NPS TRANSACTION STATEMENT

April 01, 2023 to December 31, 2023

Statement Generation Date :December 31,

2023 04:24 PM

NPS Transaction Statement for Tier I Account

PRAN 110124644190 Registration Date 21-Apr-20
Subscriber Name SHRI ANKIT RANJAN Tier I Status Active
DEORIA KHAS,WARD NO 13 Tier II Status Active
BARI SCHOOL Tier II Tax Saver Not Activated
Status
DEORIA
Tier I Virtual Account Not Activated
JUNIOR HIGH SCHOOL(YUG NIRMAN) Status
Address
Tier II Virtual Account Not Activated
DEORIA Status
UTTAR PRADESH - 274001 CBO Registration No 6524663
INDIA CBO Name Ambuja Cements Limited
3rd Flr, Elegant Business Park, MIDC Cross
Mobile Number +919453439526 CBO Address Road
B Andheri East, Mumbai, 400059
Email ID [email protected]
CHO Registration No 5524551
IRA Status IRA compliant
CHO Name Ambuja Cements Limited
3rd Floor, Elegant Business Park
CHO Address MIDC Cross Road,B Andheri East, Mumbai,
400059

Tier I Nominee Name/s Percentage

ASHOK KUMAR SRIVASTAVA 100%

Current Scheme Preference

Scheme Choice - ACTIVE CHOICE
Investment Option Scheme Details Percentage
Scheme 1 HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME E - TIER I 50.00%
Scheme 2 HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME C - TIER I 30.00%
Scheme 3 HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME G - TIER I 20.00%

Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on Contributions on December 31, December 31, intermediary Investment 20.68%
December 31, December 31, 2023 (in ₹) 2023 (in ₹) charges (in ₹) (XIRR)
2023 (in ₹) 2023 (in ₹)
(A) (B) (C) D=(A-B)+C E

₹ 67,522.62 18 ₹ 62,053.80 ₹ 0.00 ₹ 5,468.82 ₹ 124.48

Investment Details - Scheme Wise Summary

HDFC PENSION HDFC PENSION HDFC PENSION
Particulars References MANAGEMENT COMPANY MANAGEMENT COMPANY MANAGEMENT COMPANY
LIMITED SCHEME E - TIER I LIMITED SCHEME C - TIER I LIMITED SCHEME G - TIER I
Scheme wise Value of your E=U*N 35,435.25 19,258.82 12,828.55
Holdings(Investments) (in ₹)
Total Units U 792.8255 766.0903 525.9460
NAV as on 29-Dec-2023 N 44.6949 25.1391 24.3914

Changes made during the selected period

Date Tier Type Transaction Type
SUBSCRIBER SHIFT
05-Jun-2023 Tier-1 Subscriber Shifting From ::UOS To :=>Corporate.
 Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
27-Apr-2023 By Voluntary Contributions eNPS - Online (5000682), 2,500.00 0.00 2,500.00
27-Apr-2023 By Voluntary Contributions eNPS - Online (5000682), 2,500.00 0.00 2,500.00
27-Apr-2023 By Voluntary Contributions eNPS - Online (5000682), 2,500.00 0.00 2,500.00
11-May- By Voluntary Contributions eNPS - Online (5000682), 2,500.00 0.00 2,500.00
2023
08-Jun- By Voluntary Contributions eNPS - Online (5000682), 5,000.00 0.00 5,000.00
2023
15-Jun- For May, 2023 HDFC Bank Limited (5000800), 0.00 4,793.40 4,793.40
2023
04-Jul-2023 By Voluntary Contributions eNPS - Online (5000682), 2,500.00 0.00 2,500.00
13-Jul-2023 For June, 2023 HDFC Bank Limited (5000800), 0.00 4,793.40 4,793.40
07-Aug- By Voluntary Contributions eNPS - Online (5000682), 2,500.00 0.00 2,500.00
2023
23-Aug- For July, 2023 HDFC Bank Limited (5000800), 0.00 4,793.40 4,793.40
2023
20-Sep- By Voluntary Contributions eNPS - Online (5000682), 2,500.00 0.00 2,500.00
2023
04-Oct-2023 For August, 2023 HDFC Bank Limited (5000800), 0.00 4,793.40 4,793.40
09-Oct-2023 By Voluntary Contributions eNPS - Online (5000682), 2,500.00 0.00 2,500.00
11-Oct-2023 For September, 2023 HDFC Bank Limited (5000800), 0.00 4,793.40 4,793.40
10-Nov- For October, 2023 HDFC Bank Limited (5000800), 0.00 4,793.40 4,793.40
2023
04-Dec- By Voluntary Contributions eNPS - Online (5000682), 2,500.00 0.00 2,500.00
2023
29-Dec- For November, 2023 HDFC Bank Limited (5000800), 0.00 4,793.40 4,793.40
2023
 Transaction Details
HDFC PENSION HDFC PENSION HDFC PENSION
Withdrawal/ MANAGEMENT COMPANY MANAGEMENT COMPANY MANAGEMENT COMPANY
deduction in units LIMITED SCHEME E - TIER I LIMITED SCHEME C - TIER I LIMITED SCHEME G - TIER I
Date Particulars
towards intermediary
charges(₹) Amount (₹) Amount (₹) Amount (₹)
Units Units Units
NAV (₹) NAV (₹) NAV (₹)
01-Apr-
2023 Opening balance 32.4247 4.0308 5.8873

06-Apr- (16.92) (1.41) (2.02)

Billing for Q4, 2022-2023 (20.35) (0.4771) (0.0591) (0.0870)
2023 35.4604 23.8465 23.2153
27-Apr- 1,875.00 250.00 375.00
By Voluntary Contributions 52.0418 10.3987 16.0090
2023 36.0287 24.0413 23.4242
27-Apr- 1,875.00 250.00 375.00
By Voluntary Contributions 52.0418 10.3987 16.0090
2023 36.0287 24.0413 23.4242
27-Apr- 1,875.00 250.00 375.00
By Voluntary Contributions 52.0418 10.3987 16.0090
2023 36.0287 24.0413 23.4242

26-Apr- On account of Rebalancing of (112.51) 42.04 70.47

2023 Assets as per Regulatory (3.1373) 1.7488 3.0084
Requirement 35.8649 24.0388 23.4240

11-May- 1,875.00 250.00 375.00

By Voluntary Contributions 50.8153 10.3587 15.9080
2023 36.8983 24.1343 23.5730
06-Jun- To Withdrawal On Account of (3,012.50) (0.00) (0.00)
(79.7420) (0.0000) (0.0000)
2023 Subscriber Shifting 37.7782 - -
08-Jun- By Contribution On Account of 0.00 2,385.22 627.28
0.0000 98.1180 26.4229
2023 Subscriber Shifting - 24.3097 23.7400
08-Jun- 2,500.00 1,500.00 1,000.00
By Voluntary Contributions 66.0797 61.7037 42.1229
2023 37.8331 24.3097 23.7400
15-Jun- 2,396.70 1,438.02 958.68
By Contribution for May,2023 63.0722 59.1634 40.4020
2023 37.9993 24.3059 23.7285
04-Jul- 1,250.00 750.00 500.00
By Voluntary Contributions 31.9274 30.8020 21.1283
2023 39.1513 24.3490 23.6649
13-Jul- 2,396.70 1,438.02 958.68
By Contribution for June,2023 61.0153 58.9388 40.3294
2023 39.2803 24.3985 23.7712
14-Jul- (31.22) (18.28) (12.15)
Billing for Q1, 2023-2024 (61.65) (0.7979) (0.7511) (0.5140)
2023 39.1274 24.3351 23.6365
07-Aug- 1,250.00 750.00 500.00
By Voluntary Contributions 31.4008 30.6267 21.0518
2023 39.8079 24.4884 23.7509
23-Aug- 2,396.70 1,438.02 958.68
By Contribution for July,2023 60.3237 58.5935 40.2139
2023 39.7306 24.5423 23.8395
20-Sep- 1,250.00 750.00 500.00
By Voluntary Contributions 30.7061 30.3401 20.8294
2023 40.7084 24.7197 24.0045
04-Oct- 2,396.70 1,438.02 958.68
By Contribution for August,2023 60.2584 58.0607 40.1222
2023 39.7737 24.7675 23.8940
07-Oct- (21.56) (12.60) (8.32)
Billing for Q2, 2023-2024 (42.48) (0.5366) (0.5104) (0.3503)
2023 40.1776 24.6839 23.7476
09-Oct- 1,250.00 750.00 500.00
By Voluntary Contributions 31.3404 30.4056 21.0922
2023 39.8845 24.6665 23.7054
11-Oct- By Contribution for 2,396.70 1,438.02 958.68
59.2089 58.2116 40.2833
2023 September,2023 40.4787 24.7033 23.7984
10-Nov- By Contribution for 2,396.70 1,438.02 958.68
59.8808 57.8500 39.9898
2023 October,2023 40.0245 24.8577 23.9731
04-Dec- 1,250.00 750.00 500.00
By Voluntary Contributions 29.3138 30.0599 20.7745
2023 42.6419 24.9501 24.0679
29-Dec- By Contribution for 2,396.70 1,438.02 958.68
53.6235 57.2025 39.3040
2023 November,2023 44.6949 25.1391 24.3914
31-Dec-
Closing Balance 792.8255 766.0903 525.9460
2023
 Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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13. This is computer generated statement and does not require any signature/stamp.
14. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)

PRA Opening charges Welcome kit sent in Welcome kit sent vide email Through Unit
(in Rs.) Deduction
physical only
Rs. 40 (also applicable to reissue of PRAN
CRA card) Rs. 35 Rs. 18

Annual PRA Maintenance Through Unit

Rs. 69
cost per account Deduction

Through Unit
Charge per transaction Rs. 3.75
Deduction

- Private Govt. -

Initial subscriber registration Min Rs. 200 and Max Rs. 400
NA Collected by POP
and contribution upload (Negotiable within slab only)

0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000
NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
> 6 months contribution Rs. 3,000 to Rs. 6,000 NA Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
Upfront deduction
0.20% of contribution,
Contribution through eNPS NA from contribution
Min. Rs.15 Max. Rs.10,000
amount

Processing of Exit / @0.125% of Corpus with

NA Collected by POP
Withdrawal Min. Rs. 125 and Max. Rs. 500

Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM

Slabs of AUM managed by the Pension Fund Maximum Investment

Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PF charges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses
0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.
# It includes brokerage fee up to 3 basis points.

$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.

The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.