FINAL EXPENSE GRID SHEET

See last pages for product overviews and height and weight charts
ILLNESS/ MOO - AMERICO - PROSPERITY - AETNA - AM. AMICABLE - FORESTERS - TRANS -
CONDITION Living Promise Eagle Premier New Vista Accendo Senior Choice Plan Right Immediate Solutions
Decline* See personal
AIDS/HIV/ARC Decline Decline Decline Decline Decline Decline
State applcation
AFIB - Atrial Treated w/in 2 yrs -
Within 2 yrs -
Fibrillation / Not asked - allowed Not asked - allowed Not asked - allowed Not asked - allowed Not asked - allowed Standard; treatment >
Graded
Irregular Heartbeat 2 yrs - Preferred
Within 2 yrs - Graded;
Treatment within the
Alcohol / Drug within 2 yrs - Within 2 years - Treated within 2 years - Treatment within the Within 2-4 yrs -
within 2 yrs - Graded past 2 years –
Abuse Guaranteed Issue Modified ROP past 2 years –Basic Standard; > 4 years -
Modified
Preferred
ALS (Lou Gehrig's) Decline Guaranteed Issue Decline Decline Decline Decline Decline
Alzheimers/Dimensi
a/Memory
Decline Guaranteed Issue Decline Decline Decline Decline Decline
Loss/Cognitive
Disorders
Due to Diabetes - Due to Diabetes - Due to Diabetes - Due to any disease or Caused by disease -
Amputation Decline Decline
Decline Decline Modified Diabetes - Decline Decline
Current or w/in 1 yr -
Within 2 years - Within 1 year - Graded; Surgery 1-2
Aneurysm Not asked - allowed Not asked - allowed Within 2 yrs - ROP Within 2 years - Basic
Modified Modified yrs- Standard; > 2
years - Preferred
Treated Within 1 year -
Within 1 yr - Decline; Treated within 1 year - Within 1 yrs - Graded;
within 1 yr - Within 2 years - Modified; Between 1-2
Angina (Chest Pain) Within 2 yrs - Within 2 yrs - ROP Basic; Within 2 years - 1-2 yrs - Standard; > 3
Guaranteed Issue Modified years - Standard; > 2
Graded Standard years - Preferred
yrs- Preferred
Prior to Age 45 -
Within 1 yr - Decline; Graded; Within 1 yrs -
within 1 yr - Within 2 years -
Angioplasty Within 2 yrs - See Heart Surgery Not asked - allowed See Heart Surgery Graded; 1-2
Guaranteed Issue Modified
Graded yrs - Standard;
> 2 years - Preferred
Arthritis Not asked - allowed Not asked - allowed Not asked - allowed Not asked - allowed Not asked - allowed Not asked - allowed See Chronic Pain
AFIB - Atrial Treated w/in 2 yrs -
Within 2 yrs -
Fibrillation / Not asked - allowed Not asked - allowed Not asked - allowed Not asked - allowed Not asked - allowed Standard; treatment >
Graded
Irregular Heartbeat 2 yrs - Preferred
Assisted Living / Current - Decline
within 6 months -
Long Term Care Current - Decline Current - Decline Decline Decline Decline Within 2 years -
Guaranteed Issue
Facility Graded
 FINAL EXPENSE GRID SHEET
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ILLNESS/ MOO - AMERICO - PROSPERITY - AETNA - AM. AMICABLE - FORESTERS - TRANS -
CONDITION Living Promise Eagle Premier New Vista Accendo Senior Choice Plan Right Immediate Solutions
Asthma (Chronic) Not asked - allowed Not asked - allowed Not asked - allowed Standard Not asked - allowed Not asked - allowed Standard
Current age 0-17 -
Decline; Mild/High
Autism Decline Not asked - allowed Graded See Mental Incapacity Not asked Not asked Functioning -
Preferred; All others -
Decline
Current age 0-17 -
Within 4 yrs - Decline
Bipolar Not asked - allowed Graded Preferred Not asked - allowed Preferred
Graded Current age 18-85 -
Standard
Black Lung Not asked - allowed Not asked - allowed Graded Not asked - allowed Not asked - allowed Not asked - allowed Standard
Treated within 2 years -
Surgical procedure
Not asked - Ask clients Standard
See Stent and check within 2 yrs - ROP;
Blood Clots See Stent See Stent questions about Stents See Stent Diagnosed and
Med List Within 3 years -
or Heart Surgery treatment > 2 yrs -
Graded
Preferred
Blood Disorder - Diagnosed and treated
Polycythemia, within 2 years -
Thrombocytopenia, Standard
Not asked - allowed Not asked - allowed Graded Not asked See Blood Clotting Not asked
Hemophilia No Current treatment,
coagulation last treatment > 2
disorders years - Preferred
Bone Marrow
Decline Not asked - allowed Decline Decline Not asked - allowed Decline Decline
Transplant
Treated within 2 yrs -
Not asked - Check Not asked - Check ROP; Not asked - Check
Bronchitis (Chronic) Graded Standard Standard
inhalers/meds inhalers/meds Within 3 years - inhalers/meds
Graded
Metastatic / Current OR treated Within 2 yrs /
<2 yrs / Metastatic / Current - Decline;
Reoccuring - Reoccuring or within 2 years OR Metastatic / Recurring
Reoccuring - Reoccurring / w/in 2 yrs Current - Decline;
Cancer (other than Decline; current - Decline; reoccuring - Decline; /Lymph node -
Decline; w/in 2- - ROP; Deagnosed or treated
Basal Cell) w/in 2 yrs - within 3 years - Basal cell and Decline; W/in 4 yrs -
4 yrs - Graded; Within 3 years - within 3 years - Basic
Guaranteed Issue; Modified Squamous - Preferred; Graded; Prior to age
> 4 years - allowed Graded
> 2 years - allowed >2 yrs - Preferred 45 - Standard
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ILLNESS/ MOO - AMERICO - PROSPERITY - AETNA - AM. AMICABLE - FORESTERS - TRANS -
CONDITION Living Promise Eagle Premier New Vista Accendo Senior Choice Plan Right Immediate Solutions
Within 1 year -
Within 1 yr - Decline;
Within 2 years - Modified; Between 1-
Cardiomyopathy Within 2 yrs - Guaranteed Issue Within 2 yrs - ROP Decline Standard
Modified 2 years - Standard; > 2
Graded
yrs- Preferred
Diagnosed or Treated
Cerebral Palsy Not asked - allowed Not asked - allowed Not asked - allowed Decline Not asked - allowed Decline
within 3 yrs - Graded
Currently
unemployed/disabled -
Chronic Pain (6 or
Graded; Treated within
more fills of Check Med List - See
Check Med List Check Med List Check Med List Check Meds Check Meds 1 yr - Graded;
narcotic pain Neuropathy
Employed, no
prescriptions)
disability/treatment < 1
year - Preferred
Treated within 2 yrs -
Stage C - Decline;
Treated within 2 years - ROP;
Cirrhosis Decline Guaranteed Issue Stage A or B - Standard Graded
Modified Within 3 years -
Graded
Graded
Congestive Heart
Prior to age 45 -
Failur/Heart Within 2 years -
Decline Guaranteed Issue Decline Decline Decline Decline Onset age
FailureDistolic Modified
45-80 - Graded
Heart Failure
Within 1 yr - Decline; Prior to age 45 -
Coronary Artery within 1 yr -
Within 2 yrs - See Heart Disease See Heart Disease ROP See Heart Disease Graded Onset age
Disease Guaranteed Issue
Graded 45-80 - Standard
Treated within 2 yrs -
ROP;
COPD Graded Guaranteed Issue Graded Standard Within 3 years - Standard Standard
Graded; > 3 yrs -
Immediate
Prior age 26 - Graded
Crohn's Disease Allowed Allowed Not asked - Allowed Not asked Not asked - allowed Not asked Onset after age 26 -
Standard
Cystic Fibrosis Graded Guaranteed Issue Not asked - Allowed Decline Not asked - allowed Not asked Decline
 FINAL EXPENSE GRID SHEET
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ILLNESS/ MOO - AMERICO - PROSPERITY - AETNA - AM. AMICABLE - FORESTERS - TRANS -
CONDITION Living Promise Eagle Premier New Vista Accendo Senior Choice Plan Right Immediate Solutions
Received within 2 Implanted within 1 year Prior age 45 - Decline
Defibrillator Implant Within 2 years - years - ROP; - Basic; within 2 years - Within 1 yr - Graded
See Heart Surgery Guaranteed Issue See Heart Surgery
/ Pacemaker Modified Received within 3 Standard; Over 2 Within 1-2 yrs + still
years - Graded years - Preferred present - Standard
Dementia Decline Guaranteed Issue Decline Decline Decline Decline Decline
Current age 0-18 -
Bipolar within 4
Depression Not asked - allowed If Bipolar - Graded Not asked Not asked - allowed Not asked Decline; Current age >
years - Graded
19 - Preferred
Prior to age 20 -
Graded;
Insulin prior to age 50-
Diagnosed/treated Onset > age 20 with
Allowed - See Allowed - See ROP; otherwise -
prior to age 50 - Allowed - See Diabetic Allowed - See Diabetic insulin use within 2 yrs -
Diabetes Diabetic Diabetic immediate (see
Graded (see diabetic Complications Complications Standard;
Complications Complications Diabetic
complications) Onset > age 20 oral
Complications)
medications within 2
years - Preferred;
Insulin shock,
Diabetic Insulin Shock,
diabetic coma - Amputation - Decline: Insulin Shock, diabetic
Complications diabetic coma, or Coma or amputation -
Decline; Diabetic Coma, Insulin coma, or amputation -
(insulin shock, within 2 yrs - amputation - Diagnosed/treated for Decline; all other
Retinopathy, Shock, Neuropathy, Decline: Neuropathy,
coma, retinopathy, Guaranteed Issue Modified; All other complications - ROP complications -
Nephreopathy, Nephropathy, PVD/PAD, Retinopathy
nephropathy, complications - Preferred
Neuropathy - Retinopathy - Modified - Basic
neuropathy) Preferred
Graded
Kidney Dialysis - Received within 1 year -
Dialysis Decline Decline Within 1 year - Decline Decline Within 1 year - Decline
Guaranteed Issue Graded
Down's Syndrome Decline Not asked - allowed Graded See Mental Incapacity See Mental Incapacity Not asked Decline
Within 2 years -
Decline;
Within 2 years - Within 2 years -
DUI Not asked - allowed Not asked - allowed Not asked - allowed Within 2 years Within 2-4 yrs -
Modified Modified
Standard;
> 4 yrs - Preferred
Treated within 2 yrs -
Emphysema ROP;
Graded Guaranteed Issue Graded Standard Standard Standard
(Chronic) Within 3 years -
Graded
 FINAL EXPENSE GRID SHEET
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ILLNESS/ MOO - AMERICO - PROSPERITY - AETNA - AM. AMICABLE - FORESTERS - TRANS -
CONDITION Living Promise Eagle Premier New Vista Accendo Senior Choice Plan Right Immediate Solutions
Present/treatment
Encephalitis Not asked - allowed Not asked - allowed Not asked - allowed Not asked Not asked - allowed Not asked
within 1 yr - Graded
6+ within 1 yr - Graded
Within 3 years -
Epilepsy/Seizures Not asked - allowed Not asked - allowed Not asked - allowed Not asked Not asked 6+ within 2 yrs -
Graded
Standard
Convicted within 2 Awaiting Trial - Decline
within 6 months -
Felony years or awaiting Not asked Not asked Not asked - allowed Not asked Convicted within 2 yrs -
Guaranteed Issue
trial - Graded Decline
Prior to Age 45 -
Within 1 year - Graded;
Within 1 yr - Decline; Within 1 year - Basic;
within 1 yr - Within 2 years - Modified; Between 1- Within 2 yrs - ROP; Within 1 yrs - Graded;
Heart Attack Within 2 yrs - within 2 year -
Guaranteed Issue Modified 2 years - Standard; > 2 Within 3 yrs - Graded Within 1-2 yrs -
Graded Standard
yrs- Preferred Standard
> 2 years - Preferred
Prior to Age 45 -
Within 1 year - Graded;
Within 1 yr - Decline; Within 1 year - Basic;
within 1 yr - Within 2 years - Modified; Between 1- Within 2 yrs - ROP; Within 1 yrs - Graded;
Heart Surgery Within 2 yrs - within 2 year -
Guaranteed Issue Modified 2 years - Standard; > 2 Within 3 yrs - Graded Within 1-2 yrs -
Graded Standard
yrs- Preferred Standard
> 2 years - Preferred
Prior to Age 45 -
Within 1 year - Graded;
Within 1 yr - Decline; Within 1 year - Basic;
Heart Valve within 1 yr - Within 2 years - Modified; Between 1- Within 2 yrs - ROP; Within 1 yrs - Graded;
Within 2 yrs - within 2 year -
Replacement Guaranteed Issue Modified 2 years - Standard; > 2 Within 3 yrs - Graded Within 1-2 yrs -
Graded Standard
yrs- Preferred Standard
> 2 years - Preferred
Chronic or current - Within 2 years - Chronic or treated
Hepatitis A Not asked - allowed Allowed Not asked See Liver Disorder
Graded Modified within 2 yrs - ROP
Chronic or Current
Chronic or current - Within 2 years - Chronic or treated Treatment - Decline;
Hepatitis B Not asked - allowed Guaranteed Issue Standard
Graded Modified within 2 yrs - ROP Treatment/resolved > 2
yrs - Preferred
Chronic or treated Current or within 2 yrs -
Chronic or current - Within 2 years -
Hepatitis C Graded Guaranteed Issue within 2 yrs - ROP; Standard Graded; Cured or > 2
Graded Modified
within 3 yrs - Graded yrs - Standard
 FINAL EXPENSE GRID SHEET
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ILLNESS/ MOO - AMERICO - PROSPERITY - AETNA - AM. AMICABLE - FORESTERS - TRANS -
CONDITION Living Promise Eagle Premier New Vista Accendo Senior Choice Plan Right Immediate Solutions
within 6 months -
Hospice Decline Decline Decline Decline Decline Decline
Guaranteed Issue
Huntington's
Decline Not asked - allowed Not asked Decline Not asked - allowed Not asked Decline
Disease
Treated w/in 2 yrs -
Within 2 yrs -
Irregular Heartbeat Not asked - allowed Not asked - allowed Not asked - allowed Not asked - allowed Not asked - allowed
Standard; treatment >
Graded
2 yrs - Preferred
Used/Received
Treatment within the treatment wthin 2 yrs -
within 2 yrs - Used within 2 years -
Illegal Drugs within 2 yrs - Graded See Felony or DUI past 2 years – Within 2 years - Basic Graded;
Guaranteed Issue ROP
Modified within 4 years -
Standard
Jail/incarcerated Decline Decline Not asked Not asked Decline Not asked Decline
Kidney Any treatment within 4
Dialysis - Decline;
Disease/Disorder/Fa Chronic - Graded (also see Within 2 years - Standard (also ask yrs or Stage 1-3 -
Decline Failure or Disease -
ilure (also see Guaranteed Issue dialysis) Modified about dialysis) Standard;
ROP;
dialysis) Stage 4-5 - Graded
Diagnosed/treated
Liver failure - Decline; within 2 yrs -
Within 2 years -
Liver Disease Cirhossis - Decline Guaranteed Issue Graded Live diseas within 3 yrs Standard Standard;
Modified
- Graded Treated + Resolved > 2
yrs - Preferred
Diagnosed/treated
Lupus (Systemic within 2 yrs - Graded;
Within 4 yrs + Treated/diagnosed
Lupus Not asked - allowed Graded Systemic - Standard Standard Remission, not
Systemic - Graded within 2 yrs - ROP
Erythematosus) treatement within 2 yrs -
Standard
Within 3 years -
Wtihin 2 yrs - Modified (but
Basal cell and Basal cell - Preferred; 2 yrs - Decline; 4 years
Melanoma Decline; Within 4 yrs Malignant - Decline excludes See Cancer
Squamous - Preferred otherwise see cancer Graded
- Graded basal/squamous cell
skin cancer)
Mental Incapacity /
Not asked - allowed Not asked - allowed Graded Decline Decline Not asked Decline
Retardation
Multiple Sclerosis Within 4 yrs - Diagnosed/treated
Not asked - allowed Not asked Standard Preferred Standard
(MS) Graded within 3 yrs - Graded
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ILLNESS/ MOO - AMERICO - PROSPERITY - AETNA - AM. AMICABLE - FORESTERS - TRANS -
CONDITION Living Promise Eagle Premier New Vista Accendo Senior Choice Plan Right Immediate Solutions
Diagnosed/treated
Muscular Dystrophy Not asked - allowed Guaranteed Issue Not asked Decline Not asked Graded
within 3 yrs - Graded
Due to Diabetes /
Due to diabetes prior treated w/in 2 yrs - Due to diabetes prior to
Due to diabetes -
to age 50 - Graded; Guarantee Issue; See diabetic age 50 - ROP; Due to diabetes -
Neuropathy Modified; Otherwise Not asked - allowed
Not due to diabetes - Not associated with complications Not due to diabetes - Basic; Otherwise ok
ok
allowed diabetes - See med Immediate
list
w/in 6 mos - Within 1 year - Decline
Oxygen Decline Decline Decline Within 1 year - Decline Graded
Guaranteed (CPAP OK)
Not specifically Prior age 45 - Decline
Within 1 year - Received within 2 Implanted within 1 year
asked but check Within 1 years -
Pacemaker/Defibrill within 1 yr - Within 2 years - Modified; Between 1- years - ROP; - Basic; within 2 years -
meds / heart Graded
ator Implant Guaranteed Issue Modified 2 years - Standard; > 2 Received within 3 Standard; Over 2
conditions - could be Within 1-2 yrs + still
yrs- Preferred years - Graded years - Preferred
Graded present - Standard
Diagnosed/treatment
within 2 yrs -
Chronic / treated within
Pancreatitis Not asked - allowed Not asked - allowed Not asked - allowed Not asked Not asked Standard;
2 yrs - ROP
Treated + Resolved > 2
yrs - Preferred
Standard if able to Prior to age 45 -
Within 4 yrs - Treated / diagnosed perform all acitivities of Graded;
Parkinson's Disease allowed Graded Standard
Graded within 3 yrs - Graded daily living - Otherwise Onset 45-85 -
Decline Standard
2 yrs convicted or
Parole/Probation within 6 months - Within 2 years -
awaiting trial - Not asked Not asked Not asked Not asked
(currently) Guaranteed Issue Decline
Graded
See Diabetic Prior to age 45 -
PAD/PVD Graded Not asked - allowed Not asked Not asked Not asked - allowed
complication Graded
Current age 0-18 -
Decline
PTSD Not asked - allowed Allowed Not asked Not asked Not asked - allowed Not asked
Current age > 19 -
Preferred
Pulmonary Fibrosis Ask about oxygen Ask about oxygen Ask about oxygen Decline Ask about oxygen Ask about oxygen Decline
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ILLNESS/ MOO - Living AMERICO - Eagle PROSPERITY - New AM. AMICABLE - FORESTERS - Plan TRANS - Immediate
AETNA - Accendo
CONDITION Promise Premier Vista Senior Choice Right Solutions
Allowed - but Check Allowed - but Check Allowed - but Check Meds Allowed - but Check Meds Allowed - but Check Meds Allowed - but Check Meds
Restless Leg Meds to make sure Meds to make sure to make sure medicine to make sure medicine to make sure medicine to make sure medicine
Allowed
Syndrome medicine doesn't also medicine doesn't also doesn't also treat doesn't also treat doesn't also treat doesn't also treat
treat Parkinson's treat Parkinson's Parkinson's Parkinson's Parkinson's Parkinson's
Rheumatoid
Not asked - allowed Not asked - allowed Not asked Not asked Not asked - allowed Not asked See Chronic Pain
Arthritis
Sarcoidosis Graded Not asked - allowed Not asked Not asked Not asked - allowed Not asked Standard
Ages 0-17 - Decline;
Treated/diagnosed
Schizophrenia Allowed Graded Preferred Not asked - allowed Preferred Agest 18-85 -
within 4 yrs - Graded
Standard
6+ w/in 1 yr - Graded
Within 3 years -
Seizures Not asked - allowed Allowed Not asked - allowed Not asked Not asked 6+ w/in 2 yrs -
Graded
Standard
Sickle Cell Anemia Decline Allowed Graded Decline Not asked - allowed Not asked Decline
CPAP/treatment w/
oxygen - Graded;
Sleep Apnea Graded Not asked - allowed Not asked Not asked See Oxygen Use Not asked
CPAP/treatment w/out
oxygen - Preferred
Prior to Age 45 / w/in 1
Within 1 yr - Decline; Within 1 year - Basic;
within 1 yr - Within 2 years - Not asked - See Heart Within 2 yrs - ROP; yr - Graded; w/in 1-2
Stent Within 2 yrs - within 2 year -
Guaranteed Issue Modified Surgery Within 3 yrs - Graded yrs - Standard; > 2
Graded Standard
years - Preferred
Within 1 yr - Within 1 year - Stroke or TIA within 2 Prior to Age 45 / w/in 1
Within 1 year - Basic;
Guaranteed Issue Within 2 years - Modified; Between 1- yrs - ROP; yr - Graded; W/in 1-2
Stroke / TIA Attack within 2 yrs - Graded within 2 year -
TIA - Not asked - Modified 2 years - Standard; > 2 Stroke within 3 years - yrs - Standard; > 2
Standard
allowed yrs- Preferred Graded years - Preferred
Death in the next 12 Death within 2 yrs - Death in the next 12
Terminal Illness Decline Decline Decline Decline
months - Decline Decline months - Decline
Organ Transplant Decline Guaranteed Issue Decline Decline Decline Decline Decline
Current - Standard;
Tuberculosis Not asked - allowed Not asked - allowed Graded Not asked Not asked - allowed Not asked
> 2 yrs. - Preferred
Ulcertive Colitis Not asked - allowed Not asked - allowed Not asked - allowed Not asked w/in 3 years - Graded Not asked Standard
within 6 mos -
Walker Not asked Not asked Not asked Not asked Not asked Not asked
Guaranteed Issue
Wheelchair/Electric Any use within 2 years
Due to Illness or within 6 months - Confinded or due to Use Wheelchair or Due to Illness or Confinded or due to
Scooter/Electric longer than 3 month
Disease - Decline Guaranteed Issue diabetes- Decline scooter - Decline Disease - Decline diabetes - Decline
Cart period - Graded
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PRODUCT OVERVIEWS
MUTUAL OF OMAHA LIVING PROMISE
DESCRIPTION
Living Promise Whole Life Insurance offers simplified underwriting
**Graded Benefit Plan not available in AR, MT and NC.
** Accidental Death Rider not available in all states
** May require phone interview

ISSUE AGES
LEVEL: AGES 45 -
85
GRADED: AGES 45-
80

FACE AMOUNTS:
LEVEL: $2,000-
$40,000
GRADED: $2,000 -
$20,000

HEIGHT AND WEIGHT CHART

MINIMUM - LEVEL MAXIMUM - GRADED MAXIMUM
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AMERICO EAGLE PREMIER

**AMERICO'S QUIT SMOKING ADVANTAGE encourages clients to stop smoking while saving them money because: î Smokers receive Nonsmoker rates in the first three years î If they
provide satisfactory evidence that they have quit smoking for at least 12 months during those first three years, they will continue to receive Nonsmoker rates for the life of the policy,
without any additional underwriting.
**ACCIDENTAL DEATH RIDER INCLUDED
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ACCEPTS DIRECT EXPRESS CARDS
PROSPERITY FOR PAYMENT PURPOSES***

LEVEL
Full death benefit all years.
GRADED
Limited death benefit for non-accidental
death in the first two policy years. Limited
benefit equals a percentage of the face
amount(30% Year 1, 70% Year 2). Full
death benefit for accidental death, all years.
MODIFIED
During the first year of coverage, the death
benefit is equal to 110% of the annual
premium (excluding the policy fee).
During the second year of coverage, the
death benefit is equal to 231% of the
annual premium (excluding the policy fee).
After the second year of coverage, the
death benefit is equal to the face amount of
the policy.
Full death benefit for accidental death, all
years.

Minimum Face Amount

$1,500 ($5,000 minimum for WA)
Maximum Face Amount
$35,000

ACCEPTS DIRECT EXPRESS CARDS

FOR PAYMENT PURPOSES***
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AETNA - ACCENDO
**NO HEIGHT AND WEIGHT CHARTS

ISSUE AGES: 40-89

FACE AMOUNTS: $2,000 - $50,000 **DEPENDING ON AGE OF CLIENT**

AVAILABLE PLANS
PREFERRED LEVEL COVERAGE
Immediate coverage with answering NO to all questions on Application

STANDARD LEVEL COVERAGE

Still immediate coverage; answered one questions in Part C

MODIFIED COVERAGE
Return of Premiums if death occurs within the first two years
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AMERICAN AMICABLE
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FORESTERS
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ACCEPTS DIRECT EXPRESS CARDS

TRANSAMERICA FOR PAYMENT PURPOSES***
MAX WEIGHT MAX WEIGHT MAX WEIGHT
HEIGHT
PREFERRED STANDARD GRADED
IMMEDIATE SOLUTIONS - PREFERRED / 4'5 166 184 192
STANDARD 4'6 172 191 199
Premium: Level premiums to age 121 4'7 179 198 207
Age last birthday issue ages: 0–85 4'8 185 205 214
Minimum issue amount: $1,000 4'9 192 213 222
Maximum issue amount: 4'10 199 220 230
0–55 $50,000 56–65 $40,000 4'11 205 228 238
66–75 $30,000 76–85 $25,000 5'0 213 236 246
OPTIONAL RIDERS: 5'1 220 243 254
Accidental Death Benefit Rider (ADR) 5'2 227 252 262
5'3 234 260 271
EASY SOLUTIONS: - GRADED 5'4 242 268 280
Premium: Level premiums to age 121 5'5 249 276 288
Age last birthday issue ages:18–80 5'6 257 285 297
Minimum issue amount: $1,000 5'7 265 294 307
Maximum issue amount: $25,000 5'8 273 303 316
Benefit period: matures at age 121 5'9 281 312 325
DEATH BENEFIT: 5'10 289 321 335
The death benefit during the first two policy 5'11 298 330 344
years is based on the face amount for 6'0 306 339 354
accidental 6'1 315 349 364
death of the insured, or will be limited to 6'2 323 358 374
110% of the sum of premiums paid (minus 6'3 332 368 384
the loan 6'4 341 378 394
balance) for the death of the insured from 6'5 350 388 405
any other cause. Death benefit after the 6'6 359 398 415
first two 6'7 368 408 426
years is based on the face amount (minus 6'8 378 419 437
the loan balance) for the death of the 6'9 387 429 448
insured 6'10 397 440 459
ACCEPTS DIRECT EXPRESS CARDS
FOR PAYMENT PURPOSES***