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SWP Claculator

This document provides a summary of an SWP (Systematic Withdrawal Plan) for a HDFC retirement savings fund over a period of several years: - It started in February 2016 with 100,000 units valued at Rs. 10 per unit (Rs. 10 lakh total) and has paid out Rs. 8,333 every 2-3 months since then. - Over time the number of units has come down as amounts are paid out but the per unit NAV and total value has generally increased. - As of October 2020 the value is over Rs. 11.85 lakh with 68,942 units remaining after periodic payments over several years.

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Kartheek Chandra
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35 views

SWP Claculator

This document provides a summary of an SWP (Systematic Withdrawal Plan) for a HDFC retirement savings fund over a period of several years: - It started in February 2016 with 100,000 units valued at Rs. 10 per unit (Rs. 10 lakh total) and has paid out Rs. 8,333 every 2-3 months since then. - Over time the number of units has come down as amounts are paid out but the per unit NAV and total value has generally increased. - As of October 2020 the value is over Rs. 11.85 lakh with 68,942 units remaining after periodic payments over several years.

Uploaded by

Kartheek Chandra
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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7/4/23, 6:37 PM SWP Claculator

SWP For HDFC Retirement Savings


Regular Fund - Hybrid Equity Plan -
Plan

SWP
Date NAV Units CashFlow Amount
Value

05-02-
10.0000 100,000.00 -1,000,000.00 1,000,000.00 1,000,000.00
2016
02-03-
10.3260 99,193.01 8,333.00 991,667.00 1,024,267.00
2016
04-04-
10.9030 98,428.72 8,333.00 983,334.00 1,073,168.36
2016
02-05-
11.0720 97,676.10 8,333.00 975,001.00 1,081,469.82
2016
02-06-
11.4960 96,951.24 8,333.00 966,668.00 1,114,551.49
2016
04-07-
11.9220 96,252.28 8,333.00 958,335.00 1,147,519.72
2016
02-08-
12.2520 95,572.15 8,333.00 950,002.00 1,170,949.97
2016
02-09-
12.7840 94,920.32 8,333.00 941,669.00 1,213,461.35
2016
03-10-
12.9390 94,276.30 8,333.00 933,336.00 1,219,841.00
2016
02-11-
13.0810 93,639.27 8,333.00 925,003.00 1,224,895.24
2016
02-12-
12.5390 92,974.70 8,333.00 916,670.00 1,165,809.75
2016
02-01-
12.5530 92,310.87 8,333.00 908,337.00 1,158,778.40
2017
02-02-
13.2750 91,683.15 8,333.00 900,004.00 1,217,093.85
2017
02-03-
13.4430 91,063.28 8,333.00 891,671.00 1,224,163.62
2017
03-04-
14.0020 90,468.15 8,333.00 883,338.00 1,266,734.99
2017
02-05-
14.2770 89,884.48 8,333.00 875,005.00 1,283,280.73
2017
02-06-
14.4500 89,307.80 8,333.00 866,672.00 1,290,497.75
2017
03-07-
14.5860 88,736.50 8,333.00 858,339.00 1,294,310.61
2017
02-08-
15.2260 88,189.21 8,333.00 850,006.00 1,342,768.97
2017
04-09-
14.9890 87,633.27 8,333.00 841,673.00 1,313,535.13
2017
03-10-
14.9940 87,077.52 8,333.00 833,340.00 1,305,640.29
2017
02-11-
15.7240 86,547.56 8,333.00 825,007.00 1,360,873.88
2017
04-12-
15.5850 86,012.88 8,333.00 816,674.00 1,340,510.77
2017
02-01-
16.0310 85,493.08 8,333.00 808,341.00 1,370,539.52
2018
02-02-
15.8860 84,968.53 8,333.00 800,008.00 1,349,810.02
2018
05-03-
15.8140 84,441.59 8,333.00 791,675.00 1,335,359.29
2018

https://my-eoffice.com/show_swp_calc.php?schm=HHRHRP&iamt=1000000&wamt=8333&smm=1&syy=2013&emm=6&eyy=2023&swdt=1&grph… 1/4
7/4/23, 6:37 PM SWP Claculator

02-04-
15.6760 83,910.01 8,333.00 783,342.00 1,315,373.35
2018
02-05-
16.2070 83,395.85 8,333.00 775,009.00 1,351,596.56
2018
04-06-
15.7610 82,867.14 8,333.00 766,676.00 1,306,069.01
2018
02-07-
15.5630 82,331.70 8,333.00 758,343.00 1,281,328.32
2018
02-08-
16.0640 81,812.97 8,333.00 750,010.00 1,314,243.51
2018
03-09-
16.5680 81,310.01 8,333.00 741,677.00 1,347,144.24
2018
03-10-
15.5730 80,774.92 8,333.00 733,344.00 1,257,907.78
2018
02-11-
15.6760 80,243.34 8,333.00 725,011.00 1,257,894.60
2018
03-12-
15.8640 79,718.06 8,333.00 716,678.00 1,264,647.35
2018
02-01-
15.9830 79,196.70 8,333.00 708,345.00 1,265,800.79
2019
04-02-
15.9770 78,675.13 8,333.00 700,012.00 1,256,992.61
2019
05-03-
16.1090 78,157.85 8,333.00 691,679.00 1,259,044.73
2019
02-04-
16.9770 77,667.00 8,333.00 683,346.00 1,318,552.74
2019
02-05-
16.6920 77,167.78 8,333.00 675,013.00 1,288,084.65
2019
03-06-
17.1980 76,683.25 8,333.00 666,680.00 1,318,798.54
2019
02-07-
17.0910 76,195.68 8,333.00 658,347.00 1,302,260.44
2019
02-08-
16.0350 75,676.01 8,333.00 650,014.00 1,213,464.79
2019
03-09-
15.9170 75,152.48 8,333.00 641,681.00 1,196,202.02
2019
03-10-
16.4920 74,647.20 8,333.00 633,348.00 1,231,081.70
2019
04-11-
17.0310 74,157.92 8,333.00 625,015.00 1,262,983.54
2019
02-12-
17.0620 73,669.53 8,333.00 616,682.00 1,256,949.44
2019
02-01-
17.3250 73,188.54 8,333.00 608,349.00 1,267,991.52
2020
03-02-
17.1450 72,702.51 8,333.00 600,016.00 1,246,484.59
2020
02-03-
16.7270 72,204.34 8,333.00 591,683.00 1,207,761.94
2020
03-04-
13.3550 71,580.38 8,333.00 583,350.00 955,955.91
2020
04-05-
14.4840 71,005.05 8,333.00 575,017.00 1,028,437.16
2020
02-06-
15.1710 70,455.78 8,333.00 566,684.00 1,068,884.63
2020
02-07-
16.0280 69,935.88 8,333.00 558,351.00 1,120,932.23
2020
03-08-
16.3800 69,427.15 8,333.00 550,018.00 1,137,216.66
2020
02-09- 17.1950 68,942.53 8,333.00 541,685.00 1,185,466.78

https://my-eoffice.com/show_swp_calc.php?schm=HHRHRP&iamt=1000000&wamt=8333&smm=1&syy=2013&emm=6&eyy=2023&swdt=1&grph… 2/4
7/4/23, 6:37 PM SWP Claculator
2020
05-10-
17.2870 68,460.49 8,333.00 533,352.00 1,183,476.50
2020
02-11-
17.2900 67,978.54 8,333.00 525,019.00 1,175,348.88
2020
02-12-
18.9770 67,539.42 8,333.00 516,686.00 1,281,695.67
2020
04-01-
20.3600 67,130.14 8,333.00 508,353.00 1,366,769.69
2021
02-02-
20.7910 66,729.34 8,333.00 500,020.00 1,387,369.78
2021
02-03-
21.6680 66,344.77 8,333.00 491,687.00 1,437,558.42
2021
05-04-
21.3230 65,953.97 8,333.00 483,354.00 1,406,336.47
2021
03-05-
21.6600 65,569.25 8,333.00 475,021.00 1,420,229.96
2021
02-06-
23.0020 65,206.98 8,333.00 466,688.00 1,499,890.89
2021
02-07-
23.5300 64,852.83 8,333.00 458,355.00 1,525,987.18
2021
02-08-
24.3070 64,510.01 8,333.00 450,022.00 1,568,044.83
2021
02-09-
24.7470 64,173.28 8,333.00 441,689.00 1,588,096.23
2021
04-10-
25.1250 63,841.62 8,333.00 433,356.00 1,604,020.74
2021
02-11-
25.2860 63,512.07 8,333.00 425,023.00 1,605,966.24
2021
02-12-
25.2180 63,181.63 8,333.00 416,690.00 1,593,314.42
2021
03-01-
25.3850 62,853.37 8,333.00 408,357.00 1,595,532.75
2022
02-02-
25.2750 62,523.67 8,333.00 400,024.00 1,580,285.88
2022
02-03-
23.7610 62,172.97 8,333.00 391,691.00 1,477,292.04
2022
04-04-
25.1700 61,841.91 8,333.00 383,358.00 1,556,560.76
2022
02-05-
24.2590 61,498.40 8,333.00 375,025.00 1,491,889.78
2022
02-06-
24.0150 61,151.41 8,333.00 366,692.00 1,468,551.17
2022
04-07-
23.7430 60,800.45 8,333.00 358,359.00 1,443,584.98
2022
02-08-
25.1380 60,468.96 8,333.00 350,026.00 1,520,068.61
2022
02-09-
25.5910 60,143.33 8,333.00 341,693.00 1,539,128.04
2022
03-10-
24.9960 59,809.96 8,333.00 333,360.00 1,495,009.76
2022
02-11-
25.8770 59,487.94 8,333.00 325,027.00 1,539,369.34
2022
02-12-
26.6590 59,175.36 8,333.00 316,694.00 1,577,555.90
2022
02-01-
26.4720 58,860.57 8,333.00 308,361.00 1,558,157.11
2023
02-02-
26.1900 58,542.40 8,333.00 300,028.00 1,533,225.43
2023

https://my-eoffice.com/show_swp_calc.php?schm=HHRHRP&iamt=1000000&wamt=8333&smm=1&syy=2013&emm=6&eyy=2023&swdt=1&grph… 3/4
7/4/23, 6:37 PM SWP Claculator

02-03-
26.2110 58,224.48 8,333.00 291,695.00 1,526,121.82
2023
03-04-
26.3520 57,908.26 8,333.00 283,362.00 1,525,998.47
2023
02-05-
27.2150 57,602.07 8,333.00 275,029.00 1,567,640.30
2023
02-06-
28.1540 57,306.09 8,333.00 266,696.00 1,613,395.64
2023
 

Summary :-
Amount Invested :- 1,000,000.00  
Monthly Withdrawl
8,333.00  
:-
Total Withdrawl :- 733,304.00  
Final Value :- 1,613,395.64  
Total :- 2,346,699.64  
Cagr:- 15.75%  

Excel Export

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