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Bank Jatim

Bank Jatim is a regional government-owned bank in East Java, Indonesia that was founded in 1961. It provides various banking services and supports economic development in East Java through financing infrastructure and other sectors. East Java has experienced good economic growth due to factors like natural resources, manufacturing industry, tourism, infrastructure improvements, investment, and human resources. Bank Jatim's total assets reached 103.03 trillion rupiah in 2022, with net profit of 1.54 trillion rupiah, growing slightly from the previous year.

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33 views17 pages

Bank Jatim

Bank Jatim is a regional government-owned bank in East Java, Indonesia that was founded in 1961. It provides various banking services and supports economic development in East Java through financing infrastructure and other sectors. East Java has experienced good economic growth due to factors like natural resources, manufacturing industry, tourism, infrastructure improvements, investment, and human resources. Bank Jatim's total assets reached 103.03 trillion rupiah in 2022, with net profit of 1.54 trillion rupiah, growing slightly from the previous year.

Uploaded by

indrifaizah18
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Bank Jatim

Encourages
East Java’s
Economic
Growth
Member’s name

R. RR. DINDA NIKITA G. INDRI NUR


M. FAIZAH
01 02
230803104024 230803104027

2
Bank
Jatim
Bank Jatim
Bank Jatim is a regional government-owned
bank operating in the East Java region,
Indonesia. This bank was founded in 1961 and
has its head office in Surabaya. Bank Jatim
provides various banking services such as
savings, deposits, credit and various other
financial products. Bank Jatim is also active in
supporting the economic development of the
East Java region through financing
infrastructure projects and other sectors that
can encourage economic growth.

4
East Java is
number 2
Province with
a good
economic
growth rate
5
Good economic growth in East Java can be
caused by several factors. The following are
several reasons why East Java is the number 2
province with a good economic growth rate:
1. Natural Resources: East Java has 2. Manufacturing Industry: East Java
abundant natural resource potential, has a rapidly growing manufacturing
such as agriculture, fisheries and industry sector. Many large
mining. Exploitation and utilization of manufacturing companies operate in
these natural resources can be a East Java, including the textile,
major factor in good economic electronics, food and beverage and
growth. automotive industries. The growth of
this manufacturing industry can
make a significant contribution to the
province’s economic growth.

6
3. Tourism: East Java has many 4. Infrastructure: Infrastructure
interesting tourist attractions, improvements in East Java, such as
such as Mount Bromo, Baluran the construction of toll roads,
National Park, Malang Beach, airports, ports and logistics centers,
and Batu City. Well-developed have made accessibility and
tourism can increase regional connectivity between regions easier.
income and create new jobs.e Good infrastructure can encourage
and very high temperatures economic growth by increasing the
mobility of goods and services.

5. Investment: East Java has 6. Human Resources: East Java has


become an investment destination a large population and a skilled
for many local and international workforce. The availability of quality
companies. Regional government human resources can be an
support in creating a conducive important factor in economic growth.
investment climate, including ease of
licensing and fiscal incentives, has
encouraged the entry of new
investment into this province.

7
East Java Economic
Development
Economic growth in East Java has experienced
significant development in recent years. Factors such as
strategic location, abundant natural resources, strong
manufacturing industry, good infrastructure, pro-
investment policies, large tourism potential, and abundant
employment have played a role in increasing the
economic growth of this region. Also, employees who
have an excellent work ethic have a big influence on
economic growth in East Java.

8
Mr Busrul explained that
bankjatim’s total assets until the
end of December 2022 reached
IDR 103.03 trillion or grew
2.29% compared to the previous
year. Then, Bankjatim’s net
profit in 2022 will be IDR 1.54
trillion or growth of 1.30% (YoY).
9
Harga saham per
lembar
Bank Jatim share ownership

11
What is an
IPO?
Understanding IPO

IPO (Initial Public Offering) is a process in


which a company first offers its shares to the
public for purchase. In an IPO, a company sells
part of its shareholding to individual or
institutional investors, who then become
shareholders of the company.

The goal of an IPO is to raise new capital for


the company, expand shareholdings, and raise
the company’s profile in the financial markets.
An IPO also provides an opportunity for
investors to own company shares that were
previously only available to internal
shareholders.
Advantages and Disadvantages of IPO
Advantages of IPO
• Raising Capital: An Initial Public Offering (IPO) is a way for a company to raise additional capital for its
business operations. By selling shares of their company to the public, a company can raise a large sum of
money quickly.
• Increase in Business Credibility: A company that goes public must comply with many regulations, such as the
Sarbanes-Oxley Act. It helps increase the company’s credibility with investors, leading to more investments.
• Increased Liquidity: An IPO increases the liquidity of a company’s shares, making it easier for shareholders to
buy and sell company shares.
• Access to Debt Financing: Companies that go public have access to more debt financing than private
companies. It can benefit companies that need to finance large projects or acquisitions.
• Improved Brand Image: Going public can help to improve the company’s brand image and increase its visibility
in the marketplace.
• Capital raising: An IPO is an effective way to raise capital for the company. This capital can fund new projects,
expand operations, finance acquisitions, or pay off debt.
• Increased visibility: When a company goes public, it gains increased visibility and credibility. It can attract
more customers, suppliers, and partners.
• Improved corporate governance: A company must adhere to stricter financial reporting and disclosure
standards by going public. It can help to improve the company’s corporate governance and increase investor
confidence.

13
Advantages and Disadvantages of IPO
Disadvantages of IPO

• Costly Process: Going public is an expensive process. Companies must pay hefty fees to lawyers,
accountants, and investment banks to prepare for the IPO.
• Increased Regulatory Compliance: Companies must comply with many regulations before going public. It can
be very costly and time-consuming for companies.
• Loss of Control: When a company goes public, its founders and executives may lose some control over the
company. It can be difficult for some business owners to accept.
• Increased Risk: Going public can also increase the risk for a company. Investors may experience volatility in
the company’s shares due to the close examination of its financials.
• Loss of Privacy: When a company goes public, it must disclose its financials and other information, which can
lead to a loss of privacy.
• Short-term focus: Going public can create a short-term guide for the company. It can lead to a focus on short-
term profits at the expense of long-term value.
• Share dilution: An IPO can lead to share dilution, as the company issues new shares to the public. It can
reduce the value of existing shareholders’ stakes

14
Comparison of Advantages and Disadvantages of IPO

An Initial Public Offering (IPO) can be an excellent way for a


company to raise money for growth and expansion, but there are
also some potential disadvantages. Companies must pay high fees
to go public, which is lengthy and complex. Additionally, the
company must disclose a great deal of information, which can lead
to increased scrutiny and risk of litigation. Furthermore, the stock
price can be volatile in the short term, and the company may need
to realize the expected financial benefits of an IPO. An IPO can be
a great way to raise capital, but companies should consider the
advantages and disadvantages before deciding.

15
Conclusion

In conclusion, IPOs have both advantages


andisadvantages. On the one hand, they can
provide a valuable source of capital for companies
and enable them to expand. On the other hand,
they can be costly and risky, and there is no
guarantee that a company’s stock price will rise
after the offering. Companies must carefully
consider their options before deciding whether to
go public. In some cases, an IPO may be the best
way for a company to raise capital, but it is
essential to understand the risks involved and
carefully weigh the pros and cons.

16
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