F I R S T

Wealth
CREDIT CARD
PRESENTING
A CREDIT CARD,
LIKE NO OTHER.
It gives us immense pride to offer the FIRST Wealth
Credit Card to yo u. Our commitment to ‘Always You
First’ has been our biggest motivator to bring the
best of banking to you. It is in this pursuit, that we
bring you a Credit Card, like no other.
FEATURES AT
A GLANCE
Lifetime free Credit Card

Up to 10X Reward Points that

never expire

Complimentary Golf rounds

every month

Low Forex markup at 1.5%

Access to Int ernational and

Domestic Airport lounges and spas

Interest-free cash withdrawal

Trip cancellation cover of up to `10,000

All this and a lot more comes to you free for life. For one can't
put a price tag on true luxury! For more details on the power-packed
features, do flip through.
 UNLIMITED
REWARDS

10x
REWARDS
Earn Up to
10X Reward Points on your
FIRST Wealth Credit Card

Rew a rd po i nts t h a t will never expire

10 X R e w ar d P oint s o n your Birthday

Mul t i pl e r e dempt i o n o ptions

For detailed terms and conditions

on our Reward Program, please visit the website

T&C Apply Re war d pr ogr am not applic able on F ue l , E MI t ra nsacti ons & C ash w i thdrawal s.

Rental an d Pro per t y m anagem ent t r ans ac t ions w i l l e ar n 3X reward points. H ow ever, such transactions w i ll not
be a part of 10X r ewar d pr ogr am and 10X t hr es ho l d c alcu l a ti ons.

Effective 21st Augus t 2023, I ns ur anc e pr em ium p ay me nt s have been added to the reward program and w i l l
ea rn 1x reward s , Ut ilit y bill pay m ent s will now ea rn 1 x re w ard points. H ow ever, such transactions w i l l not be
a part of 10X rew ar d pr ogr am and 10X t hr es hold ca l c ul at i o ns.
 FIND JOY
EVERYWHERE
Interest-free ATM Cash Withdrawal
for up to 48 days

Low interest rate (APR)*

from 0.75% to 3.5% per month
(9% to 42% per annum)

5% cashback (up to `1000)

on the transaction value of first EMI done
within 30 days of card generation

`500 worth vouchers on spending

`5,000 within 30 days of card generation #

Buy 1 Get 1 movie ticket on Paytm

mobile app up to ₹500 (twice per month)

T &C App ly * APR is linke d to y ou r cr edit s co re. #Effective 9th October 2023, Welcome voucher offer is getting
revised. Customers who have received their FIRST Wealth Credit Card before 9th October will be eligible to get the welcome
voucher worth ₹500 on spending ₹15,000 within 90 days of card generation.
UNVEILING
EXQUISITE
LEISURE
Complimentary Golf round on
every `20,000 spent in a statement
cycle up to 2 rounds per cycle
TRAVEL
WITH CLASS
Travel Insurance for
hassle-free travel

Air accident cover of `1 crore

Complimentary Roadside assistance worth `1,399

UNLEASH
UNLIMITED
OFFERS
Get 50+ In-App online
discount offers

Enjoy up to 15% discount

at 3,000+ Health and
Wellness outlets

Dining discount of up to 20%

across 1,500 restaurants
 VISA
OFFERS*

Airport Meet & Greet:

Enjoy discounts on Airport Fast Track immigration
service at over 450 destinations worldwide

Airport Transfers:
Lucrative discounts on Airport transfer limousine
service across in over 3000 cities across 83 countries

Concierge:
That provides a modern, personalized experience for you
to self-book your dining, staycation, flights and activities

Luxury Hotel Collection:

Access to over 900 luxury hotels around the world
with premium benefits such as automatic room
upgrade upon arrival, Complimentary in-room Wi-Fi,
Complimentary continental breakfast, VIP Guest status,
3PM check-out upon request and others

VISA Infinite Dining Program :

Complimentary wine/dessert, specially curated menus and
more at various luxury hotels across the country

*T&C Apply
 LET’S BEGIN
THE JOURNEY
Spend online,
at any retail outlet or for
ATM cash withdrawals

Convert your
big transactions to EMI

Enjoy unlimited, never

expiring rewards

Your e-statement will be sent to you on your

registered e-mail ID and via SMS on your registered
mobile number

For details and terms and conditions of your card benefits, click here
 To use your Credit Card start here!
Step 1
https://idfcfri.st/Update

Scan the QR code to download and open the Mobile App

Step 2 Step 3 Step 4

Log-in > Go to Credit Cards Use Card Controls to enable your Click on Set Pin
section transaction preferences to generate your PIN

1:30 1:30 1:30

Card Controls for FIRST Wealth Set new PIN

FIRST Wealth Credit Card ending with 1234
1234 **** **** 1234

Total outstanding

XXXX.XX International
Enter a new 4 digit PIN for your
new credit card
Last statement balance: XXX.XX Enable contactless transactions.

Reward points: XXXX

Available Limit: Total Limit: Contactless

XXXXXX XXXXXX
Disable contactless transactions.

Re-enter the 4 digit PIN

Pay bill Rewards & Offers Step 3 Online
Card Controls Disable online transactions.

10X Reward Points on all Spends

above ₹20,000 ATM
Disable ATM transactions.

Upcoming Explore History

POS
Disable POS transactions.

View Statement Set Pin

Save Changes

My Cards Convert To Emi Save Changes

Start Have Pay Loans More

Step 4