to have success with Payment Gateways (and more) on-line -

Introduction
This guide is very important for anybody that want to work with Stripe and Braintree Payments in a
really professional way. But to get to that point, please, PLEASE read it as thoroughly as you can and
please don't skip any chapter even if you think you know what's next. Every line I think is important in its
own way and I put a lot of passion, knowledge and work into this guide in order so, you will really learn
how to make money from this methods.
Vocabulary:
Fulls: Victim information. It's what we will use to create bank drop accounts, Stripe and Braintree setup.
It contains Background Check, Credit Report, Credit Score, Full Name, Address, Social Security Number
(SSN), Date of Birth (DOB), etc.
Business Fulls: Business information needed to open a Stripe account.
CC/Cvv: Victim's card. Is the card used to buy different tools or information and the card used for
charging on Stripe/Braintree.
Charging: Creating a payment from the victim's card on our fake store/shop/setup.
Card Holder (CH): Exactly what the name states, it's the real owner of the CC.
Billing Address: Address that we read from the CC info that we receive from the CC autoshop/CC vendor.
It includes street address, zip code, city, state, country.
VPN: Software used to encrypt and tunnel all your traffic so your ISP wont be able to see what websites
or resources you are accessing. It's important that the provider of VPN wont log your connections, so
government wont be able to find any traces of your traffic.
RDP: Remote Desktop Protocol, it's a protocol used by Windows (but not only) with which you can
connect to another PC/Server and control it. It's the tool we use to connect to our Stripe/Braintree
setups, bank drop accounts, etc. It's very important as it has a static IP and can keep cookies as a normal
legit owner of those accounts.
Socks5: Internet protocol that will allow us to fake the location of our connection in order so to cheat
the Payment Gateways in thinking we are charging from the same location as card holder.
Virtual Machine: A computer inside another computer basically. It's a a software that emulates a “guest”
computer inside your own aka “host” computer. Most often used softwares are: Oracle Virtual Box
(free) and VMWare Virtual Machine. (not free) We use this software so we can start our operation from
inside the machine and not our own desktop. Why? Obviously, for leaving no traces. After you finish
your operation, you simply erase the software and the machine and with them everything inside
(cookies, history, etc.)
Encrypted Volume: A part of your hard disk that is encrypted by VeraCrypt (or others alike) soft inside
which you install your Virtual Machine and all your operation software. It's encrypted so government
wont be able to discover it if you get caught off-guarded.
Resource: I'm talking about a website where you can get tools, ccs, information, etc.

CHAPTER 1. Operation Security

The most important thing in virtual carding is OpSec (Operation Security). Why? Because if you get
caught, no matter how much information you have, how much money you have to invest in gathering
new information, there will be no way to develop yourself as you will be behind bars. So we have to
make sure you are safe as this adventure wont end with this guide, it only starts.
I recommend you use a brand new laptop for your carding operations, but if you don't have a new one
you can use an old one and hard format it. After you format its hard disk you must install an OS.
I choose Windows 7 as it does not have that many security issues as Windows 8 or 10 and is not as old
as Windows XP, so it's the best in my opinion for your job.
Once you have done that, head to some public wireless and go to http://www.virtualbox.com and
download Oracle Virtual Box.
Now go to https://veracrypt.codeplex.com/,download VeraCrypt and install it. Create an Encrypted
Volume on your hard disk at least 30 GB of space, password it and leave the software to create it. Mount
it by browsing for the “file” (that is the volume created) and the password you used.
Download a Windows 7 from torrents.
Google “WinISO”, download it, Google “WinISO serial number”, use the serial number so WinISO will let
you do the next step. (This will create a bootable image of the Windows 7 you just downloaded, so you
can install it on the Virtual Machine. )
Use the files from your Windows 7 CD/USB and burn a .iso BOOTABLE file. Go to
http://www.magiciso.com/tutorials/miso-magicdisc-overview.htm, download and install it, mount the
.iso file into the MagicDisc Virtual Volume. (not to be confused to Virtual Machine or Veracrypt
Encrypted Volume)
Install Oracle Virtual Box and create a Virtual Machine, (let's say you create it under the name “Windows
VM”) go to settings and on “System” use at least 2 GB RAM on the Base Memory. On Boot order use
HDD and CD/DVD. On storage, at Controller:IDE add your virtual drive letter. (the one were you
mounted Windows 7 bootable .iso file.) On “Network” (we are still in Oracle VM VirtualBox Manager!)
choose NAT and refresh the MAC address. (refresh it every time you start the Machine)
Install Windows 7 on the Virtual Machine.
Look into “My Documents” and move the files (.vdi) into the mounted encrypted volume.
Now, on in the Virtual Machine that we called earlier “Windows VM” (the Windows 7 Virtual Machine)
you will install the next things:
� Ccleaner (to clean your cockies, temp data, etc.) -
http://www.piriform.com/ccleaner/download/standard
� BleachBit (Clean free space and system, another layer of protection) -
http://bleachbit.sourceforge.net/
�

I presume you know the next part: Press Start button>Run>cmd (command prompt) and run these lines:
ipconfig /release ; ipconfig /renew ; ipconfig /flushdns ; You will run them every time you start the
machine.
Now it's time to install a VPN. Go to http://mullvad.net (I use it and I recommend it, as it does not hold
logs and accepts Bitcoin) buy a VPN, download and install their application (make sure you note down
the account number so you can login to your Mullvad account and top-up when it's almost ready to end)
If you want to take a step further, you can buy a US RDP from any provider that accepts bitcoin (just
google for “US RDP pay with bitcoin”), install all the software i've listed above on the the RDP too, and
work from there. I suggest you buy a RDP that has at least 4 GB RAM installed if you want to work
smooth. You will use this RDP for carding your Braintree/Stripe setups. But more about that later on.
So far, your setup is like this: Burner Laptop>Veracrypt Volume>Windows 7 Virtual
Machine>VPN>(another RDP from where to charge, or the RDP used for log-in in to your bank drops
and/or to your Braintree and Stripe Setups).
So, now that we are secured, let's learn to card online:
CHAPTER 2. Virtual Carding
Let's say you bought (I recommend doing it this way) the US RDP (this is our Carding Station) from that
public source. Once connected to it, you will have to install some more software.
1. Mozilla Firefox – Most RDP's come with only internet explorer, so open internet explorer, download
Firefox, install it. We will configure it later.
2. Ccleaner – Use the link shown above, it's the same software. Tick every check box on Windows and
Applications tab, except “wipe free space” like in the picture below. (takes too much time and you will
use this software a lot)

3. Proxifier – This is the software that will enable us to work with socks5. Go to
http://proxifier.com/download.htm download and install the Standard Edition. We will configure it
later.
Once this step is done it's time to configure the software we installed: 1. Firefox
Open Firefox and in the address tab type: about:config
Into the search dialog box type: media.peerconnection.enabled and change the value to FALSE (must
look like in the picture below. Tip: if the string is changed its bolded, otherwise its normal)
Next type: privacy.donottrack and set it to TRUE like in the picture below.
Why do we do this?
Well, first line we change it because we want to disable WebRTC that can show the IP of your RDP (and
that's bad when you are trying to fake your location into the one of your socks5...but don't mind this
now, you will understand what i'm saying by reading along). And the donottrackheader we disable so
the websites wont track your traffic at all.

Now we have to install a User Agent Switcher that will enable us to fake our browser user agent (it's the
string that tells the website what browser you use, what OS you use, what version, etc.) and a Canvas
Fingerprint Blocker, so the website you want to card or make the charges wont be able to fingerprint
you. It's called browser fingerprint because your system is exactly like your fingerprint. Unique. If that
fingerprint is found by ... lets say Stripe, on multiple charges, than they will close your setup/multiple
setups. And ofc. we don't want that.
User Agent Switcher search: I recommend one that has enough user agents to switch. Read more about
them and choose one.
Let's say you choose “User Agent Switcher”.
Go to this page and save the user-agent list: http://techpatterns.com/forums/about304.html
Now click “alt” button on your keyboard, now click on Tools and now on the drop down menu you will
see “Default User Agent”. Click on it, on the next drop down column click on “User Agent Switcher” and
import. Browse from your download folder. Done.
Canvas Fingerprint Blocker. Read about everyone that you find. Choose from the obvious ones.

SOCKS5/PROXY
Now that we have our browser prepared, we have to understand how to work with Socks5. The Socks5
or Proxy are the tools (they are internet protocols, but never mind) that we will use so we can fake our
location to a close one to the Card Holders Billing Address. For Socks5 we need Proxifier installed as i've
said above.
Now I'll give you some resources for socks5. You can choose to buy from which one you want:
UAS-STORE.RU
https://ironsocket.com http://dichvusocks.us http://www.bcprx.net https://luxsocks.su truesocks.net
premsocks.com https://isocks.biz
Any IP in the eyes of the anti-fraud software (singnifyd, maxmind, kount, etc.) has at least 3 important
features:
1. Is it blacklisted on the spam databases?
2. Does it have a high proxy score?
3. Does it have a high risk score?
Let's break them:
1. There are hundreds of spam databases around the web that gather information about IP's used for
spamming. So, if the proxy was ever used for that, it will show on those db, so thats a no-no. Never use a
socks5 that appears in those db.
2. The proxy score is determined by many variables, one being open ports. I don't get into details here as
I will show you what tools to use in order to check them for this. You don't have to mind about how the
proxy gets to the high proxy score. The only thing is like this:
They are scored from 0 to 3. Zero means ... The IP is not a proxy or anonymous proxy. 1 means there is a
small chance the IP to be a proxy. 2 means the IP is probably a proxy. 3 means that IP is a proxy. Try to
keep under 1.
3. Risk score is again determined by many variables. From ZIP trust score to City trust score, and many
other factors. This one is rated on a scale from 0 to 100. Everything above 8 is very high risk for your
charge. I would recommend you to charge only on socks5 with the risk score under 5.
How to check them?
Most of the resources i've shared with you above have the blacklist database check, but don't have the
other checks. So you need this before installing your socks5 into proxifier to use it for your charge:
1. http://fraudcheck.ru/ - Go to the website, you’ll see a jabber. Add that jabber, tell the guy you want a
new user. $25 / month of checking Ips.
2. Other tools: https://getipintel.net/ → This tool uses machine learning. You just input your IP and if the
score is below 1 and the background is green, it's safe to asume the socks5 is good. But, I still
recommend using the first tool to check them.

CARDS/CCS
We have all the software needed and configured, we have the socks5 and now we need the cards. For
Stripe and Braintree what not many people know is that they have to be from specific BINs. As Stripe
was abused for a very long time, only some BINs work (BIN = Bank Identification Number, first 6 digits
from any credit card)
I'll give you here a small glimpse into what BINs you can use so you wont get declines:
552465
558832
552313
414711
431307
414729
414778
414776
The list is way longer, but I wont share it here. This small list its enough to make you tons of money. If
you are interested in the longer list of BINS, PM me and i’ll sell it to you, but again, you don’t need it.
Where to buy them, right?
I'll give you here two autoshops that I can recommend. They dont have 100% live cards every time, but
they have really good cards most of the time. Ofc, you can always choose TradeRoute vendors.
https://epicmarket.wtf/ → This is getbase's autoshop. This guy is around here since I can remember and
trust me, i'm quite old in this. This is one of – if not the best – card autoshop you could ever find. The
prices may vary on the Stripe cards: From $4 to $25.
http://qhd6aon2fyjjan4e.onion/en/#/→ This is a very good resource. The market does not always has
alive cards, but let's say about 80% of them are good. It's a bit risky as you have to have a success rate
over 90% on Stripe/Braintree. The registration is open once every few days, so check it once in a while.
Prices for Stripe cards never go above $15 or below $11.
How to use all this info to make a successful charge?
You go to the ccs autoshop and see cards from New York, Miami and ... let's say Las Vegas. You buy all 3
cards. Next? Open the Socks5 resources (any of the above) and look for the ones that are from your
cards states: New York (State: New York), Miami (Florida) and Las Vegas (Nevada). If you see some
socks5 from those states it's now time to compare the Socks5 location to the Cards Billing location.
Lets assume the cc you have on hand are living in Albany, New York, ZIP 12202. This socks5 you are
checking is from New York, Latham, ZIP 12110. How to find out how far they are from one another?
Go to http://www.distancebetweencities.net and verify ZIP to ZIP distance and you will receive a result
like the one shown below:

If the Socks5 resource does not have it's own checking for Proxy score and Proxy risk, open another tab
and go to xdedic.biz, login and from tools tab select Check minFraud, insert your proxy IP, click on “Pay
and check”. Your result should look like this:
If it does, the risk score is under 5.0% and your proxyscore is 0, you can use this for your card. Put your
Proxy in the Proxifier. How? Folow the pictures:
Run Proxifier. Click new profile (to make sure you delete the former profile):
Now click on profile>Proxy Servers...

Now click on Add...

Insert the socks5/proxy server (!Not the IP, but the connection server. The IP is always without port, so
it's always without :8899 or any other 5 digits) the port and select SOCKS Version 5 then click Ok. On the
next dialog box asking if you want to set this connection as default select Yes and in the next dialog box
select Ok/Yes until you wont have any other dialog box opened.

Once your proxy is in place we have to check if everything is ok with your connection. Open Firefox. One
of the resources I use is http://www.whoer.net and another is http://www.ip-score.com For
demonstration purposes i'll show here how whoer.net will look. Also for demonstration purposes don't
mind that in the case shown below the socks was from Texas and not NY.
First, look if whoer.net is showing the same ZIP as the xdedic.biz's minFraud checking tool. If now, check
the IP on ip-score.com and you will see there an option to see MaxMind information. If on that tab the
ZIP code is similar to your minFraud Checker, and that ZIP is not more than 80 miles further than the
card holders ZIP code, you are good to go to the next step.
As you can see, your anonymity is at 70%. That's because your RDP Time is not set to the Proxy Location
Time.

As you can see, the box that is showing time is red-ish and it should be green. What do we do?
Open your date and time from the right bottom corner and set the time to the LOCAL! For those not
aware:

EDT = Eastern Time (always choose US & Canada) CDT = Central Time
MDT = Mountain Time
PDT = Pacific Time
After this change, everything will be good and should look like this:
Now you want to change the user-agent on your browser and you are ready to make the charge.

You are good to go! Your charging setup is ready! Now you only need a Stripe setup or a Braintree
Setup so you can get the money from those Ccs you have into your bank accounts/your cashier bank
accounts.
Well, so far we've traveled a long way and lots of information was disclosed here, so let's recap.
RECAP TIME:
1. You Open your Burner Latop.
1a. Start your VPN. (this can be installed and started inside Windows VM. It's either here or there) 2. You
open Veracrypt and mount your Encrypted Volume.
3. You start Virtual Box and run “Windows VM”. (wait to boot, like a normal Windows)
4. Inside “Windows VM” Start>Run>Cmd> flush dns and the rest of lines i've told you to type. 4a. Start
your VPN. (this can be installed and started on your burner laptop OS. Here or there.)
5. Connect to your Carding Operation RDP bought from the public resource with bitcoins.
6. You erase every cookie and history that might be from last session with Ccleaner.
7. Search for Ccs with the right BINs and socks5 with the right ZIP.
8. You check the Socks5 for Proxy Score and Risk Score on xdedic.biz check minFraud tool.

9. If step 8 gets you a good score, you insert the socks5 into proxifier. 10. Run Firefox and go to
Whoer.net to check if the time is sync.
11. Change user-agent in the browser.
12. Open the webpage you want to defraud.
13. Insert card details and buy whatever you need. (Background checks, Credit Reports, electronics, etc.
or charge your Stripe/Braintree fake shops)
14. Close firefox. Select new profile into Profixier. Run Ccleaner again. (This is what we call “Rinse and
repeat”)
15. Start again from step 6.
If any of this steps seems strange to you, or pulled out of thin air, that means you skipped something,
misread something, misunderstood something. Read again. Make sure you don't skip any paragraph till
you understand. Let's be real, it's not rocket science.
Very IMPORTANT!!!! Recommendation: I use Tor on Windows VM or on another laptop. Not in any of
the RDP's.
Q&A:
Why do you charge from a RDP and not from the directly from Virtual Machine?
Because i'm paranoid and I don't want anything to be physically from my burner latop. Sounds strange,
but that's how I feel. Is it the same level of security? Maybe. Does It change anything for the charge
setup? No. Socks5 will do the IP change, your user-agent will change what the website will see about
your OS, the Canvas blocker will block the fingerprint. So, no, I dont think it's very important for the
setup, but I just like to take Security one step further.
Don't I need FraudFox or Antidetect for this?
I don't and I've done this (Stripe/Braintree) for long time. If you want to card Amazon...well, that's
another story.
What if I don't find a perfect Socks5 match for my Ccs?
Bad luck. Move on. Look for another CC and before buying it, check on your proxy resources if you have
some proxy in the same state and in the 80 miles range.
Is there a way to check the cards for being valid without killing or affecting them?
Yes, create a gmail.com account (in the name of the card holder) open a google wallet and add the card.
If google wallet accepts the card, than it's alive.

Is there a way to check the balance of the card without killing it?
Yes, but that's very easy mainly for US residents. It goes like this: You buy a burner phone, you spoof
your burner number with the help of spooftel.com (create account) into the phone number registered
with the card (make sure you buy the card WITH the phone number) and call the bank. A machine will
answer and just follow the instructions for hearing the balance. (it will ask for card number, you just
type it and you will hear the balance)
CHAPTER 3. Setup Stripe
I'll show you here a technique that I personally used and that works since 2015. The updated method
presented here I use it since May 2017. Because this guide is intended for noobs in first place, i'll explain
this method for getting to two days payout on Stripe and make at least $10k-$15k per setup. For those
want an even easier method and even more lucrative, you will get it for a fair price. (i'll give you more
details at the end of the guide)
You will receive here not only information on how to setup, but most important, why do it like I say it
and not any other way.
Lets begin: What's needed:
Max. $55
1 x Business Full
1 x RDP
1 x bitcoin wallet
1 x carded .com domain SSL certified 1 x selling stuff website

1 x email domain
1 x bank drop account
For the bank drop account, you have two options.
1. Go on Market Forum and find a decent cashier that will give you a bank drop account and you will
split the profit (this version is preferable for non-US customers).
How to find a decent cashier? Well, make sure you are posting/starting a thread with a request for a
cashier on the forum. Request at least 50-50 split of the profit. If you can, request escrow for your
transfers. (like I do) Request a guy that can prove you some kind of history, with people that can
recommend him. Avoid scammers that will accept any share of profit as they might scam you. Trust me,
there are enough cashiers out there for everybody.
2. Or you can create your own bank drops with the help of my Bank Drop Creation Guide v. 2.0 that you
find on my Shop on the Marketplace.
First, go to https://xdedicvhnguh5s6k.onion (or http://uas-store.ru but for the purpose of this guide, i’ll
explain below how-to for xdedic)and buy a RDP (you deposit bitcoins into their website. Don't worry,
they are legit) with Admin Privilege with ZIP close to the fulls address. It's best to buy NOT a server RDP.
Why? Because who the hell uses a server to connect to his Stripe account (you will use ONLY this RDP to
connect to your Stripe dashboard and your “shop” dashboard)
When choosing the RDP keep in mind 3 things:
1. No blacklisted on spamhouse.
2. No risk score higher than 5.0
3. RDP location no further than 80 Miles from Fulls address!
How to check this? Look below:
1. You click on check and make sure you get ok on all spam databases. 2. You check the IP score
3. Look at the ZIP Code and compare it to the Fulls Address.
For point 3, lets assume the fulls you have on hand are living in Albany, New York, ZIP 12202. This RDP
you are checking is from New York, Latham, ZIP 12110. How to find out how far they are from one
another? (sounds similar to what I wrote on the other chapter? It is!)
Go to http://www.distancebetweencities.net and verify ZIP to ZIP distance and you will receive a

result like the one shown below:

Now let's see how proxy score and risk score MUST look like:
So, find a Windows 7, 8, Vista (not recommending Windows10 because of the security issues) check that
is not blacklisted on the spam databases and more of that, make sure you check them for proxy score
and risk score. Everything on the risk score that Is ABOVE 5.0 is not worth buying!
Why it's important to have admin privilege on the RDP? Because I will teach you how to hack it and
create your own user on the RDP.
Download in your Virtual Machine Windows (that you've already installed as shown in Chapter 1) the
RDP hacking tool from here: https://www.sendspace.com/file/pqimw2 unzip it (password is xDedic)
Login to the RDP you just bought with the user and password provided and move fast! Copy the xDedic
hack tool into the RDP, double click it, insert the username you want and the password you want, click
on Patch RDP and you are done. You will be now disconnected as the hack will create the user. Connect
back to it with your own username after about 2 minutes.
Done. Now you will need your domain, hosting, etc.
How we get that? You buy a card from the links that i’ve posted above. You log into the RDP bought
from xdedic or uas-shop and using the setup for virtual carding explained in chapter 2. you go to
godaddy.com and buy a hosting + domain. Once you are on the page, select Hosting and WebHosting
from the menu.

Once you’ve done that, you’ll be asked to choose from 3 plans. I always choose Economy. Just click on
“Add to card”.
For all the other options, make sure you choose 12 months for the hosting duration and not 3 months.
For back-up option, select “no thanks”.
Now the most important part is this: Check “Add standard SSL certificate”.
Next step is getting a .com domain. You will get one for free from godaddy.com, so you will just need a
name for your website. Click on “select and continue” and you will land on a page that will ask for your
godaddy membership.
For this you will need to get an email that will not raise red flags with godaddy. That means that you can
use aol.com. Now, everybody knows that for a mail.aol.com you’ll need a text verification, but once you
get that verification passed, you’ll have a great email to use for godaddy or any other virtual carding that
you might wanna do.
Go to google.com and search “temporary email account”. Click on https://temp-mail.org/en/ and copy
that email address. DO NOT CLOSE THE WINDOW. Now go to textnow.com and create an account using
that email. Make sure you save that email address and password somewhere in case you’ll need it
moving on (and you might, for Stripe, as you will see in Q&A). Once done, choose phone area code that
is close to your fake person you’ll use to create the Aol email. Once you have that phone number you
are almost done.
Go to aol, create the account, they will ask for a phone number, if you will try to use the textnow.com
number, they will say they can’t use that one so I always use the one from the Credit Card (just changing
the last digit) that i’m using to buy godaddy hosting and domain and I use the same name, and address.
When asking for verification, you’ll see that you have the option to change the phone number used.
Click on that and insert your n textnow.com number. Now you’ll receive the verification code in
textnow.com inbox.
Now that you have the aol.com email, use it and create the godaddy account that we needed. After this,
make sure you delete OFFICE email from the list of products and checkout. Make sure to verify your
email for every godaddy email and make sure to check in spam. You’ll receive a “Your order is received”
email, “Verify your email” (make sure you do that), “Your Security Certificate

was issued” and after about two days you’ll receive the “Welcome John!” email. After you received that
email you can start working with your hosting.
Why a .com domain and not...let's say .online domain? Because, from my experience, .com domains are
the most reliable and you'll have a better credibility score in Stripes inside analytics than with any other
domains.
Why do I need a SSL certificate? Well, again, for experience (i've burned more than 50 accounts with
various configurations till I got to what i'm releasing here) I can tell you, if you try charging a Stripe setup
that does not have SSL, you will burn it in no time. Don't let others tell you it's not true.
What is that SSL? For those who don't know, ill explain in very simple terms here: It's a security layer
installed on your website by a third party so every connection used for payments, passwords, etc. are
encrypted. From namecheap.com you should choose the cheapest one, from Comodo, that costs about
$12.
Why godaddy? Because now it’s important to but the domain form a hosting website that does not
accept Bitcoin. It seems that Stripe is blocking all hosting websites that accept bitcoin.
Must I card it? No, you can spent your own money (about $150) to buy the whole package and you can
use a virtual bitcoin card as https://coinsbank.com or any other that is similar.
How do I make this happen if I don't know anything about installing a website? Well, first of all, on
namecheap everything is noob friendly. If you don't understand how to install the SSL account or how to
open a domain email account go to namecheap support. Don't be afraid, they will help you along the
way, no problem. For those that have a clue, just follow namecheap guidance on installing SSL certificate
and login to cPanel (yourdomainname.com/cpanel and use your cpanel user and password that you
have received from namecheap.com in the temporary email that is called: “Your Hosting Welcome
Guide for...” to login)
SAVE THAT EMAIL on your laptop as you will need those credentials to login to cPanel more than once!
Creating your domain email from cPanel:

You now have a domain email like: [email protected] or [email protected],

name it as you want, but make it look Pro.
Now it's time to install a shop-ish website.
For this you will have to login to your website cPanel and somewhere down you will see a tab with Apps
Installer. Click on Wordpress, on the next page click on Install Now. On the next page choose domain,
email address, user and password for the Wordpress login. It will take about 1 minute for Wordpress to
install itself. From there, you will login to your wordpress dashboard from this link:
http://www.yourdomainname.com/wp-admin (use the user and password you have set up in the step
before)
Now you will need a theme that accepts WooCommerce plugin and Stripe Payment Plugin. Go to
http://www.themelock.com and choose whatever theme you want that has WooCommerce ready (you
can read in their description). On this website you will find Premium Wordpress themes for free and you
can download them and install them.
What is WooCommerce and why is important? Is a commerce plugin that supports a free Stripe plugin
that will allow you to accept Stripe payments without paying anything.
How can I install WooCommerce? After you install a theme with woocommerce support, its very easy.
Look below:
(instead of “update now” it will appear “install now”. Click it) Activate plugin after!
What is Stripe Plugin? Well it's more an addon from WooCommerce that lets you receive Stripe
Payments through their commerce platform.

How do I install it? Look below (it will appear “install now”) Activate plugin after!
Go to https://stripe.com/us/prohibited-businesses and see what businesses you are not allowed to use
when selling on Stripe. This is very important.
Now it is time create Stripe Account.
Since i’ve written the first version of this guide, Stripe stepped-up their security and now its bit harder to
make money with personal/sole proprietor account. Since now you need a Business account, i’m here to
help you with that. Do not worry, this is not rocket science and i’m sure this will help you think outside
the box not only for this payment gateway, but with others too. Yeah, I know, “Thank you Ginseng” on
the forum and/or on PM would do, since the price is way low for the information contained here.
Go to https://www.secstates.com/ and pick the state you want to create the Business full. Let’s say
Massachusetts (MA). This is their business search link:
corp.sec.state.ma.us/corpweb/corpsearch/CorpSearch.aspx
Once there, just pick a word that would normally be in a business name, like “long”, “short”, “hair”,
“shop” or whatever. Pick an active business and now go to http://feinsearch.com/.
Create a trial account on http://feinsearch.com/ using AOL email. You’ll have 5 free searches. Search for
the business you picked (try using only one or two words from the business name, it will find it easier
than with specific exact name) and get the EIN. Now, having the EIN you’ll need the business owner.
How you do that? If you dont have the name from the State Secretary website (depending on the State
you pick, you might have it public, or not) go to: http://listings.findthecompany.com
Here there are big chances to find lots of info about the business, even their website (this is important
as you can check if they have Stripe on their website or not) and great chances to find the name of the
owner.
Once you have the owner’s name go to robocheck.cm and find their SSN and DOB. If you dont find all
those informations, start all over again. I promise you, in one hour you can create at least 2-3 business
fulls needed for Stripe. At the end of this process you must have this:
Business EIN
Business Legal name
Business Legal Address Business Owner SSN and DOB.

Business Owner Address.

Having this, let’s get to the next step:
Go to Stripe.com and create an account. It's really simple, just use the Fulls First Name, Last Name, SSN,
DOB, the domain email you created before. Select LLC. Get that business information down and for
phone number use the textnow.com number. Use the same domain email when creating the account.
On business description box you should describe a bit your business. DONT take this easy. This is
important. So if you...let's say “sell” keychains. Google some legit keychain seller and get your
inspiration from there. Again, this is VERY important. On the bank account dialog box, use account
number and routing number from your cashier or from the bank account you've created with the help of
my Guide. Make sure you verify your Stripe account, so now go to your webmail that you created from
cPanel (example: [email protected]) and verify your email. Since you’ll need to use Stripe API for
your charges, at the first charge, they will ask for your phone verification. You can use textnow.com
phone number for that. If it does not ask you for that verification, no problem, it might.
I don't think this step needs any imagines to explain how to do it, so we will get back on setting up you
website properly.
Login back (in case you disconnected) to your Wordpress dashboard (if you forgot how:
yourdomainname.com/wp-admin) go to Plugins > Already Installed > WooCommerce Stripe Payment
Gateway, click on Settings and enable it. You will be asked to enable it and input the Stripe API keys.
(you find them from Stripe Dashboard > Settings > API Keys)

For adding products on your website check this tutorial:

https://docs.woocommerce.com/document/managing-products/
On your Wordpress dashboard, go to Appearance>Menus and add on the Main Menu the Shop Page (it's
created auto by WooCommerce) inside which you must have the products. That's important for when
you will want to charge the website.
Now, you will wonder why i've haven't spoken about anything else on the website, like the landing page,
Terms of Use, Privacy Policy, etc. Well, that's because Stripe will never look at your website if you do
your charges right. If you raise enough red flags for them to manually check your account, don't worry, it
wont make any damn difference if your website looks amazingly legit or not. Trust me, i've put this to
test myself as i'm a lazy bastard and I did not wanted to work for 1 week only to make a beautiful
website as I wont use it too long. But, if you want to do that, you can find tons of information on
Youtube and other sources. Connect to you Carding Operation RDP, get into the Carding Setup with your
Ccs and socks5, head to your shop, “buy” your created products, check out and your are done.
Trust me, this is enough for at least $10k for the first setups, till you get your business really going,
gathering experience, etc. Do you think $10k is low number? Pay attention to the chapter 4, and make
sure you do your job very good and you will pass that number.
Q&A:
What's the best charging schedule and why?
Well, I make an initial charge 24 hours after I complete the setup. Why? Because I would not want to
raise any flags by charging in the hours just after is finished. Don't ask for a rational answer on this one,
call it guts or experience. Many other professional carders stopped charging in the first day after Stripe
upped their game in March this year.
For the initial charge I keep it under $100. Why? Because it's the most important charge of the setup. If
this charge gets disputed in the first 7 days, all your work goes to waste. After the initial charge lands in
your/your cashier bank drop account, you can start charging normally.
How many card in a day and what amounts?
It means max. 3-4 cards at a maximum $200/charge. (I know pros are charging more, I charge more,

but remember, this is a guide for noobs and not to experienced carders, so first you have to see it works,
after that everybody will get his mojo and experience and you will do how you will feel) Make sure you
are not charging in the middle of the night of the card holders time zone. I don't say it wont work, but
again, it's best to act as much as you can as a legitimate customer. So, if you have NY cards, try carding
after 5 PM Eastern Time, but not later than 12 PM. Again, this is just an informed gues, it does not need
to be taken literally. (Sometimes I've charged at 2-3 AM)
When not to charge?
I never charge on weekends. Most of us wont do it. Why? Because people tend to spend more on
shopping in the weekends so they tend to check their balances rather often between Saturday and
Sunday. It would be odd for a card holder to see that they had $1000 balance on Saturday and on
Sunday only ... $800.
I've heard there are other ways, using EIN business number and stuff like that. Why don't you tell us
about those?
Mainly because this guie is targeting noobs and people that didn't have too much experience with
Stripe/Braintree. But that's quite easy. Just try registering online for EIN. You'll get it in no time. All
online.
Why does Stripe close your account?
Mostly because they figured out a problem in your charging patterns. Even if your charges went
through. So why would that be? Well, its mostly related to your socks5. The socks must be ultra- clean,
not blacklisted on any database, the socks must be from the same state as the CH (card holder). Why i'm
stating such an obvious thing? Because i've charged a card that had a Socks5 from 15 miles away. The
issue was that the socks was from another state. Eg: Card from New York, Socks5 from New Jersey. So,
make sure your socks are clean.
Other issue is fingerprinting. So make sure you really are changing the user agent every charge and your
canvas blocker is working.
If you have lots of declines, don't be surprised. If you have charge backs, just resolve the issue by
refunding. Don't wait for the resolution, just refund!
Why do I receive “Verification Card” email?
You've used bad cards, abused cards or bad socks5. One of this 3 is the most obvious.
1.So, your cards must be fresh, because even if the charge is going through, the bank can raise flags.
Remember that the CH bank “talks” to Stripe Bank about charges, not directly to Stripe, so you wont
even see it coming.
2. If the card is bad, meaning is dead because of fraud, you have lots of chances that your account will
be flagged.
3. Bad socks5. I've told you before. Don't buy socks that have risk score above 5.0. Never use a Socks5
that's more than 80 miles away from Card Holder billing address.
One more thing is your Stripe setup RDP. That's the RDP you are using when connecting to your
dashboard. That RDP must be very clean. Like a charging socks5 clean. Risk score less than 5.0 (I
recommend you to buy with risk score under 2.0). No blacklist. Less than 80 miles from the fulls address.
They’ve sent me “Verify phone number” email. What do I do?
Don’t panic, as i’ve explained above, you will use textnow.com phone number to verify your account
and your in the clear. No biggy.
They sent me “We need your ID verification” email. Is the setup burnt?
No, it is not, you go to secondeyesolutions.ch, buy a $30 front and back ID, upload it to Stripe and again,
you are in the clear.

Why do I get 7 day payroll instead of 2 day?

Mostly because of bad RDP. If your RDP is not residential, it's a commercial server, or it's blacklisted you
will receive 7 days payroll. If you have a restricted by Stripe bank account you will receive 7 days, but
that's really rare. If you use a non-domain email. (yahoo, gmail.com, etc.)
How do I keep the setup alive for as long as I can?
Make sure your declines are less than 5%. That's 1 decline at 20 charges. Sometimes is hard to do that
because you might encounter bad cards or abused cards. But, to avoid that, make sure you use only the
Stripe BINs that i've listed here and make sure your Ccs resource is great. Do not over charge
(meaning...charging 20-30 cards a day if the setup is in it's first or second week of life). Avoid re-using
the socks5. So if you used a Socks5 for a card last week and you have another card from the same area,
find another socks5 for this one, a fresh one.
CHAPTER 4. Setup Braintree Payments
What's needed:
No money.
1 x Full (use the same used on Stripe if it has a credit score above 700 and expand on it) 1 x RDP (use the
same used on Stripe)
1 x invoice service
1 x email domain (use the same used on Stripe)
1 x bank drop account (use the same used on Stripe)
1 x CC with billing address close to Fulls address.
For Braintree Payments you can use the same kind of setup as for Stripe, but instead of installing the
Stripe WooCommerce Payment Gateway, you must install Braintree Payments for WooCommerce.
That's the already known way.
But for this, i'll teach you a PRO method that not even some pro carders know about (and trust me, I
know pro carders and its amazing when I found out that they did not know about this).
Again, this is a method I use, it's working, it's legit and if you work it like I do it will bring you lots of
money. Practically doubling the profit you make from Stripe.
How do I create a Braintree account? Well, Braintree its a bit tricky, because Braintree can “read”

your fulls Credit Score, Credit Record and can perform a Background Check. So, in order for you to pass
you will need to know as much as you can about your full. You will be asked identification questions,
mostly about past addresses and questions from credit record. Why it's important that your Full to have
a high credit score? Well, because that will lower the risk score on Braintree part. Your full will look
trustworthy of running a business.
Where or how to get those fulls needed?
1. Again, the easy method is by going to TradeRoute Market→ Whose have Credit Report, Background
Check and for some extra $$ you can get Mother's Maiden Name, Drivers License and Motor Vehicle
Report. (With this kinda information you can open Bank drops very easy)
2. Or, you have the other method, which implies you creating a full from scratch.
SSN and DOB
For those two informations head to http://cardrockcafe.so or http://robocheck.cc or http://ssndob.so
and search for the victims SSN and DOB in their database. You can pick a victim name from a card that
you have, from a full that's not complete, etc.
Those resources will give you your victim/full address too.
Background check
Head to https://www.peoplesmart.com or https://www.truthfinder.com and create an account (with
the help of a temporary email – you read about it before on this guide). Make sure you are on the
Carding Setup, in the Carding Operation RDP. Make sure you have a Socks5 that is matching or close to
the Fulls location and that you have a CC that has the billing address close (not further than 80 miles) to
the fulls location. When introducing the card details, make sure you use the Card Holder name and
address and not the Full what you are working on. After you created the account, card the background
check. Save the background check to PDF as you will use it later for the Braintree setup.
Credit Report & Credit Score
This is tricky. Head to https://www.freecreditreport.com or https://www.quizzle.com and order one.
Type all the information asked from the Background check and the SSN/DOB you already have. Here
comes the tricky part. You have to answer to the verification questions and sometimes you might be
asked to answer a question that is inside the Credit Report. But how can you, as you dont have the
credit report. Never mind, just guess it. If you don't get it from one resource, you will get it from another
one. If you run out of credit report resources, just google “free credit report” or “payed credit report”
and try again. For the payed ones you will have to have the same Carding Setup on, with a Socks5 close
to the fulls location and a card needed to card the report. Same, when youre introducing the card details
use the card holder's ones and not the full one. Make sure you get a Credit Report WITH Credit Score.
Why? Never use a full that has less than 700 credit score on Braintree setups.
Now that you've learned how to create Fulls from absolute scratch, let's get back to Braintree.
Read your Credit Report and Background check. Keep them opened as you will need to search for
information inside them. Open a new browser tab and head to https://www.braintreepayments.com
and click on Sign Up Now. Insert all the requested information (SSN, Dob, full name, address, business
description, webiste, your domain email bought from namecheap, business address – use the same as
the full, etc.) and prepare for the verification questions. You will have about 2 minutes to answer each
question. Take your time but make sure you are fast enough. Mainly they focus on past addresses and
past credit information like mortgages and auto-loans. So make sure you have
the credit report and background check opened somewhere near those. (or use CTRL+F to find them
fast)
If everything goes well, you will see a screen with Congratulations! Or something like that. Head to your
domain email and see what email you've received from Braintree. It can be one of two options:
1. Your account is under approval, we will reach you in 1 business day with an answer. → you have 95%
chances to get accepted for an account, so don't worry too much. Next day you will receive the
approved email and inside is a link from where you will be able to complete your account, meaning you
choose your login email and password. (You have to be login into your Braintree RDP!!!)
2. Your account is approved. In your next email (often they send both emails at the same time) you will
have the link for finalizing the account.
Once you've done that, go to Account My User, you will see API Keys. Click on “view”. You will see this
image. Keep the browser tab open.
Meanwhile, open another one and go to https://www.hiveage.com/ type your domain email and click
on “Try it for Free”. You will get to this screen:
Use a password (make sure you'll remember it) and click on Create Account. Next screen will be this
one. Use fulls name, register the account for Personal account, type a name inside for the Hiveage ID
and click Create Business. After this screen, click on your “business”.

Now get to your domain email and verify your account. This is important as you wont be able to send
invoices without a verified account.
After this step, click on “Upgrade” (you see it on the horizontal menu up the page. Now scroll down
below the packages they offer (remember, we are trying to do this as cheap as we can.lol) and you will
see gateways. Here select Brainree.
Go back to your Braintree tab and copy the Merchant ID, Public Key and Private Key and paste them
here. Choose a currency. And click on Save and Enable.

Now, on the left menu you will see “invoice”. Create a new invoice, create a new client (fake name, fake
). Just type a product name (I never bother my head with those details) and the price and save the
invoice. Now you should see this screen. Just click on More and Preview. The browser will take you to
the link for your invoice.
The link should look like this:
https://youhiveageIDyouchoosedearly.hiveage.com/invs/m2ozvIvFFvbwEs/preview
Delete “preview” so In the end you'll end up with this
https://youhiveageIDyouchoosedearly.hiveage.com/invs/m2ozvIvFFvbwEs
Copy this link from your Braintree RDP and paste it into a .txt document in your Carding Operation RDP.
Get your Carding Setup going (Remember the RECAP 15 steps? That's the Carding Setup. Starting from
step 7) and after everything is in place, instead of going to your Stripe “shop”, just paste this link into
your browser. On the upper left corner you will see a green button “Pay with Braintree” or “Pay Online”.
Click it, type your card details. Rinse and Repeat!
Was it hard? No!
BONUS TIP!!!
This works with Stripe too! So, instead of trying to make that “shop” you can enroll to this invoice
service with Stripe Gateway. But! Remember: You can't use two Hiveage on the same RDP. So you will
need one RDP for your Braintree Operation and one for your Stripe Operation. Both should be close to
the fulls location, both with very low risk scrore and proxy score. If you choose this option, than for one
of the setups (Stripe or Braintree) on Hiveage you will have to use a fake name when creating the
account. (To make myself understood, we are talking about the Hiveage account here!)
Q&A:
I saw that on Hiveage, the account is free for only 14 days. What I do after that?
Well, after those 14 days you can buy a prepaid amex from market from some vendor, or, the easiest
way is to buy for the Braintree Gateway for 1 month (it's quite cheap, less than $10) with a Credit Card
that is really close to the fulls location. No need to use proxifier and tweaked firefox as for Hiveage you
are a legit customer because the Braintree/Stripe RDP will protect you. The downside is you might
experience a chargeback and your account will be closed. If you freak out reading this, use the first
option.
Any tips so I wont get my Braintree setup burnt?
Yes. Do not create spikes in charges. Start slow, 1-2 cards/day with charges of up to $150/each card and
grow steady: Next week 2-3 card/day. In the third week go 2-3 cards but larger charges, let's say...up to
$300-350/charge. Same as on Stripe, don't charge on weekends, don't charge on strange hours, don't
pay all the invoices you've created in a 5 minutes window. Act like real customers would. Use the same
BINs as for Stripe.
You haven't said anything about initial charging and stuff. Why?
Braintree is different from Stripe. A bit. You make the initial charge (less that $100 is my

recommendation, same as Stripe, not in the 1st day) but you wont have to wait 7 days. After 3 days, the
initial charge will land in your account and you can start charging as explained above. Braintree is similar
to Stripe in the idea that they will transfer every batch of charges every two days.
DONE! After you end reading the guide, read it again than start making money my friend!
EXTRA INFORMATION FOR YOUR ENJOYMENT! (Thank you Ginseng, you are amazing! Lol)
Disclaimer: I do not endorse any of the links below, I just want you to check them and make your own
idea if they are good or bad. I want you to have more options and more so to see how this vast fraud
scene looks like. (most of noobs never got to this links. If YOU did, don't think that everybody did, so
don't get cocky. lol)
Credit card autoshops:
http://rstor.su http://st0n3d.su http://cardz.cc https://dshop.club http://uniccshop.ru/
Paypal/Bank logins autoshops:
http://slilpp.biz
https://horux.ru/
Mother Maiden Name search:
archives.com ancestry.com
Background Check providers:
http://www.intelius.com http://checkmate.com http://equifax.com http://thatsthem.com
Credit Report providers:
https://www.quizzle.com https://my.bankrate.com freecreditreport.com creditkarma.com/free-credit-
report
BIN checker:
http://www.bins.pro http://bin-search.net
Verified by Visa verification:
https://tdsc.ftpsllc.com/vbv/activate
Credit Card checker (careful, might hurt the cards):
http://ug-market.com
http://electronicpromo.net

One more page down below :)

I hope you've enjoyed lecturing this guide. I think you can recognize that i've put a lot of work and
passion so it would be really helpful. For this, please do not share this guide with anybody as you got it
for a fraction of
the price others sell this kind of information.
Please respect my work and respect other members of this community even if lots and lots of them
might seem harsh and cocky, so please don't resell or leak this guide.
Remember than nobody knew everything from the beginning, at one point you wont be a noob
anymore, (i'm talking to the noobs here, not to the pros, so stop bitching. Hahaha) but remember that
you can build your reputation and make way more money if you help once in a while, rather than acting
bully and not profesional.
-
G.
UPDATE 2019
Since the old markets are gone, you can find me on Empire Market and on WallStreet Market under the
same username: Ginseng
I do currently offer a 2019 up to date Virtual Carding Course for those that are interested in new Stripe
methods, Business Bank Drops and updated resources. This Course is for newbies and intermediate
users and for all that are interested in making money from Stripe with a working method.
Of course, this brand new Course is quite expensive so please read those free guides and try to make
money and open your mind for fraud!
Please leave an UPVOTE on Dread if you found this guide there or a nice word on the source where you
found it.