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Aml Case Study - Original

Pam Beesly's bank account shows some suspicious activity that warrants further investigation. A series of small cash withdrawals from ATMs in another city as well as frequent international online purchases are abnormal for Pam. Additionally, a large wire transfer from an unfamiliar foreign account occurred. As a junior financial analyst, the tasks are to analyze Pam's transaction history for irregularities, determine if further investigation is needed, and propose a preliminary investigation plan to gather more information and question Pam about the suspicious transactions.

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86 views1 page

Aml Case Study - Original

Pam Beesly's bank account shows some suspicious activity that warrants further investigation. A series of small cash withdrawals from ATMs in another city as well as frequent international online purchases are abnormal for Pam. Additionally, a large wire transfer from an unfamiliar foreign account occurred. As a junior financial analyst, the tasks are to analyze Pam's transaction history for irregularities, determine if further investigation is needed, and propose a preliminary investigation plan to gather more information and question Pam about the suspicious transactions.

Uploaded by

Inner Self
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Introduction:

This basic case study is designed to assess your ability to identify abnormal transaction patterns. You will play
the role of a junior financial analyst tasked with monitoring account activities for potential irregularities. Your goal
is to spot unusual transactions and recommend further investigation.

Case Scenario:

You have recently joined ABC Bank as a junior analyst responsible for monitoring customer transactions. Your
supervisor has assigned you to review the account of a customer named Pam Beesly, a 30-year-old individual
who has had a savings account with the bank for two years.

Pam Beesly is an employed individual with a steady income. She uses her savings account for everyday
expenses and occasionally transfers funds to her linked checking account. A series of small cash withdrawals
from ATMs located in a different city, far from her usual residence occurred. There were frequent online
purchases from international e-commerce websites, which is unusual for her spending habits. A large incoming
wire transfer from an unfamiliar foreign account also occurred during the review period.

Pam has not reported any issues with her account, and she appears unaware of these transactions. Her account
activity has otherwise been consistent with her normal spending habits.

Tasks:

1. Analyze the customer's transaction history and pinpoint any suspicious or abnormal activities.

2. Determine whether these transactions warrant further investigation or alerting the bank's security team.

3. Propose a plan for conducting a preliminary investigation, specifying actions you would take, information you
would gather, and any potential questions you would ask Pam.

Evaluation:

Your case study performance will be assessed based on your ability to:

- Identify unusual transaction patterns in the customer's account.

- Recommend whether further investigation or action is necessary.

- Outline a basic plan for conducting an initial investigation.

- Recommend Preventative Measures to enhance bank’s security.

Note: This case study is simplified to focus on basic pattern recognition and identification of potential irregularities
in customer transactions. Your responses should reflect your understanding of basic financial monitoring
principles and attention to detail.

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