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Research Sample

This document provides background information and outlines the research plan to study the level of awareness and applicability of knowledge on investment among family financial providers in Purok Masaya, Lucena City. The study aims to determine respondents' demographics, current knowledge and investments, level of awareness, and design a seminar to address gaps. It will survey family financial providers aged 18 and above on their income, investments, and identify the top 6 offered in the Philippines. The results could benefit various groups by improving investment skills and decisions. The scope is limited to Purok Masaya residents providing family expenses.

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Angela Jesca Medina Jabido
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45 views

Research Sample

This document provides background information and outlines the research plan to study the level of awareness and applicability of knowledge on investment among family financial providers in Purok Masaya, Lucena City. The study aims to determine respondents' demographics, current knowledge and investments, level of awareness, and design a seminar to address gaps. It will survey family financial providers aged 18 and above on their income, investments, and identify the top 6 offered in the Philippines. The results could benefit various groups by improving investment skills and decisions. The scope is limited to Purok Masaya residents providing family expenses.

Uploaded by

Angela Jesca Medina Jabido
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Republic of the Philippines

Lucena City Schools Division


GULANG GULANG NATIONAL HIGH SCHOOL
Unson St. Zaballero Subd, Gulang-Gulang, Lucena City

Level of Awareness and Applicability of Knowledge on Investment:


Basis for Financial Seminar

Prepared by:
Angela Jesca M. Jabido
Yesha Calatero
Lovely Joy Aldovino
Reyzenette Capistrano
Harlyn Keith Ceribo

Gladys Rodriguez
Research Adviser
School Year 2021-2022
INTRODUCTION

Background of the research

The concept of Investment or Investing is to generate income or appreciation. In an


economic sense,an investment is the purchase of goods that are not consume today but are used
in the future to create wealth. In finance, an investment is a monetary asset purchased with the
idea that the asset will provide income in the future or will later be sold as a higher price for a
profit. Some of the types of investment are stocks, bonds,mutual funds,index funds,exchange-
traded funds and options. Another types of investment that attract investors are bank
products,commodity features,investment funds,real estate and life investments. While there is 20
ideal investments in the Philippines with minimum monthly investments of 10,000 pesos and
below. The BTID or Buy Term and Invest the Differences, VUL or Variable Universal Life
Insurance,ETF or Exchange-Traded Fund,Bonds,Stocks,Mutual Funds,Forex or Foreign
Exchange Trading, PERA or Personal Equity and Requirement Account,Small Business,
Bitcoin,Bitcoin Cash,Litecoin,Etherum, e-commerce websites,P2P Lending,Venture Capital and
Angel Investing, Real Estate, Knowlege and Skill Investments, Health Investments and Family
Investments.

Family financial provider or the breadwinner in the other terms is a person who ears
money to support a family. There are more than one or just one family financial provider in each
family. They are contributing much of their incomes in the household income where they
generally cover most of the household expenses and some of the financially support for their
dependent. The term also was based from the word “bread” which was once popular term for
money

While awareness is the ability to perceive, to feel or to be conscious of events objects or


sensory patterns. There are also an article stating the different level of awareness wherein the
first one is dawning the awareness, Sense or urgency , wishful thinking, discovery choices,
Weighing choices, Practical resolve, responsible, responsible judgment and the implementing
volution. While Applicability pertains to the usefulness of something for a particular task . The
applicability of one thing Refers to now useful in a given situation. The level of awareness and
applicability the level of awareness and applicability acknowledge on investments may be
compare by means of percentage.

According to standard "neo-classical" theory by Kopke (1985), Chirinko (1986) or


Catinat et al. (1987) , firms cautiously choose output and factor inputs so as to maximize profits.
This states that the level of output chosen by the firm and the real cost of the capital unravel the
capital intensity of production.

In a certain period of time, investment flows and can be computed as the difference of
capital stock between end and beginning.

There are two major types of perspectives of looking at investments – Keynesian and
Hayekian perspectives. Hayekian perspective, investment is an adjustment against equilibrium.
This refers to optimum investment is basically deciding upon a proper speed of making that
adjustment. Keynesian approach to investment focuses less on adjustment and is more focused
on behavioural aspects.

However,there is still a lot of problem in investments. First,some of us could admit that


we're lack of knowledge about it. Second, we Filipinos is also terrified with the possibility of
being scammed by others just to survive. Any investment involves risk. We cannot avoid it, but
we can manage the risk exposure with the appropriate strategy to reduce the chances of major
losses. The simplest and best way is to diversify the investments and spread the risk. Investment
to different asset classes, such as stocks, bonds, deposits etc. Third,everyone might encounter
difficulties in engaging and trusting their future in just doing investment. This are the visible
problems yet gives a disturbing manner of Filipinos this past few years and decades, There's no
change but we're to unravel some parts of it for better future.

This study aims to determine the level of awareness and applicability of knowledge on
investment of people. Also,this will contribute in making a matrix for financial seminar..

Statement of the Problem


This study addresses the level of awareness and applicability of knowledge among the
family financial provider in Purok Masaya,Lucena. Specifically, the study answered the
following questions:

Research Question:

1. What's the respondents profile in terms of:

1.1 Gender

1.2 Age

1.3 Educational attainment

1.4 Employment status

2. What is the respondents knowledge in terms of:

2.1 Their monthly average income

2.2 Their monthly disposable income

2.3 Six investments that are offered in the Philippines

2.4 In six investments what is the best options for investing your money

3. How many family financial provider of purok masaya lucena city have a high level of
awareness in terms of investing?

4. Does the level of awareness of family financial provider affects their inquiring or progress in
investing?

5. What are the benefits of having a high level of awareness of family financial providers in
Purok Masaya,lucena city in terms of investment?

Conceptual Framework

INPUT PROCESS OUTPUT

•Demographic profile of the Research Design


respondents when it comes to:
- Gender
This study will use
- Age
- Educational attainment
-descriptive research design Seminar containing information
- Employment status
about the applicability and
Figure 1. The Conceptual Framework of the Study

The researchers used Input-Process-Output. These are significant factors in knowing if


the respondents are aware of the existing types of investment, if the respondents are able to apply
their knowledge in investing and if they are investing. This will serve as a guided diagram for the
research. The input is consisting of background characteristics as well as their level of
knowledge and level of application of knowledge in investing. The process is consisting of
distribution of questionnaire as well as the result analysis. The output is introducing different
types of investments for conducting seminar for the respondents that are not investing and have a
limited knowledge and awareness of the different investments and what investment fits on their
current situation and improving the investment skill of the respondents that are not investing.

Significance of the Study

The purpose of this study is to determine the level of awareness and applicability of
knowledge on investment among Purok Masaya's family financial providers in Lucena. This
research is predicted to have a positive impact to the various sectors as follows:

Family Financial Provider


This research will assist them in determining whether their investment knowledge is adequate.
They will be able to learn more about the study as a result of this.

Working Students
This study will assist them in working hard to get money and money should work hard for
them. It will also enable them to understand how to grow wealth with the assistance of this study.
This research will help them in gaining investment knowledge for the purpose of their future.

Senior Citizens
This study will help them to improve their knowledge of investing even if they are no
longer able to work, they will still get some money back in addition to their pension because they
would know how to invest properly by the aid of this study.

Researchers
The result of this research is beneficial for both current and future researchers. This
research may become one of the foundations of a new learning theory arise in future.

Teachers
It will give them ideas about the existing investments that they can apply and will give those
who are investing a way on improving their decision making in their investment.

Scope and Delimitation of the Study

The focus of the study is to determine the level of awareness and applicability of
Knowledge on Investment among Purok Masaya's Family financial providers in Lucena City.
This also determined the factors that will help for those people who do not know about
investment.

Descriptive method shall be used as a research design. A researcher-made structured-type


questionnaire we will be using in collecting the data needed for the study. We will conduct this
study at Purok Masaya, Lucena. The respondents of the study are the Family Financial Provider
personnel. Simple percentage was used for the data analysis procedure.

The study will delimited to eighteen (18) years old and above and with experience in
providing expenses for themselves and/or to their family.
Definition of terms
The researchers used the following terms to further understand the study:

Awareness. It refers of having the knowledge that something exists


Business. It is the activity to generate income by lending services or producing goods.
Investment. A purchase that is completed with money that has the potential to produce income or
a profit.
Investment Knowledge. This pertains to the level of knowledge of respondents in terms of how
well the respondents know a certain investment.
Financial Provider. These are the sole income earner in a household.
Monthly Average Income. The income that household earn in one month before taxes are taken
out.
Monthly Disposable Income. The amount of income after expenses
Risk. The abilities of loss because of the uncertainties.

References:

CitiGlobal Reality & Development,Incorporation. (2019, December 27) 20 Ideal Investments in


the Philippines in 2020
https://citiglobal.com.ph/blog/ideal-investments-philippines-2020/

Ford, R. and P. Poret (1 "Business investment in the OECD economies: recent performance
and some implications for policy", OECD, Department of Economics and Statistics Working
Papers, No. 88 (November).
https://sg.docs.wps.com/l/sAJ8IEHvf1OY97vyHoKqnFA

Payroll & Accounting Heaven Ltd. (2021, October 1) Investment theory


https://payrollheaven.com/define/investment-theory/.
The Chin Family (n.d.) Five basic investment concepts that you should know.
https://www.ifec.org.hk/web/en/other-resources/hot-topics/5-investment-concepts.page

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