AMAYARA POLYMERS

Project Report

Sr. No. Particular

1 Glance
2 Bio-Data
3 Sals Realization
4 Flow Chart
5 Cost Estimate of Plant And Machinery
6 Details of Preliminary and preoprative Exp.
7 Tentative Layout
8 Power
9 Miscellaneous Fixed Assets
10 Man Power and Wages
11 Organisation Flow Chart
12 Capacity and Raw Material
13 Profit and Loss
14 Working capita interest
15 Depriciation
16 Estimate of Administrative Exp.
17 Interest on term loan
18 Cash flow
19 Balance Sheet
20 DSCR
21 BEP
 AMAYARA POLYMERS

PROJECT AT A GLANCE

Sr (Rs in
Particulars
No Lacs)

I CAPITAL OUTLAY

1 Land -

2 Factory blog and shed -

3 Plant & Machinary 12.93

4 Furniture & Fixture 0.50
5 Preliminary Expences 1.25
6 Working Capital Margin 6.32

TOTAL 21.00

II SOURCES OF FUND

1 Promoters contribution (capital) 1.05

2 Bank Term Loan 13.95

3 C.C. limit required From Bank 6.00

(Being 95% of working capital margin)
TOTAL 21.00
 Annexture-T-I
AMAYARA POLYMERS

BIO-DATA OF PROMOTER
PROPRIETOR SMT. ZARIN VASHIM SIDDIKI

Sr. No. Particulars Details

1 Name SMT ZARIN VASHIM SIDDIKI

2 Husbend Name Mr. Vashim Siddiki

3 Age 28years

4 Qualification 7TH PASS

Near Kalekha bidi company,Station
5 Factory Address
road, Shakti chowk, Gondia-441601

C/o Vashim Siddiki, Gandhi ward, Civil

6 Residential Address
Lines, Gondia-441601

7 Experience 3 years rich experience

 Annexture T-II
AMAYARA POLYMERS
ANNUAL SALES REALISATION (AT 100% CAPACITY UTILISATION

Quantity
Sr. No. Particular Yield Rate/kg Amount
(in KG)
1 Platic Chips 100.00% 720000.00 35 252.00
Total 720000.00 252.00

Total 720000.00 252.00

YEAR
Annual Sales at 60% Capacity utilisation 2021 432000.00 63.00
Annual Sales at 65% Capacity utilisation 2022 468000.00 163.80
Annual Sales at 70% Capacity utilisation 2023 504000.00 176.40
Annual Sales at 75% Capacity utilisation 2024 540000.00 189.00
Annual Sales at 80% Capacity utilisation 2025 576000.00 201.60
Annual Sales at 85% Capacity utilisation 2026 612000.00 214.20
SALES REALISATION

ANNUAL SALES
250.00

200.00

150.00

100.00

50.00

0.00
2021 2022 2023 2024 2025 2026

% OF CAPACITY UTLIISATION
 Annexture T-III
AMAYARA POLYMERS

PROCESS FLOW CHART

WASTE PLATIC

SHORTING & GRADING

GRINDING

PAKING

DISTRIBUTORS
 ANNEXURE – T-IV
AMAYARA POLYMERS

COST ESTIMATED OF PLANT AND MACHINERY

Amount
Sr. No. Particular Qty.
(Rs. Lacs)

Electric Machine for Making As per

1 12.74
plastic granuals Quotation
Transportation exp. 0.19
Total 12.93
 ANNEXURE – T-V
AMAYARA POLYMERS

DETAILS OF PRELIMINARY AND PREOPERATIVE EXPENSES

Amount
Sr. No. Particular
(Rs. Lacs)
Interest during the implementation
period, M.S.E.B. deposit &
deposits with Govt. Department
1 1.25
Mortgage K.V.I.B. Registration
charges Start up and
Miscellaneous expenses.
Total 1.25

Out of 4 Months implementation period interest has been

calculated for a period of Two Months on the assumption that
the loan will be availed in the Middle stages.
 ANNEXURE – T-VI
AMAYARA POLYMERS
TENTATIVE LAYOUT

Sr. No. Particulars Descriptions

1 Location NEAR KALEKHA BIDI

COMPANY,STATION ROAD, SHAKTI
CHOWK, GONDIA-441601
2 Land -

3 Transportation Facilities Available.

4
Infrastructure facilities

4.1 Power 20 H.P

4.2 Water Drinking water will be available from

the well already situated beside the
site.
5 Other facility the Bank,Post Available.
office, Hospital etc.
 ANNEXURE – T-VII
AMAYARA POLYMERS

ESTIMATE OF ANNUAL POWER LOAD

Sr. No. Particular Details

POWER REQUIRMENTS :
1 Annual Load 20 h.p.

2 Load Utilised 20 H.P.

CALCULATION OF POWER :

1 Power Factor 0.746

2 Annual Power consumption 35808 Units

3 Rate 6.5 per unit

4 Annual Power expenditure 232752 Rs.

Annual Sales at 100% Capacity utilisation 2.33 Lacs

Annual Sales at 60% Capacity utilisation 0.58 Lacs

Annual Sales at 65% Capacity utilisation 1.51 Lacs

Annual Sales at 70% Capacity utilisation 1.63 Lacs

Annual Sales at 75% Capacity utilisation 1.75 Lacs

Annual Sales at 80% Capacity utilisation 1.86 Lacs

Annual Sales at 85% Capacity utilisation 1.98 Lacs

 ANNEXURE – T-VIII
AMAYARA POLYMERS

COST ESTIMATE OF MISCELLANEOUS FIXED ASSETS :

Amount
Sr. No. Particular
(In lacs)
Office furniture like Table,
1 Chair,Almirah, Racks, Calculator 0.3
etc.
Fire Fighting equipment and
2 First Aid box etc. & telephone 0.2
etc.
Total 0.5
 ANNEXURE – T-IX
AMAYARA POLYMERS

MAN POWER REQUIREMENT AND ESTIMATES OF ANNUAL

SALARY AND WAGES BILLS

Amount per Amount

Sr. No. Particular No.s
month payment

ADMINISTRATIVE DIVISION

1 1 15000 1.8
Manager cum accountant

Peon/Choukidar
2 2 6500 1.56

Total 3 3.36

Add 10% towards social benefits 0.34

Total Salary 3.70

0.2 lacs Rs. Increase every year

Amount per Amount

Sr. No. Particular No.s
month payment

PRODUCTION STAFF

1 Supervisor, Operator. 2 12000 2.88

2 Semiskilled worker 4 4500 2.16

3 Unskilled labour 5 4000 2.40

Total 11 7.44

Add 10% towards social benefits 0.74

Total Salary 8.18

0.1 lacs Rs. Increase every year
 ANNEXURE – T- X
AMAYARA POLYMERS

ORGANISATION FLOW CHART

MANAGING PROPRIETOR

SHORTING DIVISION ADMINISTRATIVE

DIVISION

SUPERVISOR MANAGER CUM

ACCOUNT CLERK

MACHINE OPERATOR

UNSKILLED WORKERS
 ANNEXURE – T- XI Home

AMAYARA POLYMERS

Capacity Estimate of the Plant and Machinary

The Capacity of the Machine is 300 KG PLATIC per HOUR.

Hence Annual Capacity Based on single shift working for 300 days for 8 Machine will be

No. of days 300 days

No. of Machine 2 No.
No. of Shift 1 Shift
Kg Per Hour per Machine 150 kg
No. of days per day 8
Total Production per Annum 720000 KG per annum

AMAYARA POLYMERS
Rs. In Lacs
Cost Estimate of annual Raw Material Requirments

Propertion of Raw Material

Sr. No. Pariculars Propertion QUANTITY RATE AMOUNT(IN Lakh)
1 Waste Platic 100% 757894.74 28 212.21
2 Paking Bags 14400 8 1.15
6 Other twins & Mark L.S 1.22
Total 214.58

Raw Material Required Rs. In lacs

At 60% Capacity 2020 53.65
At 65% Capacity 2021 139.48
At 70% Capacity 2022 150.21
At 75% Capacity 2023 160.94
At 80% Capacity 2024 171.67
At 85% Capacity 2025 182.40
 ANNEXURE - FI
AMAYARA POLYMERS

PROFITABILITY PROJECTIONS
Rs. In Lacs
Particulars 2021 2022 2023 2024 2025 2026
No. of working days 125 300 300.00 300.00 300.00 300.00
No. of shifts 1 1 1 1 1 1
Installed capacity (In K.G..) 720000 720000 720000 720000 720000 720000
Capacity utilisation 60% 65% 70% 75% 80% 85%
Production quantity (In K.G.) 432000.00 468000 504,000.00 540,000.00 576,000.00 612,000.00
SALES :- 63.00 163.80 176.40 189.00 201.60 214.20
COST OF PRODUCTION
Raw Material 53.65 139.48 150.21 160.94 171.67 182.40
Power 0.58 1.51 1.63 1.75 1.86 1.98
Wages including benefits 3.41 8.28 8.38 8.48 8.58 8.68
Repair & Maintenance 0.10 0.25 0.40 0.40 0.60 0.60
Spare & Stores 0.63 1.65 1.82 2.00 2.20 2.42
Insurance 0.25 0.25 0.25 0.25 0.25 0.25
Depreciation 0.99 1.84 1.57 1.33 1.14 0.97
TOTAL :- 59.61 153.26 164.25 175.14 186.29 197.29
ADMINISTRATIVE EXPENSES.
Salary 1.54 3.90 4.10 4.30 4.50 4.70
Other expenses 0.18 0.47 0.52 0.57 0.62 0.67
TOTAL :- 1.72 4.37 4.62 4.87 5.12 5.37
FINANCIAL EXPENSES.
Interest on working capital 0.30 0.72 0.72 0.72 0.72 0.72
Interest on term loan 0.53 1.09 0.83 0.56 0.30 0.05
TOTAL :- 0.83 1.81 1.55 1.28 1.02 0.77
GRANT TOTAL (B+C+D) : 62.16 159.45 170.42 181.30 192.43 203.43
OPERATING PROFIT (A-E) 0.84 4.35 5.98 7.70 9.17 10.77
P&P EXPENSES WRITTEN OFF 0.25 0.25 0.25 0.25 0.25 0.00
PROFIT BEFORE TAX 0.59 4.10 5.73 7.45 8.92 10.77
TAXATION 0.00 0.20 0.50 1.00 1.50 2.00
PROFIT AFTER TAX 0.59 3.90 5.23 6.45 7.42 8.77
CUMULATIVE PROFIT 0.59 4.49 9.73 16.18 23.60 32.37
Home
AMAYARA POLYMERS

PROFITABILITY PROJECTIONS BAR DIAGRAM

PROFITABILITY PROJECTION
10.00
Profit (In Rs. Lacs)

9.00

8.00

7.00

6.00

5.00

4.00

3.00

2.00

1.00

0.00
2021 2022 2023 2024 2025 2026
 ANNEXURE – FII
AMAYARA POLYMERS

ESTIMATES OF WORKING CAPITAL AND MARGIN MONEY REQUIREMENT AND

CALCULATION OF WORKING CAPITAL INTEREST
Rs. Lacs
Period in
Sr. No. 2021 2022 2023 2024 2025 2026
Days
Raw Materials 6 2.57 2.79 3.00 3.22 3.43 3.65
Waste Plastic

Finished goods 7 1.37 3.53 3.80 4.06 4.32 4.58

Receivable 2.37 2.39 2.41 2.43 2.45 2.47

TOTAL : 6.31 8.71 9.21 9.70 10.20 10.70
Less: Margin Money @10% for first year 0.32 2.72 3.21 3.71 4.21 4.70
Bank Finance @95% 6.00 6.00 6.00 6.00 6.00 6.00

CALCULATION OF INTEREST ON WORKING CAPITAL :

Year Amount Interest @ 12%
First year 6.00 0.30
Second year 6.00 0.72
Third year 6.00 0.72
Fourth year 6.00 0.72
Fifth year 6.00 0.72
Sixth year 6.00 0.72
 ANNEXURE – FIII
AMAYARA POLYMERS

COMPUTATION OF DEPRECIATION
DEPRECIATION SCHEDULE
Rs. In Lacs

Plant &
Factory blog Other fixed Total
Particulars Land Machinar
and Shed Assets Rs.
y
Rate of Depreciation 0% 10% 15% 10%
Opening WDV - 0.50 12.93 - 13.43
Dep. For 1st Year - 0.03 0.97 - 0.99
W.D.V. as on II Year - 0.48 11.96 - 12.44
Dep. For 2st Year - 0.05 1.79 - 1.84
W.D.V. as on III Year - 0.43 10.17 - 10.59
Dep. For 3rd Year - 0.04 1.52 - 1.57
W.D.V. as on IV Year - 0.38 8.64 - 9.03
Dep. For 4th Year - 0.04 1.30 - 1.33
W.D.V. as on V Year - 0.35 7.35 - 7.69
Dep. For 5th Year - 0.03 1.10 - 1.14
W.D.V. as on VI Year - 0.31 6.24 - 6.55
Dep. For 6th Year - 0.03 0.94 - 0.97
W.D.V. as on VII Year - 0.28 5.31 - 5.59
 ANNEXURE – FIV
AMAYARA POLYMERS

ESTIMATE OF ADMINISTRATIVE EXPENSES :

Amount
Sr. No. Paricular
(in Lacs)

1 Rent Rates & Taxes 0.12

2 Printing & Stationery 0.02

3 Postage & Telegramme 0.02

4 Legal & Audit Fees 0.03

5 Bank Commission & charges 0.1

6 Miscellaneous expenses. 0.04

7 Travelling expenses. 0.02

8 Telephone expenses. 0.02

9 Advertisement expenses. 0.01

10 Rate difference discount etc. 0.04

Total 0.42

0.05 Lakh increase in every year

 ANNEXURE – F-IV
ASHIRWAD STONES

BANK TERM LOAN

No. of Instailments 60 Nos
Loan Amount 13.95 Period of Installments 1 Months
Rate 9.50% All the installments shall be of Rs. . ll be of Rs 0.59 lach each
Rs. In Lacs

Month Loan amount Monthly Principal Interest Total Principal

Repaymen Payment Interest repayment

1 13.95 0.23 0.11

2 13.72 0.23 0.11
3 13.49 0.23 0.11
4 13.25 0.23 0.10
5 13.02 0.23 0.10 0.53 1.16
6 12.79 0.23 0.10
7 12.56 0.23 0.10
8 12.32 0.23 0.10
9 12.09 0.23 0.10
10 11.86 0.23 0.09
11 11.63 0.23 0.09
12 11.39 0.23 0.09
13 11.16 0.23 0.09
14 10.93 0.23 0.09
15 10.70 0.23 0.08
16 10.46 0.23 0.08
17 10.23 0.23 0.08 1.09 2.79
18 10.00 0.23 0.08
19 9.77 0.23 0.08
20 9.53 0.23 0.08
21 9.30 0.23 0.07
22 9.07 0.23 0.07
23 8.84 0.23 0.07
24 8.60 0.23 0.07
25 8.37 0.23 0.07
26 8.14 0.23 0.06
27 7.91 0.23 0.06
28 7.67 0.23 0.06
29 7.44 0.23 0.06 0.83 2.79
30 7.21 0.23 0.06
31 6.98 0.23 0.06
32 6.74 0.23 0.05
33 6.51 0.23 0.05
34 6.28 0.23 0.05
35 6.05 0.23 0.05
 36 5.81 0.23 0.05
37 5.58 0.23 0.04
38 5.35 0.23 0.04
39 5.12 0.23 0.04
40 4.88 0.23 0.04
41 4.65 0.23 0.04 0.56 2.79
42 4.42 0.23 0.03
43 4.19 0.23 0.03
44 3.95 0.23 0.03
45 3.72 0.23 0.03
46 3.49 0.23 0.03
47 3.26 0.23 0.03
48 3.02 0.23 0.02
49 2.79 0.23 0.02
50 2.56 0.23 0.02
51 2.33 0.23 0.02
52 2.09 0.23 0.02
53 1.86 0.23 0.01 0.30 2.79
54 1.63 0.23 0.01
55 1.40 0.23 0.01
56 1.16 0.23 0.01
57 0.93 0.23 0.01
58 0.70 0.23 0.01
59 0.47 0.23 0.00
60 0.23 0.23 0.00 0.05 1.63
TOTAL - 13.95 3.37 3.37 13.95
 ANNEXURE – FV
AMAYARA POLYMERS

BANK TERM LOAN

No. of Instailments 20 Nos
Loan Amount 13.95 Period of Installments 3 Months
Rate 9.50% All the installments shal ll be of Rs0.88 lach each
Rs. In Lacs
Total Principal
Quarter Loan amount Qly P.R Int
Interest. repayment
1 13.95 0.33 0.33 0.00
2 13.95 0.73 0.34
3 13.22 0.73 0.33
4 12.48 0.73 0.30
5 11.75 0.73 0.28 1.24 2.94
6 11.01 0.73 0.26
7 10.28 0.73 0.24
8 9.54 0.73 0.23
9 8.81 0.73 0.21 0.94 2.94
10 8.08 0.73 0.19
11 7.34 0.73 0.17
12 6.61 0.73 0.16
13 5.87 0.73 0.14 0.66 2.94
14 5.14 0.73 0.12
15 4.41 0.73 0.10
16 3.67 0.73 0.09
17 2.94 0.73 0.07 0.38 2.94
18 2.20 0.73 0.05
19 1.47 0.73 0.03
20 0.73 0.73 0.02 0.10 2.20
TOTAL - 13.95 3.67 3.67 13.95
 ANNEXURE – FVI
AMAYARA POLYMERS

CASH FLOW STATEMENT

(Figures in Lacs)
S.No. Particulars Cost 2021 2022 2023 2024 2025 2026

1 Opening Balance - 6.32 0.68 0.98 1.25 1.50 1.67

2 Net profit before tax and interest - 1.67 6.17 7.53 8.99 10.19 11.54
3 Enterprenuer contribution 1.05 - - - - - -
4 Subsidy - 7.35 - - - - -
5 Long term borrowing 13.95 - - - - - -
6 Working capital Cash credit limit 6.00 0.00 0.00 0.00 - - -
7 Deprecition - 0.99 1.84 1.57 1.33 1.14 0.97
TOTAL :- 21.00 16.34 8.69 10.08 11.57 12.83 14.18
1 Fixed Assets & Capital expenses. 14.68 - - - - - -
2 Increase in current it mets. - 6.31 2.40 0.50 0.49 0.50 0.50
3 Advance to raw material supplies - 0.00 0.50 0.50 1.50 2.10 3.50
4 F.D.R. under Bank lieu 7.35 - - - - -
5 Repayment of long term borrowing - 1.16 2.79 2.79 2.79 2.79 1.63
6 Interest - 0.83 1.81 1.55 1.28 1.02 0.77
7 Taxation - 0.000 0.200 0.500 1.000 1.500 2.000
8 Investment & security deposit - 0.00 0.00 3.00 3.00 3.25 4.00
Advance to raw material supplier
9 - - - - - - -
Tender, Security deposit.
TOTAL :- 14.68 15.66 7.70 8.84 10.07 11.16 12.39
CLOSING BALANCES : 6.32 0.68 0.98 1.25 1.50 1.67 1.79
 ANNEXURE – FVII
AMAYARA POLYMERS

PROJECTED BALANCE SHEET

Particulars Cost 2021 2022 2023 2024 2025 2026

LIABILITIES
Enterprenuer capital 1.05 1.05 1.05 1.05 1.05 1.05 1.05
Reserve & Surplus - 0.59 4.49 9.73 16.18 23.60 32.37
Long term loan 13.95 12.79 10.00 7.21 4.42 1.63 -
Subsidy - 7.35 7.35 7.35 7.35 7.35 7.35
Working capital Cash Credit limit
6.00 6.00 6.00 6.00 6.00 6.00 6.00
from Bank.
Total 21.00 27.77 28.89 31.33 34.99 39.63 46.77

ASSETS
Gross fixed assets 13.43 13.43 12.44 10.59 9.03 7.69 6.55
Less: Depreciation & P&P Exp. - 0.99 1.84 1.57 1.33 1.14 0.97
Net Fixed Assets 13.43 12.44 10.59 9.03 7.69 6.55 5.59
Current Assets - 6.31 8.71 9.21 9.70 10.20 10.70
Advance to Raw Material suppliers - - 0.50 1.00 2.50 4.60 8.10
F.D.R. under Bank lien - 7.35 7.35 7.35 7.35 7.35 7.35
Investment & Security deposit - - - 3.00 6.00 9.25 13.25
Preliminary & Preoperative expenses. 1.25 1.00 0.75 0.50 0.25 - -
Cash & Bank Balances 6.32 0.68 0.98 1.25 1.50 1.67 1.79
Total 21.00 27.78 28.89 31.33 35.00 39.63 46.77
 ANNEXURE – FVIII
AMAYARA POLYMERS

CALCULATION OF DEBT SERVICE COVERAGE RATIO

S.No. Description 2021 2022 2023 2024 2025 2026 TOTAL

1 Net profit afte tax 0.59 3.90 5.23 6.45 7.42 8.77 32.37
2 Interest on term loan 0.53 1.09 0.83 0.56 0.30 0.05 3.37
3 Depreciation 0.99 1.84 1.57 1.33 1.14 0.97 7.84
TOTAL :- 2.12 6.84 7.63 8.35 8.86 9.79 43.58

4 Repayment of term loan 1.16 2.79 2.79 2.79 2.79 1.63 13.95
5 Interest on term loan 0.53 1.09 0.83 0.56 0.30 0.05 3.37
TOTAL :- 1.70 3.88 3.62 3.35 3.09 1.68 17.32

Average D.S.C.R. = 2.52

 ANNEXURE – FIX
AMAYARA POLYMERS

BREAK EVEN ANALYSIS AND SELECTED RATIO

DEBT EQUITY RATIO :

DEBT EQUITY
Particular Amount Particular Amount
Long term loan 13.95 Enterprenuer contribution 1.05
Subsidy (Margin Money) 7.35
Total 13.95 Total 8.4

Debt Equity Ratio 1.66

BREAK EVEN POINT ANALYSIS ON IIIrd YEAR WORKING AT 70% CAPACITY:

Amount
Sr. No. Particular
(in lacs)
1 Depreciation 1.57
2 Interet on term loan 0.83
3 Repairs and Maintenance and stores and spares (50%) 1.11
4 Administrative salary & expenses (50%) 2.31
Total 5.81

Fixed cost x 100

B.E.P.
52.63
(in%) Fixed cost + Profit

B.E.P. at 80% Capacity utilisation (in%) 36.84

ENTERPRENUER'S CONTRIBUTION AS PERCENTAGE OF PROJECT COST :

PROJECT COST FIRM CONTRIBUTION

Particular Amount Particular Amount

Enterprenuer contribution 1.05 Enterprenuer contribution 1.05

Term loan 13.95
Cash credit limit from Bank. 6.00
Total 21.00 Total 1.05
Enterprenuer's contribution
(IN%) 5
Project cost