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This document provides information on the AIA Mum2Baby Choices insurance plan, which offers prenatal protection for both mother and child. It has two bundle options - one focused on protection and one focused on investment savings. Both options provide life insurance coverage from the 13th week of pregnancy until birth, as well as options to transfer coverage to the child after birth. The document outlines the specific benefits provided, such as daily hospital cash benefits for mother and child, death benefits, and coverage for pregnancy complications and congenital illnesses in the child. It also notes exclusions and provides disclaimer information about insurance underwriting and policy details.

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35 views

Untitled

This document provides information on the AIA Mum2Baby Choices insurance plan, which offers prenatal protection for both mother and child. It has two bundle options - one focused on protection and one focused on investment savings. Both options provide life insurance coverage from the 13th week of pregnancy until birth, as well as options to transfer coverage to the child after birth. The document outlines the specific benefits provided, such as daily hospital cash benefits for mother and child, death benefits, and coverage for pregnancy complications and congenital illnesses in the child. It also notes exclusions and provides disclaimer information about insurance underwriting and policy details.

Uploaded by

siva shanker
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 12

Covers babies

conceived via
IVF / IUI / ICI
and ICSI!

PAGE 1 | PROTECTION AIA MUM2BABY CHOICES


When you’re expecting a child or growing your family, giving them a head start in life
becomes a priority. That’s why our suite of prenatal plans — AIA Mum2Baby Choices
— provides protection for both mother and child from as early as the 13th week of
pregnancy, and offers guaranteed lifelong protection for your child.

Depending on whether you want a protection-focused solution or one that helps you
save up for your child’s education, AIA Mum2Baby Choices has got you covered with
two bundle options to choose from. Regardless of the chosen bundle, you will have the
flexibility to transfer the base plan and applicable riders to your child within 60 days from
birth with no medical questions asked.

AIA Mum2Baby Choices

Bundle Options AIA Mum2Baby Protect AIA Mum2Baby

An investment-linked plan that


A participating whole life plan
bolsters your protection during
that offers boosted protection,
Benefits your early years while allowing
while providing stable cash value
you to maximise your investments
that accumulates over time.
in the later years.

AIA Guaranteed Protect Plus (III) AIA Pro Lifetime Protector (II)
Base Plan
(Whole Life Plan) (Investment-Linked Plan)

Prenatal Rider AIA Baby Protect Plus (II) AIA Baby Protector (II)

Coverage Amount (S) $5,000, $10,000 or $25,000 $5,000, $10,000 or $25,000

AIA MUM2BABY CHOICES PROTECTION | PAGE 2


PAGE 3 | PROTECTION AIA MUM2BABY CHOICES
AIA MUM2BABY CHOICES PROTECTION | PAGE 4
PAGE 5 | PROTECTION AIA MUM2BABY CHOICES
AIA MUM2BABY CHOICES PROTECTION | PAGE 6
Benefits Payout (SGD)
Death Benefit for mum
Pregnancy complications1
$5,000, $10,000 or $25,000 respectively
Childbirth Medical Negligence Benefit1, 4
Congenital illnesses1
Hospital Care Benefit for baby2
(Up to 30 Days)
$100/day, $200/day or $500/day respectively
Hospital Care Benefit for mum2
(Up to 30 Days)
Major Hospitalisation Care Benefit for mum3
(Continuously for more than 30 Days or at 100% of coverage amount after deducting any
least 5 Days in ICU) payout under Hospital Care Benefit for mum

Hospital Care Benefit for mum


Pregnancy Complications
(Up to 30 days)

1. Abruptio Placentae Hospitalisation due to:


2. Amniotic Fluid Embolism 1. Any of the covered Pregnancy
3. Choriocarcinoma and Malignant Complications
Hydatidiform Mole 2. Complications of lactational mastitis
4. Disseminated Intravascular Coagulation 3. Inpatient psychiatric treatment
5. Fatty Liver of Pregnancy 4. Post-natal Anaemia
6. Gestational Diabetes resulting in Foetal 5. Puerperal Infection and Shock
Macrosomia and Neonatal Hypoglycaemia 6. Pulmonary embolism
7. HELLP Syndrome (Haemolysis, elevated 7. Repair of 4th degree perineal tear
liver enzymes, low platelet count) 8. Septic pelvic thrombophlebitis
8. Miscarriage due to Accident 9. Surgical site infection following
9. Placenta Increta / Percreta Caesarean section
10. Postpartum Haemorrhage requiring 10. Uterine infection or transfusion due to
Hysterectomy retained placenta following birth
11. Pre-Eclampsia or Eclampsia
12. Still birth
13. Uterine Rupture
14. Vasa Previa

PAGE 7 | PROTECTION AIA MUM2BABY CHOICES


Hospital Care Benefit for baby
Congenital Illnesses
(Up to 30 days)
1. Absence of Two Limbs Hospitalisation due to:
2. Anal Atresia 1. Admission into ICU / HDU
3. Atrial Septal Defect 2. Incubation of a newborn child5
4. Biliary Atresia 3. Infectious diseases:
5. Cerebral Palsy (a) Avian Influenza (H7N9 & H5N1)
6. Cleft Palate / Cleft Lip (b) Chikungunya fever
7. Club Foot (c) Creutzfeldt-Jakob disease
8. Coarctation of Aorta (d) Dengue haemorrhagic fever
9. Congenital Blindness (e) Ebola
10. Congenital Cataract (f) Japanese encephalitis
11. Congenital Deafness (g) Malaria
12. Congenital Diaphragmatic Hernia (h) MERS-CoV
13. Congenital Dislocation of Hip (i) Nipah virus encephalitis
14. Congenital Hypertrophic Pyloric Stenosis (j) Rabies
15. Development Dysplasia of the Hip (k) SARS
16. Down’s Syndrome (l) Severe measles
17. Infantile Hydrocephalus (m) Typhoid fever
18. Patent Ductus Arteriosus (n) Zika fever
19. Retinopathy of Prematurity 4. Inpatient hospitalisation due to Hand,
20. Spina Bifida Foot and Mouth Disease
21. Tetralogy Fallot 5. Phototherapy or blood transfusion for
22. Trancheo-Esophageal Fistula / severe neonatal jaundice
Esophageal Atresia 6. Premature birth requiring neonatal ICU
23. Transposition of Great Vessel / HDU
24. Truncus Arteriosus
25. Ventricular Septal Defect

AIA MUM2BABY CHOICES PROTECTION | PAGE 8


General Notes:
There are certain conditions whereby no benefits will be payable. You are advised to read the
relevant policy contracts for details.

1
This benefit will only be paid once. Once a claim is paid, this benefit will terminate.
2
This benefit will automatically terminate once a maximum of 30 days of benefit is paid.
3
The Major Hospitalisation Care Benefit will terminate once this benefit is paid or 60 days from the
birth of the baby, whichever is earlier. Upon the payout of this benefit, the Hospital Care Benefit
for mum will also terminate.
4
If mum and/or child unfortunately passes away due to medical negligence of a Physician,
Specialist or Hospital in Singapore or Malaysia, this benefit will pay 100% of coverage amount, in
addition to the Death Benefit for mum.
5
Incubation of a newborn child must be more than 3 consecutive days immediately after birth.

Important Notes:
These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R)
(“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This brochure
is not a contract of insurance. The precise terms and conditions of these plans, including exclusions
whereby the benefits under your policy may not be paid out, are specified in the relevant policy
contracts. You are advised to read the relevant policy contracts.

As buying a life insurance policy is a long-term commitment, an early termination of the policy
usually involves high costs and the surrender value, if any, that is payable to you may be zero or less
than the total premiums paid. Buying health insurance products that are not suitable for you may
impact your ability to finance your future healthcare needs. You should consider carefully before
terminating the policy or switching to a new one as there may be disadvantages in doing so. The
new policy may cost more or have fewer benefits at the same cost.

Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary
Authority of Singapore. The information is correct as at 01 July 2021.

PAGE 9 | PROTECTION AIA MUM2BABY CHOICES


About AIA
AIA Group Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the
largest independent publicly listed pan-Asian life insurance group. It has a presence in
18 markets in Asia-Pacific – wholly-owned branches and subsidiaries in Mainland China,
Hong Kong Special Administrative Region, Thailand, Singapore, Malaysia, Australia,
Cambodia, Indonesia, Myanmar, the Philippines, South Korea, Sri Lanka, Taiwan, Vietnam,
Brunei, Macau Special Administrative Region, New Zealand, and a 49 per cent joint
venture in India.

The business that is now AIA was first established in Shanghai more than a century ago
in 1919. It is a market leader in the Asia-Pacific region (ex-Japan) based on life insurance
premiums and holds leading positions across the majority of its markets. It had total
assets of US$291 billion as of 30 June 2020.

AIA meets the long-term savings and protection needs of individuals by offering a
range of products and services including life insurance, accident and health insurance
and savings plans. The Group also provides employee benefits, credit life and pension
services to corporate clients. Through an extensive network of agents, partners and
employees across Asia-Pacific, AIA serves the holders of more than 36 million individual
policies and over 16 million participating members of group insurance schemes.

AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong
Limited under the stock code “1299” with American Depositary Receipts (Level 1) traded
on the over-the-counter market (ticker symbol: “AAGIY”).

AIA MUM2BABY CHOICES PROTECTION | PAGE 10


PAGE 11 | PROTECTION AIA MUM2BABY CHOICES
SGPD2020002-1371-01072021 TM3300184 (03/2020 01/2021 07/2021)

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