How To Rent Guide
How To Rent Guide
HOW TO...
HOW TO RENT 2
Contents
1. Assured shorthold tenancies 3 5. Living in your rented home 11
HOW TO RENT 3
HOW TO RENT 4
£ How much is the deposit? Since 1 June 2019, £ Which area you would like to live in and
there has also been a cap on the deposit that how you are going to look for a rented
the tenant is required to pay at the start of the home? The larger the area where you are
tenancy. If the total annual rent is less than prepared to look, the better the chance of
£50,000, the maximum deposit is 5 weeks’ finding the right home for you.
rent. If the annual rent is £50,000 or above, the
maximum deposit is 6 weeks’ rent. The deposit £ Do you have your documents ready?
must be refundable at the end of the tenancy, Landlords and agents will want to confirm your
usually subject to the rent being paid and the identity, immigration status, credit history and
property being returned in good condition, and possibly employment status.
it must be ‘protected’ during the tenancy. See £ Do you have the right to rent property?
‘Deposit protection’ below. Landlords in England must check that all people
£ How long do you want the tenancy for? aged 18 or over, living in their property as
The landlord must allow you to stay in the their only or main home have the right to rent.
property for a minimum of 6 months. Most Landlords must carry out this check before the
landlords offer tenancies for a fixed term of 6 or start date of your tenancy agreement. There
12 months. However, it is possible to negotiate are two types of right to rent checks; a manual
a longer tenancy. Alternatively, you could agree document-based check or a check via the Home
to a tenancy which rolls over on a weekly or Office online checking service. Your landlord
monthly basis. These tenancies have no fixed end can’t insist which option you choose but not
date, but the landlord must allow you to stay in everyone can use the online service.
the property for at least 6 months.
Further information on how to prove your right
£ What can you afford? Think about how to rent to a landlord can be found on GOV.UK.
much rent you can afford to pay: 35% of your
take-home pay is the most that many people £ Will you need a rent guarantor?
can afford, but this depends on what your Some landlords might ask someone to guarantee
other outgoings are (for example, whether you your rent. If you don’t have a guarantor, you can
have children). ask Shelter for advice.
DocuSign Envelope ID: 226719CD-39FE-42F1-93CF-A7C1035CE934
HOW TO RENT 5
£ Look for landlords who belong to £ Letting agents must be a member of a redress
an accreditation scheme. Accreditation scheme. You should check which independent
schemes provide training and support to redress scheme the agent is a member of in
landlords in fulfilling their legal and ethical case you have an unresolved dispute.
responsibilities. Your local authority can advise
you about accreditation schemes operating in £ If they receive money from you such as rent
your area. The National Residential Landlords payments, you should also check they are a
Association and the Guild of Residential member of a client money protection scheme.
Landlords run national schemes. See a list of approved schemes. By law, this
information should also be clearly visible to
you at the agent’s premises and on their
website.
HOW TO RENT 6
HOW TO RENT 7
Make sure you have the name of your landlord The government’s guidance on the Tenant Fees
and an address in England or Wales where the Act contains information about the fees that
landlord will accept service of notices, in writing. letting agents and landlords are prohibited to
Landlords are obliged to provide you with this charge tenants, as well as the fees that are
information and the rent is not ‘lawfully due’ until permitted.
they do so.
Permitted fees are as follows:
If the property is a flat, ask whether the landlord is
the owner or leaseholder of the flat, and ask £ rent
whether the freeholder, for example the owner of
£ a refundable tenancy deposit capped at no
the block, has agreed to the flat being let out. If
more than 5 weeks’ rent where the total
the landlord has a mortgage ask whether the
annual rent is less than £50,000, or 6 weeks’
mortgage company has agreed to the letting. The
rent where the total annual rent is £50,000
landlord may not need the freeholder’s consent
or above
but, if there is a mortgage, the lender’s consent
will always be needed. Be aware that you may £ a refundable holding deposit (to reserve a
have to leave the property if the landlord does not property) capped at no more than
keep up the mortgage payments. 1 week’s rent
If the property is a house, ask whether the £ payments associated with early termination of
landlord is the owner, whether the landlord has a the tenancy, when requested by the tenant
mortgage and whether the mortgage company
£ payments capped at £50 (or reasonably
has agreed to the letting. You may have to leave
incurred costs, if higher) for the variation,
the property if the landlord does not keep up the
assignment or novation of a tenancy
mortgage payments.
£ payments in respect of utilities,
If the ‘landlord’ is not the property owner – and communication services, TV licence and
they claim to be a tenant, a family member or a Council Tax
friend, be very cautious, as it could be an unlawful
sub-letting. £ a default fee for late payment of rent and
replacement of a lost key/security device
giving access to the housing, where required
under a tenancy agreement
HOW TO RENT 8
Licensing requirements
Selective Licensing
HOW TO RENT 9
HOW TO RENT 10
£ A copy of this guide ‘How to rent: the checklist for renting in England’ when a new tenancy starts as a
printed copy or, if you agree, via email as a PDF attachment.
£ A gas safety certificate. The landlord must provide you with a copy of this certificate before you enter into
occupation of the property and must give you a copy of the new certificate after each annual gas safety
check, if there is a gas installation or appliance.
£ Deposit paperwork. If you have provided a deposit, the landlord must protect it in a government
approved scheme within 30 days and provide you prescribed information about it. Make sure you get the
official information from your landlord, and that you understand how to get your money back at the end
of the tenancy. Keep this information safe as you will need it later.
£ The Energy Performance Certificate (EPC). Your landlord must provide you with a copy of the EPC, which
contains the energy performance rating of the property you are renting, free of charge at the onset of
your tenancy. As of April 2020, all privately rented properties must have an energy performance rating of
EPC Band E or above (unless a valid exemption applies) prior to being let out. You can also search online
for the EPC and check its rating on https://www.epcregister.com/.
£ Under the Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020, landlords
have to get their property electrics checked at least every five years by a properly qualified person. This
applies to new tenancies from 1 July 2020 and existing tenancies from 1 April 2021. The electrics must be
safe and your landlord must give you proof of this. For more information please see our guidance on
electrical safety standards in the private rented sector.
£ Evidence that smoke alarms and any carbon monoxide alarms are in working order at the start of the
tenancy. Tenants should then regularly check they are working.
DocuSign Envelope ID: 226719CD-39FE-42F1-93CF-A7C1035CE934
HOW TO RENT 11
HOW TO RENT 12
HOW TO RENT 13
HOW TO RENT 14
HOW TO RENT 15
HOW TO RENT 16
HOW TO RENT 17
Read the government’s guidance on the Tenant Fees £ Citizens Advice – free, independent,
Act. This includes: confidential and impartial advice to everyone
£ what the Tenant Fees Act covers on their rights and responsibilities.
£ Shelter – housing and homelessness charity
£ when it applies and how it will affect you
who offer advice and support.
£ helpful Q&A £ Crisis – advice and support for people who are
homeless or facing homelessness.
£ Your Local Housing Authority – to make a
Tenancy deposit protection schemes complaint about your landlord or agent, or
about the condition of your property.
Your landlord must protect your deposit with a £ Civil Legal Advice – if you are eligible for legal
government-approved tenancy deposit scheme. aid, you can access free and confidential advice.
£ Money Advice Service – free and impartial
£ Deposit Protection Service
money advice.
£ MyDeposits £ The Law Society – to find a lawyer.
£ Tenancy Deposit Scheme £ Gas Safe Register – for help and advice on gas
safety issues.
£ Electrical Safety First – for help and advice on
electrical safety issues.
Client money protection schemes
£ Marks Out Of Tenancy – information for
current and prospective tenants.
Your agent must protect money such as rent
payments through membership of a government
approved client money protection scheme. Also in this series
HOW TO RENT 18