wilyfee Finance TY complete each sentence with the best word. Use agood dictionary to help you if necessary. A [email protected] bank supports projects which delve a positive impact soclaly and environmentally. ) sustainable b) convertible renewable 4aMOd GUOM 2 Business activites that take place unoficialy, especialy inorder to avoid paying tax, constitute what we call the economy. a) grey b) white ©) black 3 Continuing strong sales and earnings gains enabled thecompary to increase ts shareholders’ total. on investment, a) dividend = b) return bonus 4 Lastyear, debts caused by the recession wiped out the bank's ‘operating prot. be b) gross 2) peak 5. Customers began withdrawing deposits, causing difcuties forthe. ofthe bank. 2) liquidity) transparency) _creeibiliy 6 The company eventually went. leaving debts of £9 milion, a) crash b) bust © cutain 7 Are-you interested in taking an active roe in the business or would you rather be a partner? 2) rampant) gray © sleeping 8 The global crisishas clearly left many bank customers firancialy, 2) prevented —_b) exposed ==) suspected 9 Incredible though it may seem, banks have no systems in place for managing thelr own cash, a) debit ») flow ©) subsidy 10 The money willbe Jnto your account on the 25th ofthe month, a) deposited —_b)_versed ©) reckonee 411 The Pakistani government has welcomed the approval o'a $500m {ree loan from the World Bank’ International Development Assocation a) charge ») rate 2. interest 12 Dividends are paid to each year adequate profits are made. a) customers b) debtors) shareholders 13 The value af company’s shares is called a) equity b) dividend) holding 14 The interest ‘on the loan was 15 percent a) fee b) rate charge 115 We want to find a partner who will take a In our business. a) tisk b) stake shareUNIT7 =» FINANCE Match the verbs 1-7 with the nouns a-g to make common collocations. 1. toopen. 8) anew client 2 togo B) outside the box 3. totake on ©) one's portato 4 todiversity é) anaccount 5 tospread ©) bankrupt 6 tothink 1) aptess statement 7 toissue 8) arisk Match the words 1-8 with the words a-h to make compounds. 4aMOd GYOM. 1 venture a) account 2 savings by fund 3 debt 0 evasion 4 bridging ) funding 5 overdraft ©) angel 6 tx A) toan 7 pension 8) acities 8 business hy capitalist complete the sentences with compounds from Exercise C. 1 a.veatere.. capitalist. is aspecuiator who makes money availabe for innovative projects. 2A is just fora short period of time while longer-term financing is arranged. He pleaded guilty to charges of bank fraud and, In terms of return, as a provider of. the return for us {is merely the interest that we are paid on the loan. 5. it seems that most bank customers" use of. " is unintentional in nature 6A isa private investor who Finances very small or start-up companies and may provide them withthe benefit of his or her expertise 7 Alarge number of _Swhich invest a certain percentage ethically may stil have in their main portfolio a tobacco or an arms-exporting company. B The average. pays interest of less than 1 per cent and very few accounts offer areal return to savers after inflation and tax. [complete this extract from a newspaper article with the words from the box. ‘advisers consumers erosion expenses proportion savings Almost a thind of UK adulis are A poll by Moneysupermarket. of individuals? failing back on shir savings and mn, che campos wels Toug-erm savings: sald Robin investments 10 supplement their also” found that over half of | Stoakley of Schroders. UK. income. 2 said they have Intermediary Business. esuchpublited by ipl in te YS tg reel tw 35 pr Schroder tas teted ta 31 cea fn : per oot of Briony spert_ an “The amount of capital being any hirer ave ene A600 cree lot dawn wn eggs at sed fom apa TZ moni op "the ving 0 tay ay fa th ae ine exPenses...! being drained but a significant past 12 months. a‘UVWWVva9 ONY LxaL UNIT7 >» FINANCE Complete each set of sentences with the same multi-word verb from the box. Use the appropriate form of the verb each time. 1a) The whole banking system was. not because risk management was deficient nor because greed was rampant but because bankers could not count b) The government hopes these measures will help to ination, ©) They were threatening to the government by withdrawing from the ruling coalition 2 a) Themeeting dragged on and | didn't until even. 1) The charge was reduced to manslaughter and he with three years in prison. ©) How did the shareholders let the banks. with such folly? 3. a) Notonly has the banking industry been spending money that sno longer there, ithas been, _-money that it only imagined it had in the fist place. b)_ We have 1,000 cos to 10 our readers. ©) Philtried to smile but his voice him. 4. a) Jackwas not doing very well so he became jealous when Mims career started ) elt quite excited as the plane. from Heathrow. twas so hot that | wanted to. ny shi. 5 a) Itwas agenerous offer but he. “6 B) canyou. the tv 21m tying to work ©) Who would an invitation to goto Auckland? Complete each sentence with the best word. A Weare giving ....-.P......8 fee diay wth tomortow’s newspaper. a) out b) away 0 off 2 Allbusiness people know that you can cary for awhile if you make no profits but not for very long. a) on ») over ow 3. Ifyou in business and you out of sash, you're finished. a fall beet oun ‘4 Ourprincipal responsibility i to down the level of unemployment. a) bring b) tum take 5 Some people break the aw and get anay. it a) about b) over 2 with 6 Last yearthe CEO. out onanew sportscar a) flashed) splashed ©) trashed 7. Were all very happy that Sues business has taken. a up b) over © off 8 Any industry that pays. Imaginary will go bust quickly. in cash colossal profits that are largely a) out » w 2) overUNIT *» FINANCE Complete the text with the verbs from the box. [announced achieved are Follows grown hasimproved de BENTIX INTERNATIONAL Results Update ah Bentix, the Luxemburg-based multi-brand health and personal care product = manufacturer, ..2.094n¢ed.... today that its profits for the half year to 1 July a ? ahead of its expectations. This > avery strong o performance by Pharma Vita, its over-the-counter health product operation, in s February and March. ry an = 5 Chairwoman Helen Dejong said, We * very pleased with the = performance of Pharma Vita. Since Spring last year, we have delivered two improved seasons, which, together with several other exciting initiatives, demonstrate how successfully our strategy b Over the past eighteen months, the management the efficiency of the business, ? marketing more effective, online sales significantly and savings in production and advertising. These actions. operating margins However, it is not possible to say at this stage whether the second half will show the same level of profit growth.” Bentix will now announce its interim results on Friday, 29 July. DL Sixinstances of the definite article, the, are mis: isert them where they belong. | (Our strategy for Bentxis to positon brand asa major player in medium cost health and personal care arena, by not only expandingits antiseptics offering, but aso diversifying into other healthcare products. Earl this year we started testing essential oils anc herbal remedies with some success and we will look to introduce more new product, concepts over next 12 to 18 months. We will be deploying many of successful initiatives tested in Fist haf before festive season.