REFINITIV™

WORLD-CHECK®
RISK INTELLIGENCE:
MAKING THE MOST
OF THE DATA
Our exclusive features explained

ACCESS LEVEL*

See feature descriptions on pages 3 and 4. Refinitiv™ Refinitiv Refinitiv Data

World-Check® World-Check World-Check File
One One API Online
Field Updates See key changes in records with our Field Updates
feature, which tags updated fields or tabs. We use a
green flag for World-Check Online users, a date for Data • • • • A
File users, and a yellow circle for World-Check One users.
Exclude Separate low-quality aliases – such as nicknames,
Low-Quality abbreviated names or descriptive names –
Aliases from useful ones, allowing you to focus your • • • • A
name-matching efforts.
Politically Develop a more strategic means of handling PEPs
Exposed Person by only screening against the type of PEP that fits
(PEP) Sub- your policy. • • • • A
Classification
PEP Expiration Configure and set your own PEP expiration with a
multi-value field that shows the chronological role • • A
details of PEPs.
Update Qualify updates to World-Check intelligence
Categorization according to their relevance. • • • • A

Native Screen and match names against native, non-Latin

Character character sets. Reduce the chances of missing • • • • A
Names possible risk due to translation issues.
Chinese Use these codes – standard in the Chinese,
Commercial Hong Kong and Taiwanese financial systems – • • • • A
Codes to transmit and store Chinese characters.
Watchlist Upload and maintain your own or third-party lists for
Screening screening alongside our proprietary World-Check • • A
data, all on the same platform.
Batch Screening Bulk upload batches of names in a secure,
cloud-based environment for screening during Know S
Your Customer (KYC) onboarding, ongoing monitoring •
A
and rescreening cycles.
Passport-Check Verify the authenticity of machine-readable
passports and ID documents issued by • • A
more than 180 countries.
Dynamic Significantly reduce the number of records in your
Download routine download, letting you focus remediation S
efforts and balance downstream costs with risk •
A
appetite.

Advanced Get additional search items and filtering options,

Dynamic helping you minimize the number of false positives • A
Download returned.
Customized Cut the amount of content inside the records in your
Data File daily download. This reduces file sizes and allows S
•
you to focus your efforts on meaningful data. A

Display Graph Use our interactive map to see associations and

or Connection relationships between records, and reveal S
Risk Analyzer second-degree relationships – these may be • •
A
where the real risk lies.
Secondary Set auto-resolution rules using source types and
Matching secondary fields. You can either auto-exclude or S
• •
resolve the applicable matches as false. A

Customized Depending on your requirements, turn off all World-

Sources Check data sources – sanction, law enforcement, S
• • •
regulatory enforcement, PEP and other bodies. A

* S = Standard A = Advanced
Refinitiv World-Check Risk Intelligence: Making the Most of the Data 2
Feature descriptions

Field Updates – which in turn helps your compliance staff prioritize

remediation activity. It also accelerates the screening process,
Use Field Updates to see key changes in records. This feature letting you configure your systems to re-screen by update
tags updated fields or tabs in three ways – with a green flag category.
for World-Check Online users, a date for Data File users, and
a yellow circle for World-Check One users. It gives you crucial Native Character Names
updated information and helps you keep track of important
details in the daily flow of information. As a result, you can Screen and match records against local, non-Latin character
focus your remediation efforts only on the data that has names and reduce the chance of missing a hit due to
changed, reducing the time you spend on review. translation issues. This feature offers more than 40 non-Latin
character sets, including Chinese (Simplified and Traditional),
Exclude Low-Quality Aliases Russian, Hebrew, Arabic, Japanese, Korean, Greek, Persian
and Thai. Screening against native character names and aliases
Separate low-quality or weak aliases from useful ones, allowing significantly reduces incorrect matching and false positive rates
you to focus your search and match efforts. Aliases considered – plus it lessens the need for transliteration.
low quality are abbreviated single names, nicknames,
descriptive names, and other noms de guerre. While aliases Chinese Commercial Codes
may offer insight into a person’s identity, weak aliases can be
misleading or irrelevant (e.g., Johnny “Sideburns” or “Baby Use these codes – which are standard in the Chinese, Hong
Face” Nelson). Our filtering software recognizes them as Kong and Taiwanese financial systems – to transmit and store
unimportant, significantly reducing the volume of false Chinese characters. Chinese Commercial Codes are critical for
positives generated. financial institutions that transact with organizations in Chinese-
speaking countries. They help resolve identity issues and
PEP Sub-Classification ensure that the right entities are flagged in regulatory and
verification processes. This feature also includes the SWIFT e-
Handle PEPs more strategically by only screening against the CCC codes.
type of PEP that fits your risk-based approach and screening
policy. World-Check classifies PEPs by level of government Watchlist Screening
influence (e.g., local, sub-national, national) and relationship
(e.g., PEP, close associate, immediate relative). This lets you Screen multiple lists according to your business requirements.
focus your remediation efforts and make risk-based decisions This feature offers a choice of methods to upload your own and
before engaging with public officials and State Owned Entities third-party lists. By automating processes, it reduces the risk of
(SOEs). It also helps compliance teams determine the level of manual mistakes. It provides full workflow capabilities and
activity monitoring and due diligence required. matching, together with an extensive audit trail of activities to
satisfy regulators.
PEP Expiration
Batch Screening
Visualize the chronological role details of PEPs in the multi-
value field “PEP roles”. This allows World-Check Advanced Customize batch settings to fit your screening policy and
subscribers to configure PEP expiration to suit their manage cases intelligently with our case manager. Batch
specific needs. Screening ensures data integrity during the batch upload
Once you can define a shorter PEP expiration than the process by checking records for inconsistencies, while the data
World-Check default, you can exclude certain records from updates function ensures your data is up to date.
rescreening. This reduces the time spent on remediation, Rule setting lets you target your most important secondary
allowing for a more efficient workflow and quicker identifiers, and – if you choose to use the auto-resolve function
decision making. – reduces user intervention.

Update Categorization Passport-Check

Qualify updates to World-Check Risk Intelligence according to Use this feature to help verify the authenticity of passports,
their relevance, and exclude updates based on categorization. travel documents and certain types of identity cards. Passport-
Save time checking updates based on your risk approach. Check uses an internal algorithm to verify the two lines of code
in a passport’s Machine Readable Zone, based on the personal
Some information may be critical, but not all updates need details entered. It helps streamline compliance procedures like
attention or rescreening. Update Categorization classifies KYC.
information by importance – from C1 (most critical) to C4 (least
critical). It clearly shows the significance of each change made
Refinitiv World-Check Risk Intelligence: Making the Most of the Data 3
Dynamic Download Subscription level details
Significantly reduce the number of records in your routine
download and – as a result – the size of your download file.
Do this by specifying the content you need for each World-Check Standard (S)
record – for example, country, sanction, watchlist, PEP
sub-classification or category. The full set of structured, deduplicated, risk-based data with
multiple secondary identifiers.
Advanced Dynamic Download
World-Check Advanced (A)
Use the extra filter options in this feature to refine your search
and reduce the number of false positives returned. For The full set of Standard-level data with additional features,
example, save your download URLs and combine URLs with including more than 40 non-Latin character sets to screen
the same date, creating very specific data sets in a single file. names in native scripts. Suitable for organizations with truly
global footprints that need to work in multiple languages
and better understand the risk of doing business in an
Customized Data File
ever-changing global environment.
Cut the amount of content inside the profiles in your daily
download. Different applications may require a different set
of World-Check fields when screening, so this feature lets
you choose which fields to include in your data file. Fields are
easily configurable and can be altered and saved. You can
also add new fields to your downloads, such as multiple dates
of birth (DOBs), citizenships and identification numbers.

Display Graph or Connection Risk Analyzer

Use our interactive map to see associations between records

and reveal second-degree relationships – often where the real
risk lies. Relationship networks can be complex and sometimes
deliberately obscured. The map gives a visual representation
of complex relationships and helps reveal the potential risk in
association. This enables you to investigate first- and second-
degree relationships more thoroughly.

Secondary Matching

Set auto-resolution rules using source types (e.g., sanctions,

law enforcement, regulatory enforcement, other bodies, PEP)
and secondary fields (e.g., individual, DOB). This lets you either
auto-exclude or resolve applicable matches as false.

Customized Sources

Depending on your requirements, turn off all World-Check data

sources – sanction, law enforcement, regulatory enforcement,
PEP and other bodies. These are turned on by default.

Refinitiv World-Check Risk Intelligence: Making the Most of the Data 4

Our opt-in and stand-alone content

ACCESS LEVEL*

Our opt-in and extension content may be subject to additional cost. Refinitiv Refinitiv Data
Please check with your Refinitiv advisor for terms and conditions of use. World-Check World-Check File
One Online
Iran Economic Avoid unwitting business with Iran to steer clear of sanctions
Interest (IEI) breaches. Following U.S. CISADA legislation, various countries
have imposed restrictions against Iran, barring specific exports
and investments. World-Check monitors parties that may be facing Opt-in
Iran-related sanctions. The IEI data set – supported by a specialist • • •
AS
Iran Enhanced Due Diligence report – lets you screen all your
customers, partners, employees and business transactions for
such risk.

Sanction Set Use the World-Check Sanction Set to ensure payment processing
compliance. This supplies up-to-date sanctions information to
global organizations that screen time-sensitive money transfers
and conduct high-speed financial transactions. It contains key lists:
U.S. sanctions (including OFAC SDN, OFAC Non-SDN and
Non-OFAC sanctions), European Union, HM Treasury (United • Stand-alone
Kingdom), United Nations, Department of Foreign Affairs and
Trade (Australia), Canada, Hong Kong Gazette, Hong Kong
Monetary Authority, and State Secretariat for Economic
Affairs (Switzerland).

U.S. SAM Access the System for Award Management (SAM), a U.S.
government initiative to consolidate procurement databases.
SAM lists organizations that are restricted or prohibited from
doing business with the U.S. government. All current and potential Opt-in
• •
federal contractors, grantees and assistance award recipients are FREE
required to register on this database. SAM supports the World-
Check mission to extensively cover sanctioned and listed entities.

Refinitiv Country Get detailed, risk-based information on more than 240 countries
Risk Ranking and territories, categorized by criminal, economic and political
factors. Location-based risk screening is part of a best practice, Opt-in
• •
risk-based approach to compliance, and supports anti-money Stand-alone
laundering (AML) and anti-corruption due diligence.

Vessel Check Discover the identity, location and ownership structure of all
with IHS seagoing vessels of 100GT and above, as well as details on all
Maritime Data seagoing, self-propelled merchant ships. This includes previous
vessel names, and current and previous ownership structure.
IHS lists more than 200,000 vessels. If combined with • Opt-in
World-Check Risk Intelligence, screening results may reveal
financial crime-related risk connected to international sanctions,
money laundering, organized crime and terrorism financing.

Media Check Use Media Check’s powerful technology to pinpoint negative

media content. Media Check enhances compliance workflow
and helps you meet your regulatory and legislative requirements.
With intelligent searching, a unique AML taxonomy and
Opt-in
machine-learning algorithms, Media Check only presents •
relevant content. This reduces false positives and improves
content navigation, leading to better and more informed
decision making. Media Check also provides continuous,
up-to-date media and data monitoring.

Media Check Simplify your negative media content screening even further
Ongoing with this optional screening tool. Receive daily notifications of
Opt-in
Screening any new negative media content impacting your high-risk cases. •
Fully align your notification updates to your KYC/AML policies
with our customizable alert options.

UBO Check Quickly identify the ultimate beneficiaries of any entity and
immediately screen them for potential risk. With best-in-class
Opt-in
Dun & Bradstreet UBO data and market-leading World-Check Risk •
Intelligence data, this feature delivers a holistic solution
on a single screening platform.

Refinitiv World-Check Risk Intelligence: Making the Most of the Data 5

 About World-Check
World-Check is a risk intelligence database which helps organizations across the world meet their regulatory obligations and make
informed decisions, and helps prevent them from inadvertently being used to launder the proceeds of financial crime or associate with
corrupt business practices. The database is managed by a team of over 400 highly trained analysts, speaking more than 65 languages,
who monitor more than 700 sanctions, regulatory and law enforcement lists and thousands of media sources, as well as company
information and regulatory filings, to ensure World-Check’s data is accurate and up to date. The information in World-Check is made
available on a subscription basis only to those who require it to carry out due diligence or other screening activities in accordance
with their legal or regulatory obligations or risk management procedures designed to combat financial crime.

Visit refinitiv.com/world-check
RE1024127/9-19 @Refinitiv Refinitiv