Libro 1 - Practical Problem Solving
Libro 1 - Practical Problem Solving
Section 1:
Introduction.
In this workbook you will have a chance to find out about ways of tackling practical problems by
The key to the approach is that it is not the events themselves that upset a person, but rather it is
how they think about the events. However, this does not mean that practical problems should be
ignored. Instead the approached used in these self-help materials aims to help you to:
• Try to overcome practical problems using a Problem-solving approach.
• Try to alter any unhelpful focus on the problem by learning how to challenge extreme and
unhelpful thinking. This is the focus of Workbooks 4 and 5.
By approaching your practical problems one step at a time, it is possible to begin to tackle them.
You can’t deal with everything at once. In order to deal with them effectively, you need to choose
the most important problem to start with. This means that you must first try to put other problems
to one side at the moment.
2). Is a specific target problem so that you will know when you have done it.
3). Is realistic: is it practical and achievable?
One way of thinking about this process of clearly defining the target problem is to think of
it as a funnelling process – funnelling down from the general problem area to a more
specific problem that you tackle first.
Specific problem
“I can’t pay my electricity bill this month.”
You now have a chance to look at an example of this funnelling, and how to then
approach tackling the problem once you have clearly defined it.
Section 2:
Practical problem solving.
The steps of problem solving include:
• Approaching each problem separately in turn.
• Defining the problem clearly.
• Breaking down seemingly enormous and unmanageable problems into smaller parts that are
then easier to solve.
• The need to approach the problem one-step at a time.
Step 2: Think up as many solutions as possible. One problem that often faces people when
they feel overwhelmed by practical problems is that they cannot see a way out. It can seem
difficult to even start tackling the difficulty. One way around this is to try to step back from the
problem and see if any other solutions are possible. This approach is called brainstorming.
• The more solutions that are generated, the more likely it is that a good one will emerge.
Ridiculous ideas should be included as well even if you would never choose them in practice.
This can help you adopt a flexible approach to the problem. Useful questions to help you to think
up possible solutions might include:
• What ridiculous solutions can I include as well as more sensible ones?
• What helpful ideas would others (e.g. family, friends or colleagues at work) suggest?
• What approaches have I tried in the past in similar circumstances?
• What advice would you give a friend who was trying to tackle the same problem?
Paul’s problem:
Possible options (including ridiculous ideas at first) are:
• Ignore the problem completely - it may go away.
• Mug someone or rob a bank.
• Trying to arrange an overdraft from the bank and use this to pay off the bill.
• Pay off a very small part of the money (the minimum asked for).
• Switch his credit card payments to another credit card (one with a lower interest rate).
• Speak to a counsellor with skills in debt repayments such as the Citizen’s Advice Bureau.
• Speak to the credit card company to see if they will agree different re-payment terms.
Step 3: Look at the advantages and disadvantages of each of the possible solutions.
Suggestion Advantages Disadvantages
Ignore the problem Easier in the short-term with no The problems will worsen in the
completely. embarrassment. long-term. It will have to be
tackled sometime.
Mug someone or It would get me some money. It’s unethical and wrong. I couldn’t
rob a bank. do it. I might be arrested. I
couldn’t harm someone else in
this way. That’s just ridiculous.
Arrange a loan or It would allow me a better rate of How would I do this? It would be
overdraft with my interest than paying off the high scary seeing the bank manager.
bank rate on my credit card. I could also They may also say no.
spread the payments over a longer
time.
Pay off the Good short-term answer. It would The debt wouldn’t get any
minimum payment prevent me defaulting the smaller, and the interest rates will
possible payments. make it larger and larger. I’ll never
be able to pay it off.
Switch to a This would be a lot cheaper. There I would need to look at the small
cheaper credit card are lots of good deals around with print of the different agreements
cheaper introductory rates. and complete all the paperwork.
Speak to a debt I hear they can be very good. I’d feel embarrassed talking to
counsellor them. How do you contact them?
Inform the credit It would provide the company with It seems quite scary to do this.
card company and clear information. It’s in their best
ask if they will interests for me to keep up the
agree different re- payments. They may be flexible
Paul’s choice:
Paul decides on balance to arrange a bank loan or overdraft. This seems a reasonable solution.
Other suggestions might also have worked, but this suggestion fulfils the two criteria above.
Next, Paul needs to apply the questions for effective change to his plan to check how practical
and achievable it is.
Paul decides to try to challenge these fears and decides to go to the bank anyway.
When he arrives at the bank, Paul is surprised to be met by a friendly bank assistant not the
manager. She says that she is his personal account manager. She offers him a cup of tea, and they
talk in a separate office so that their discussion is confidential. She tells him that this is a common
problem. Because he has banked with them for several years and has a good banking record, she
says there will be no problems in offering him a loan at a preferential rate. Paul agrees, and is
happy with how things went. His fears were not correct. He was offered a loan. This is at a rate that
he can afford.
Things went smoothly the second time I phoned up. Even when the problem arose when I
hung up on the first occasion, I learned from it and didn’t give up. I altered my plan by
getting the pen and paper. By phoning back and not giving up I sorted out my problem, and
also realised that my extreme and unhelpful fears were quite wrong.
Paul’s Review:
In this case, Paul’s plan went smoothly. Even if there are any problems, he could have learned
from them and used them to improve his next attempt to solve the problem.
The example used shows how the technique might be applied to this situation. However, it also
works for any day-to-day difficulties. You now have the option of practising this approach:
Section 3:
If No, re-write it so that it is clear and focused. Re-read “The first key step” earlier in this
workbook to help you to do this.
.
Brainstorming my problem:
Possible options (including ridiculous ideas at first) are:
Step 3: Assess how effective and practical each potential solution is.
Suggestion Advantages Disadvantages
Try to create as many ideas as you can. If this proves difficult, try to think of some bizarre ideas
first to help get the ideas flowing.
Try to think broadly. What helpful advice would a close friend or relative tell you? How could
you look at the solutions facing you differently? Try to be creative in your answers. If you feel
stuck, sometimes doing this task with someone you trust can be helpful.
My choice:
.
This is the key part of the problem-solving process. Be as precise as possible in your plan. Try
to predict possible problems and work out how to avoid or deal with them.
Next, apply the questions for effective change to your plan to check how practical and
achievable it is:
Q). Makes clear what I am going to do and when I am going to do it. Yes No
Q). Is an activity that won’t be easily blocked or prevented by practical problems?
Yes No
Task: Write down any helpful lessons or information you have learned from what happened. If
things didn’t go quite as you hoped, try to learn from this. How could you make things different
during your next attempt to tackle the problem?
My review:
.
Conclusion: Problem-solving is a technique that needs to be practised and you will improve
your skills in this approach by using it. Try to learn from any mistakes and keep practising so that
using this approach becomes second nature whenever you face a problem.
Section 4:
Review of your problem-solving plan.
If no: Move back to the heading "Planning to overcome my practical problem" (Section 3 of this
workbook).
If yes:
Q. How helpful was what you did in solving your problem?
Very unhelpful Very helpful
0 10
Q. How easy was it for you to complete the actions needed as part of the plan?
Very difficult Very easy
0 10
smoothly is to have predicted possible problems, and clearly planned out what you are going to do at
every stage.
Problem-solving is a technique that needs to be practised and you will improve your skills in this
approach by using it.
Workbook summary.
In this workbook you have:
• Found out about ways of tackling practical problems by learning about and practising a
Discuss this with your health care practitioner if you are stuck or unsure what to do.
My notes: