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1 10 GenMAth

The document contains a 10-question quiz about general mathematics concepts related to finance, including theories of efficient markets, types of loans, mortgage calculations, and determining monthly loan payments. Specifically, it asks about who developed theories of efficient markets, different forms of those theories, types of business and consumer loans, calculating mortgage amounts with down payments, and amortizing a loan over time to determine monthly payments.

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Lance Kelly P. Manlangit
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67 views1 page

1 10 GenMAth

The document contains a 10-question quiz about general mathematics concepts related to finance, including theories of efficient markets, types of loans, mortgage calculations, and determining monthly loan payments. Specifically, it asks about who developed theories of efficient markets, different forms of those theories, types of business and consumer loans, calculating mortgage amounts with down payments, and amortizing a loan over time to determine monthly payments.

Uploaded by

Lance Kelly P. Manlangit
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as DOCX, PDF, TXT or read online on Scribd
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Republic of the Philippines

Department of Education
Region V – Bicol
SCHOOLS DIVISION OFFICE OF CAMARINES NORTE
Jose Panganiban National High School
Jose Panganiban, Camarines Norte

GENERAL MATHEMATICS

1. Who developed the Theory of Efficient Markets?


A. Karl Marx B. Eugene Fama C. Luca Pacioli D. Abraham Maslow

2. Which form of the Theory of Efficient Markets asserts that stock prices already
incorporate all past market trading data and historical price information?
A. Weak Form of Efficient Market Theory C. Strong Form of Efficient Market
Theory
B. Semi-strong Form of Efficient Market Theory D. Absolute Form of Efficient
Market Theory

3. Which form of the Theory of Efficient markets asserts that stock prices already
incorporate all public and private information?
A. Weak Form of Efficient Market Theory C. Strong Form of Efficient Market
Theory
B. Semi-strong Form of Efficient Market Theory D. Absolute Form of Efficient
Market Theory

4. What is the term for money lent specifically for business purpose?
A. Consumer Loan B. Collateral Loan C. Business Loan D. Bank Loan

5. What is the term for the money lent to an individual for personal or family purpose?
A. Business Loan B. Consumer Loan C. Personal Loan D. Individual Loan

6. Mr. Go plans to have a barbershop. He wants to borrow money from the bank in order
for him to buy the equipment and furniture for the barbershop. What type of loan is this?
A. Consumer Loan B. Collateral Loan C. Business Loan D. Bank Loan

7. Mr. Gone wants to have some improvements on their 20-year-old house. He wants to
wants to build a new room for their 15-year-old daughter. What type of loan will he need?
A. Business Loan B. Consumer Loan C. Personal Loan D. Individual Loan

8. What is the term that refers to the method of paying a loan on installment basis,
usually of equal amounts at regular intervals?
A. Interval Method B. Cost Method C. Fair Value Method D. Amortization
Method

9. If a house is sold for ₱10,000,000.00 and the bank requires 25% down payment, how
much is the amount of the mortgage?
A. ₱10,000,000.00 B. ₱7,500,000.00 C. ₱2,500,000.00 D. 0

10. Ms. Sis bought a car. After paying the down payment, the amount of the loan is
₱500,000.00 with an interest rate of 11% compounded monthly. The term of the loan is 5
years. How much is the monthly payment?
A. ₱151,515.15 B. ₱262,028.62 C. ₱55,000.00 D. ₱10,871.21

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