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Guidelines for processing of

Wage Earner Development
Bonds (WEDB)
 Wage Earner Development Bond (WEDB) Purchase Guideline

 Download the following forms from HSBC https://www.hsbc.com.bd/1/2/retail-banking/sanchayapatra-govt-bond

in your laptop or desktop computer
 WEDB Purchase Form (Form DB-1)
 Account Debit Instruction
 Fill up the forms with appropriate information in relevant fields as per following Dummy Form.

1. WEDB Purchase Form_DB 1

dig msL¨v wW we-1

I‡qR Avb©vi †W‡fjc‡g›U eÛ µ‡qi `iLv¯Í dig
15-09-2020
µwgK msL¨v.................... ZvwiL ...........................
g¨v‡bRvi,
HSBC
..........................................
..........................................
Rbve,
IMRAN KHAN 200,000/-
Avwg......................................................................†gvU..............................................................UvKv
(¯úó A¶‡i bvg)
g‡~ j¨i 5 eQi †gqv`x I‡qR Avb©vi †W‡fjc‡g›U eÛ µq Kivi Rb¨ GZ`ms‡M...TWO .......LAC
......TAKA
.......ONLY
..................................
.................................................................cÖ`vb Kwijvg| KZ gj ~ ¨gvb Abhy vqx e‡Ûi msL¨v I gj ~ ¨, aviK I Zvnvi
g‡bvbxZ‡Ki bvg I wVKvbv Ges †h e¨vsK nB‡Z m`y , cwi‡kva gj ~ ¨, gZ
„ ¨y -Swyu Ki mwy eav(cÖvc¨ nB‡j) mn eÛ fvsMv‡bv hvB‡e
-Zvnvi weeiY wb‡gœ †`Iqv †Mj t
gj
~ ¨gvb msL¨v bvg I wVKvbv ‡h e¨vsK nB‡Z eÛ
eÛ aviK eÛ g‡bvbxZK fvsMv‡bv hvB‡e
IMRAN KHAN IMRAN KHAN HSBC
HOUSE: 01, ROAD: 02, HOUSE: 01, ROAD: 02,
DHANMONDI, DHAKA-1200, DHANMONDI, DHAKA-1200,
BANGLADESH BANGLADESH

‡gvU - 200,000/-

3| Avwg †NvlYv Kwi‡ZwQ †h--

(K) I‡qR Avb©vi wewbgq nv‡ii mwy eav cvIqvi †hvM¨ Avwg GKRb I‡qR Avb©vi| (e¨vs‡Ki
bvg) .............................................e¨vs‡K Avgvi ˆe‡`wkK g`~ vª wnmve(Gd,wm GKvD›U) msL¨v...013-123456-789
HSBC
......................Av‡Q|
CHIEF ENGINEER
Avwg GKRb....................................wnmv‡e APPLE INC, 55 BROAD ST.#18, NEW YORK, NY 14270-0112, USA
................................................................................................
(c`ex) (cÖwZôv‡bi bvg I wVKvbv)
ˆe‡`wkK g`~ vª DcvRb© Kwi|
(L) Rbve........................................................................whwb..........................................................
(I‡qR Avb©v‡ii bvg) (c`ex)
wnmv‡e.............................................................................................G wbh³
y Av‡Qb, I‡qR Avbv© i wnmv‡e
(cÖwZôv‡bi bvg I wVKvbv)
Zvnvi †cÖwiZ ˆe‡`wkK g`~ ªvi g‡bvbxZK wnmv‡e Avwg GKRb ¯^Z¡‡fvMx|

4| Avwg A½xKvi Kwiqv ewj‡ZwQ †h--

(K) Dc‡i ewb©Z weew„ Z mZ¨ Ges I‡qR Avb©vi †W‡fjc‡g›U eÛ µq Kivi Rb¨ †h g`~ ªv cÖ`vb Kiv nBqv‡Q Zvnv
I‡qR Avb©vi wnmv‡e Avgvi we‡`‡k AwR©Z Avq nB‡Z mÂq Kiv nBqv‡Q|t

Issued by The Hongkong and Shanghai Banking Corporation Limited in Bangladesh [October 2020]
 (L) Dc‡i ewY©Z weew„Z Avgvi wek¦vm I Rvbvg‡Z mZ¨|
5| (we‡`‡k eÛ µq Kivi †¶‡Î) t Avwg Avcbvi................................................................................kvLv‡K
(e¨vs‡Ki bvg)
cÖ`vbKvix e¨vsK wnmv‡e g‡bvbqb Kwijvg|
6| Avwg GZØviv I‡qR Avb©vi †W‡fjc‡g›U eÛ iy
Avcbvi wek¦¯Í
I‡qR Avb©vi/¯^Z¡‡fvMxi ¯^v¶i|

wVKvbv t ¯úóv¶‡i bvg..........................................................

IMRAN KHAN

(K) AC 1234567
cvm‡cvU© bs...................................ZvwiL..................
we‡`‡ki..CARTER
...........HOUSE
..........WAY,
.......MARYLAND,
................USA
....... ‡hLvb nB‡Z Bm¨y Kiv nBqv‡Q...DHAKA
..................................
(L) ‰e‡`wkK g`~ªv wnmve msL¨v..013-123456-789
........................................
HOUSE: 01, ROAD: 02, DHANMONDI,
evsjv‡`‡ki ................................................ HSBC
e¨vs‡Ki bvg............................................................

7| Bm¨yKZ
… e‡Ûi weeiY t
e‡Ûi µwgK msL¨v gj
~ ¨gvb Gi bvg I wVKvbv ‡h e¨vsK nB‡Z eÛ
aviK g‡bvbxZK fvsMv‡bv hvB‡e
IMRAN KHAN IMRAN KHAN
HSBC
HOUSE: 01, ROAD: 02, HOUSE: 01, ROAD: 02,
DHANMONDI, DHAKA-1200, DHANMONDI, DHAKA-1200,
BANGLADESH BANGLADESH

‡gvU -
Dc‡i ewY©Z eÛ (¸wj) cÖ`vb Kiv nBj|

Ab‡ygvw`Z Awdmvi Ab‡ygvw`Z Awdmvi

8| Dc‡i ewY©Z UvKv...........................(...............................................UvKv) gj
~ ¨gv‡bi eÛ ewySqv cvBjvg|
GB eÛmgn~ Avgvi eY©bvi ms‡M msMwZcY~©|
`iLv¯ÍKvixi ¯^v¶i

IMRAN KHAN
bvg..............................................
ZvwiL...........................................
evtmtgty- 95/96-3642 wm-25000-27-12-95 |
Issued by The Hongkong and Shanghai Banking Corporation Limited in Bangladesh [September 2020]

Issued by The Hongkong and Shanghai Banking Corporation Limited in Bangladesh [October 2020]
 2. Account Debit Instruction_WEDB

Customer Copy SAVE

Bank Copy
The Hongkong and Shanghai Banking Corporation Limited
Incorporated in the Hong Kong SAR with limited liability
Date 0 1 0 1 2 0 2 0

FORM FOR PROCESSING OF GOVERNMENT SAVINGS CERTIFICATES / BOND ISSUANCE

Please tick( ) where applicable and use BLOCK LETTERS
Please specify the branch name for collection
The Manager DHANMONDI BRANCH
DHANMONDI BRANCH
HSBC, Bangladesh....................................... Branch
Dear Sir
Please issue Government Savings Certificate/Bond following the Informations below
Name of the Account Holder Mr. Imran Khan
Account Number to be Debited
0 0 1 1 2 3 4 5 6 1 2 3
Address (as per the bank record) H: 01, Rd: 02, Dhanmondi, Dhaka
Mobile Number of the Account Holder 0 1 7 1 3 0 0 0 0 0 0
Beneficiary Name on the Bond Script Mr. Imran Khan
to be issued
Currency of the account to be Debited BDT USD GBP EUR
Amount to be issued In Figures In Words
100,000.00
.............................................. One Lac only
...................................................
Type to be issued Bangladesh Sanchaya Patra (BSP) Wage Earner Development Bond (WEDB)
Three Months Interest Bearing Sanchaya USD Investment Bond (DIB)
Patra (TSP) USD Premium Bond (DPB)
Family Sanchaya Patra (FSP)
Declaration against Purchase (Only Applicable for BSP/TSP/FSP):
I/we confirm that I/we have already purchased BSP/TSP/FSP for BDT(in figures)...............................................................................................
(in words) .......................................................................... only in individual name and / or BDT (in figures)..................................................
(in words) .......................................................................... only in joint name.

Terms and Conditions : Customer hereby agrees to the following Terms and Condition:
BSP/TSP is allowed only BDT3,000,000.00 in individual name or BDT 6,000,000.00 in joint names and FSP is allowed only BDT 4,500,000.00
in individual name set by the Bangladesh Bank for Purchasing such financial instruments from within the bank or outside the bank
No interest shall be gained in case of purchase of over limit BSP/TSP/FSP from the Bank or other organization.
Government Savings Certificate & Bond interest rate will remain fixed subject to government Bond Policy for the entire tenure until maturity
and in case of early encashment before maturity the interest rate breakdown will be applicable as per Government Bond Policy during issuance
of Bond script/s.
The interest rates of bonds are subject to change as per the direction of Regulatory Authority.
HSBC does not give any tax advice to the customer and the customer has full responsibility to full comply with all of his/her tax obligation. If
the customer has tax obligation in the USA, HSBC understands that customer will fulfill all related requirements on their own responsibility.
Customer is required to collect the Online Version Certificate or instrument(s) within 30 working days from the date of issuance of the instrument(s)
The bank will not be liable for any damages or losses for uncollected bonds if any failure for collection within stipulated timeline.

I/we confirm that I/we have instructed HSBC to undertake the above transaction(s) on my/our behalf and also confirm that I/we have not received
any investment advice, suggestions or other guidance from HSBC relation to the investment(s) detailed above. I/we further confirm that any
transaction I/we have decided to make is being made at my/our own volition and at my/our own risk having read and understood all relevant product
literature and key risks and features of the product. I/We acknowledge and understand that the arrangement of any transaction by HSBC on my/our
behalf is not in any way a confirmation or an endorsement from HSBC that it is suitable for me.

I/We hereby declare that the acknowledgement has been signed & executed by me/us with complete understanding. I/we shall not hold HSBC or any
of its employees liable if there is any negligence on my/our part to fill this form duly and understand the terms and conditions.

s.v
..............................................................................
Signature of the Account Holder(s)
Mr. Imran Khan
Name .....................................................................

1. Savings Certificates/Bond Holder 2. Savings Certificates/Bond Holder

s.v s.v
.............................................................................. ..............................................................................
Signature of the Savings Certificates/Bonds Holders Signature of the Savings Certificates/Bonds Holders

Mr. Imran Khan

Name .................................................................... Name ....................................................................

For Bank Use only

Photo Verified by Initial

Document Version: October 2018

 Take print out of the filled up forms and sign in appropriate places
 In the account debit instruction the signature should match with signature used for debiting your HSBC account.
 In addition to aforementioned form you need to arrange the following and submit all these at HSBC Branches
 Photocopy of your valid passport including respective pages where Visa information, Arrival & Departure
date are mentioned
 Valid job contract/agreement. Please note, latest contract date must be valid at the time of purchase or
permanent employee of a foreign company
 NID/passport copy of the nominee
Issued by The Hongkong and Shanghai Banking Corporation Limited in Bangladesh [October 2020]
 Wage Earner Development Bond (WEDB) Encashment Guideline

 Download the following form from HSBC https://www.hsbc.com.bd/1/2/retail-banking/sanchayapatra-govt-bond

in your laptop or desktop computer
 WEDB interest claim/encashment Form (Form DB-19)
 Encashment Form _ Sanchayapara or NRB bonds
 Fill up the forms with appropriate information in relevant fields as per following Dummy Form.

1. WEDB interest claim/encashment Form (Form DB-19)

DB 19
The Manager
The Hongkong and Shanghai Banking Corporation Limited
Anchor Tower
108, Bir Uttam C R Dutta Road, Dhaka 1205.

WAGE EARNER DEVELOPMENT BOND(S) CLAIM

FOR INTEREST / REDEMPTION VALUE ETC.
Dear Sir,
I submit herewith the under noted Wage Earner Development Bond(s) and request you to kindly arrange for
the payment of the interest / surrender value / redemption value / death risk benefit thereon
for the…………….…. half year ended ……………………… which I am entitled to draw in terms of the
Wage Earner Development Bond Rule, 1981. The payment may be made by a Cashier Order / Demand Draft /
on my account………...….………
013-123456-789 Bank …….…….…..……
HSBC ………… Branch ...…...………………………

Full Name (Block Letter) : IMRAN KHAN

Nominee Name : HALIMA KHAN
Present Address : HOUSE: 01, ROAD: 02, DHANMONDI, DHAKA, BANGLADESH
Permanent Address : HOUSE: 04, ROAD: 08, GULSHAN, DHAKA, BANGLADESH
Nationality : BANGLADESHI
Date of Application : 15-09-2020
Phone / Mobile No : 01712345678

Yours faithfully

(Signature of the Bond Holder)

Date of Issue Denomination (Tk.) Printed No. of Bond(s) No. of Pieces Face Value (Tk.)
01-01-2020 100000 AAAA 1234567-8 02 200000

Total : 200000

1. INTEREST: Received Payment ……..…………... In Words ……………..………………………… being the

amount of interest ...........…............ half year of above mentioned Wage Earner Development Bond(s) on
……………..

(Signature of the Bond Holder)

2. PRINCIPAL: Received Payment …………...……... In Words ……………..………………………… being

the amount of payment of the interest / surrender value / redemption value of above mentioned Wage Earner
Development Bond(s) on ……………..

(Signature of the Bond Holder)

Issued by The Hongkong and Shanghai Banking Corporation Limited in Bangladesh [September 2020]

Issued by The Hongkong and Shanghai Banking Corporation Limited in Bangladesh [October 2020]
 3. Encashment Form _ WEDB

GULSHAN
Branch…………………………………………………………. 0 1 0 1 2 0
Date…………/……………../…………

Government Savings Cer�ficate/non-resident Bangladeshi (NRB) Bonds Encashment Request Form

 PSP  BSP  TSP  TSP Coupon  WEDB  USDIB  USDPB

I hereby issue the mandate/instruc�on to the The Hongkong and Shanghai Banking Corpora�on Limited, Bangladesh to encash the following Government Savings Cer�ficate/ NRB Bonds
currently held by me to my
001-123123-001
Account No: .......……………………………………………………………………… IMRAN KHAN
Account Name………………………………………………………………………………………………….
Details of Government Savings Cer�ficate/NRB Bonds Requested to be Encashed
Type of Bonds Registra�on No. Serial No. Amount
WEDB WDB 123456 AAAA 1234567-68 200000

Total Amount
I/We acknowledge that the interest rate will remain fixed subject to the relevant Savings Certificate/Bond rules issued by the regulator for the entire tenure until maturity and in case of early encashment
before maturity, the interest rate will be applicable as per Government Savings Certificate/Bond rules (i.e. Sanchayapatra Rules, 1977; The Wage Earner Development Bond Rules, 1981; U.S. Dollar
Investment Bond Rules, 2002; The U.S. Dollar Premium Bond Rules, 2002) during issuance of Bond script/s. The interest rates of bonds are subject to change as per the direction of the Regulatory
Authority. I/We hereby declare that the acknowledgement has been signed & executed by me/us with complete understanding of the applicable rules and regulations, including (without limitation) the
applicable rules and regulations with respect to encashment of the aforementioned savings certificates/bonds.
Thanks for your kind co-operation

Yours faithfully
………………………………………………………………….
Signature of the bond/ Account Holder/s
IMRAN KHAN
Name ……………………………………………………………………………………………………..
H: 01, RD 02, Dhanmondi, Dhaka
Address (as per bank record) …………………………………………………………………
01712345678
Phone Number ………………………………………………………………………………………

For Bank use only

Photo and Signature Verified by Ini�al

Issued by The Hongkong and Shanghai Banking Corporation Limited in Bangladesh [September 2020]

 Take print out of the filled up forms as per following and sign in appropriate places in each form.
 Form DB 19 - 03 Copies for each registration for Interest Claim purpose
 Form DB 19 - 03 Copies for each registration for redemption purpose
 Submit all these forms along with signed original WEDB leaf at HSBC Branches

Issued by The Hongkong and Shanghai Banking Corporation Limited in Bangladesh [October 2020]
 Wage Earner Development Bond (WEDB) Interest Claim Guideline

 Download the following form from HSBC https://www.hsbc.com.bd/1/2/retail-banking/sanchayapatra-govt-bond

in your laptop or desktop computer
 WEDB interest claim/encashment Form (Form DB-19)
 Fill up the form with appropriate information in relevant fields as per relevant Dummy Forms mentioned earlier
 Take print out of the filled up forms as per following and sign in appropriate places in each form.
 Form DB 19 - 03 Copies for each registration for Interest Claim purpose
 Submit all these forms along with signed original WEDB leaf at HSBC Branches

 Wage Earner Development Bond (WEDB) Reinvestment Guideline

 Download the following forms from HSBC https://www.hsbc.com.bd/1/2/retail-banking/sanchayapatra-govt-bond

in your laptop or desktop computer
 WEDB Purchase Form (Form DB-1)
 WEDB interest claim/encashment Form (Form DB-19)
 Account Debit Instruction
 Fill up the forms with appropriate information in relevant fields as per relevant Dummy Forms mentioned earlier.
 Take print out of the filled up forms as per following and sign in appropriate places in each form.
 Form DB 19 - 03 Copies for each registration for Interest Claim purpose
 Form DB 1 - 01 Copy
 Account Debit Instruction - 01 Copy
 In the account debit instruction the signature should match with signature used for debiting your HSBC account.
 In addition to aforementioned form you need to arrange the following and submit all these at HSBC Branches
 Photocopy of your valid passport including respective pages where Visa information, Arrival & Departure
date are mentioned
 Job contract/agreement (At the time of initial purchase)
 NID/passport copy of the nominee

Issued by The Hongkong and Shanghai Banking Corporation Limited in Bangladesh [October 2020]