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Personal Budget & Finances (Sheida)

The personal budget document outlines an individual's $2,500 monthly income against $2,000 in expenses, leaving $500 in monthly savings. Housing at 45.5% of expenses is the largest cost, while food, utilities, and recurring payments make up the majority of remaining expenses. The budget breakdown also shows the allocation of income toward daily costs, splurges, and long term savings.

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Dana Nimri
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49 views5 pages

Personal Budget & Finances (Sheida)

The personal budget document outlines an individual's $2,500 monthly income against $2,000 in expenses, leaving $500 in monthly savings. Housing at 45.5% of expenses is the largest cost, while food, utilities, and recurring payments make up the majority of remaining expenses. The budget breakdown also shows the allocation of income toward daily costs, splurges, and long term savings.

Uploaded by

Dana Nimri
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Personal Budget

Percentage of Income Spent Summary


TOTAL MONTHLY INCOME
$2,500

$2,000
80 TOTAL MONTHLY EXPENSES
$2,000

%
$1,602 $1,500

$1,000
TOTAL MONTHLY SAVINGS

$0 $500

CASH BALANCE
$0

$398 Income Expenses

Monthly Income Monthly Expenses Monthly (Mojo) Savings Budget Breakdown


ITEM AMOUNT ITEM DUE DATE AMOUNT DATE AMOUNT ITEM PERCENTAGE AMOUNT DELTA

Salary $2,000.00 Overhead 11/1/2019 $1,602.20 11/15/2019 $0.00 Daily 80% $1,600.00 -$2.20

Splurge 5% $100.00 $100.00

Smile 5% $100.00 $100.00

Fire 10% $200.00 $200.00

Mojo 0% $0.00 $0.00


Expense Date Charged Amount Frequenc
y (in mths)
Living
Rent 4th of the Month $910.00 1
Utilities
Electric 19th of the Month $138.57 1
Gas 19th of the Month $83.58 1
Water Once a Quarter $123.81 3
Phone 28th of the Month $25.00 1
Recurring Expenses
Myki Once a Month $155.00 1
Insurance
Income (w/ Super) Once a Week $5.50 0.22
Death (w/ Super) Once a Week $1.23 0.22
TPD (w/ Super) Once a Week $0.14 0.22
Super Membership Once a Month $4.09 1
Super Gov Tax Once a Month $2.90 1
Food
Groceries Once a Month $150.00 1
Eating out Once a Month $150.00 1
Health
Gym Once a Month $120.00 1.00

TOTAL
Total Shared Expense Payable
(y/n)
Amount (per Amount (per
$910.00 $910.00
$910.00 N $910.00
$184.39 $117.20
$97.00 -48.50 $48.50
$58.51 -29.25 $29.25
$28.89 -14.44 $14.44
$25.00 N $25.00
$180.00 $155.00
$155.00 N $155.00
$38.22 $0.00
$25.00 Super $0.00
$5.59 Super $0.00
$0.64 Super $0.00
$4.09 Super $0.00
$2.90 Super $0.00
$300.00 $300.00
$150.00 N $150.00
$150.00 N $150.00
$120.00 $120.00
$120.00 N $120.00

$1,811.64 TOTAL (Payable By $1,602.20


Notes

45.50%

5.86%
Varies monthly. Amount shown is estimated average per month.
Varies monthly. Amount shown is estimated average per month.
Varies monthly. Amount shown is estimated average per month.

7.75%
Varies monthly. Amount shown is estimated average per month for 4 days/wk
0.00%
Paid from Super. Varies monthly. Amount shown is estimated average per month.
Paid from Super. Varies monthly. Amount shown is estimated average per month.
Paid from Super. Varies monthly. Amount shown is estimated average per month.
Paid from Super. Varies monthly. Amount shown is estimated average per month. Charged as $2.25
Paid from Super. Varies monthly. Amount shown is estimated average per month. Charged as 15% o
15.00%
Varies monthly. Amount shown is estimated average per month.
Varies monthly. Amount shown is estimated average per month.
6.00%
ged as $2.25 per week.
ged as 15% of contribution.

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