Current Account

Statement

0253

Mr B Khaidav
Flat 119
Ormonde Court
364 Upper Richmond Road
LONDON
SW15 6TR We pay you interest
on balances in credit up to £2,500

see reverse for details

Your FlexDirect Statement date: 26 May 2020 Sort code 07-08-06

transactions Statement no: 15 Account no 02764358

Start balance £130.09

End balance £4.74

Date Description £ Out £ In £ Balance
Average credit
2020 Balance from statement 14 dated 26/04/2020 130.09 £20.91
balance

29 Apr Direct debit ELEPHANT 125.35 4.74 Average debit

balance £0.00

Receiving an

International Payment?

NAIAGB21
BIC

IB AN GB63 NAIA 070 8 0 60 2 7643 5 8

Swift

Intermediary Bank MIDLGB22

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078.

Head Office: Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW
10/14.4pt_DC83 (30 June 2014)_CSIS
Your FlexDirect account
Please check your statement to make sure everything's correct.

If there's anything you're unsure about please get in touch or if

you've changed any of your contact details, you need to let us know.

Interest, Rates and Fees

We work out overdraft interest each day and take it from your account each month. We calculate the total in-credit interest for a month on the last day of each
calendar month and apply it to your account on the first day of the next month.

Unless stated otherwise, all rates and fees are variable and we can change them at any time.

If we have to give you notice of a fee or interest we’ll let you know by including a ‘Notice of Charges’ page with your next regular statement, and we’ll take the
amount from your account 28 days after the statement date.

Since 6 April 2016, interest is paid without tax deducted and may count towards your Personal Savings Allowance. For more information please visit HMRC website
at hmrc.gov.uk

Summary box for your

Have you lost your card or cheque book or had them stolen? Let us know

straight away, either via the Banking app (if you have it) or by calling us on

03457 30 20 11 . You can report lost or stolen cards and cheque books 24/7.
FlexDirect account
This information doesn't replace your Terms and Conditions

AER stands for Annual Equivalent Rate and shows

AER Gross p.a.
what the interest rate would be if interest was
Credit
Paying in £1,000 or more per month
5.00% 4.89% paid and compounded once a year.
interest on (introductory rate fixed for first 12 months)

balances Paying in £1,000 or more per month

1.00% 0.99%
up to £2,500 (ongoing rate after the first 12 months)

Paying in less than £1,000 per month 0.00% 0.00% Gross p.a. is the interest rate without tax
deducted .
Arranged overdraft interest 39.9% per year compounded (variable)

As an example, if you borrow £500 for an £3.26 for 7 days

arranged overdraft it will cost you:
Our per year compounded interest rate shows
Overdraft £13.99 for 30 days
* For t he 6 0 day exa m p le, we’ ve a pp l ied the cha rg es for t he
the rate of interest that you’ll pay on your overdraft
interest and fi rst 3 0 days, o n day 31 . Thi s m ea ns that t he cha rg e i n t he
over a year and takes account of the fact we charge
seco nd m onth i s hi g he r a s we cha rg e i nterest o n the i nte rest
charges £28.37 for 60 days* interest each month on your balance and this will
you ’ve i ncu r red u p to that poi nt .

include any interest which has already been added

Unarranged overdraft interest 0% per year compounded to your account previously .

Monthly maximum charge (unarranged overdraft) £0 per month

Sending money within the UK

Receiving money within the UK

Chaps £20 transaction fee each time

To receive sterling payments into your account, the

SEPA (euros) £0 transaction fee person making the payment will need to quote your
Charges for sort code and your 8 digit account number, which
SWIFT (foreign currency except euros) £20 transaction fee each time
specialist you’ll find on the front of your statement. Entering

services account numbers incorrectly can mean payments

Sending money outside the UK
being misdirected, so please be sure to provide the

SEPA (euros within the SEPA region) £0 transaction fee correct details.

SWIFT (except euros within the SEPA region) £20 transaction fee each time Receiving money from outside the UK and
receiving money from within the UK in a
For Visa exchange rates, visit visa.co.uk/support/consumer/travel-support/exchange-
currency other than sterling
rate-calculator

SWIFT - someone making a payment to you

Cash withdrawal in foreign currency outside the UK
Foreign usage must quote your Bank Identifier Code (BIC) and
2.75% of the transaction amount International Bank Account Number (IBAN). The
Non-Sterling Transaction Fee
* If you make a (2.99% from 3 June 2020) BIC and IBAN are the international equivalents of
withdrawal in a
Non-Sterling Cash Fee £0 per withdrawal your UK sort code and account number.
foreign currency
An international payment will also need to quote
from a LINK ATM
Cash withdrawal in foreign currency within the UK the SWIFT Intermediary Bank number as we're
or over the counter

your tra nsaction using the routing services of an Agent Bank. You'll
2.75% of the transaction amount
Non-Sterling Transaction Fee*
will normally reach find this number along with your BIC and IBAN on
(2.99% from 3 June 2020)
us as a sterling the front of your statement.
cas h transaction so Non-Sterling Cash Fee* £0 per withdrawal
non-sterling fees
SEPA Credit Transfer - someone making a
Debit card payment in foreign currency payment to you must quote your International Bank
won’t a pply.

2.75% of the transaction amount Account Number (IBAN). Your IBAN is found on the
Non-Sterling Transaction Fee
(2.99% from 3 June 2020) front of your statement.

Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about cheque interest, clearing times, withdrawals
and certainty, please visit nationwide.co.uk/cheque

If you have a problem with your account, and wish to complain, please try to settle it with us first. If you're not happy with the way in which we handled your complaint or

the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to contact the Ombudsman.

Important information about compensation arrangements

The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion List which provides

information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk

Alternatively, please visit your local branch or call 0800 357 357 to request a copy or to chat to us about your account. Our contact centres are open from 8am to 8pm,

7 days a week.

DC85 (April 2020) CSIS