabPay, a verified account is required to cash out.

[Tonik App] Top Up from [Maya App] Cash In from [Shopee App] Cash In [Gcash App] Cash In from [Grab App] Cash In from
Eliel Jan Sarmiento BPI -> ShopeePay -> BDO BPI -> Tonik -> MBTC BPI -> Tonik -> UBP BPI -> Tonik -> CBC BPI -> GCash -> CIMB
BPI BPI from BPI Bank Account BPI BPI Bank Account

1. BDO -> ShopeePay ->

[Shopee App] Cash In
BDO -> ShopeePay -> GCash -> CIMB BDO -> ShopeePay -> BPI BDO -> ShopeePay -> BDO -> ShopeePay -> BDO -> ShopeePay ->
BDO -> ShopeePay -> BPI Eliel Jan Sarmiento BDO -> ShopeePay -> UBP BDO -> ShopeePay -> CBC from BDO Online
MBTC 2. BDO -> ShopeePay -> -> Tonik Maya Gcash GrabPay
Banking/Dragonpay
Maya -> CIMB

[CIMB App] Cash In via

Metrobank [Shopee App] Cash In via
MBTC -> CIMB -> BPI MBTC -> CIMB -> BDO Eliel Jan Sarmiento MBTC -> CIMB -> UBP MBTC -> CIMB -> CBC Online/Dragonpay -> MBTC -> CIMB -> Tonik MBTC -> CIMB -> Maya Metrobankdirect / MBTC -> CIMB -> Gcash MBTC -> CIMB -> GrabPay
[Metrobank App] Bills Dragonpay
payment

UBP -> ShopeePay -> [Tonik App] Top Up from [Maya App] Cash In from [Shopee App] Cash In [Gcash App] Cash In from [Grab App] Cash In from
UBP -> ShopeePay -> BPI UBP -> ShopeePay -> BDO Eliel Jan Sarmiento UBP -> ShopeePay -> CBC UBP -> Maya -> CIMB
MBTC UBP UBP from UBP Bank Account UBP UBP Bank Account

[CIMB App] Cash In via

CBC -> CIMB -> BPI ->
CBC -> CIMB -> BPI CBC -> CIMB -> BDO CBC -> CIMB -> MBTC CBC -> CIMB -> UBP Eliel Jan Sarmiento ECPay/Dragonpay -> [CBC CBC -> CIMB -> Tonik CBC -> CIMB -> Maya CBC -> CIMB -> Gcash CBC -> CIMB -> GrabPay
ShopeePay
App] Bills payment

1. [CIMB App] Transfer to

1. [Gcash App] Withdraw
Maya/Pesonet
[CIMB App] Transfer to [CIMB App] Transfer to [CIMB App] Transfer to [CIMB App] Transfer to [CIMB App] Transfer to [CIMB App] Transfer to from Gsave [CIMB App] Transfer to
Eliel Jan Sarmiento or CIMB -> BPI -> ShopeePay
BPI/Instapay BDO/Instapay MBTC/Pesonet UBP/Pesonet CBC/Instapay Tonik/Pesonet 2. [CIMB App] Transfer to GrabPay/Pesonet
2. CIMB -> BPI -> Maya
Gcash/Pesonet
(All Instapay)

1. Tonik -> BPI ->

1. Tonik -> BPI -> GrabPay
[Tonik App] Send Money [Tonik App] Send Money [Tonik App] Send Money [Tonik App] Send Money [Tonik App] Send Money [Tonik App] Send Money [Tonik App] Send Money ShopeePay [Tonik App] Send Money
Eliel Jan Sarmiento 2. Tonik -> UBP ->
to BPI/Instapay to BDO/Instapay to MBTC/Instapay to UBP/Instapay to CBC/Instapay to CIMB/Pesonet to Maya/Instapay 2. Tonik -> UBP -> to Gcash/Instapay
GrabPay
ShopeePay

[CIMB App] Cash In via [Maya App] Maya

Maya -> CIMB -> BPI ->
Maya -> CIMB -> BPI Maya -> CIMB -> BDO Maya -> CIMB -> MBTC Maya -> CIMB -> UBP Maya -> CIMB -> CBC ECPay/Dragonpay -> Savings transfer to Eliel Jan Sarmiento Maya -> CIMB -> Gcash Maya -> CIMB -> GrabPay
ShopeePay
[Maya App] Bills payment Tonik/Pesonet

1. ShopeePay -> Gcash ->

[Shopee App] Send [Shopee App] Send [Shopee App] Send [Shopee App] Send [Shopee App] Send
CIMB [Shopee App] Send [Shopee App] Send [Shopee App] Send
Money to BPI Bank Money to BDO Bank Money to MBTC Bank Money to UBP Bank Money to CBC Bank ShopeePay -> BPI -> Tonik Eliel Jan Sarmiento
2. ShopeePay -> Maya -> Money to Maya Wallet Money to Gcash Money to GrabPay
Account Account Account Account Account
CIMB

1. [Gcash App] Deposit to

Gsave
2. [CIMB App] Cash In via Gcash -> CIMB -> BPI -> GCash -> CIMB ->
GCash -> CIMB -> BPI GCash -> CIMB -> BDO GCash -> CIMB -> MBTC GCash -> CIMB -> UBP GCash -> CIMB -> CBC GCash -> CIMB -> Tonik GCash -> CIMB -> Maya Eliel Jan Sarmiento
ECPay/Dragonpay -> ShopeePay GrabPay
[Gcash App] Bills
payment
1. GrabPay -> Gcash ->
1. GrabPay -> Gcash -> CIMB - Tonik
[Grab App] Transfer to [Grab App] Transfer to [Grab App] Transfer to [Grab App] Transfer to [Grab App] Transfer to CIMB 2. GrabPay -> Maya -> [Grab App] Transfer to [Shopee App] Cash In [Grab App] Transfer to
Eliel Jan Sarmiento
BPI Bank Account BDO Bank Account MBTC Bank Account UBP Bank Account CBC Bank Account 2. GrabPay -> Maya -> CIMB -> Tonik Maya from GrabPay Debit Card Gcash
CIMB 3. GrabPay -> ShopeePay
-> BPI -> Tonik
 Date Change Details Credit to..
UBP to GCash mistakenly tagged as Indirect Transfer (UBP-ShopeePay-GCash). Updated to Direct transfer as long as you link UBP account
12-Jun-22 Jenipur Wapaño - for your eagle eyes!
in GCash app. I do have my UBP linked in GCash ever since, an honest mistake on my part.
13-Jun-22 MBTC to ShopeePay updated as Direct Transfer. Hans Aggabao Jr. - for sharing your experience!
13-Jun-22 CIMB to Maya updated to show an Indirect Instapay option aside from the Direct Pesonet option. In case of emergencies. :)
13-Jun-22 Maya to Tonik updated as Direct Transfer via Maya Savings. Gen Ira Tampus - for this game changer!