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Illustration Qbuh70x89xxnn

This document provides a benefit illustration for an HDFC Life Sanchay Plus(Spl) policy. Key details include: - Policyholder name: Cus Cus, age 37, proposal number NA - Life assured name: Cus Cus, age 37 - Policy term: 11 years, premium paying term: 10 years - Annual premium: Rs. 100,000 - Sum assured: Rs. 12,15,400 - Guaranteed annual payout starting year 12: Rs. 99,138 for 25 years The document shows projected premiums, benefits, and surrender values over the policy term under different return scenarios.

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Kiran John
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0% found this document useful (0 votes)
21 views2 pages

Illustration Qbuh70x89xxnn

This document provides a benefit illustration for an HDFC Life Sanchay Plus(Spl) policy. Key details include: - Policyholder name: Cus Cus, age 37, proposal number NA - Life assured name: Cus Cus, age 37 - Policy term: 11 years, premium paying term: 10 years - Annual premium: Rs. 100,000 - Sum assured: Rs. 12,15,400 - Guaranteed annual payout starting year 12: Rs. 99,138 for 25 years The document shows projected premiums, benefits, and surrender values over the policy term under different return scenarios.

Uploaded by

Kiran John
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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13-09-2023

Quote No : qbuh70x89xxnn,Application No : 1200085147277

Benefit Illustration for HDFC Life Sanchay Plus(Spl)


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Sanchay Plus(Spl)
DETAILS
Name of the Prospect/Policyholder: Cus Cus Proposal No: NA
Age: 37 Name of Product: HDFC Life Sanchay Plus(Spl)
A non-participating non-linked savings
Name of Life Assured: Cus Cus Tag Line:
insurance plan
Age: 37 Unique Identification No: 101N134V19
Policy Term: 11 Years GST Rate: 4.5%* for first year
2.25%* second year
Premium Paying Term: 10 Years
onwards
Amount of Instalment Premium
Rs.100000
(Without GST):
Mode: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details

Policy Option Long Term Income Sum Assured Rs. 1215400


Guaranteed Payout Sum Assured on Death (at
Annual 1215400
Freqency inception of the policy) Rs.

Guaranteed Payout Payout Term


99138 25
Amount (years)

Rider Details

Rider Name Rider UIN Rider PPT Rider PT Rider Sum Assured Rs.

HDFC Life Protect Plus rider - Accidental Death Cover 101B016V01 120 Months 132 Months 1215400
HDFC Life Protect Plus rider - Cancer Cover 101B016V01 10 Years 10 Years 1215400

Premium Summary

PP PP HPR Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Rider Instalment
(ADC) (CC) (CCI) Premium

Instalment Premium without GST 1,00,000 0 0 0 621 1,016 0 1,01,637

Instalment Premium with First Year GST 1,04,500 0 0 0 733 1,199 0 1,06,432

Instalment Premium with GST 2nd Year Onwards 1,02,250 0 0 0 733 1,199 0 1,04,182
(Amount in Rupees)
Policy Year Single/ Guaranteed Non Guaranteed
Annualized
Survival Benefits / Other benefits Maturity Benefit Death Benefit Min Special Surrender Value
Premium
Loyalty Additions (if any) Guaranteed
Surrender
Value

1 1,00,000 0 0 0 12,15,400 0 0

2 1,00,000 0 0 0 12,15,400 61,800 61,800

3 1,00,000 0 0 0 12,15,400 1,08,150 1,08,150


4 1,00,000 0 0 0 12,15,400 2,06,000 2,06,000

5 1,00,000 0 0 0 12,15,400 2,57,500 2,90,939


6 1,00,000 0 0 0 12,15,400 3,09,000 3,81,419

7 1,00,000 0 0 0 12,15,400 3,60,500 4,86,149

8 1,00,000 0 0 0 12,15,400 6,18,000 6,06,991


9 1,00,000 0 0 0 12,15,400 6,95,250 7,46,035

10 1,00,000 0 0 0 13,60,299 9,27,000 9,05,602


11 0 0 0 0 14,28,314 9,27,000 9,89,362

12 0 0 0 99,138 0 0 0

13 0 0 0 99,138 0 0 0

14 0 0 0 99,138 0 0 0

15 0 0 0 99,138 0 0 0
16 0 0 0 99,138 0 0 0

17 0 0 0 99,138 0 0 0

18 0 0 0 99,138 0 0 0

19 0 0 0 99,138 0 0 0

20 0 0 0 99,138 0 0 0

21 0 0 0 99,138 0 0 0
22 0 0 0 99,138 0 0 0

23 0 0 0 99,138 0 0 0

24 0 0 0 99,138 0 0 0

25 0 0 0 99,138 0 0 0

26 0 0 0 99,138 0 0 0
27 0 0 0 99,138 0 0 0

28 0 0 0 99,138 0 0 0

29 0 0 0 99,138 0 0 0

30 0 0 0 99,138 0 0 0

31 0 0 0 99,138 0 0 0

32 0 0 0 99,138 0 0 0
33 0 0 0 99,138 0 0 0

34 0 0 0 99,138 0 0 0

35 0 0 0 99,138 0 0 0

36 0 0 0 11,29,138 0 0 0

Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.

I , have explained the premiums charges and benefits under the product fully to the I Cus Cus,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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