TRANSACTION TYPE PERSONAL BANKING CURRENT ACCOUNT .

TRADE SERVICES
Smart Diaspora Private Banking Private Foreign Currency Business Foreign Currency
Pay As You Go Gold Bundled Gold IDG 1. Bills for Collection
Banking Bundled Banking PAYG Pamoja Trader Current
Documentary Bills for Collection-Outward 0.65%, Min KES 2500
Ledger Fee Per Transaction 40 0 0 0 0 0 40 Local currency equivalent 0 40 USD 1, EUR 1, GBP 0.75, ZAR 3
Documentary Bills for Collection-Inward 0.65%, Min KES 2500
550 KES 2100 if
Clean Bills (Cheques) for Collection-Outward 0.65%, Min KES 2500,
balance falls below
Monthly Service Fee Max KES 5000
0 Smart Direct 990 0 KES 155,000 2000 400 Local currency equivalent 0 400 USD 5.5, EUR 5.5, GBP 3.5, ZAR 40
or equivalent Clean Bills (Cheques) for Collection-Inward 0.65%, Min KES 2500,
100
Max KES 5000
for FCY
Mailing Handling Fee-Foreign Bills Only KES 600
CASH WITHDRAWALS
Protest Fee, Bills Handed to Attorneys KES 3400
Bankers Cheque 680* 1 free per month 1 Free per month 1 free per month 1 free per month 0 680* Local currency equivalent 200 680 Local currency equivalent Daily Presentation in Terms of Customer Instructions KES 560

Counter Cheque Leaf Fee 370* 370 370 370 370 370 370* Local currency equivalent 370 370 Local currency equivalent Delivery of Documents Free of Payments in Terms of Remitting Banks Instructions 0.50%, Min KES 790
(Below KES 40,000 2. Letters of Credit
430* 430 430 430 430 Free 430* Local currency equivalent 60 200
At Branch Per Transaction)
Counter USD 3, EUR 3, GBP 3, ZAR 20 Documentary Credits Outward. Import letters of credit
(Above KES 40,000 200 200
200* 200 200 Free 200* Local currency equivalent 60 200
Per transaction) 1.0% per quarter,
Establishments Min KES 2100 plus
At Stanbic Bank ATM 35 Free Free 35 4 free per month Free 35 USD 1, EUR 1, GBP 1, ZAR 4 35 35 USD 1, EUR 1, GBP 1, ZAR 4 KES 1575 swift charges
1.0% per quarter,
At Pesapoint 75 75 75 75 75 75 75 Local currency equivalent 75 75 Local currency equivalent Extensions Min KES 2100 plus
KES 1575 swift charges
At Other Banks ATM (Local) 250 250 250 250 250 250 250 Local currency equivalent 250 250 Local currency equivalent 1% per quarter,
Acceptance
At Other Banks ATM Min KES 2100
(International) 250 250 250 250 250 250 250 Local currency equivalent 250 250 Local currency equivalent Amendments Other Than Those Above Including Cancellation KES 1150

ATM Failure Documentary Credit Inward. Export letters of credit

35 Free Free Free 4 free per month Free 35 USD 1 EUR 1 GBP 1 ZAR 4 35 35 USD 1 EUR 1 GBP 1 ZAR 4
(Counter Withdrawal) Advised and Negotiated Through Ourselves KES 1700
Pending Debit Card 35 35 35 35 35 35 35 Local currency equivalent 35 N/A N/A 0.75% per quarter,
(Counter Withdrawal) Confirmation
Min KES 2100
Payment and/or Negotiations 0.5%, Min 0.5%, Min KES 2100
STANDING ORDERS (INTERNAL)
Document Mailing KES 2200
Amendments 240 240 240 240 240 Free 240 Local currency equivalent 240 240 Local currency equivalent
Amendments, Extensions, Increase in Amounts KES 1700
Cancellation 240 240 240 240 240 240 240 Local currency equivalent 240 240 Local currency equivalent 1% per quarter,
Acceptance
Min KES 2100
STANDING ORDERS (EXTERNAL)
Discrepancy Fees (Trade Finance) KES 1150 flat per set
of Documents
Establishment 300* 300 300 300 300 Free 300* Local currency equivalent 300 300 Local currency equivalent
Assignments Processed under Letter of Credit KES 3000
Processing 300* 1 free per month 300 300 300 Free 300* Local currency equivalent 300 300 Local currency equivalent 0.5% per quarter,
Availisation of Bills of Exchange
Min KES 2625
Amendments 240* 240 240 240 240 Free 240* Local currency equivalent 240 240 Local currency equivalent
3. Guarantees
Cancellation 240* 240 240 240 240 Free 240* Local currency equivalent 240 240 Local currency equivalent Guarantees by bank including lending and performance related guarantees, 0.5% per quarter,
bid bonds and property guarantees Min KES 2625
TRANSFER OF FUNDS AND ELECTRONIC MESSAGE TRANSMISSION
Immigration Bonds 2.0% per annum,
Transfer to Other Banks in Kenya Min KES 1050
(EFT Transfer) 1200* 1200 1200 1200 1200 1200 1200* Local currency equivalent 1130 1200 Local currency equivalent
Guarantee Claims KES 5000
Swift Telegraphic Transfers 0.25%* 0.25% 0.25% Local currency 0.25% 0.25% 0.25%* 0.25%
Guarantee Cancellation KES 1150
and Messages Min KES 1050, Min KES 1050, Min KES 1050, equivalent of Min KES 1050, Min KES 1050, Min KES 1050, Local currency equivalent 1050 Min KES 1050, Local currency equivalent
Max KES 5250 Max KES 5250 Max KES 5250 USD 15 Max KES 5250 Max KES 5250 Max KES 5250 Max KES 5250
Real Time Gross Settlement Local currency equivalent
500* 500 500 500 500 Free 500* Local currency equivalent 500 500 Foreign Currency Notes
Payments (RTGS)
Purchases and Sales 0%
Stop Payment 2250* 2250 2250 2250 2250 0 2250* Local currency equivalent 2250 2250 Local currency equivalent
Reports on Parties
STATEMENTS
Reports on Our Customers or Obtained From Other Banks in Kenya KES 1200
At Enquiries Counter USD 2, EUR 2, GBP 1.5, 100 per page 120 per page USD 2, EUR 2, GBP 1.5, ZAR 12
120 per page* 120 per page 120 per page 120 per page 120 per page 120 per page 120 per page* Reports Obtained From Banks Outside Kenya KES 2400
(Current Month Interim) ZAR 12
At Enquiries Counter USD 7 5, EUR 7.5, GBP 5.5, 560 per page 560 per page USD 7.5, EUR 7.5, GBP 5.5, ZAR 60 Inward Transfers, (swift and telegraphic transfers), mail transfers KES 1150
560 per page* 560 per page 560 per page 560 per page 560 per page 560 per page 560 per page* . and payment orders)
(Old Months Statements) ZAR 60
0.35%, Min KES 1050,
Drafts Issued on Foreign Currency
Max KES 5250
Stop Payment on Drafts Issued KES 1700
0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
Telegraphic Transfers Min KES 1050, Min KES 1050, Min KES 1050, Min KES 1050, Min KES 1050, Min KES 1050, Min KES 1050, Local currency equivalent Min KES 1050, Min KES 1050, Local currency Equivalent 0.25%, Min KES 1050,
Outward Swift and Telegraphic Transfers
Max KES 5250 Max KES 5250 Max KES 5250 Max KES 5250 Max KES 5250 Max KES 5250 Max KES 5250 Max KES 5250 Max KES 5250 Max KES 5250
Real Time Gross
Settlement (RTGS)/East Africa 250 250 250 250 250 250 250 Local currency equivalent 250 250 Local currency Equivalent
Payments (EAPS) Government Securities
0.13% of face value
Electronic Funds Transfers 500 500 500 500 500 500 500 Local currency equivalent 500 500 Local currency equivalent Purchase of T Bills on Behalf of Customers
Min KES 1600
Bill Payments 30 30 0.13% of face value
30 30 30 30 30 30 30 Local currency equivalent Local currency Equivalent Purchase of T Bonds on Behalf of Customers
(Zuku,DStv, GOtv) Min KES 1600

100 Leaf Cheque Book N/A N/A N/A N/A N/A N/A N/A N/A 1800 1800 USD 25, EUR 25, GBP 15, ZAR 170
BUSINESS ONLINE
Stop Cheque Request 2250 2250 2250 2250 2250 2250 2250 Local currency equivalent 2250 2250 Local currency equivalent
Monthly Subscription/Statement Access KES 2000
USD 15, EUR 15, GBP 6.5, N/A N/A USD 15, EUR 15, GBP 6.5, ZAR 80
50 Leaf Cheque Book 900 900 900 900 900 Free 900 ZAR 80 Installation and Training Fees NIL

Account to M-PESA N/A *Mobile Wallet *Mobile Wallet On Us Base/None Base (Inter-Account Transfers) NIL
*Refer to Mobile Wallet Charges Table Below Charges Charges N/A
Off Us Base (EFT) KES 120 per transaction
RTGS KES 500 per transaction
Account Balance Enquiry 10 10 10 10 10 Free 10 N/A 10 10 N/A Forex Payment 0.25% (Min 1050 Max 5250)

Mini-statement 10 10 10 10 10 Free 10 N/A 10 10 N/A BOL Login Token Device (Per Device) KES 1500

Cheque Book Request 10 10 10 10 10 Free 10 N/A 10 10 N/A Pesalink bulk payments (500 - 999999) KES 120 per payment processed
BOL Mobile Payments (B2C) KES 80
Full Statement Request 10 10 10 10 10 Free 10 N/A 10 10 N/A

Exchange Rates Request 10 10 10 10 10 Free 10 N/A 10 10 N/A

CARDS
Pay Bill - Prepaid token, DStv,
30 30 30 30 30 30 30 N/A 30 30 N/A
GOtv, ZUKU, JamboJet
Credit Cards
Internal Account Funds Transfer 10 10 10 10 10 10 10 N/A 10 10 N/A
Internet Transactions/POS Transactions Free
RTGS - Transfers to Other
250 250 250 250 250 250 250 N/A 250 250 N/A Joining Fee Free
Local Banks
*Mobile Wallet *Mobile Wallet KES 4000
Account to M-PESA *Refer to Mobile Wallet Charges Table Below N/A Charges Charges N/A Annual Fee

Cash Advance 2.5% Facility fee + Insurance + Monthly Interest N/A N/A N/A Monthly Interest Fee (After The Interest Free Period of Up to 55 Days) 3.30%
N/A
Cash Withdrawals at Stanbic Bank ATM 4.00%

Cash Withdrawals at Any Other ATM 5.00%

USD 15, EUR 15, GBP 6.5,
50 Leaf Cheque Book 900* 900 1 Free per year 1 Free per year 1 Free per year Free 900* N/A N/A USD 15, EUR 15, GBP 6.5, ZAR 80
ZAR 80 Out Of Order Fee/Over The Limit/Unpaid Fee KES 1000

100 Leaf Cheque Book N/A N/A N/A N/A N/A N/A N/A N/A 1800 1800 USD 25, EUR 25, GBP 15, ZAR 170 Debit Cards

Cost of Revenue Stamp 100 100 100 100 100 100 100 Local currency equivalent 100 100 Local currency equivalent Primary/Secondary Card Free
Replacement Card KES 440

OTHER FEES
BORDERLESS BANKING PRICING - KENYA MOBILE WALLET
ATM M-PESA WITHDRAWAL CHARGES PESALINK CHARGES Inward transfers. Tele transmissions (SWIFT and telegraphic transfers)
mail transfers and payment orders KES 1150
Local Currency Foreign Currency
KES Pricing Account to
Statement certification fee KES 500
Transfer Amount - KES
Cash Withdrawal KES 200 USD 3, EUR 3, GBP 3 Min(KES.) Max(KES.) M-Pesa - KES Minimum cap on facility fee for loans 2.5% min KES 2500
Charges
Cash Deposit Free Free
1
200 2,500 34 100 0 KES Pricing
Transfers Free Free Loan amendment/Restructuring fee 2% of loan amount
2,501 101 500 11 Minimum Maximum Fee
5,000 67 Float purchase 0.05% Min KES 50
5,001 501 1 000 0 500 Free
10,000 112 15
Unpaid Items
10,001 1 001 1 500 18 501 5000 32
20,000 197 Unpaid Due to Lack of Funds KES 3400*
1 501 2 500 25 5001 10000 50 Refer to Drawer or Effects Not Cleared KES 3400*
2 501 3 500 35 10001 30000 62 Technical Reasons i.e Post Dated or Incorrectly Completed KES 1130*
Unpaid Outward Cheque KES 315*
3 501 5 000 47 30001 70000 72
5 001 7 500 57 70001 140000 112
INFORMATION
7 501 20 000 67 140001 500000 172 Search fees (Documents)
20 001 150 000 70 500001 999999 200 < 1 Year Per Page KES 600
> 1 Year Per Page KES 1200
Certificates
Certificate of Account Balance Only KES 600
Certificate of Account Balance Including Details of Interest and/or Bank Charges KES 1200
Audit Certificate as Required by Member of ICPAK KES 2300
Mailing Fees for Miscellaneous Items KES 100
Over The Counter Transactions for Non Customers KES 800

Transactional fees of KES 40 applies on KES account or equivalent for foreign currency
20% Excise duty chargeable on every transaction fee
For additional information on all products and services, visit any of our branches or contact our 24hrs customer care centre on
Landline: +254 (20) 3268 888 / +254 (20) 3268 999
Mobile: 0711 068 888 / 0732 113 888
Email: customer [email protected]
Website: www.stanbicbank.co.ke

Stanbic Bank Kenya Limited is licensed and regulated by the Central Bank of Kenya