Scribd
Upload
80 views5 pages

Multifinance Outlook 2023-Update1.1-1 - Removed

This document provides a market update on the financial company sector in Indonesia for 2022. It contains data on key performance indicators from the Financial Services Authority of Indonesia (OJK) and industry publication reports from the second half of 2022. Charts show that total assets for financial companies grew significantly, with some companies exceeding Rp10 trillion in assets. Revenue and operating profit also increased for many companies, while operational costs declined slightly or remained stable on average. Overall, the data indicates strong growth and improving profitability trends within the Indonesian financial sector in 2022.

Uploaded by

syabeh qoka
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
80 views5 pages

Multifinance Outlook 2023-Update1.1-1 - Removed

This document provides a market update on the financial company sector in Indonesia for 2022. It contains data on key performance indicators from the Financial Services Authority of Indonesia (OJK) and industry publication reports from the second half of 2022. Charts show that total assets for financial companies grew significantly, with some companies exceeding Rp10 trillion in assets. Revenue and operating profit also increased for many companies, while operational costs declined slightly or remained stable on average. Overall, the data indicates strong growth and improving profitability trends within the Indonesian financial sector in 2022.

Uploaded by

syabeh qoka
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 5

INDONESIA MARKET UPDATE

FINANCIAL COMPANY
2022
Created by PT Smart Multi Finance

Notes:
All data provided from Finance Company Statistics, OJK &
Publication Reports Dec’22/Half Year’22
Kinerja Finco Asset > Rp10 triliun – Skala Aset BFI tumbuh signifikan, Profitabilitias MTF naik pesat

KINERJA ASET KINERJA REVENUE


FINCO ASSET >RP10 TRILIUN FINCO ASSET >RP10 TRILIUN
70.00 45.0% 18.00 35.0%
40.3% 40.0% 16.00 30.6% 30.0%
60.00
35.0% 26.9%
14.00 25.0%

dalam triliun rupiah


dalam triliun rupiah

50.00 33.91 31.92 30.0% 8.34


12.00 18.8% 20.0%
26.8% 25.0%
40.00 10.00 15.0%
24.90 20.0%
30.00 23.73 8.00 8.8% 10.0%
21.93 15.0% 5.38 7.5%
6.00 4.40 5.0%
20.00 14.15 10.0% 3.78
13.008.4%
32.62 32.65 5.0% 4.00 2.99 -0.6% 8.65 0.0%
10.00 4.0% 23.715.0% -3.6% 2.10
18.71 15.64 14.18-0.2% 11.98 0.0% 2.00 4.43 4.12 -5.0%
2.75 3.18 1.21
-2.2% 0.96 1.95
- -5.0% - -10.0%
ACC* FIF Group Adira MTF BFI Indomobill BAF* ACC* FIF Group Adira MTF BFI Indomobill BAF*
Finance * Finance *

2021 2022 Growth 2021 2022 Growth

KINERJA KREDIT KINERJA BIAYA OPERASIONAL FINCO ASSET KINERJA LABA OPERASIONAL FINCO ASSET
FINCO ASSET >RP10 TRILIUN >RP10 TRILIUN >RP10 TRILIUN
70.00 50.0% 16.00 30.0% 4.00 250.0%
44.1% 45.0% 14.00 3.50
60.00 21.7%
dalam triliun rupiah

dalam triliun rupiah

dalam triliun rupiah


40.0% 20.0% 211.6% 200.0%
50.00 35.0% 12.00 16.0% 3.00
32.22 30.04 30.0% 10.00 6.30 10.0% 2.50 2.04 2.24
40.00 150.0%
23.9% 25.0% 8.00 0.0% 2.00 1.94
30.00 22.15 20.0% -1.6% -2.0% -2.8%
22.58 6.00 1.50 100.0%
19.72 15.0% -10.6% -10.0% 88.4%
20.00 9.5% 12.61 12.048.7%10.0% 4.00 2.47 2.81 3.14 1.00 0.85 58.7% 60.4%
10.00
29.887.9%30.33 5.0% 2.14 7.05
1.59 -20.0% 48.3%1.22 58.5%1.60 0.96 1.41 50.0%
20.24 18.22 13.69 2.9% 2.00 3.21 -23.1% 0.50 27.3% 0.51
-1.0% 12.26 11.07 0.0% 2.17 2.87 2.71 1.07 1.63 0.58
- -5.0% - 0.88 -30.0% - 0.31 0.14
0.07 0.32 0.0%

2021 2022 Growth 2021 2022 Growth 2021 2022 Growth

Note: LK Des 2022 *LK Jun’22 **LK Sep’22 Note 2: finco lainnya belum terdapat LK tahun 2022
Kinerja Finco Asset Rp5 s/d Rp10 triliun – Aset BRI Fin. tumbuh pesat, Profit MUF & Buana naik pesat

KINERJA ASET KINERJA KREDIT


FINCO ASSET RP5 - RP10 TRILIUN FINCO ASSET RP5 - RP10 TRILIUN
25.00 50% 18.00 45%

dalam triliun rupiah

dalam triliun rupiah


40% 40% 16.00 40% 40%
20.00 14.00 35%
30% 12.00 8.40 30%
15.00 9.65 24% 20% 20% 20% 10.00 7.06 6.70 25%
8.00 6.81 24% 6.71 20%
10.00 7.57 7.35 7.25 10% 10% 4.87
4% 7.32 6.44 6.00 4.87 17% 15%
2% 5.65 0% 13% 3.81
5.00 10.71 4.29 4.00 8.13 6.75 6.41 9% 10%
-10% 6.10 7.07 5.25 7.12 5.35 5.15 -10% 2.00 5.49 5% 4.79 4.47 4.29 5%
3.58 3% 4% 3.27
- -20% - 0%

2021 2022 Growth 2021 2022 Growth

KINERJA PENDAPATAN KINERJA BEBAN KINERJA LABA OPERASIONAL


FINCO ASSET RP5 - RP10 TRILIUN FINCO ASSET RP5 - RP10 TRILIUN FINCO ASSET RP5 - RP10 TRILIUN
4.00 50% 3.50 35% 1.20 400%
dalam triliun rupiah 32% 30% 374%
350%
dalam triliun rupiah

43%

dalam triliun rupiah


3.50 40% 3.00 26% 25% 1.00
36% 300%
3.00 30% 2.50 20% 250%
2.21 29% 1.78 15% 0.80 227%
0.57
2.50 1.70 2.00 11%1.41 0.67 200%
20% 11% 10%
2.00 1.64 5% 0.60 150%
1.50 1.00 1% 0.97
1.50 1.04 1.10 8% 8% 10% 0% 0% 98% 83% 100%
0.86 0% 0.89 2% 0% 1.00 0.69 0.81 -5% -5% 0.40 0.17 65% 50%
1.00 1.42 0.47 1.42 0.43 0.28
1.55 1.57 0.50 0.37 -10% 0.49 15% 13% 0%
0.50 0.94 -8% 1.03 0.66 1.08 1.28 0.44 -10% 0.63 0.54 -13%0.61
0.99 0.87
0.39 -15% 0.20 0.31 -47% 0.10
0.41
-50%
- 0.41 -20% - -20% 0.13 0.08 0.09 0.16 0.07
- 0.04 0.01 -100%

2021 2022 Growth 2021 2022 Growth 2021 2022 Growth

Note: LK Des 2022 *LK Jun’22 **LK Sep’22 Note 2: Total Kredit MUF diasumsikan 90% dari total Aset (data riil kredit tidak tersedia pada laporan tahunan Bank Mandiri) Note 3: finco lainnya belum terdapat LK tahun 2022
Kinerja Finco Asset Rp1 s/d Rp5 triliun – Skala Aset SMF tumbuh signifikan, profitabilitas Tifa, Mizuho &
Woori pesat

KINERJA TOTAL ASET '21-'22 KINERJA TOTAL KREDIT '21-'22


FINCO ASSET RP1 T - RP5 T FINCO ASSET RP1 T - RP5 T
5,000 50% 5,000 60%
4,500 41% 4,500 46% 50%
40%
dalam miliar rupiah

dalam miliar rupiah


4,000 4,000 40%
3,500 2,419 30% 3,500 30%
2,212 25% 20%
3,000 21% 20% 3,000
2,03818% 11% 10%
2,500 2,500 4% 1,728 2% 0%
2,000 1,543 1,396 10% 2,000 1,334
4% 1,292 1,029 -10%
1,500 0% 1,240 0% 1,500 -15% 1,091 1,067 709 -20%
2,323 1,120
1,000 1,729 1,000 2,120 -30%
500 1,280 1,523-8% 1,297 1,233 -10% 500
1,555 1,576
1,046 1,117-37% -40%
881 -17% -20% 874 765
- - -50%

2021 2022 Growth 2021 2022 Growth

KINERJA TOTAL PENDAPATAN '21-'22 KI NE R JA TOTAL BE BAN '21-'22 KINERJA TOTAL LABA OPERASIONAL '21 -'22
FINCO ASSET RP1 T - RP5 T FINCO ASSET RP1 T - RP5 T FINCO ASSET RP1 T - RP5 T
150 200%
700 60% 600 60% 159%
50% 52% 52% 50% 137%
600 48%
dalam miliar rupiah

dalam miliar rupiah

500 94% 100%


37% 40% 41% 40% 100
500 30% 400 28%
25% 382 29% 324 30% 15% 57 0%
400 20% 66

dalam miliar rupiah


243 300 260 20% 50 64 23 -44% 36 57
300 219 10% 179 153
8% 152 10% -100%
3% 0% 0% 200 45
200 27 41 32 34
140 -10% 103 0% 22 24
95 114 258 100 213 - -200%
100 225 218 195 198 -10% 72 57 -7% 183 171 -10%
92 112 83 -22%-20% 51 80 61 -16%
- -30% - -20% -300%
(50) (108)
-400%
(100)
-500%
-550%
(150) -600%

2021 2022 Growth


2021 2022 Growth 2021 2022 Growth

Note: LK Des 2022 *LK Jun’22 **LK Sep’22 Note 2: finco lainnya belum terdapat LK tahun 2022
Outlook 2023 – Finco diproyeksikan tumbuh 13%-15%, selain itu OJK diperkirakan akan mengatur
ketentuan terkait diversifikasi sumber dana bagi Finco selain dari Perbankan.

Source: Infographic Rapat Dewan Komisioner Bulanan (RDKB) OJK Januari 2023

You might also like