IBP – UBL – Universal Teller SAMPLE

THE INSTITUTE OF BANKERS PAKISTAN

SAMPLE PAPER
PROMOTION TEST

Universal Teller

Page 1 of 6
IBP – UBL – Universal Teller SAMPLE

BANKING & UBL SPECIFIC

Q1. FATF stands for:
A. Formal Action Task Force
B. Fiduciary Auction Task Force
C. Financial Action Task Force
D. Financial Auction Task Force

Q2. While making reversals for cash credit transactions branch must:-
A. Get back already issued Computerized Deposit Receipt from the customer
B. Reverse the cash transaction in the system.
C. Make a note on the voucher
D. All the above

Q3. In case the CNIC does not contain a photograph, bank/ DFI shall obtain following:
A. A duly attested copy of either driving license, service card, Nikah Nama, birth
certificate, Educational degree/certificate, pension book, insurance certificate.
B. A photograph duly attested by gazette officer/ Nazim/ Administrator/bank officer.
C. A copy of CNIC without photograph duly attested by the same person who attested
the photograph.
D. All of the above

Q4. When an affluent and influential customer wants to open an account but is not fulfilling
all the requirements, the bank representative should:
A. Open the account
B. Refused to open an account
C. Report to the branch manager
D. Report to FIA/ NAB

Q5. Which of the following statement is correct for Cashier’s Cheque?

A. Cashier cheques cannot be issued to unrelated Third Parties
B. Issuance of Cashier cheque to walk in customers is restricted to Rs. 250,000/- per
day
C. Issuance of duplicate cashier cheque only requires a request from the customer
D. Cashier cheque cannot be issued to Students

Page 2 of 6
IBP – UBL – Universal Teller SAMPLE

ENGLISH
Select the correct antonym (opposite) for the given word.

Q6. LOVE
A. Die
B. Hate
C. Care
D. Decide

Q7. RUN
A. Walk
B. Move
C. Happy
D. Exercise
Select the correct similar meaning word for the given word.

Q8. NICE
A. Good
B. Flexible
C. Usual
D. Bad

Q9. LOCATION
A. Place
B. Agenda
C. Time
D. Duration
Select the correct meaning of the IDIOM/PHRASES given in question.

Q10. I don’t mind

A. To not understand something
B. Be ok with something
C. Not to think about anything
D. Know something

Page 3 of 6
IBP – UBL – Universal Teller SAMPLE

Read the following paragraph and answer questions 10 – 12.

The United Nations office of Drug Crime Prevention defines money laundering as, the process to
eliminate Criminals who wish to benefit from the ‘proceeds’ of large scale crime, thus hiding their
illegal profits without get themselves caught.

It is the process by which individuals conceal and legitimize the proceeds of illegal activities. The
criminal is trying to wash away any signs of the direct origin of the funds.

In essence, Money Laundering can be described in three classic cases. In the first stage,
‘Placement’, the illegally obtained assets are introduced into the legal financial system to make it
appear ‘Kosher’ with the intention of disguising their original source.
The idea, is to circumvent any ‘suspicion’ regarding the deposit. The funds may be split into
multiple smaller amounts and then moved to various Banks and Financial Institutions – to be
placed as deposits. This process is known as “Smurfing”.

Q11. (PARA 1) The word “Proceeds” means:

A. Move Forward
B. Manufacture
C. Earnings
D. Funds
Q12. (PARA 2) How a money launderer makes the money legitimate?
A. Doing illegal activities
B. Remove trace to origin of funds
C. Move money in secret
D. Bribing and corruption

Q13. (PARA 3) Dividing the sum of money into smaller amount

A. Placement
B. Kosher
C. Smurfing
D. Suspicion

Q14. Which of the following is the appropriate way to communicate an urgent matter in the
branch to the manager?
A. Email
B. Letter
C. Phone
D. None of the above

Page 4 of 6
IBP – UBL – Universal Teller SAMPLE

Q15. The general instructions or important notices or guidelines for all employees are
communicated through:
A. Letter
B. Form
C. Phone
D. Memo

Q16. Persuasive message is used to:

A. Convince someone towards certain actions
B. Discuss new ideas
C. Increase punctuality of employees
D. Record final decisions

ANALYTICAL SKILLS
Q17. Rs. 550,236 is equal to:
A. 55 Thousand 236 rupees
B. 55 Lakh 236 rupees
C. 5 Lakh 50 Thousand and 236 rupees
D. 55 Lakh 236 rupees

Q18. Seven Thousand Four Hundred and Seventeen is written in numbers as:
A. 7,0417
B. 74,017
C. 7,00,417
D. 7,417

Q19. 20% of 20 is equal to?

A. 40
B. 4
C. 0.4
D. 0.04

Q20. Find the 44% of Rs. 250.

A. 95
B. 105
C. 110
D. 125

Page 5 of 6
IBP – UBL – Universal Teller SAMPLE

Q21. Simplify the ratio: 63/18

A. 5/3
B. 21/3
C. 7/2
D. 4/5

Q22. What should come next in this sequence. A/3, B/6, C/9, D/12, _________.
A. E/13, F/15
B. E/15, F/18
C. E/10, F/12
D. D/10, E/10

Q23. What should come next in this sequence 9, 18, 27, _____
A. 32
B. 34
C. 36
D. 38

Q24. (112 x 2) =?
A. 127
B. 192
C. 224
D. 291

Select the correct pair from the given options that best reflects the similar relationship as
in the pair in question:

Q25. ACCOUNT: MONEY

A. Cotton : Fabric
B. Employer : Employee
C. Wardrobe: Clothes
D. Earth : Moon

Page 6 of 6