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Self Build Credit Application Form

The document is an application form for a self-build credit account with Gibbs & Dandy. It requests personal and financial details from applicants to evaluate them for a credit limit of up to £20,000. It also includes terms and conditions for using the account and purchasing goods.

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sprite2l
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© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
0% found this document useful (0 votes)
54 views

Self Build Credit Application Form

The document is an application form for a self-build credit account with Gibbs & Dandy. It requests personal and financial details from applicants to evaluate them for a credit limit of up to £20,000. It also includes terms and conditions for using the account and purchasing goods.

Uploaded by

sprite2l
Copyright
© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
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SE

L F
BU
IL
D
SELF BUILD CREDIT
APPLICATION FORM
Apply today and benefit
from trade discounts
across 400,000 products

✔ Up to £20,000 credit available


✔ Dedicated self build expertise in-branch
SELF BUILD ACCOUNT APPLICATION FORM
PLEASE COMPLETE IN BLOCK CAPITALS
(For any enquiries relating to this form, please call 0141 425 2290)

YOUR details: 1st Applicant YOUR details: 2nd Applicant


FULL NAME: FULL NAME:
DATE OF BIRTH: DATE OF BIRTH:
CURRENT ADDRESS: CURRENT ADDRESS:
POSTCODE: POSTCODE:
LENGTH OF TIME AT THIS ADDRESS: ______YEARS ______MONTHS LENGTH OF TIME AT THIS ADDRESS: ______YEARS ______MONTHS
Do you own the property? (yes/no ): Yes Do you own the property? (yes/no ): Yes
Previous address if less than 3 years at current address: Previous address if less than 3 years at current address:

POSTCODE: POSTCODE:
LENGTH OF TIME AT THIS ADDRESS: ______YEARS ______MONTHS LENGTH OF TIME AT THIS ADDRESS: ______YEARS ______MONTHS
MOBILE NO: MOBILE NO:
LANDLINE NO: LANDLINE NO:
EMAIL: EMAIL:

bank details please enclose a copy of the letter of intent from your bank/building society IF AVAIL ABLE
Bank/Building Society Name: Address:

POSTCODE:
Do you mind GIBBS & DANDY contacting your lender? (Y/N): Yes Account Holder’s Name:
SORT CODE: Bank Account No:

Project Details
ADDRESS: POSTCODE:
TYPE OF BUILD: ✔ Traditional Build Timber fr ame renovation
LAND REGISTRY NUMBER IF KNOWN: EXPECTED PROJECT START DATE:

main branch you intend to trade with: CREDIT LIMIT REQUIRED:


TOWN/CITY: £:

Please complete all sections and return to: GIBBS & DANDY, 99 Harmony Row, Glasgow G51 3LH
Please supply one form of identification, either a utility bill or copy of a bank statement.
CUSTOMER DECLARATION
I/We the undersigned apply to Gibbs & Dandy for credit facilities and declare that the information given above is accurate. I /We agree to trade on Gibbs & Dandy’sTerms and Conditions of Sale
or Hire as are applicable at the date of the transaction and confirm that I /We have read the Terms and Conditions of Sale contained in this form. Gibbs & Dandy reserves the right to terminate
this Agreement for credit forthwith without notice upon a breach by the customer of any Terms and Conditions and all amounts then outstanding will become due forthwith. Thereafter interest
will be charged on a daily basis until the account is paid in full.

NAME (please print): NAME (please print):

SIGNED: DATE: SIGNED: DATE:

GIBBS & DANDY RESPECTING YOUR PRIVACY


We may need to disclose your information to our agents. We will record your purchasing preferences and may use your information for marketing. We may pass your information to our group
companies or other carefully selected third parties and we, or they may wish to contact you with offers of goods or services which may interest you. We will only do this if you do not object below
to us doing so.
1. Please tick here if you do not want us to contact you with information about goods and services which we feel may be of interest to you by post telephone email
2. P
 lease tick here if you do not want us to disclose your personal data to selected third parties (including other companies within our group) so that they can provide you with information about
their goods or services
Under the Data Protection Act, you have the right to apply for a copy of the information we hold on you (for which we may charge a small fee) and to correct any inaccuracies. Due to training
requirements some telephone calls may be monitored.

CREDIT SERVICES USE ONLY


Sales PERSON’s name: ACCOUNT NUMBER:
BRANCH NUMBER: CREDIT LIMIT APPROVAL:
TERMS AND CONDITIONS OF SALE
If you are a consumer, you have certain statutory rights regarding the return of defective Goods and claims in respect of losses caused by our
negligence or failure to carry out our obligations. These terms shall not affect your statutory rights.
1. DEFINITIONS 7.3 Until the title passes:
In these terms and conditions of sale, the following meanings shall apply: 7.3.1 You shall hold the Goods as our fiduciary agent and bailee.
“Company Signatory” means a person authorised by Us. 7.3.2 The Goods shall be stored separately from any other goods and You shall not interfere with any
“Consumer” means any natural person acting for purposes outside their trade, business or profession. identification marks, labels, batch numbers or serial numbers on the Goods.
“Contract” means the contract for the supply of Goods incorporating these Terms. 7.3.3 We agree that You may use, or agree to sell the Goods as principal and not as agents in the ordinary cause
“Defect” means the condition and/or any attribute of the Goods and/or any other circumstances which, but for the of your business subject to the express condition that at our direction, the entire proceeds of any sale or
effect of these Terms would have entitled You to damages. insurance proceeds received in respect of the Goods are held in trust for Us and not mixed with any other
“Goods” means the goods or when the context permits services to be supplied by Us. monies, or paid into an overdrawn bank account and, it shall, at all times, be identifiable as our money.
“Terms” means the terms set out in this document and any special terms agreed in writing between a Company 7.4 We shall be entitled, at any time, to recover any or all of the Goods in your possession to which We have
Signatory and You. title and for that purpose, We, our employees or agents may, with such transport as is necessary, enter
“We” and “Us” means Saint-Gobain Building Distribution Limited, Registered in England & Wales No. 1647362, upon any premises occupied by You, or to which You have access and where the Goods may be, or are
trading as Gibbs & Dandy. believed to be, situated.
“You” means the person seeking to purchase Goods from Us. 8. LIABILITIES
2. THE CONTRACT 8.1 Nothing in these Terms shall exclude or restrict our liability for death or personal injury resulting from our
2.1 All orders are accepted by Us only under these Terms and they may not be altered – other than with the written personal negligence or our liability for fraudulent misrepresentation.
agreement of a Company Signatory. Any contrary or additional terms, unless so agreed, are excluded. 8.2 Subject to Clause 8.1 of these Terms, We shall not be liable by reason of any misrepresentation (unless fraudulent)
2.2 Quotations are invitations to treat only. or any breach of warranty condition or other term express or implied or any breach of duty (common law or
2.3 Orders may be cancelled only with the agreement of a Company Signatory and You will indemnify Us against all statutory) or negligence for any damages whatsoever. Instead of liability in damages, We undertake liability under
costs, claims, losses or expenses incurred as a result of that cancellation. Clause 8.3 below.
2.4 You shall be responsible to Us for ensuring the accuracy of the terms of any order including any applicable design 8.3 Where but for the effect of Clause 8.2 of these Terms You would have been entitled to damages against Us, We
drawing or specification provided to Us by You and for giving Us any necessary information relating to the Goods
shall not be liable to pay damages but subject to the conditions set out in Clause 8.4 below shall at our sole
within a sufficient time to enable Us to perform the Contract in accordance with its Terms.
discretion, either repair the Goods at our own expense, or supply replacement Goods free of charge or refund all
2.5 2.5.1 It is your responsibility to be fully conversant with the nature and performance of the Goods, including any
(or where appropriate part) of the price of the relevant Goods.
harmful or hazardous effects their use may have.
8.4 We shall not be liable under Clause 8.3:
2.5.2 Without prejudice to Clause 2.5.4 of these Terms while We take every precaution in the preparation of
8.4.1 if the Defect arises from wear and tear.
our catalogues, technical circulars, price lists and other literature, these documents are for your general
guidance only and statements included in these documents (in the absence of fraud on our part) shall not 8.4.2 if the Defect arises from wilful damage, negligence, abnormal working conditions, misuse, alteration or
constitute representations by Us and We shall not be bound by them. repair of the Goods, failure to follow British Standard or industry instructions relevant to the Goods, or
2.5.3 If You require advice (including Health and Safety information) in relation to the Goods, a specific request storage of the Goods in unsuitable conditions (but this sub-clause shall not apply to any act or omission on
for advice should be made and any advice given in writing by a Company Signatory in response to such a our part).
request, shall amount to a representation and We shall be liable accordingly. 8.4.3 unless after discovery of the Defect We are given a reasonable opportunity to inspect the Goods before
2.5.4 We shall not be liable in respect of any misrepresentation made by Us, our employees or agents to You, they are used, or in any way interfered with. For the avoidance of doubt, We acknowledge that the costs of
your employees or agents as to the condition of the Goods, their fitness for any purpose or as to quantity suspending works are relevant to the determination of what is reasonable opportunity and this sub-clause
or measurements, unless the representation is: shall not apply to any works affecting the Goods, which it may be reasonably necessary to carry out in the
2.5.4.1 made or confirmed in writing by a Company Signatory: and/or interests of safety and/or as emergency measures.
2.5.4.2 fraudulent. 8.4.4 if the Defect would have been apparent on a reasonable inspection under Clause 6.1 of these Terms at the
2.5.5 For the avoidance of doubt, our liability for damages for misrepresentation (other than fraudulent) is time of unloading, unless You advise Us by telephone immediately and written notice of any claim is given
excluded or limited by Clause 8 of these Terms. to Us within three working days of the time of unloading.
3. PRICE 8.4.5 if the Defect is discovered within four months from the date of delivery, unless You give Us written notice
3.1 The Price of the Goods shall be that prevailing at the date of delivery of the Goods. The price is exclusive of VAT of the Defect within three working days of it being discovered.
which shall be due at the rate ruling on the date of a VAT invoice. 8.4.6 if in any case the Defect is discovered more than 4 months from the date of delivery.
3.2 Prices listed or quoted are based on costs prevailing at the time when they are given or agreed. We shall be 8.5 If the Goods are not manufactured by Us, or have been processed or milled by a third party – whether or not at your
entitled to adjust the price of the Goods as at the time of delivery by such amount as may be necessary to cover request – our liability, in respect of any Defect in workmanship or materials of the Goods, will be limited to such
any increase sustained by Us after the date of acceptance of your order and any direct or indirect costs of making, rights against the manufacturer or the third party as We may have in respect of those Goods.
obtaining, handling or supplying the Goods. 8.6 If the Goods are manufactured, processed or milled by Us to the design, quantity measurement or specification of
3.3 Prices quoted are applicable to the quantity specified and on the information provided by You at the time of order. You or your agents then:
In the event of orders being placed for lesser quantities, or if there is any change in specifications, delivery dates, 8.6.1 Subject to Clause 8.1 of these Terms, We shall not be under any liability for damages whatsoever or under
or delay is caused by your instructions or lack of instructions, We shall be entitled to adjust the price of the Goods Clause 8.3 of these Terms as the case may be except in the event of:
as ordered to take account of the variations. 8.6.1.1 fraudulent misrepresentation;
3.4 We shall have the option of supplying any Goods ordered by You in imperial measurements in the nearest 8.6.1.2 misrepresentation where the representation was made or confirmed in writing by a Company Signatory;
equivalent metric measurements and the Goods may be charged in metric measure allowing for conversions. 8.6.1.3 non-compliance with such design, quantity, measurement or specification;
4. PAYMENT 8.6.1.4 breach of a written warranty signed by a Company signatory that the Goods are fit for that purpose; or
4.1 Unless the sale is for cash, or other credit terms have been agreed in writing with a Company Signatory, all 8.6.1.5 a claim maintainable against Us pursuant to Clause 8.1 of these Terms.
accounts are due for payment on the 28th day of the month following the month in which the Goods are delivered. 8.6.2 You will unconditionally, fully and effectively indemnify Us against all loss damages, costs on an indemnity
4.2 We will accept payment of accounts by credit card subject to a 2.5% surcharge. the amount of this surcharge may basis and expenses awarded against or incurred, by Us in connection with, or paid, or agreed to be paid,
be revised by written notice to You including by announcements on our website from time to time. by Us in settlement of any claim for infringement of any patents, copyright design, trademark, or any other
4.3 Late payment will incur interest at 8% above the Bank of England base rate, prevailing from time to time, until the industrial or intellectual property rights of any other person.
date of payment after as well as before judgment. 8.6.3 You will further unconditionally, fully and effectively indemnify Us against all loss damages, costs on an
4.4 Credit facilities may be withdrawn or reduced at any time at our sole discretion. indemnity basis and expenses awarded against, or incurred by Us in connection with, or paid, or agreed to
4.5 Even if We have previously agreed to give You credit, We reserve the right to refuse to execute any order or be paid, by Us in settlement of any other claim arising from any such manufacturing processing or milling,
Contract if the arrangements for payment or your credit rating is not satisfactory to Us. In our discretion We may including – but not limited to – any Defect in the Goods. This indemnity will be reduced in proportion to the
require security satisfactory to Us or payment for each consignment when it is available and before it is despatched
extent that such loss damage, costs and expenses are due to our negligence.
in which case delivery will not be effected until We are in receipt of security or cleared funds as requested by Us.
8.7 You will unconditionally, fully and effectively, indemnify Us against all loss damages, costs on an indemnity
4.6 In the case of short delivery, You will remain liable to pay the full invoice price of all Goods delivered or available
basis and expenses awarded against, or incurred by Us in connection with, or paid, or agreed to be paid by Us
for delivery.
in settlement of any claim by any third party arising from the supply or use of the Goods. This indemnity will be
4.7 You may not withhold payment of any invoice or other amount due to Us by reason of any right of set off or
reduced in proportion to the extent that such loss, damage, costs and expenses are due to our negligence.
counterclaim, which You may have, or allege to have, for any reason whatsoever.
4.8 We shall be entitled at all times to set off any debt or claim of whatever nature which We may have against You 8.8 You (not being a Consumer) agree that where the Goods (being electrical equipment) become a waste in
against any sums due from Us to You. accordance with Directive 2002/96/EC (including any amendments and re-enactments thereof) and all applicable
5. DELIVERY Member State implementing regulations and laws (together known as the “WEEE Directive”), You agree to bear the
5.1 Delivery will be effected when the Goods leave our premises whether carried by Us or an independent carrier, or responsibility for ensuring, and financing all costs of collection, treatment, recovery and environmentally sound
the premises of our suppliers when the Goods are delivered direct from suppliers. disposal of the Goods in accordance with the WEEE Directive. In addition You (not being a Consumer) also agree
5.2 Delivery dates are given in good faith, but are estimates only. to bear responsibility for compliance with such requirements and financing all such costs in respect of any Goods
5.3 Time for delivery shall not be of the essence of the Contract. (being electrical equipment) which are being replaced by Goods as a new equivalent product or as a new product
5.4 For the avoidance of doubt, and without detracting from any other provisions of these Terms, We shall not be liable fulfilling the same function. Additionally You agree to indemnify and hold harmless Us and any other person who is
for any damages whatsoever whether direct or indirect (including for the avoidance of doubt of any liability to any the producer of the Goods within the meaning of the WEEE Directive from all such costs referred to in this clause.
third party) resulting from any delay in delivery of the Goods, or failure to deliver the Goods in a reasonable time – 8.9 Without prejudice to any other provisions in these Terms, in any event, our total liability for any one claim, or for
whether such delay or failure is caused by our negligence or otherwise howsoever. the total of all claims arising from any one act of default on our part howsoever arising (whether arising from our
5.5 We reserve the right to make delivery by instalments and tender a separate invoice in respect of each instalment. own negligence or otherwise), shall not exceed the purchase price of the Goods – the subject matter of any claim.
Our failure to deliver any one or more instalments, or any claim by You in respect of any one or more instalments, 9. NON-PAYMENT/INSOLVENCY
shall not entitle You to treat the Contract as a whole as repudiated. 9.1 “Insolvent” means You becoming unable to pay your debts within the meaning of Section 123 of the Insolvency
5.6 The price agreed includes our normal delivery charges but We may make an additional charge if We incur further Act 1986; the levying or the threat of execution or distress on any of your property; the appointment of a receiver
costs or expense such as (but not limited to): i) those caused by delivery of less than a full load, ii) complying with or administrative receiver over all, or any part, of your property; a proposal for a voluntary arrangement or
your request for delivery outside our normal delivery pattern or trading by instalments, iii) orders of small value compromise between You and your creditors, whether Pursuant to the Insolvency Act 1986 or otherwise; the
which are not economical for Us to deliver free. passing of a resolution for voluntary winding-up, or summoning a meeting to pass such a resolution otherwise
5.7 You must provide the necessary labour for unloading the Goods – and unloading is to be completed with than for the purposes of a bona fide amalgamation or reconstruction, the presentation of a petition for your
reasonable speed. If our delivery vehicle is kept waiting for an unreasonable time, or is obliged to return without winding-up, or for an administration order in relation to You. If You suffer any analogous step or proceedings under
completing delivery, or if We provide additional staff to unload Goods, an additional charge will be made. foreign law or You are ceasing, or threatening to cease to carry on your business.
5.8 You may collect Goods from Us during our trading hours. If they are not collected within 14 days from when We 9.2 If You fail to pay the price for any Goods on the due date or fail to pay any sum due to Us under any Contract on the
notify You that they are available, a storage charge will be payable before Goods are released. due date or You become insolvent or if You are a limited company or partnership and there is a material change
5.9 If You fail to take delivery, accept or collect the Goods within the agreed time, in our discretion, We may make in your constitution or You commit a material breach of this Contract and fail to remedy that breach, all sums
an additional charge, invoice You for the Goods, or treat the Contract as repudiated and, in any case, recover our outstanding between You and Us shall become immediately payable, and We shall be entitled to do any one or
losses from You. more of the following (without prejudice to any other right or remedy We may have):
5.10 If You collect Goods from Us, You are solely responsible for the size, weight and positioning of the load on the 9.2.1 require payment in cleared funds in advance of further deliveries
vehicle and shall indemnify Us in respect of all costs, claims, losses or expenses We may incur as a result of your 9.2.2 cancel or suspend any further deliveries to You under any Contract without liability on our part
collecting the Goods. 9.2.3 without prejudice to the generality of Clause 7 of these Terms exercise any of our rights pursuant to that
5.11 If the Goods are to be deposited other than on your private premises, You shall be responsible for compliance with clause.
all regulations, and for all steps which need to be taken for the protection at all times of persons or property. 9.3 If We reasonably incur third party costs, such as tracing or debt collection agency costs, or seek to take legal
5.12 We shall make a charge for packaging, including crate cases and pallets, which shall be credited if the crate cases proceedings to enforce our rights as a result of your breach of this Contract – including but not limited to –
or pallets are returned – carriage paid – in good condition and within seven days of delivery. Polythene sacks are
PLEASE RETAIN THESE TERMS AND CONDITIONS

recovery of any sums due, You will reimburse Us such reasonable agency costs or legal costs incurred on an
not returnable. indemnity basis.
5.13 You will indemnify Us in respect of all costs, claims, losses or expenses We may incur as a result of delivery in 9.4 Without prejudice to clause 9.3 if You are acting in the course of a business then in the event of late payment We
accordance with your instructions. This indemnity will be reduced in proportion to the extent that such costs,
reserve the right to claim compensation pursuant to the Late Payment of Commercial Debts (Interest) Act 1998
losses, claims or expenses are due to our negligence.
at the prevailing rate, currently £40 for a debt less than £1000, £70 for a debt of more than £1000 but less than
6. INSPECTION
£10,000 and £100 for a debt in excess of £10,000.
6.1 You shall inspect the Goods at the place and time of unloading or collection, but nothing in these Terms shall
10 GENERAL
require You to break packaging and/or unpack Goods which are intended to be stored before use.
10.1 This Contract shall be governed and interpreted according to the Law of England and Wales and You agree to
6.2 6.2.1 You must advise Us by telephone immediately and give Us written notice within three working days of
unloading of any claim for short delivery. submit to the non-exclusive jurisdiction of the English Courts.
6.2.2 If You do not give Us that notice within that time, the Goods will be deemed to have been delivered in the 10.2 We shall not be liable for any delay or failure to perform any of our obligations in relation to the Goods due to any
quantities shown in the delivery documents. cause beyond our reasonable control, including industrial action.
6.2.3 You shall not be entitled, and irrevocably and unconditionally waive any rights, to reject the Goods or claim 10.3 The waiver by Us of any breach or default of these Terms shall not be construed as a continued waiver of that
any damages whatsoever, for short delivery howsoever caused. breach, nor as a waiver of any subsequent breach of the same, or any other provision.
6.2.4 Our liability for short delivery is limited to making good the shortage. 10.4 If any clause or sub-clause of these Terms is held by a competent authority to be invalid or unenforceable, the
6.3 6.3.1 Where it is, or would have been, apparent on a reasonable inspection that the Goods are not in conformity validity of the other clauses and sub-clauses of these Terms shall not be affected and they shall remain in full
with the Contract or (where the Contract is a contract for sale by sample) that the bulk does not compare force and effect.
with the sample, You must advise Us by telephone immediately, and give Us written notice within three 10.5 We may assign, or subcontract all or part of this Contract and You shall be deemed to consent to any novation. This
working days of inspection. Contract is personal to You and it may not be assigned by You.
6.3.2 If You fail to give Us that notice within that time, the Goods will be deemed to have been accepted and You 10.6 Nothing in this Contract is intended to, or will grant any right, to any third party to enforce any Terms of this
shall not be entitled, and irrevocably and unconditionally waive any rights, to reject the Goods. Contract, be it express or implied.
6.3.3 If You fail to give Us that notice within that time, Clause 8 shall have effect. 10.7 Incorporation of your business: Until You are informed in writing by Us that either the status of the account has
7. TITLE AND RISK been amended to a limited company or a fresh account opened all orders will continue to be debited to the current
7.1 Risk in the Goods shall pass to You when the Goods are delivered. account and You will remain responsible to Us.
7.2 The property in the Goods shall remain with Us until You pay all sums due to Us, whether in respect of this
Contract or otherwise April 2011

ALL FINISHED? WHAT HAPPENS
Before posting your
NEXT?
completed application
form, please check: Once your application has been
processed, normally five working
• Have you enclosed one form of days, we will provide you with
identification (utility bill or bank written confirmation of your credit
statement)?
limit and account number.
• Have you enclosed a copy of the letter
of intent from your bank/building
society (if available)? This will confirm that your account
has been activatedand is ready for
• Have you filled in your required
credit limit? immediate use.
• Have you signed the application form?
For any enquiries relating to this
form, please call 0141 425 2290.
Please return your
completed application
form to:

GIBBS & DANDY


99 Harmony Row
Glasgow
G51 3LH

0800 008 7658


[email protected]
www.gibbsanddandy.com

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