A-Plus Total Health

BENEFITS OF A-PLUS TOTAL HEALTH AT A GLANCE: Benefits Plan 150 Plan 200 Plan 300 Plan 500
Extra Care
Benefits Plan 150 Plan 200 Plan 300 Plan 500
10. Optical Support N/A N/A Up to RM7,000
Annual Limit 300,000 1,000,000 1,500,000 2,000,000 • Intraocular Lens per lifetime
(applicable for item no.1 to no. 12)
11. Specified Maternity Complications Benefit N/A N/A Up to RM10,000
Lifetime Limit No limit (per lifetime) per lifetime
OPTION OF Choose RM500 12. Home Nursing Care
Deductible Amount 500 10,000 Deductible; or Deductible and (per Confinement) N/A 4,000 6,000 10,000
(per Any One Disability) Deductible 500 Deductible; or you can use your
(applicable for item 1-3 below only) Health Wallet (up to 180 days per lifetime)
Zero Deductible
13. Emergency Medical Evacuation and Up to USD 1 million per event
Personal Medical Case Management Not Repatriation
(Medix) applicable Yes
Health Wallet
In-Patient Care Amount stated below will be credited to Health Wallet based on the 2 conditions outlined below
1. Hospital Room & Board
(150 days maximum per rider year and daily 150 200 300 500 Yearly Health Wallet Amount
maximum not to exceed amount as shown) (applicable for item no. 14 to no. 17)
2. ICU (up to 150 days per year) As Charged, subject to Annual Limit Initial boost: If no claims are made for item no. 1 800 1,000 3,000 5,000
to no.12 for 2 consecutive years; AND
3. In-Hospital Related Fees If contribution payments are up-to-date.
• Hospital Supplies and Services
• Surgical Fees Yearly boost: Payment up to 10 times will be
• Operating Theatre Fees Refer to As Charged, credited for every subsequent no-claim year 200 300 1,000 1,500
• Anaesthetist’s Fees Note (1) AND contribution payments are up-to-date.
• In-Hospital Doctor’s visit (up to 2 visits per subject to Annual Limit
day per Physician) 14. Deductible Payment As Charged,
• Daily Guardian Benefit (for both junior and Utilisation for payment of Deductible Amount subject to total fund in the Health Wallet
senior) (Up to 150 days per years)
15. Prevention
Out-Patient Care i. Health Screening
4. Pre-Hospitalisation ii. Vaccination (16 years and above):
(within 60 days before hospitalisation) • Flu vaccination Up to RM300 every year,
• Diagnostic Tests As Charged, subject to Annual Limit • Hepatitis B N/A N/A subject to total fund in
• Specialist Consultation • HPV the Health Wallet.
• Medication and Treatment • Shingles
• Pneumococcal
5. Post-Hospitalisation iii. Flu Vaccination for Juvenile 16 years old &
(within 150 days after hospitalisation) below
• Diagnostic Tests Benefit
• Specialist Consultation As Charged, subject to Annual Limit 16. Special Care Benefit
• Medication and Treatment • Congenital Conditions
(i.e. physiotherapy, chiropractic and • Elective / Plastic / Cosmetic surgery due to
acupuncture) accident or cancer

6. Out-patient Kidney Dialysis and Cancer 300,000 17. Recovery and Support
Treatment per lifetime As Charged, subject to Annual Limit i. Mobility and Hearing Support As Charged, subject to
• Artificial Limb N/A N/A total fund in the Health
7. Day Care Procedure and Surgery • Hearing Aid Wallet
8. Emergency Accidental Out-patient Treatment As Charged, subject to Annual Limit ii.Recovery Care
(inclusive Dental) and 30 days follow-up • Cancer
treatment • Stroke
9. Out-patient Treatment for • Heart Attack
a) Bronchitis;
b) Dengue; 2,500 2,500 3,000 5,000
c) Influenza; and per disability per disability per disability per disability
d) Pneumonia
A-Plus Total Health

Important Note
Benefits Plan 150 Plan 200 Plan 300 Plan 500
18. Mental Health Benefit 1. This brochure provides a summary of the main features of this product. It does not constitute a Takaful
Psychiatrist Consultation Fees for the Certificate. Please refer to the Takaful Certificate for more details or exact terms and conditions. Should you
following conditions:
• Major Depressive Disorder Up to RM 1,500 every require additional information about medical and health Takaful, you may also refer to the insurance info
• Obsessive Compulsive Disorder year, subject to the total booklet on ‘Medical and Health Takaful’ available at all our branches or visit www.insuranceinfo.com.my.
N/A N/A fund in the Health
• Schizophrenia
• Bipolar Disorder Wallet.
2. You are entitled to an individual tax relief when you participate in this plan, subject to terms and conditions
• Tourette Syndrome of the Inland Revenue Board of Malaysia (LHDN).
• Postpartum Depression
19. Protect Boost The total amount available in Health Wallet shall 3. Please note that contributions paid by business organisations are subject to the applicable tax imposed by
be payable: the Government of Malaysia at the prevailing rate.
(a) for the remaining Eligible Expenses up to
RM500 per disability, in the event the Inner About AIA PUBLIC Takaful Bhd.
Limit is fully utilized (only applicable for Plan
150), or
(b) for the remaining Eligible Expenses in the AIA PUBLIC Takaful Bhd. (AIA PUBLIC Takaful) is jointly owned by AIA Co. Ltd. (AIA), Public Bank Berhad (PBB)
event the Annual Limit is fully utilized, or and Public Islamic Bank Berhad (a wholly-owned subsidiary of PBB). Incorporated on 11 March 2011, AIA
(c) upon death of the Person Covered, subject to PUBLIC Takaful leverages on AIA and PBB Group’s leadership positions as well as established infrastructure and
the maximum of 2 times of the basic sum distribution networks in the insurance and banking industries to drive growth and increase the Family Takaful
covered regardless of initial sum covered, any
sum covered changes or reduction of sum penetration in the domestic market.
covered due to claim.
Note: Basic Sum Covered shall refer to the current AIA PUBLIC Takaful is committed to offering the right Shariah solutions to meet the different life stages needs of
sum covered of the basic plan that A-Plus Total our customers.
Health is attachable (A-Life Ikhtiar).

Note:
1. For Person Covered with attained age 0 to 5, admission due to Bronchitis, Dengue, Influenza or Pneumonia is
up to RM2,500 per disability (“Inner Limit”) while for other illnesses is As Charged, subject to Annual Limit.
The Inner Limit will be waived for Person Covered with attained age 6 and above.
2. All amounts shown in the Schedule of Benefits above are in Ringgit Malaysia (RM) unless stated otherwise.
3. Benefits for no.1 to 12 are subjected to annual limit amount.
4. Benefits for no. 14 to 18 are subjected to Health Wallet amount and do not accelerate annual limit amount.
5. Benefit no. 14 only applicable for 500D option only.

WHO CAN APPLY?

Contact our
AIA Life Planner
today!