FORM 5 13.

(a) 14 (b) x = 1.5, y = –2

14. Price of a shirt/Harga sehelai kemeja, p: RM65
CHAPTER Variation Price of a pants/Harga sehelai seluar, q: RM90
1 Ubahan 15. (a) x = 8, y = –3
(b) Theta group/ Kumpulan Theta
1. (a) P = kQ (b) R = kS
(c) T = kU (d) V = kW CHAPTER Consumer Mathematics: Insurance
(e) X = kY 3 Matematik Pengguna: Insurans

2. (a) x = 7y (b) x = 3 y2 1. (a) Premium rate/Kadar premium = RM3.24

2
Annually premium/Premium tahunan
1
3. (a) x = V (b) 30 cm
5 = RM250 000 × RM3.24
4. (a) 80 (b) 261 RM1 000
5. P = 160, Q = 14 = RM810
(b) Premium rate/Kadar premium = RM3.17
6. x = y z
2
Annually premium/Premium tahunan
25
7. x = 502 = RM250 000 × RM3.17
y RM1 000
8. (a) 24 (b) 11 = RM792.50
9. (a) L ∝ xy (b) 45 cm2 2. Comprehensive policy:
Polisi komprehensif:

10. (a) S = 90 (b) 9 or/atau 0.9
T 10 Rate for the first RM1 000
RM266.50
11. (a) V = 22 j 2h (b) 25 Kadar untuk RM1 000 yang pertama
7 RM20.30 × RM69
Balance to be insured
(c) 21

Baki yang perlu diinsuranskan = RM1 400.70
y x
12. (a) x ∝ (b) y ∝ Basic premium RM266.50 + RM1 400.70
p p
(c) p ∝
x
y
13. (a) E = –2FG

(c) S = 10T
(b) G = 30
HJ
15W S Premium asas

NCD 55%

Gross premium
= RM1 667.20
0.55 × RM1 667.20
= RM916.96
RM1 667.20 – RM916.96
R
(d) V = Premium kasar = RM750.24
U 2X
(e) X = 80Y Third party, fire and theft policy:
Z Polisi pihak ketiga, kebakaran dan kecurian:
14. 24
Basic premium
15. (a) RM33.33 (b) RM20 0.75 × RM1 667.20 = RM1 250.40
Premium asas
(c) 12
PT
NCD 55% 0.55 × RM1 250.40 = RM687.72

CHAPTER Matrices Gross premium

RM1 250.40 – RM687.72 = RM562.68
Matriks Premium kasar
2
1. b = 2, d = 4 Third party policy:
2. f = 3, g = –2 Polisi pihak ketiga:
3. m = 6, n = 4 Basic premium
4. p = –3, q = –2 RM93.60
Premium asas
5. x = 1, y = –3
NCD 55% 0.55 × RM93.60 = RM51.48
6. Price of a pen/ Harga sebatang pen: RM8.50
Price of a book/ Harga sebuah buku: RM4.50 Gross premium
RM93.60 – RM51.48 = RM42.12
7. Number of cows = 15 Premium kasar
Bilangan lembu: 15
3.
Number of ducks = 115 Loss Can make a claim? Compensation
Lorry
Bilangan itik: 115 Kerugian Boleh membuat Pampasan
Lori
8. (a) 6p + 2q = 86 (RM) tuntutan? (RM)
p + q = 19 A 780 No/Tidak None/Tiada
(b) Price of an adult ticket: RM12 B 1 000 Yes/Ya 1 000 – 940 = 60
Harga tiket dewasa: RM12
Price of a children ticket: RM7 C 2 370 Yes/Ya 2 370 – 940 = 1 430
Harga tiket kanak-kanak: RM7
4. Percentage of co-insurance to be borne
–2 –1
9. (a)
 5 3
4 4
  (b) x = 2, y = 3 Peratusan ko-insurans yang perlu ditanggung

= RM2 200 × 100%

10. (a) m = –2, n = 1 (b) m = –4, n = 3 RM11 000
= 20%
11. (a) m = – 1 , n = 3 (b) u = –3, v = –2 Peratusan ko-insurans bagi polisi insurans itu ialah 80/20.
2
The percentage of co-insurance of the insurance policy is 80/20.
2 1
  
12. (a) (b) x = 3, y = –2
– 3 – 1
4 2

© Exam Quality Sdn. Bhd. (1198802-M) A7

Jwp-T4-5.indd 7 18/03/2021 1:43 PM

 5. Total insurance need to be bought/Jumlah insurans yang perlu dibeli Total quit rent/Jumlah cukai tanah
= RM71.40 + RM52.02
= 80 × RM400 000 = RM123.42
100
= RM320 000 4. Service tax/Cukai perkhidmatan
The sum insured, which is RM300 000 is less than the total = RM188 × 4 × 6%
insurance needs to be bought. = RM45.12
Jumlah yang diinsuranskan, iaitu RM300 000 adalah kurang daripada 5. Service tax/Cukai perkhidmatan
jumlah insurans yang perlu dibeli. = RM0.546 × (750 – 600) × 6%
= RM4.91
Compensation/Bayaran pampasan
6. Let the estimation of monthly rental be x.
RM300 000
= × RM90 000 Biarkan anggaran sewa bulanan rumah tersebut sebagai x.
RM320 000
= RM84 375 x × 12 × 4.5% = RM729
RM729
6. Total insurance to be bought/Jumlah insurans yang perlu dibeli x =
12 × 4.5%

= 80 × RM500 000 x = RM1 350
100 Thus, the estimation of monthly rental is RM1 350.
= RM400 000 Maka, anggaran sewa bulanan ialah RM1 350.
Compensation obtained with deductible 7. (a) Chargeable income/Pendapatan bercukai
Pampasan yang diterima dengan deduktibel = RM68 800 – RM500 – (RM9 000 + RM5 800 + RM2 500
= RM95 000 + RM8 000 + RM1 400 + RM1 200)
= RM103 000 ( RM130 000) = RM48 400
Total insurance he bought (b) Siti’s chargeable income lies in the range of chargeable
Jumlah insurans yang telah dibeli income as below:
× RM130 000 – RM8 000 Pendapatan bercukai Siti terletak pada banjaran pendapatan bercukai
RM400 000 seperti di bawah:
= RM95 000
Total insurance he bought/Jumlah insurans yang telah dibeli Chargeable income Calculations Rate Tax
= RM316 923.08 Banjaran pendapatan Pengiraan Kadar Cukai
bercukai (RM) (RM) (%) (RM)

CHAPTER
4
Consumer Mathematics: Taxation

Matematik Pengguna: Percukaian

1. (a) Chargeable income/Pendapatan bercukai

35 001 – 50 000

= RM114 000 – RM14 400 – (RM500 + RM9 000 + RM2 100

S
On the first 35 000
35 000 pertama
Next 15 000
15 000 berikutnya
8
600

1 200
R
Income tax/Cukai pendapatan
+ RM2 500 + RM5 500) = [RM600 + (RM48 400 – RM35 000) × 8%] − RM400
= RM80 000 = RM1 672 – RM400
(b) Puan Hasmah’s chargeable income, lies in the range of = RM1 272
chargeable income as below: (c) Total PCB paid/ Jumlah PCB yang dibayar
Pendapatan bercukai Puan Hasmah terletak pada banjaran
= RM250 × 12
pendapatan bercukai seperti di bawah.
= RM3 000 ( RM1 272)
PT
Chargeable income Calculations Rate Tax Siti will receive the excess income tax payment as the amount
Banjaran pendapatan Pengiraan Kadar Cukai of PCB is more than the income tax imposed.
bercukai (RM) (RM) (%) (RM) Siti akan menerima lebihan bayaran cukai pendapatan
memandangkan jumlah PCB yang adalah melebihi cukai pendapatan
On the first 70 000 4 600 yang dikenakan.
70 000 pertama
70 001 – 100 000
Next 30 000 21 6 300
30 000 berikutnya Congruency, Enlargement and Combined
CHAPTER Transformations
Tax on the first RM70 000/Cukai bagi RM70 000 yang pertama 5 Kekongruenan, Pembesaran dan Gabungan Transformasi
= RM4 600
Tax on the next balance/Cukai atas baki berikutnya 1. (a) (i) (7, 4) (ii) (7, 0)
= (RM80 000 – RM70 000) × 21% (b) (i) (a) X is a clockwise rotation of 90° about the centre (6, 1)
= RM10 000 × 21% X ialah putaran 90° arah jam pada pusat (6, 1)
= RM2 100 (b) Y is an enlargement about the centre (7, 8) with the
Income tax payable/Cukai pendapatan yang perlu dibayar scale factor of 3
= RM4 600 + RM2 100 Y ialah pembesaran pada pusat (7, 8) dengan faktor skala 3
= RM6 700 (ii) 320 cm2
2. Annual assessment tax/Cukai pintu tahunan 2. (a) (i) (–11, 4) (ii) (–6, 8)
= RM1 200 × 12 × 8.7% (b) (i) (a) X is an enlargement about centre (–8, 12) with a
= RM1 252.80

3. Quit rent for the house with area of 140 m2 scale factor of 1
3
Cukai tanah untuk rumah dengan keluasan 140 m2
X ialah pembesaran pada pusat (–8, 12) dengan faktor skala
= RM0.51 × 140
1
= RM71.40
3
Quit rent for the house with area of 102 m2
(b) Y is a rotation of 180° about the centre (–8, 7)
Cukai tanah untuk rumah dengan keluasan 102 m2
= RM0.51 × 102 Y ialah putaran 180° pada pusat (–8, 7)
= RM52.02 (ii) 35 cm2
3. (a) (i) (7, 5) (ii) (–3, 7)
(b) (i) U is a clockwise rotation of 90° about the centre (8, 9)
U ialah putaran 90° arah jam pada pusat (8, 9)

© Exam Quality Sdn. Bhd. (1198802-M) A8

Jwp-T4-5.indd 8 18/03/2021 1:43 PM

 V is an enlargement about centre (7, 3) with a scale
(ii) (b) 96° 54ʹ lies in quadrant II
factor of 2 96° 54ʹ terletak dalam sukuan II
V ialah pembesaran pada pusat (7, 3) dengan faktor skala 2 cos q = –cos (180° – q°)
(c) 36 cm2 sin 122° = –cos (180° – 96° 54ʹ)
4. (a) (i) (4, 3) (ii) (8, –1) = –cos 83° 6ʹ
(b) (i) (a) X is a rotation of 180° about the centre (4, 5) = –0.1201
(c) 222° lies in quadrant III
X ialah putaran 180° pada pusat (4, 5)
222° terletak dalam sukuan III
(b) Y is an enlargement about centre (9, 5) with a scale
tan q = tan (q° – 180°)
factor of 3 tan 222° = tan (222° – 180°)
Y ialah pembesaran pada pusat (9, 5) dengan faktor skala 3 = tan 42°
(c) 200 cm2 = 0.9004
5. (a) (i) (9, 2) (ii) (7, 5) 2. sin q = √3
(b) (i) (a) X is an enlargement about centre (8, 5) with a scale 2
factor of 1 q = 60°
3 3. sin q = –0.8660 (Quadrant/Sukuan III or/atau IV)
1 Corresponding reference angle
X ialah pembesaran pada pusat (8, 5) dengan faktor skala
3 Sudut rujukan sepadan
Y is an anticlockwise rotation of 90° about the centre
(b) = sin–1 0.8660
(9, 3) = 60°
Y ialah putaran 90° lawan arah jam pada pusat (9, 3) q = (180° + 60°) = 240° or/atau
(c) 320 cm2 q = (360° – 60°) = 300°
6. (a) (i) (3, 2) (ii) (9, 0) 4. y
(b) (i) (a) X is an enlargement about centre (4, 4) with a scale
3
factor of 1
2 2
1
X ialah pembesaran pada pusat (4, 4) dengan faktor skala 1
2

(c) 105 cm 2
(5, 7)

7. (a) (i) (2, –1) S

Y is an anticlockwise rotation of 90° about the centre
(b)

Y ialah putaran 90° lawan arah jam pada pusat (5, 7)

(ii) (2, 1)
0
–1
90° 180° 270° 360°

5. 218° lies in quadrant III

x
R
218° terletak dalam sukuan III
–3
(b) (i) (a) X is a translation
–3    cos q = –cos (0° – 180°)
cos 218° = –cos (218° – 180°)
–3
X ialah translasi    = –cos 38°
–3
= –0.7880
V is an enlargement about the centre (5, 4) with a scale
(ii)
6. sin p = 3
factor of 2
PT
5
V ialah pembesaran pada pusat (5, 4) dengan faktor skala 2 5
(c) 150 cm2 tan q = – 3 3
4 q
8. (a) (i) (2, 6) (ii) (1, 2) p
(b) (i) (a) X is a clockwise rotation of 90° about the centre (4, 3) K L 4 M
X ialah putaran 90° arah jam pada pusat (4, 3)
7. sin–1 (0.5736) = 35°
(b) Y is an enlargement about the centre (4, 2) with the
cos 35° = 0.8192
factor scale of 2
8. Height of wall from the floor to the ladder
Y ialah pembesaran pada pusat (4, 2) dengan faktor skala 2 Tinggi dinding dari lantai ke tangga
(c) 45 cm2
= √82 – 62
9. (a) (i) (8, 1) (ii) (6, 5)
= √28 m
(b) (i) (a) X is an enlargement about centre (2, 5) with a scale
factor of 1 sin q = √28
3 8
1 = 0.6614
X ialah pembesaran pada pusat (2, 5) dengan faktor skala
3 9. OB = 6 sin 60° = 5.1962
Y is a clockwise rotation of 90° about the centre
(b) AB = 6 sin 45° = 4.2426
(5, 4) x = OB – AB
Y ialah putaran 90° arah jam pada pusat (5, 4) = 5.1962 – 4.2426
(c) 189 cm2 = 0.9536
10. tan x = s
5
CHAPTER Ratios and Graphs of Trigonometric Functions
Nisbah dan Graf Fungsi Trigonometri   s = 5 tan x
6
1. (a) 122° lies in quadrant II.
122° terletak dalam sukuan II.
sin q = sin (180° – q°)
sin 122° = sin (180° – 122°)
= sin 58°
= 0.8480

© Exam Quality Sdn. Bhd. (1198802-M) A9

Jwp-T4-5.indd 9 18/03/2021 1:43 PM

 Measures of Dispersion for Grouped Data (d) 11
CHAPTER
7 Sukatan Serakan Data Terkumpul 3. (a) Age Cumulative
Upper
(years) Frequency frequency
1. (a) boundary
Age (years) Midpoint Frequency Umur Kekerapan Kekerapan
Sempadan atas
Umur (tahun) Titik tengah Kekerapan (thaun) longgokan
20 – 24 22 6 1–4 2 4.5 2
25 – 29 27 7 5–8 3 8.5 5
30 – 34 32 8 9 – 12 5 12.5 10
35 – 39 37 10 13 – 16 9 16.5 19
40 – 44 42 6 17 – 20 14 20.5 33
45 – 49 47 5 21 – 24 6 24.5 39
50 – 54 52 3 25 – 28 1 28.5 40
(b) 17 – 20
(b) (i) 35 – 39 (ii) 35.33
(c) Bilangan peserta
(c) Bilangan pelancong Number of participants
Number of tourists

40
10
35
9
30
8
25
7
20
6
15
5

2
S 10

0 4.5
Q3
8.5 12.5 16.5 20.5 24.5 28.5
Age (years)/Umur (tahun)
R
1 (d) (i) 19 (ii) 7
4. (a)
0
22 27 32 37 42 47 52 Age (years)
Age (years) Midpoint Frequency
Umur (tahun) Umur (tahun) Titik tengah Kekerapan

2. (a) Number of goals scored 41 – 45 43 3

Midpoint Frequency
46 – 50 48 7
PT
Bilangan jaringan gol Titik tengah Kekerapan
51 – 55 53 6
21 – 25 23 5
56 – 60 58 9
26 – 30 28 6
61 – 65 63 8
31 – 35 33 8
66 – 70 68 4
36 – 40 38 10
71 – 75 73 3
41 – 45 43 7
46 – 50 48 4 (b) 57.5
(c) & (d)
(b) 35.5
Age (years)
(c) Bilangan pasukan Umur (tahun)
Number of teams

10
10
9
9
8
8
7
7
6
6
5
5
4
4
3
3
2
2
1
1
0
0 38 43 48 53 58 63 68 73
18 23 28 33 38 43 48 53 Number of passengers/Bilangan penumpang
Bilangan gol/ Number of goals

© Exam Quality Sdn. Bhd. (1198802-M) A10

Jwp-T4-5.indd 10 18/03/2021 1:43 PM

 5. (a) (d) 47.5
Cumulative Upper
Mass (kg) Frequency frequency boundary 7. (a) Cumulative
Time Upper
Jisim (kg) Kekerapan Kekerapan Sempadan (minutes) Frequency frequency
longgokan atas boundary
Masa Kekerapan Kekerapan
(minit) Sempadan atas
15 – 19 0 0 19.5 longgokan
20 – 24 2 2 24.5 1–5 3 3 5.5
25 – 29 3 5 29.5
6 – 10 7 10 10.5
30 – 34 6 11 34.5
35 – 39 10 21 39.5 11 – 15 10 20 15.5
40 – 44 9 30 44.5 16 – 20 9 29 20.5
45 – 49 6 36 49.5 21 – 25 6 35 25.5
50 – 54 4 40 54.5 26 – 30 4 39 30.5
(b) 35 – 39 31 – 35 1 40 35.5
(c) Number of participants
Bilangan peserta
(b) 16
(c) Number of students
40 Bilangan murid

35
40
30 35
25
30
20 25
15
20
10

0
Q1 Q3
19.5 24.5 29.5 34.5 39.5 44.5 49.5 54.5
Mass (kg)/Jisim (kg)
S 15

10

5
R
0
(d) (i) 34 (ii) 10.5 5.5 10.5 15.5 20.5 25.5 30.5 35.5
Time (minutes)/Masa (minit)
6. (a) Mass (kg) Midpoint Frequency (d) 27.5%
Jisim (kg) Titik tengah Kekerapan
10 – 19 14.5 2 Mathematical Modeling
CHAPTER
20 – 29 24.5 3 Pemodelan Matematik
PT
8
30 – 39 34.5 5
1. (a) The total amount of the loan and the rate of the interest
40 – 49 44.5 11 are known. The monthly payment of Encik Irfan’s car loan
50 – 59 54.5 10 instalment need to be determined.
60 – 69 64.5 7 Jumlah pinjaman dan kadar faedah telah diketahui. Bayaran bulanan
untuk pinjaman pembiayaan kereta Encik Irfan perlu ditentukan.
70 – 79 74.5 2
(b) Assumptions/Andaian:
(b) 47.75 kg • We need to assume that the annual rate interest is
(c) Number of students unchanged.
Bilangan murid
Kita perlu mengandaikan kadar faedah pinjaman tahunan tidak
berubah.
11 • We need to assume that Encik Irfan repay his monthly
installment on time so that he would not be charged of
10
compound interest.
9 Kita juga mengandaikan bahawa Encik Irfan membayar pinjaman
bulanan tepat pada masa supaya tidak dikenakan faedah kompaun.
8 Variable/Pemboleh ubah:
• The variables involved are the total amount of loan, loan
7
repayment period in years and interest rate of the loan.
6 Pemboleh ubah yang terlibat ialah jumlah pinjaman, tempoh
pembayaran balik pinjaman dalam tahun dan kadar faedah
5 pinjaman.
2. (a) Puan Badariah’s car uses 4 litres of petrol to travel for 12 km.
4
The distance travelled of her car by using 50 litres petrol need
3 to be found.
Kereta Puan Badariah menggunakan 4 liter petrol untuk bergerak
2 sejauh 12 km. Jarak yang dilalui oleh keretanya dengan menggunakan
50 liter petrol perlu dicari.
1 (b) Assumption/Andaian:
0
• We need to assumes that the speed of the car is the same
14.5 24.5 34.5 44.5 54.5 64.5 74.5 along the journey.
Mass (kg)/Jisim (kg)
Kita perlu mengandaikan kelajuan kereta adalah sama sepanjang
perjalanan.
© Exam Quality Sdn. Bhd. (1198802-M) A11

Jwp-T4-5.indd 11 18/03/2021 1:43 PM

 Variable/Pemboleh ubah: Refining the mathematical model
• The variables involved are the distance travelled by the Memurnikan model matematik
car and the volume of petrol. • This model cannot be refined because the information given in
Pemboleh ubah yang terlibat ialah jarak yang dilalui oleh kereta the situation is limited. This model is not suitable for predicting
dan isi padu petrol. the changes in bacteria populations for the situations that
3. Identifying and defining the problems affecting other factors.
Mengenal pasti dan mendefinisikan masalah Model ini tidak dapat dimurnikan lagi kerana maklumat yang
• Karen found that the population of bacteria tripled every 2 diberikan dalam situasi di atas adalah terhad. Model ini tidak sesuai
hours. untuk meramalkan perubahan populasi bakteria bagi situasi yang
Karen mendapati populasi bakteria menjadi 3 kali ganda setiap 2 jam. dipengaruhi oleh pelbagai faktor lain.
• The number of bacteria in the beginning is 6 000. Reporting the findings
Bilangan bakteria pada permulaan ialah 6 000. Melaporkan dapatan
Making assumptions and identify variables • The complete report is done based on the process of
Membuat andaian dan mengenal pasti pemboleh ubah mathematical modeling
• Assumes that the volume and the temperature of the substance Laporan penuh dibuat berdasarkan proses pemodelan matematik.
are constant during the experiment. 4. (a) h
Andaikan isi padu dan suhu bahan tersebut adalah tetap sepanjang
eksperimen dijalankan. 200
• Let N be the number of bacteria and t is the time, in hours,
after the experiment began. 180
Biarkan N mewakili bilangan bakteria dan t ialah masa dalam jam
160
selepas eksperimen bermula.
Applying mathematics to solve problems 140
Mengaplikasi matematik untuk menyelesaikan masalah
• Table is constructed to find the number of bacteria every two 120
hours. 100
Jadual dibina untuk mencari bilangan bakteria pada selang setiap dua
jam. 80

t
(hours/jam)
0
2
N(unit)

6 000
6 000 × 3 = 18 000
S 60

40

20
R
t
4 6 000 × 3 × 3 = 54 000 0 10 20 30 40 50 60

6 6 000 × 3 × 3 × 3 = 162 000

(b)
From the graf/Daripada graf,
8 6 000 × 3 × 3 × 3 × 3 = 486 000 200 – 100
Gradient/Kecerunan =
0 – 50
Verifying and interpreting the solution in the context of = –2
PT
problems y-intercept/Pintasan-y = 200
Menentusahkan dan mentafsir penyelesaian dalam konteks masalah
berkenaan The mathematical model is h = –2t + 200.
• A graph N against t is drawn based on the table. Model matematik yang dibentuk ialah h = –2t + 200
Satu graf N melawan t dilukis berdasarkan jadual. (c) We need to assume that the rate of water flow is constant
when the tap is open.
N Kita perlu mengandai kadar pengaliran keluar air adalah malar
semasa pili dibuka.
480 000 [Accept other suitable assumption/Terima andaian lain yang
sesuai]
440 000 5. (a) House model type A/Rumah model jenis A
H = 125 0000.24(0)
400 000
H = 125 000
360 000 House model type B/Rumah model jenis B
H = 280 000e0.12(0) + 1 000
320 000 H = 281 000
280 000 The values of house model type A and house model type B is
RM125 000 and RM281 000 respectively.
240 000 Nilai model rumah jenis A dan model rumah jenis B masing-masing
ialah RM125 000 dan RM281 000.
200 000
(b) The value of house model type B/Nilai model rumah jenis B
160 000 = 280 000e0.12(5) + 1 000
= RM511 193.26
120 000 (c) House model type A/Model rumah jenis A
H = 125 000e 0.24(6)
80 000 H = 527 586.98
40 000 House model type B/Model rumah jenis B
H = 280 000e0.12(6) + 1 000
t H = 576 241.30
–1 0 1 2 3 4 5 6 7 8
Difference in value/Beza nilai
= RM576 241.30 – RM527 586.98
= RM48 654.32

© Exam Quality Sdn. Bhd. (1198802-M) A12

Jwp-T4-5.indd 12 18/03/2021 1:43 PM