CONSUMER CIR

CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

CONSUMER INFORMATION:
NAME: NIRMAL KUMAR V

DATE OF BIRTH: 08-06-1985 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
777 1: PRESENCE OF DELINQUENCY IN THE RECENT PAST

PERSONAL LOAN SCORE

723 1:
2:
ONE OR MORE TRADES WRITTEN OFF IN THE PAST 24 MONTHS.
ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
3: PRESENCE OF DELINQUENCY.
4: LOW AVERAGE TRADE AGE.
5: LOW PROPORTION OF SATISFACTORY TRADES.
6: TOO FEW SATISFACTORY BANKCARD ACCOUNTS.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) AQGPN2709P

VOTER ID NUMBER XRE510016

DRIVER'S LICENSE NUMBER TN32Z20040001237

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

UNIVERSAL ID NUMBER (UID) 712613201503

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 919943448384

MOBILE PHONE 9943448384

MOBILE PHONE 919688882122

HOME PHONE 968882122

EMAIL CONTACT(S):
EMAIL ADDRESS

[email protected]

[email protected]

[email protected]

[email protected]

ADDRESS(ES):

ADDRESS :RAGAVENDRA FINANCE AYYOTHI YAPATTINAM SALEM SALEM TAMIL NADU 636103

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:31-03-2015

ADDRESS :SALEM SALEM SALEM TAMIL NADU 636103

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-01-2015

ADDRESS :S O VENKATACHALAM P828/82A RAM NAGAR REVATHI RICE MILL AYOTHIYAPATTINAM SALEM TAMIL NADU 636103

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:30-09-2014

ADDRESS :S O VENKATACHALAM P828/82A RAM NAGAR REVATHI RICE MILL AYOTHIYAPATTINAM SALEM TAMIL NADU 636103

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:30-09-2014

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

LOAN AGAINST SHARES/ 31-08-2022 SELF EMPLOYED 50000 GROSS INCOME ANNUAL
SECURITIES

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 76 HIGH CR/SANC. AMT: 37,48,410 CURRENT: 2,01,686 RECENT: 30-08-2022

OVERDUE: 0 OVERDUE: 0 OLDEST: 08-06-2013

ZERO-BALANCE: 72

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 9 0 1 0 20-07-2022

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 30-08-2022 SANCTIONED: 66,000

ACCOUNT NUMBER: 180105780835 REPORTED AND CERTIFIED: CURRENT BALANCE: 66,323
TYPE: LOAN AGAINST SHARES/ 31-08-2022 EMI: 66,000
SECURITIES PMT HIST START: 01-08-2022 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-08-2022 INTEREST RATE: 8.00
COLLATERAL VALUE: 137140
COLLATERAL TYPE: GOLD

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000
08-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 03-06-2022 SANCTIONED: 31,000

ACCOUNT NUMBER: 180081458877 REPORTED AND CERTIFIED: CURRENT BALANCE: 31,857
TYPE: LOAN AGAINST SHARES/ 31-08-2022 EMI: 31,000
SECURITIES PMT HIST START: 01-08-2022 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-06-2022 INTEREST RATE: 7.00
COLLATERAL VALUE: 74895

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

COLLATERAL TYPE: GOLD

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000

08-22 07-22 06-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-03-2022 SANCTIONED: 50,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 06-04-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 06-04-2022 EMI: 1,000
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-06-2022
COLLATERAL TYPE: GOLD PMT HIST START: 01-06-2022
PMT HIST END: 01-03-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD

06-22 05-22 04-22 03-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 07-03-2022 SANCTIONED: 80,000

ACCOUNT NUMBER: 180060424626 REPORTED AND CERTIFIED: CURRENT BALANCE: 83,123
TYPE: BUSINESS LOAN - PRIORITY 31-08-2022 EMI: 80,000
SECTOR - AGRICULTURE PMT HIST START: 01-08-2022 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-03-2022 INTEREST RATE: 7.00
COLLATERAL VALUE: 158200
COLLATERAL TYPE: GOLD

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000

08-22 07-22 06-22 05-22 04-22 03-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 02-09-2021 SANCTIONED: 66,000

ACCOUNT NUMBER: 180015308361 LAST PAYMENT: 30-08-2022 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 30-08-2022 EMI: 66,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-08-2022 INTEREST RATE: 7.00
COLLATERAL TYPE: GOLD PMT HIST START: 01-08-2022 ACTUAL PAYMENT: 71,401
PMT HIST END: 01-09-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000
08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 08-06-2021 SANCTIONED: 31,000

ACCOUNT NUMBER: 4363842031790 LAST PAYMENT: 03-06-2022 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 03-06-2022 EMI: 31,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-06-2022 INTEREST RATE: 7.00
COLLATERAL TYPE: GOLD PMT HIST START: 01-06-2022 ACTUAL PAYMENT: 34,310
PMT HIST END: 01-06-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 06-02-2021 SANCTIONED: 87,000

ACCOUNT NUMBER: NOT CLOSED: 08-09-2021 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 90,674
TYPE: GOLD LOAN 30-09-2021 REPAYMENT TENURE: 6
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2021
PMT HIST END: 01-02-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000

09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 10-09-2020 SANCTIONED: 66,000

ACCOUNT NUMBER: 4363842029508 LAST PAYMENT: 02-09-2021 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 02-09-2021 EMI: 66,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-09-2021 INTEREST RATE: 7.00
COLLATERAL TYPE: GOLD PMT HIST START: 01-09-2021 ACTUAL PAYMENT: 71,721
PMT HIST END: 01-09-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-06-2020 SANCTIONED: 56,000

ACCOUNT NUMBER: NOT CLOSED: 03-12-2020 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 60,571
31-12-2020

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

TYPE: GOLD LOAN PMT HIST START: 01-12-2020 REPAYMENT TENURE: 12

OWNERSHIP: INDIVIDUAL PMT HIST END: 01-06-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000

12-20 11-20 10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 02-06-2020 SANCTIONED: 31,000

ACCOUNT NUMBER: 4363842028326 LAST PAYMENT: 08-06-2021 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 08-06-2021 EMI: 31,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-06-2021 INTEREST RATE: 7.00
COLLATERAL TYPE: GOLD PMT HIST START: 01-06-2021
PMT HIST END: 01-06-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 21-12-2019 SANCTIONED: 56,000

ACCOUNT NUMBER: NOT CLOSED: 10-06-2020 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 58,352
TYPE: GOLD LOAN 30-06-2020 REPAYMENT TENURE: 6
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-06-2020
PMT HIST END: 01-12-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000

06-20 05-20 04-20 03-20 02-20 01-20 12-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 24-09-2019 SANCTIONED: 66,000

ACCOUNT NUMBER: 4363842025350 LAST PAYMENT: 10-09-2020 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 10-09-2020 EMI: 66,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-09-2020 INTEREST RATE: 9.00
COLLATERAL VALUE: 87780 PMT HIST START: 01-09-2020
COLLATERAL TYPE: GOLD PMT HIST END: 01-09-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-07-2019 HIGH CREDIT: 1,126 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 18-08-2020 CURRENT BALANCE: 0 WRITTEN-OFF
DISCLOSED CLOSED: 06-12-2021 CREDIT LIMIT: 49,000
TYPE: CREDIT CARD REPORTED AND CERTIFIED: CASH LIMIT: 4,900
OWNERSHIP: INDIVIDUAL 18-09-2022 PMT FREQ: MONTHLY
PMT HIST START: 01-09-2022 INTEREST RATE: 47.88
PMT HIST END: 01-10-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 178 178 178 178 178 168 144 114 082 054 022 000 000 000 000 000
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 17-06-2019 SANCTIONED: 85,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 17-07-2019 CURRENT BALANCE: 0
DISCLOSED CLOSED: 17-07-2019 EMI: 93,098
TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: INTEREST RATE: 9.50
SECTOR - AGRICULTURE 30-09-2019
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2019
COLLATERAL TYPE: GOLD PMT HIST END: 01-06-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD

09-19 08-19 07-19 06-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 14-06-2019 SANCTIONED: 31,000

ACCOUNT NUMBER: 4363842023754 LAST PAYMENT: 02-06-2020 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 02-06-2020 EMI: 31,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-06-2020 INTEREST RATE: 9.00
PMT HIST START: 01-06-2020
PMT HIST END: 01-06-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19

ACCOUNT DATES AMOUNTS STATUS

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

MEMBER NAME: NOT DISCLOSED OPENED: 11-04-2019 SANCTIONED: 1,05,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 11-06-2019 CURRENT BALANCE: 0
DISCLOSED CLOSED: 11-06-2019 EMI: 1,15,003
TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: INTEREST RATE: 9.50
SECTOR - AGRICULTURE 31-08-2019
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2019
COLLATERAL TYPE: GOLD PMT HIST END: 01-04-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD

08-19 07-19 06-19 05-19 04-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 15-02-2019 SANCTIONED: 20,000

ACCOUNT NUMBER: 4363842021963 LAST PAYMENT: 13-01-2020 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 13-01-2020 EMI: 20,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-01-2020 INTEREST RATE: 9.00
PMT HIST START: 01-01-2020
PMT HIST END: 01-02-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000
01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 07-02-2019 CURRENT BALANCE: 0

ACCOUNT NUMBER: C003520790 REPORTED AND CERTIFIED: CREDIT LIMIT: 1,00,000
TYPE: CREDIT CARD 31-01-2022 CASH LIMIT: 50,000
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2022
PMT HIST END: 01-02-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 XXX XXX XXX XXX XXX XXX XXX XXX 000 000 000 000 000 000 000 000
01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 07-02-2019 CURRENT BALANCE: 0

ACCOUNT NUMBER: C101001065 REPORTED AND CERTIFIED: CREDIT LIMIT: 1,00,000
TYPE: CREDIT CARD 31-08-2022 CASH LIMIT: 50,000
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2022

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

PMT HIST END: 01-03-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000

08-22 07-22 06-22 05-22 04-22 03-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 14-01-2019 SANCTIONED: 21,000

ACCOUNT NUMBER: 4363842021486 LAST PAYMENT: 09-01-2020 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 09-01-2020 EMI: 21,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-01-2020 INTEREST RATE: 9.00
PMT HIST START: 01-01-2020
PMT HIST END: 01-01-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 12-11-2018 SANCTIONED: 51,000

ACCOUNT NUMBER: 4363842020653 LAST PAYMENT: 23-09-2019 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 23-09-2019 EMI: 51,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-09-2019 INTEREST RATE: 9.00
PMT HIST START: 01-09-2019
PMT HIST END: 01-11-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 15-10-2018 SANCTIONED: 45,000

ACCOUNT NUMBER: NOT CLOSED: 17-06-2019 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 49,208
TYPE: GOLD LOAN 30-06-2019 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-06-2019
PMT HIST END: 01-10-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000

06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-07-2018 SANCTIONED: 40,000

ACCOUNT NUMBER: NOT CLOSED: 17-06-2019 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 43,640
TYPE: GOLD LOAN 30-06-2019 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-06-2019
PMT HIST END: 01-07-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000
06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 03-07-2018 SANCTIONED: 31,000

ACCOUNT NUMBER: 4363842018624 LAST PAYMENT: 14-06-2019 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 14-06-2019 EMI: 31,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-06-2019 INTEREST RATE: 9.00
PMT HIST START: 01-06-2019
PMT HIST END: 01-07-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000
06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-06-2018 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT CLOSED: 17-10-2018 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 1,09,100
TYPE: GOLD LOAN 31-10-2018 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2018
PMT HIST END: 01-06-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000

10-18 09-18 08-18 07-18 06-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-02-2018 SANCTIONED: 29,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 14-09-2018 CURRENT BALANCE: 0
DISCLOSED CLOSED: 31-10-2018 EMI: 31,610
TYPE: GOLD LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
31-10-2018

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 10 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2018

PMT HIST END: 01-02-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000

10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 22-12-2017 SANCTIONED: 1,19,000

ACCOUNT NUMBER: 4363842015667 LAST PAYMENT: 11-12-2018 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 11-12-2018 EMI: 1,19,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-12-2018 INTEREST RATE: 9.00
PMT HIST START: 01-12-2018
PMT HIST END: 01-12-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 STD STD
12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 14-11-2017 SANCTIONED: 51,000

ACCOUNT NUMBER: 4363842015176 LAST PAYMENT: 12-11-2018 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 12-11-2018 EMI: 51,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-11-2018 INTEREST RATE: 9.00
COLLATERAL TYPE: GOLD PMT HIST START: 01-11-2018
PMT HIST END: 01-11-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 STD STD STD
11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 27-07-2017 SANCTIONED: 40,000

ACCOUNT NUMBER: NOT CLOSED: 19-07-2018 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 43,640
TYPE: GOLD LOAN 31-07-2018 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-07-2018
PMT HIST END: 01-07-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 11 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-07-2017 SANCTIONED: 25,000

ACCOUNT NUMBER: NOT CLOSED: 19-07-2018 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 27,275
TYPE: GOLD LOAN 31-07-2018 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-07-2018
PMT HIST END: 01-07-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-07-2017 SANCTIONED: 80,000

ACCOUNT NUMBER: NOT CLOSED: 04-12-2017 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 87,280
TYPE: GOLD LOAN 31-12-2017 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2017
PMT HIST END: 01-07-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000

12-17 11-17 10-17 09-17 08-17 07-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 07-07-2017 SANCTIONED: 31,000

ACCOUNT NUMBER: 4363842013400 LAST PAYMENT: 03-07-2018 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 03-07-2018 EMI: 31,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-07-2018 INTEREST RATE: 9.00
COLLATERAL TYPE: GOLD PMT HIST START: 01-07-2018
PMT HIST END: 01-07-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 STD STD STD STD STD STD STD
07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 30-12-2016 SANCTIONED: 1,19,000

ACCOUNT NUMBER: 4363842010864 LAST PAYMENT: 22-12-2017 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 22-12-2017 EMI: 1,19,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
31-12-2017

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 12 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2017 INTEREST RATE: 9.00

PMT HIST END: 01-12-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD
12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 15-12-2016 SANCTIONED: 51,000

ACCOUNT NUMBER: 4363842010724 LAST PAYMENT: 14-11-2017 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 14-11-2017 EMI: 51,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-11-2017 INTEREST RATE: 9.00
PMT HIST START: 01-11-2017
PMT HIST END: 01-12-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 08-11-2016 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 07-06-2017 CURRENT BALANCE: 0
DISCLOSED CLOSED: 01-02-2018 EMI: 21,979
TYPE: GOLD LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 28-02-2018
PMT HIST START: 01-02-2018
PMT HIST END: 01-11-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 085 054 023 000 000 000 000 000 STD STD STD STD STD STD STD
02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 03-09-2016 SANCTIONED: 24,500

ACCOUNT NUMBER: NOT CLOSED: 23-03-2017 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 26,960
TYPE: GOLD LOAN 31-03-2017 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-03-2017 INTEREST RATE: 10.050
PMT HIST END: 01-09-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD

03-17 02-17 01-17 12-16 11-16 10-16 09-16

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 13 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-07-2016 SANCTIONED: 90,000

ACCOUNT NUMBER: NOT CLOSED: 11-07-2017 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 99,349
TYPE: GOLD LOAN 31-07-2017 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-07-2017
PMT HIST END: 01-07-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 STD STD STD STD STD STD STD STD STD STD STD
07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 27-07-2016 SANCTIONED: 22,000

ACCOUNT NUMBER: 4363842009111 LAST PAYMENT: 01-07-2017 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 01-07-2017 EMI: 22,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-07-2017 INTEREST RATE: 9.00
PMT HIST START: 01-07-2017
PMT HIST END: 01-07-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD
07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 16-04-2016 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 20-06-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 20-06-2016 REPAYMENT TENURE: 12
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-06-2016
PMT HIST START: 01-06-2016
PMT HIST END: 01-05-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD
06-16 05-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-03-2016 SANCTIONED: 46,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 05-12-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 11-02-2017

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 14 OF 26

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CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:

OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-03-2016 SANCTIONED: 57,000

ACCOUNT NUMBER: NOT CLOSED: 23-06-2017 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 62,915
TYPE: GOLD LOAN 30-06-2017 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-06-2017
PMT HIST END: 01-03-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 STD STD STD STD STD STD STD STD STD STD STD STD STD XXX STD
06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 07-01-2016 SANCTIONED: 1,19,000

ACCOUNT NUMBER: 4363842006489 LAST PAYMENT: 30-12-2016 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 30-12-2016 EMI: 1,19,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-12-2016 INTEREST RATE: 9.85
PMT HIST START: 01-12-2016
PMT HIST END: 01-01-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-12-2015 SANCTIONED: 85,000

ACCOUNT NUMBER: NOT CLOSED: 22-09-2016 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 93,840
TYPE: GOLD LOAN 30-09-2016 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2016 INTEREST RATE: 10.40
PMT HIST END: 01-01-2016

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CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD XXX STD STD STD

09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 14-12-2015 SANCTIONED: 26,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 04-04-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 17-09-2016 EMI: 28,704
TYPE: GOLD LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 30-09-2016 INTEREST RATE: 10.40
PMT HIST START: 01-09-2016
PMT HIST END: 01-01-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD XXX STD STD STD

09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 30-11-2015 SANCTIONED: 51,000

ACCOUNT NUMBER: 4363842006021 LAST PAYMENT: 15-12-2016 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 15-12-2016 EMI: 51,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-12-2016 INTEREST RATE: 10.60
PMT HIST START: 01-12-2016
PMT HIST END: 01-11-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 10-08-2015 SANCTIONED: 88,000

ACCOUNT NUMBER: 4363842004710 LAST PAYMENT: 07-01-2016 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 07-01-2016 EMI: 88,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-01-2016 INTEREST RATE: 9.00
PMT HIST START: 01-01-2016
PMT HIST END: 01-08-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD

01-16 12-15 11-15 10-15 09-15 08-15

ACCOUNT DATES AMOUNTS STATUS

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 16 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

MEMBER NAME: CANARA BANK OPENED: 05-08-2015 SANCTIONED: 22,000

ACCOUNT NUMBER: 4363842004652 LAST PAYMENT: 27-07-2016 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 27-07-2016 EMI: 22,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-07-2016 INTEREST RATE: 9.00
PMT HIST START: 01-07-2016
PMT HIST END: 01-08-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-07-2015 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 19-08-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 19-08-2016
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-08-2016
PMT HIST START: 01-08-2016
PMT HIST END: 01-07-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD XXX STD STD STD XXX STD STD STD STD STD
08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 28-07-2015 SANCTIONED: 21,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 05-04-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 17-08-2016
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 02-05-2015 SANCTIONED: 27,000

LAST PAYMENT: 09-09-2015 CURRENT BALANCE: 0

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 17 OF 26

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CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

ACCOUNT NUMBER: NOT CLOSED: 09-09-2015

DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 30-09-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2015
PMT HIST END: 01-06-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD

09-15 08-15 07-15 06-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 13-03-2015 HIGH CREDIT: 78,084

ACCOUNT NUMBER: NOT LAST PAYMENT: 03-09-2022 CURRENT BALANCE: 20,383
DISCLOSED REPORTED AND CERTIFIED: CREDIT LIMIT: 45,000
TYPE: CREDIT CARD 18-09-2022 CASH LIMIT:
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2022 ACTUAL PAYMENT: 4,448
PMT HIST END: 01-10-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 025 000 000 000 000 000 000 000 000 000
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-01-2015 SANCTIONED: 13,700

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-10-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 19-02-2016
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-01-2015 SANCTIONED: 14,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-10-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 18-02-2016

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 18 OF 26

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CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:

OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-01-2015 SANCTIONED: 3,200

ACCOUNT NUMBER: NOT CLOSED: 18-02-2016 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: OTHER 31-05-2017
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-05-2017
PMT HIST END: 01-01-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX
05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15

000 000 000 000 000 000 000 000 000 000 000
11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-01-2015 SANCTIONED: 1,600

ACCOUNT NUMBER: NOT CLOSED: 18-02-2016 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: OTHER 31-05-2017
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-05-2017
PMT HIST END: 01-01-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX
05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15

000 000 000 000 000 000 000 000 000 000 000
11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 23-12-2014 SANCTIONED: 51,000

ACCOUNT NUMBER: 4363842002231 LAST PAYMENT: 30-09-2015 CURRENT BALANCE: 0
CLOSED: 30-11-2015 EMI: 51,000

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 19 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: REPAYMENT TENURE: 12

SECTOR - AGRICULTURE 30-11-2015 INTEREST RATE: 9.00
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-11-2015
PMT HIST END: 01-12-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-12-2014 SANCTIONED: 56,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 24-03-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 24-03-2016
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2016
PMT HIST START: 01-03-2016
PMT HIST END: 01-12-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD XXX STD STD STD STD STD STD XXX XXX XXX STD XXX STD
03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-10-2014 SANCTIONED: 1,11,000

ACCOUNT NUMBER: NOT CLOSED: 29-07-2015 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 31-10-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2015
PMT HIST END: 01-12-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 STD XXX XXX STD XXX XXX XXX STD XXX STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 19-09-2014 SANCTIONED: 63,000

ACCOUNT NUMBER: 4363842001483 LAST PAYMENT: 30-09-2014 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 31-01-2015 EMI: 63,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-01-2015 INTEREST RATE: 9.00
PMT HIST START: 01-01-2015
PMT HIST END: 01-02-2012

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 20 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

STD STD STD STD STD

01-15 12-14 11-14 10-14 09-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-09-2014 SANCTIONED: 18,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-06-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 08-10-2015
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 06-09-2014 SANCTIONED: 99,000

ACCOUNT NUMBER: 4363842001369 LAST PAYMENT: 10-08-2015 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 10-08-2015 EMI: 99,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-08-2015 INTEREST RATE: 9.00
PMT HIST START: 01-08-2015
PMT HIST END: 01-09-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 01-09-2014 SANCTIONED: 23,000

ACCOUNT NUMBER: 4363842001339 LAST PAYMENT: 05-08-2015 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY CLOSED: 05-08-2015 EMI: 23,000
SECTOR - AGRICULTURE REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-08-2015 INTEREST RATE: 11.00
PMT HIST START: 01-08-2015
PMT HIST END: 01-09-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 21 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 04-08-2014 SANCTIONED: 42,500

ACCOUNT NUMBER: NOT LAST PAYMENT: 03-03-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 03-03-2015
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-10-2015
PMT HIST START: 01-10-2015
PMT HIST END: 01-12-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX STD XXX XXX XXX STD XXX STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 16-06-2014 SANCTIONED: 22,800

ACCOUNT NUMBER: NOT CLOSED: 31-07-2015 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 31-10-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2015
PMT HIST END: 01-06-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 STD XXX XXX STD XXX XXX XXX STD XXX STD XXX XXX STD XXX XXX STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-04-2014 SANCTIONED: 30,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-05-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 02-05-2015
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-10-2015
PMT HIST START: 01-10-2015
PMT HIST END: 01-05-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX STD XXX XXX XXX STD XXX STD XXX XXX STD XXX XXX STD STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 02-04-2014 SANCTIONED: 52,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 01-06-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 01-06-2015

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 22 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

TYPE: GOLD LOAN REPORTED AND CERTIFIED:

OWNERSHIP: INDIVIDUAL 31-10-2015
PMT HIST START: 01-10-2015
PMT HIST END: 01-05-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX STD XXX XXX XXX STD XXX STD XXX XXX STD XXX XXX STD STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-10-2013 SANCTIONED: 42,900

ACCOUNT NUMBER: NOT LAST PAYMENT: 05-07-2014 CURRENT BALANCE: 0
DISCLOSED CLOSED: 14-08-2014
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 03-10-2013 SANCTIONED: 60,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 12-12-2014 CURRENT BALANCE: 0
DISCLOSED CLOSED: 12-12-2014
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-12-2014
PMT HIST START: 01-12-2014
PMT HIST END: 01-12-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD
12-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-09-2013 SANCTIONED: 1,11,000

ACCOUNT NUMBER: NOT CLOSED: 29-10-2014 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 31-10-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2015

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 23 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

PMT HIST END: 01-05-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX STD XXX XXX STD STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-08-2013 SANCTIONED: 24,500

ACCOUNT NUMBER: NOT CLOSED: 06-08-2014 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 31-10-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2015
PMT HIST END: 01-05-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX STD STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-07-2013 SANCTIONED: 37,500

ACCOUNT NUMBER: NOT CLOSED: 04-08-2014 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 31-10-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2015
PMT HIST END: 01-05-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX STD STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 08-06-2013 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT CLOSED: 16-06-2014 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 31-10-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2015
PMT HIST END: 01-05-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 01-06-2015 SANCTIONED: 44,500

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 24 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

ACCOUNT NUMBER: NOT LAST PAYMENT: 29-07-2015 CURRENT BALANCE: 0

DISCLOSED CLOSED: 29-07-2015
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-09-2015
PMT HIST START: 01-07-2015
PMT HIST END: 01-06-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX STD
07-15 06-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 23-06-2014 SANCTIONED: 49,500

ACCOUNT NUMBER: NOT LAST PAYMENT: 22-07-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 22-07-2015
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-09-2015
PMT HIST START: 01-07-2015
PMT HIST END: 01-06-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX STD XXX XXX XXX STD XXX STD XXX XXX STD XXX XXX STD
07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-11-2013 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT CLOSED: 10-06-2014 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 31-10-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-06-2014
PMT HIST END: 01-05-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX STD
06-14 05-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-10-2013 SANCTIONED: 80,000

ACCOUNT NUMBER: NOT CLOSED: 28-08-2014 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 31-10-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2014
PMT HIST END: 01-05-2014

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 25 OF 26

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: V NIRMALKUMAR DATE:07-10-2022

MEMBER ID: BN01067225_1238 TIME: 20:09:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,06,95,05,095

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX XXX STD STD

08-14 07-14 06-14 05-14

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 20-07-2022 BUSINESS LOAN - 10,00,000

PRIORITY SECTOR -
AGRICULTURE

NOT DISCLOSED 06-07-2019 CREDIT CARD 1

CANARA BANK 19-12-2018 CREDIT CARD 1,00,000

NOT DISCLOSED 03-01-2018 CREDIT CARD 1

NOT DISCLOSED 29-04-2016 BUSINESS LOAN - 5,00,000

PRIORITY SECTOR -
AGRICULTURE

NOT DISCLOSED 11-03-2015 CREDIT CARD 10,000

NOT DISCLOSED 19-01-2015 CONSUMER LOAN 39,000

NOT DISCLOSED 17-01-2015 CONSUMER LOAN 35,000

NOT DISCLOSED 05-10-2013 CONSUMER LOAN 55,000

END OF REPORT ON V NIRMALKUMAR

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