Statement date 21

Sep 2022
Last statement 20 Oct 2022
Barclays Bank
Account
21 Sep - 20 Oct 2022
Mrs Udele Engelby
• Sort Code 23-14-86
• Account no. 08371312
• SWIFTBIC BARC
• IBAN GB87 BARC 2314 8608 3713 12

MRS UDELE ENGELBY

29 RICHLAND ROAD At a glance
LIVERPOOL Start balance £97.52
L13 7BN Money in £2,113.76
Money out £1,243.12
End balance £968.16

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Direct Debit Online
Other

Date Description Money out Money in Balance

21 Sep Start balance 97.52

21 Sep Received From 77300274836560 53.98

Ref: E.S Jayanthan

Direct Debit to H3G 73.12 78.38

Ref: 952432527201160218

22 Sep Card Payment to First Bus - Mobile 3.70 74.68

On 21 Sep
25 Sep Account Credit: Deposit at Barclays 250.00 324.68
Richland Road
Ref: 12.0729Junlkpob000

26 Sep Received From Chukwuebuke Azi 50.00

Ref: Amrik

Card Payment to ASDA Superstore 25.99 348.69

On 25 Sep
28 Sep Direct Debit to S se Hy dro Elec 15.00 333.69
Ref: 462609051

29 Sep Received From Andrew Henderson 314.54

165342 On 28 Sep

Card Payment to First Bus - Mobile 3.70

On 28 Sep

Account Credit: Deposit at Barclays 757.22 1,401.75

Richland Road
Ref: 12.5205Jullkpob000

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 23-14-86• Account number 08371312

Your transactions
Date Description Money out Money in Balance
30 Sep Card Payment to Post Office Counte 120.00
On 29 Sep

Bill Payment to Mrs Shirley Wilson 98.00 1,183.75

Ref: Udele

01 Oct Card Payment to ASDA Superstore 24.15 1,159.60

On 30 Sep

08 Oct Direct Debit to H3G 31.47

Ref: Ged53471446

Direct Debit to H3G 12.11

Ref: Ged5556321

Bill Payment to Timea Balcova 100.00 1,016.02

Ref: Matthew

10 Oct Direct Debit to NatWest Mtge Payte 144.58

Ref: 00184625495

Account Credit: Deposit at Barclays 300.00 1,171.44

Richland Road
Ref: 12.03409Jullkpob000

11 Oct Card Payment to ASDA Superstore 104.29

On 10 Oct

Card Payment to ASDA Superstore 21.00

On 10 Oct

Account Credit: Deposit at Barclays 510.00 1,556.15

Richland Road
Ref: 12.22113Jullkpob000

13 Oct Card Payment to Co-Op Group 25.00

161251 On 12 Oct

Account Credit: Deposit at Barclays 220.00 1,751.15

Seacroft Road
Ref: 12.22714Jullkpob000

15 Oct Direct Debit to H3G 9.76

Ref: Ged577412

Direct Debit to H3G 25.85

Ref: Ged579013

Direct Debit to H3G 90.00 1,625.54

Ref: Ged581389

17 Oct Card Payment to ASDA Superstore 659.65

On 16 Oct

Card Payment to ASDA Superstore 230.99

On 16 Oct

Received From Comonda Stock J 133.26

Ref: Udele

Account Credit: Deposit at Barclays 100.00 968.16

Richland Road
Ref: 14.0512Jullkpob000

20 Oct End balance 968.16

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 2 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 23-14-86• Account number 08371312

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 23-14-86• Account number 08371312

How it works Get in touch

conversion rate offered by the retailer or ATM provider u Our main number
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you
your complaint or the result, you may be able to may be asked for your SWIFTBIC (Bank Identification
u From abroad
complain to the Financial Ombudsman Service. If Code) and IBAN (International Bank Account +44 2476 842 100
you do not take up your problem with us first you Number). These are on the front of your statement Open 24/7 including holidays
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can
We can provide details of how to contact the u Write to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban

How we pay interest

u Find a branch
Important information about barclays.co.uk/branch-fi
compensation arrangements If your account pays interest and is in credit, we work nder/
out your interest on the balance of your account at the
We are covered by the Financial Services 0800 400 100
close of business every day. Interest is calculated on
Compensation Scheme (FSCS). The FSCS can pay Open 24/7 including holidays
the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement,
including most individuals and businesses – are
ONLINE AO 2
these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show
in detail what is, and is not, covered by the FSCS, 0345 600 2323
are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards

For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
provided by the FSCS, refer to the FSCS website at ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what Tell us straight away if:
The management of your tax affairs is your
costs and what doesn’t responsibility, including making any required – you do not receive a
If you use your debit card in the UK Barclays will not declarations to HMRC. Barclays card you were
charge you for using your debit card in the UK when expecting
making purchases, making a cash withdrawal, or
If you use your overdraft Facility – any of your cards are lost,
when buying travellers’ cheques or foreign currency. A If your account is overdrawn, and you don’t pay off stolen or damaged
small number of ATM providers may charge a the full amount you owe, any credits paid into your – you think someone else may
transaction fee but they should tell you about this account will reduce any balance in excess of your know your PIN.
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit
overdraft. (please check with your
card payment in a foreign currency (either abroad or
service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa
statements about relevant new offers and products,
Exchange Rate on the day the transaction is
and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or
didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that
barclays.co.uk, or come into a branch. And if you
day.
change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 4 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.