TECHNICAL PROPOSAL FOR THE DESIGN, IMPLEMENTATION, TRAINING AND

SUPPORT OF GROUP BASED SOLUTION BASED ON SERVICE-ORIENTED

ARCHITECHURE(SOA) INTEGRATION MODEL AND PRINCIPLES
TO
BUGADDE CO-OPERATIVE

SUBMITTED
BY:

NepServ Consults Limited

Plot 90 Kanjokya House
Kanjokya Street
Kamwokya
P.O.BOX
Kampala Uganda

Jul-2021

i
LIST OF ACRONYMS.
SACCOs: SAVINGS AND CREDIT COOPERATIVES.
MNO: MOBILE NETWORK OPERATORS.

ii
Table of Contents
LIST OF ACRONYMS.......................................................................................................................ii
Table of Contents.........................................................................................................................iii
DOCUMENT VERSION CONTROL SECTION..................................................................................1
EXECUTIVE SUMMARY....................................................................................................................2
KEY MODULES.............................................................................................................................3
KEY FEATURES............................................................................................................................3
OUR PROPOSITION........................................................................................................................3
HIGH LEVEL ARCHITECTURAL DIAGRAM FOR VANTAGE..........................................................4
VALUE PROPOSITION.....................................................................................................................5

iii
DOCUMENT VERSION CONTROL SECTION
Version Date Author Comments
1.0 May-23 Sadati Ali Musana Proposed
Sayuuni Talemwa Harriet
Julius Ssetuba

1
EXECUTIVE SUMMARY
Few of the hundreds of microfinance programs inaugurated in the last decade have
proven their sustainability. This is sometimes attributed to lack of a unison platform
to help them manage their operations and payments. (Carlton, Manndorff, Obara, &
Walter Reiter, 2001)
Mathew 25:13, therefore keep watch because you don’t not know the day or hour.
Many times, what you least expect to happen is what happens and what you most
expect (actually knew you would happen), is what doesn’t indeed God’s ways are not
man’s ways. Due to grievances upon loss of a loved one, there is need of organising a
befitting send off to your loved ones.
A bereavement fund is a secure fund that pays out to your grieving ones. These are
mainly organised by a society where money is solicited from the individuals to create
a secure fund that pays off to your grieving loved ones. These bereavement funds are
composed of a management team that mainly run the operations of the fund and the
members of the fund who subscribe to the fund by paying membership fees and also
pay their routine contributions on an agreed upon period. After mobilization of these
funds, the committee is allowed to invest this money in productive investments and
upon loss of a member or his/her loved one, the member is subjected to entitlements
from the fund.
Despite the good work done by these bereavement funds, they face challenges say;
record keeping, mobilization of funds, difficulty in monitoring their investments,
difficulty in recording their entitlements, difficulty in monitoring their transactions
and many others thus creating need of designing a system that understands the
operation of these funds and the challenges they face, these system is intended to
improve on the operation of these funds. The system is called Nepserv Vantage.
NepServ Vantage is Management Information System that enables bereavement funds
mobilize funds from their members through various payment platforms say Mobile
money, bank agents, banking halls and enable the management of these funds
monitor their transactions in real time as well. The software is integrated with Banks
and Mobile Network Operators (MNO) whereby the funds Individual members are given
payment Numbers which they use to make their contributions in the banking halls,

2
 bank agent or mobile money and money settles at the Fund bank
account in real-time.

KEY MODULES.
1. Contribution management.
2. Investment management
3. Entitlement distribution
4. Report center
5. Member creation
6. Sasula payments
KEY FEATURES
1. Dashboard and analytics
2. Interface customization
3. Online chatting/messaging
4. E-Wallet capabilities
5. Notice board Functionality
6. Groupings and batch processing
7. Digital receipt

OUR PROPOSITION.

Despite the good work done by these bereavement funds, they face challenges say; record
keeping, mobilization of funds, difficulty in monitoring their investments, difficulty in recording
their entitlements, difficulty in monitoring their transactions and many others thus creating
need of designing a system that understands the operation of these funds and the challenges
they face, these system is intended to improve on the operation of these funds. The system is
called Nepserv Vantage
NepServ Vantage is Management Information System that enables bereavement funds
mobilize funds from their members through various payment platforms say Mobile
money, bank agents, banking halls and enable the management of these funds
monitor their transactions in real time as well. The software is integrated with Banks
and Mobile Network Operators (MNO) whereby the funds Individual members are given
payment Numbers which they use to make their contributions in the banking halls,
bank agent or mobile money and money settles at the Fund bank account in real-
time.

3
HIGH LEVEL ARCHITECTURAL DIAGRAM FOR VANTAGE

Figure 1

SASULA is a payment platform which can be integrated with other systems. Vantage is
integrated with SASULA to facilitate payments for paying customers. SASULA is
directly integrated with the partner bank to enable settlement of payments directly
to the accounts. Vantage has been built with a mobile application customized for both
Android and IOS mobile based users. The users access the application via the mobile
application. Equally, the application can be accessed via the web through the Vantage
website. The users access the web on the computer or other devices. Vantage is
also integrated with mobile MNO to facilitate mobile money transactions .

4
VALUE PROPOSITION
To the Members of the Bereavement Funds
1. Flexiblixibility; pay or save from anywhere.
2. Convenience; View your statements and account balances anytime.
3. Multiple payment channels.
4. Instant Notifications.
5. Reduced costs
To the management of the Bereavement fund.
1. Comprehensive Institution Management Information System
2. Real-time view of the transaction as they are made.
3. Highly built report centre.
4. Real-time reconciliation between members, banks and fund
5. Instant Notifications.

5
NO.Requirement Compliant Partially Not Comment
complian compl
1. Is the platform deployed on 1 t iant The system is cloud based
Premise or Cloud or on
shared service platform ?

2. If on premise, what are the 1

infrastructure decencies

3. if shared/cloud - what is the 1 We have have backup servers

Assurance of the CIA triad and perform routing backups to
(data Confidentiality, data ensure availability at all times.
Integrity & data availability)
Only authorized users access
the platform with a user name
and password. This keeps every
client’s data confidential. Data
is well validated and modified
only by authorized persons/
processes maintaining the
reliability and integrity of
data.

4 What is the reconciliation 1

procedure/process

6
5 What is the Account 1 Real time settlements.
settlement
procedure/process and what
is the Settlement turn Around
Time?

6 What is the assurance of only 1 This is a system configuration

single traffic transacting on based on client request. Fund
the platform (only deposits withdrawals can be disabled.
by members NOT money
withdrawal)?

7 Does the platform do instant 1 Alerts are sent in real time via
transaction alerts to both the SMS and email. We are also
depositor and the ABF introducing Whatsapp alerts
finance manager/Accountant? are currently undergoing
testing.

8 What is the assurance of 1 Role based authorization is

system access (ensuring the fully implemented in the
right and assigned people system. Users only perform
have the access of the actions they have been
platform) to avoid intruders? permitted to perform.

9 What is the platform 1 The mobile application is

connectivity channel of ABF accessed through specific
management? (is it via a devices. The web is open to
secured VPN, via any internet any devices that can access the
link or a whitelisted IP internet. Measures have
addresses of specific however been put in place to
devices/end points ensure safety of information
and other digital assets.

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10 What are the expected 1
reports and how often (daily,
weekly, monthly, quarterly,
yearly)?

11 What are the respective costs 1

on ABF

12 Is the platform perpetually 1

licensed or annually licenses
or one-off cost to ABF