CURRENT ACCOUNT SCHEDULE OF CHARGES

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Product Name Standard charges Classic 2.0 SBA 2.0 Silver SBA 2.0 Gold SBA 2.0 Platinum
Product code CLS25 SBA50/SB025 SBA1L/SB050 SBA5L/SB250
Quarterly Average Balance (QAB) in ₹ for Metro and Urban# 25,000 50,000 100,000 500,000
Quarterly Average Balance (QAB) in ₹ for Rural and Semi Urban# 25,000 25,000* 50,000* 250,000*

# 1) Zero QAB requirement for first 2 quarters if the customer is transaction active (minimum amt - Rs. 1,000 on each channel) on Digi Pack : either Corporate Internet Banking or InstaBIZ App, and any two from online GST payment, CMS, Debit Card (through POS), Connected Banking, bill pay within 2 months of opening the account.
2) Asset Linked Benefit - Lifetime Zero QAB till auto debit for EMI is active in the account
3) Connected Banking Benefit - Lifetime Zero QAB when throughput through Connected Banking is more than or equal to Rs. 25,000 for the quarter
* Semi Urban refers to the location where population category is semi urban as per latest census report

Non cash transaction free limits and charges

Cheque collection and payment NA Free Free Free Free
RTGS/NEFT payment done online NA Free Free Free Free
₹ 2 lakh to ₹ 5 lakh - ₹ 20/tran;
RTGS Payment (Applicable only if done at branch) Standard charges Free Free Free
> ₹ 5 lakh - ₹ 45/tran
Upto 10,000 - ₹ 2.25/tran; Rs10,001 to ₹1 lakh - ₹
NEFT Payment (Applicable only if done at branch) 4.75/tran; Rs 1lakh to ₹ 2 lakhs - ₹ 14.75/tran; Above Rs Standard charges Free Free Free
2 lakhs - ₹ 24.75/tran
Business Gold debit card ₹ 250 per year Standard charges Free Free Free
Cheque return – Deposited by Customer ₹ 100 per instance Standard charges 1st 2 free per month 1st 10 free per month Free
Mobile Alert ₹ 25 per month Standard charges Free Free Free
50/1 lac MAB 50/1 lac MAB
DD/PO issuance Free limit - per month. Std charges - ₹ 2 per/1000 Standard charges Min 15 DD/PO Max 1200 DD/PO; Min 15 DD/PO; Max 1500 DD/PO Free
Then standard charges Then standard charges
100/1 lac MAB 150/1 lac MAB 200/1 lac MAB
Free limit - per month. Std charges - ₹ 25 per
Branch transaction 75 transactions free; then standard charges Min 100 transaction; Max 3000 transaction Min 100 transaction; Max 3,500 transaction Min 100 transaction; Max 4,000 transaction
transaction
Then standard charges Then standard charges Then standard charges
150/1 lac MAB 150/1 lac MAB 150/1 lac MAB
Cheque leaves issuance Free limit - per month. Std charges - ₹ 2 per leaf 100 leaves free; then standard charges Min 100 leaves; Max 2000 leaves Min 100 leaves; Max 2200 leaves Min 100 leaves; Max 2500 leaves
Then standard charges Then standard charges Then standard charges
Free limit - per month. Std charges -upto 10,000: 50/1 lac MAB; 100/1 lac MAB;
IMPS payment (Applicable for branch and online
3.50/tran; 10,001 to 1 lakh: 5/tran; 1 lakh to 2 lakh: Standard charges Standard charges Max 1,000 transaction Max 2,000 transaction
transaction)
15/tran Then standard charges Then standard charges
Cash transaction

Free limit in ₹ 2.5 lacs or 25 transactions w/e is lower @ 10 times MAB @ 10 times MAB @ 12 times MAB

Cash deposit at base and non base location Maximum cash deposit free limit per month NA 12,000,000 25,000,000 100,000,000
3/1000 for base and 3.5/1000 for nonbase location; min
3/1000 for base and non base location; min Rs. 50 per 3/1000 for base and non base location; min Rs. 50 per 3/1000 for base and non base location; min Rs. 50 per
Charges above free limit
Rs. 50 per transaction transaction transaction transaction
Cash withdrawal at base location NA Free Free Free Free
Free upto ₹ 10 times of MAB upto 1.2 crs; then std Free upto ₹ 10 times of MAB upto 2.5 crs; then std Free upto ₹ 12 times of MAB upto 10 crs; then std
Cash withdrawal at non base location ₹ 2/1000 Free upto ₹ 50,000 per day; then std charges
charges charges charges
Product Name Standard charges Classic 2.0 SBA 2.0 Silver SBA 2.0 Gold SBA 2.0 Platinum
Other Common Charges
Cheque return – Issued by Customer ( including fund
₹ 750 per instrument Standard charges Standard charges Standard charges Standard charges
transfer ) ₹
Within 14 days - Nil, beyond 14 days but within 6
Account closure charges Standard charges Standard charges Standard charges Standard charges
months - ₹ 1,000, beyond 6 months - ₹ 500
Physical statement charge ₹ 25 per month Standard charges Standard charges Standard charges Standard charges
ATM cash withdrawal at other bank ATM (India) ₹ 20 per transaction Standard charges Standard charges Standard charges Standard charges

ATM Transactions at other bank ATM (Outside India) ₹ 125 per transaction Standard charges Standard charges Standard charges Standard charges
Replacement of lost / stolen debit card, Replacement of
₹ 200 per instance Standard charges Standard charges Standard charges Standard charges
PIN

Branch Based transactions including Stop Payment,

Standing Instruction, DD Cancellation, DD Duplicate, DD
revalidation, Duplicate Statement, Bankers' Report, ₹ 100 per instance Standard charges Standard charges Standard charges Standard charges
Certificate of Balance for Previous Year, Old Record
Retrieval, Signature Verification

Other value added services

Processing fees on Auto loan and mortgage loan - - 50% waiver 50% waiver
Interest rate on Auto loan - - Special interest rate Special interest rate

Charges for Non maintenance of required balance

If average balance <50% of required Product ₹ 1,500 per quarter ₹ 3,000 per quarter ₹ 6,000 per quarter ₹ 8,000 per quarter
Charges for non maintenance If average balance >=50% but <100 % of the required
Product ₹ 1,000 per quarter ₹ 2,000 per quarter ₹ 4,000 per quarter ₹ 5,000 per quarter
Note: In case atleast 75% of required QAB is not maintained, all the cash transaction free limits for the particular quarter will become zero

Mortgage limit upto 50 lacs; Mortgage limit above 50 lacs & upto 1 cr; Mortgage limit more than 1 cr;
Applicable Limit Value for Asset Linked Benefit Auto limit upto 5 lacs; Auto limit above 5 lacs & upto 10 lacs; Auto limit more than 10 lacs;
CV limit upto 10 lacs CV limit above 10 lacs & upto 25 lacs CV limit more than 25 lacs

Glossary of Terms

QAB - Quarterly Average Balance calculated as average of daily closing positive balances of each day spread over a period of the quarter
NMQAB - Non-maintenance of Quarterly Average Balances
Base Location - refers to the all the Branches belonging to the same clearing zone in which the account is opened
Please Note:
All Cash transactions of Rs 10 Lacs & above on a single day would require prior intimation & approval of the Branch at least one working day in advance
For any services or charges not covered under this brochure, please contact any of our branches or write to [email protected]
The service charges are subject to change without any prior intimation to customer. However, the prevailing charges would be hosted on www.icicibank.com. Charge cycle period shall be from 1st to 31st of the month.
All charges are exclusive of GST as applicable from time to time
For details Terms and Conditions please refer to www.icicibank.com

I/We have understood the Charges applicable to the

Date: / /
product variant opted for.
Classic 2.0 SBA 2.0 Silver SBA 2.0 Gold SBA 2.0 Platinum
Customer stamp & signature