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Initiate Business Checking

September 30, 2021 ■ Page 1 of 4

Questions?
NORMAN TITUS Available by phone 24 hours a day, 7 days a week:
We accept all relay calls, including 711
4606A BELL BLVD # 404
BAYSIDE NY 11361 1-800-CALL-WELLS (1-800-225-5935)

En español: 1-877-337-7454

Online: wellsfargo.com/biz

Write: Wells Fargo Bank, N.A. (348)

P.O. Box 6995
Portland, OR 97228-6995

Your Business and Wells Fargo Account options

A check mark in the box indicates you have these convenient
Visit wellsfargoworks.com to explore videos, articles, infographics, interactive
services with your account(s). Go to wellsfargo.com/biz or
tools, and other resources on the topics of business growth, credit, cash flow
call the number above if you have questions or if you would
management, business planning, technology, marketing, and more. like to add new services.

Business Online Banking

Online Statements
Business Bill Pay
Business Spending Report
Overdraft Protection

IMPORTANT ACCOUNT INFORMATION

Revised USPS service standards effective 10/1/21

Effective October 1, 2021, the United States Postal Service (USPS) has revised its service standards for certain First-Class Mail items,
resulting in a delivery window of up to five days. Please note this may delay your receipt of mail from us and our receipt of mail from
you. Please take this change into account when mailing items to us via USPS.

®
Consider signing into Wells Fargo Online for quicker access to your account information.

We're making important changes to the terms and conditions of some of our accounts. If these changes affect you, they will be
included in the Important Account Information section associated with your specific account.

(348)
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September 30, 2021 ■ Page 2 of 4

Statement period activity summary Account number: 1642403230

Beginning balance on 9/1 $25000.98 NORMAN TITUS
Deposits/Credits 955.46 New York account terms and conditions apply
Withdrawals/Debits - 332.63 For Direct Deposit use
Routing Number (RTN): 026012881
Ending balance on 9/30 $25,623.81
For Wire Transfers use
Routing Number (RTN): 121000248

Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements
please call the number listed on your statement or visit your Wells Fargo branch.

Transaction history

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Credits Debits balance
9/1 Purchase authorized on 08/30 Cohens Fashion Opt Forest Hills 224.00 24,776.98
NY S461242562211997 Card 9190
9/9 Mobile Deposit : Ref Number :103090628012 301.28
9/9 Mobile Deposit : Ref Number :403090628112 605.68 25,683.94
9/14 Purchase authorized on 09/12 Olive Garden 0001 Westbury NY 40.61 25,643.33
S461256038580825 Card 9190
9/17 Purchase authorized on 09/17 Walgreens Store 12704 Guy 18.58 25,624.75
Jamaica NY P00461260356557496 Card 9190
9/20 Purchase authorized on 09/18 Cryo Therapy of FI Hewlett NY 39.00
S461261604039457 Card 9190
9/20 Purchase authorized on 09/18 Rite Aid 02771 Jamaica NY 7.19 25,578.56
P00000000377461653 Card 9190
9/21 Mobile Deposit : Ref Number :614210379860 48.50
9/22 Purchase authorized on 09/21 Nycdot Parking Met Long Is City 3.25 25,623.81
NY S301264628672205 Card 9190
Ending balance on 9/30 25,623.81
Totals $955.46 $332.63

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for a
link to these documents, and answers to common monthly service fee questions.

Fee period 09/01/2021 - 09/30/2021 Standard monthly service fee $10.00 You paid $0.00

We waived the fee this fee period to allow you to meet the requirements to avoid the monthly service fee. This is the final period with the fee waived.
For the next fee period, you need to meet one of the requirements to avoid the monthly service fee.

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following account requirements
· Average ledger balance $1,0000.00 $25624.00
· Minimum daily balance $5000.00 $20000.83

C1/C1
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Account transaction fees summary

Units Excess Service charge per Total service
Service charge description Units used included units excess units ($) charge ($)
Cash Deposited ($) 0 5,000 0 0.0030 0.00
Transactions 3 100 0 0.50 0.00
Total service charges $0.00

Other Wells Fargo Benefits

Our National Business Banking Center customer service number 1-800-CALL-WELLS (1-800-225-5935) hours of operation have
temporarily changed to 7:00 a.m. to 11:00 p.m. Eastern Time, Monday through Saturday and Sunday 9:00 a.m. to 10:00 p.m. Eastern
Time. Access to our automated banking system, the ability to report a fraud claim on your business credit or debit card, and access to
report a lost or stolen business card will continue to be available 24 hours a day, 7 days per week. Thank you for banking with Wells
Fargo. We appreciate your business.

IMPORTANT ACCOUNT INFORMATION

We are updating the Deposit Account Agreement ("Agreement") dated May 28, 2021. Effective August 9, 2021, in the section of the
Agreement titled "Closing Accounts," the subsection "Closing your account if the balance is zero" is deleted and replaced with the
following:

Accounts with a zero balance will continue to be charged applicable fees (like the monthly service fee) until you request to close
your account. We may close an account (except analyzed business accounts) with a zero balance on the fee period ending date or at
month end without prior notification to you. Once an account is closed (either by you or us), no fees will be assessed on the account.
- To prevent closure by us, an account with a zero balance must have a qualifying transaction posted within the last two months of the
most recent fee period ending date. IOLTA and RETA accounts require a qualifying transaction within ten months of the most recent
fee period ending date.
- Examples of qualifying transactions are deposits and withdrawals made at a branch, ATM, online, mobile, or via telephone; one-time
and recurring transfers made at a branch, ATM, online, mobile, or via telephone; automatic or electronic deposits, such as from payroll
or government benefits; automatic or electronic payments, including Bill Pay; one-time and recurring purchases or payments made
using a card or mobile device; and checks paid from the account. IOLTA and RETA accounts are not eligible for ATM cards or debit
cards.
- Bank-originated transactions, like monthly service or other fees, are not considered qualifying transactions that will prevent closure of
an account with a zero balance.

All other aspects of the Agreement remain the same. If there is a conflict between the updated language above and the Agreement,
the updated language will control. The most recent Deposit Account Agreement and related addenda are located online at
wellsfargo.com/online-banking/consumer-account-fees.

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General statement policies for Wells Fargo Bank

■ Notice: Wells Fargo Bank, N.A. may furnish information about accounts You must describe the specific information that is inaccurate or in dispute
belonging to individuals, including sole proprietorships, to consumer and the basis for any dispute with supporting documentation. In the case of
reporting agencies. If this applies to you, you have the right to dispute the information that relates to an identity theft, you will need to provide us with
accuracy of information that we have reported by writing to us at: Overdraft an identity theft report.
Collections and Recovery, P.O. Box 5058, Portland, OR 97208-5058.

Account Balance Calculation Worksheet Number Items Outstanding Amount

1. Use the following worksheet to calculate your overall account balance.

2. Go through your register and mark each check, withdrawal, ATM

transaction, payment, deposit or other credit listed on your statement.
Be sure that your register shows any interest paid into your account and
any service charges, automatic payments or ATM transactions withdrawn
from your account during this statement period.

3. Use the chart to the right to list any deposits, transfers to your account,
outstanding checks, ATM withdrawals, ATM payments or any other
withdrawals (including any from previous months) which are listed in
your register but not shown on your statement.

ENTER
A. The ending balance
shown on your statement ............................................. $.

ADD
B. Any deposits listed in your $
register or transfers into $
your account which are not $
shown on your statement. + $

.................................... TOTAL $

CALCULATE THE SUBTOTAL

(Add Parts A and B)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . TOTAL $

SUBTRACT
C. The total outstanding checks and
withdrawals from the chart above ........................ . - $

CALCULATE THE ENDING BALANCE

(Part A + Part B - Part C)
This amount should be the same
as the current balance shown in
your check register . . . . . . . . . . . . . . . . . . . . . . . . . . .$.

Total amount $

©2010 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. NMLSR ID 399801