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This document is a summary of an individual's credit report from Experian. It includes personal information like name and addresses, credit accounts with balances and payment history, inquiries on the report from lenders, and a current FICO score of 633 which is considered fair. There are no public records listed and the file is unlocked, allowing the individual to manage alerts and disputes through Experian.

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Vanessa Guardado
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193 views1 page

Document

This document is a summary of an individual's credit report from Experian. It includes personal information like name and addresses, credit accounts with balances and payment history, inquiries on the report from lenders, and a current FICO score of 633 which is considered fair. There are no public records listed and the file is unlocked, allowing the individual to manage alerts and disputes through Experian.

Uploaded by

Vanessa Guardado
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Your credit reports

Experian
Equifax
TransUnion
Experian credit report
SEAN QUOLAS
As of
Jan 25, 2023
Experian data Jan 25, 2023
633
FAIR
300
850
See all 3 FICO® Scores
Your
credit information at the three credit bureaus can be different. Add your Equifax® and
TransUnion® FICO® Scores today.
Review my 3 FICO
®
 Scores
Personal information
NAME
SEAN QUOLAS
ALSO KNOWN AS
SEAN T QUOLAS
SHAWN T KUOLAS
GENERATIONAL
IDENTIFIER
-
YEAR OF BIRTH
1996
ADDRESSES
5148 VIA CALDERON
CAMARILLO, CA
93012-6737
250 FRENCHYS CV APT 38
CAMARILLO, CA 93012-9159
182 SIESTA AVE
THOUSAND OAKS, CA 91360-1816
EMPLOYERS
PIZZA HUT
AMAZON
PERSONAL
STATEMENTS
NO STATEMENT(S) PRESENT AT THIS TIME
Quick actions
Your credit file is
unlocked
Manage Experian CreditLock
File a dispute
Visit the dispute center
You have 10
openaccounts
Total balance: $47,257
Credit cards or credit lines
Total balance: $13,472
27%
credit usage Credit used: $13,269
Credit limit: $48,957
|
6%
|
30%
CAPITAL ONE
Link card
name
Balance
$2,108
Balance updated
Jan 11, 2023
CAPITAL ONE
Link card name
Balance
$974
Balance updated
Jan 07, 2023
CAPITAL ONE
Link card name
Balance
$1,198
Balance
updated
Dec 27, 2022
CBNA
Link card name
Balance
$1,038
Balance updated
Jan 14, 2023
JPMCB CARD
Link card name
AUTHORIZED USER
Balance
$8,049
Balance updated
Jan 20,
2023
JPMCB CARD
Link card name
AUTHORIZED USER
Balance
$0
Balance updated
Jan 20,
2023
S M C/DANIELS JEWELERS
Link card name
Balance
$0
Balance updated
Nov 02, 2017
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2
closed
accounts
Late payments stay on your report for 7 years, but they typically affect your
score less over time.
Auto loans or leases
Total balance: $26,189
TOYOTA MOTOR CREDIT
Balance
$26,189
Balance updated
Dec 30, 2022
2 closed
accounts
Personal loans
Total
balance: $363
AFFIRM INC
Balance
$363
Balance updated
Nov 03, 2022
Other accounts
Total
balance: $673
CVENTURA COUNTY DEPART
LATE PAYMENT
Balance
$673
Balance
updated
Dec 31, 2022
1collection
Total balance: $6,560
ALLIED COLLECTION SVCS
Original
creditor
PREMIER AUTO CREDIT
Balance
$6,560
Balance updated
Jan 03, 2023
When your
account is in collections, consider these options:
Verifying the debt
You can ask for a debt
validation and verification letter confirming details of the debt. Consider keeping copies of
written communication with the debt collector for your records.
Negotiating the debt
Disputing
the debt
Collections can stay on your credit report for up to 7 years from the delinquency date,
but they typically affect your FICO® Score less over time.
4inquiries
These lenders have
accessed your credit file:
CDK/DCH TOYOTA OF OXNA
Inquiry date
Sep 14, 2021
Removal
date
Oct 2023
ONEMAIN
Inquiry date
Nov 3, 2021
Removal date
Dec 2023
SYNCB/AMAZON
PLCC
Inquiry date
Nov 27, 2021
Removal date
Dec 2023
TOYOTA MOTOR CREDIT CO
Inquiry date
Sep 14, 2021
Removal date
Oct 2023
Your Experian credit file is unlocked.
Locking
your credit file can help prevent unauthorized access.
More on CreditLock
Keep in mind, not all
inquiries are factored into your FICO® Score. Inquiries stay on your credit report for two years
but only impact your FICO Score for the first year. Also, FICO may group loan inquiries together
so you aren't penalized for shopping for a better rate.
0public records
This is where public
records, such as bankruptcies, would appear on your report.
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What's a credit report?
Your credit report is a detailed record of all your credit and debt accounts.
It contains info about
how much debt you have, how often you pay your credit and debt bills on time, and how long
you have been managing your credit accounts.
CREDIT
Our credit bot is ready to help
Dig
deeper into the factors that make up your FICO® Score and get tips on reaching your credit
goals.
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