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(a) Balanced cares Bonk Nonslen Surplus af Capital fen nesded people functions of sinanclal Snshifchna @— Li) fl i an fakemediany +n convert Sot Jenn Ug at loag ont ny rant: —= “for. sama ueee Oy ¢ a by who js Sis HZ Y tb Be duane GE Se Santana oe amb -seceiuel Ss apr ee do . [ieikd fy. of gin akon SeeraeDate secre YI d S. NE LAL help fo_comert ky tne th Fisk fe fnvesleved —— YF haufoums 4 visky fnverhuent inka on fhottdoean't_hive_any. ¥ wiles In faanee il faverwirl conay Sars de yisk. \ Stock, bonds , finds tans fose vous» However 4 aisle \ an toovicttle ety - FD, RD eke N@di abe pri de a vamp services fo_enhthich —— Sp fo coe leaden wif ak Sevoi2er Jo send Boantisl sterkereur ms Yegulaaly. Re bank may moni toy thy lovraxsen! cument situohon = ~ant_capactty 4y_vepay ty loan. =) , =>—G! ganic of Hnancial rad Adon & wi > (1) Basking Snatthelon ——> Le Bul prides flan senvtes Like sofia Le depot ton wand loans to cwlomu» Bader also facilitate ye SS Drowlante_of Bask :— > s (1) Ficounoye pest Je to save money ——> “Bask attract depositor by a fotroducay safe and attractive deposit scheme and provide byt wale i dL. Dp I oO DD (2) Bo paility of Capital bronfen —> “Beth sends moray from one SD place co snottun quick by a lors vader oo) Fpance bridle y commen indestry 4 apseubhune —> Bahk collects rs Aa we 2 J Smy sy oo) provide Fiasly Francia ossislance a ruderand_inder telisl C Seexatly) Att fo foveanmeals_——— Buk provides Grqn etal _onstvhnee do eo by puch sig —goul- bonds... coal fiabe , debt-% nds ete, ie eaees 4 Central Bak 3 i ‘ leah Book of Sndfa_ts_RB1 ‘ ~fancton_of _RBL_ant — ii) Regulate supply of mony ¢ i) books |_gu__! ee Wii $esuvt of nob8_except ©) 1 ivy lonbol te functiontny ofall baht tw) Advisory of gov. 4 g 4 Communal “Bask: : L he accept depo: bya do chick accourt senvires , door busine, , Pensenal £ w loan, open wing ak of Indiuiduale. TBeso ons of types 19) Public Sectny (W) Pivale Secdov (a Foxigs Bask L | % ° | | L Insurance js_contract he-hoetn tuo vaenl p pontion TRe tadttdad Jed fnsured and insurance compary called tnaunert, Sriunance ea hina ako Insuned on_accfden| SeeraéDate wserecceree & \ \ Y oporhnce $= © WW Spreads. Yk — Jrouamco Co. promi» to sale qauaed —avestors— r p q Wi [ives _and_propenty.« \ (2) Ayvernce ——> Assels ond Financiol_visk Ubeciake hf, public D3) Legal penexegu uiilles ———> 9n_many crew unsfante_lau)_rnanded 2 a ovy tu punchase of Frtunanle. | fe eve oS insumnce firols nitial invewtow rt _coyeds T (4) Gpital foxmabion — filtay_bolden's premium are poslo } fo > > OH Bin of tut ——> Srunance _conbvard rep vival Muduall = test Rene five ih 7 xepasibility of “tonsumien_to Provide daunane Co. with alll ele Vent infoy moh’. Wi2) Ranciok of insurable Srdowt——> Under this Prtaciple ths a Scowaed_mut be Sntenesded tn policy sh ect matory 5 (3) Principle of. Cornpensshion — Compensation woqnd_tademntty — D aqaidt (oy or damoys “Bis principe Slofer that © ths insurance to. ayn campends te an. Syoured —ynoye tran Pein — loss» ats) Pring iple_oF — Con hition I mace than_oot —tnsunan_coek Jae same fgsue_othen than life? wai ll plit- aa -echual loss ommantg tha nunca. Ofeskl Sechy Daoporlance § jest) Ee) est Scope ——> Jn dita Pastel Senvica offer enormous Spvernont opporhiattias — | (2) Sale ond fred Rehimat—— Tac tall Offe Savings plea ane sen] aad cxepulve little Papen ck Try ore ofe_an) mvoiite fred ate of Kohanns developed nilias. Mobile Pppe | LDnportance = ()-tost eavice> —> Apps. anj_talennel- alla ws 4p amplele nat part pickly Seer ‘Date «.se-rceet GI eS c = Frualy Bethy = —— 1 Bins -appe_a.t __safen from unk transathon Aince__users can authorize PE | a r : et all hours — _ther_can -_mihit_octol aad avoid nay __unpleaserd_ odomy, are fo — Inkl gt rate _m ile_ap wal enalle woeas_fo. handle— fosace’, © laswomnce. an a > Franciall Snstthehon provide banking cal faancialsoludixa 4 fo_all mumbens of So Goby _yitrout bia. >.__Sen. iC > > 94 _pctmany obj eclfve sto Cusune tho no community _rumben = & luded ly denying Tam acces fo_exsentiol Financial _asiskence egandlex Gres ability fo pew. con dp all banks veguind ag Yum 2 dex “Be RBI Sysutd a dive ty those naombens 0 atl nd sega a penson OY =. bnily honk —Fidaana sector _fnaacfel_fosp—ta—ove A ea t hie fo fast flire_proside Veuntor Ennctal_senvitah + pbs provide _| mail [_seavices—In_cueny— pont af cauthy- == ae Seerat £ sockely ‘oho Gant etonoral ally1-3 Francial Planning & Baypeging — A stuahon where there %[trfbedsupaly piglet, “Saath ie Sigh demaat of 2 Gysunreas 00 a fouced. chy. cancity fo decide how to allocate yesounced te ais Ly a3 may _of thir warts _anl Ye euryenvids | Francis 4 Pa — a ts dehired asact of. it ‘ ; | I}. js praress ind. smparess fr'encial alee, tat x9 | dy vaisiny 5 Saves ty aad. rmnng9én g ' a 7d aa J | &, cL L francel_p planning ane cal wleing ne rewmury copie “detaining capt shuchunt developing I Francieh politi, F ebicently ec yexoume) tr _pagyi mize. Yehows. ~ ) Depovlance und Needs of Financial Penning s—— iy wee reuary Fnanc3o_mubt be valssd: mare: = 9 © rs ° ° oO N 2 ve with pase in (wingers & Gv) De eae deslapnc of gee 2 expundion shader * J sraslcet- pation & s ¢ SS s ES Seerwaé ¢)—lypes_ot Lay Bigyel = — a Oo. Resaal Budget mame fee isp ee house hold_ fudge ae 4% a_stralegy for balancing —o- ensegls Sacarnd_o0d_expena egal L. ne foci ly man Hatin ma ae a ono fami |\ fo naging— —expendifrse AN) achieutng ag nancial obj eth o )— a) Real Fonnee Bebalpys — Hapa th pesmi pe thus” Fncopag_»_onoat hon’ b spond ag — i ply aly Personal xpend tune § Hhseaco Categorias ~ : Neo ds, wands and abings ‘Ab len thee Sono Ne” tncanag ks r alloc, ed ee euenhh ~roufrenvit» 30% dn salty coands and 20%. tp gave 1c) Saloo msatnd —? Unen fi, 20% of nel incon: save First og and_then spend verastaicy fund. id Bud galing sing envelop eesothod —— a ant_rm0vhrod " engle thats nel_facome Sato decent tho rmonoy festwnaded Pov Cech cate’ a ee ey Pape. i ten based bly A pea ‘coma must fe wed yp lolve fo -.Sep— Srerae—— Geansactfayr—Ineludt “ptle.o_and_ovd flovw, ~ Ande 5 Shalere, ix_du _cbvelope) fox enlice Tous ee 1 ste Paty aciy- at de Thxes_steps_do redlins Fant ly budget ane s——— uu) Saas tvcome 4 expense _(2)_fis 3) Sabie oct eipenteh GS) Busoen_bubel Se os tp en ‘ote A company without ne Sk Hla danger hoy speatliry aden Sala — Hud apn fo. yo-all St - pen ding ute avi Mn Queg uo mantis bud eed ghoul lo ~evierad and news — supolion soul d innvarizatd - Notional ap A rounbry's budget $s He national P badock wer 4h mony collected. throu faves ang Teas te fupd « The f ls annual franck repare ov _hurlyef-_[ out tour's facadal Pscal cource for fifuatny Year. Na bad os pros beens Sa August a? oy a moda hehye petvettelia Geb oth — step i UW) Cércullers sert f—all oinisdevs.. (2) Fiecetved. Consal-tections oA Plans, of. Jaco! UW) Re - Bader conference. Seewaé 1Be ‘inking of budget and. Jocumnd ae —_ - pe Tresmlon of baiye re Pha “and. Bip Tacoi== — _ Oo CO wn. and_ _Baly pcg oem ET Bp E “bottom up—budy thal_Seme asta mnt > ceqaiteeation's operations — a5 -well_aa_Fep_faon goth. — Sait pid y — ables _ovgentzat Ron 10_wopk Coopentively and Se il “mf geting eT el —— > ef dates ab ectiv > Aecers and examine ee and Hint data. se fue wy —Comry_out Eto Basi? ap Muli tet at malelag of planning and budgeting data a3 Lot eh S planning g She Hive 1A bistovicat_4 unk dara eect a bane b iL 2 5 ced lig tae EE 2 Biel DE Baye Sek — Fo ifen exfris —exrd toon the 8b et beep Zeid tosses th pee ee | * Fadiutduals baa —ank penal ccomny—at-allLap Luce defeat 7 5 a ae 7 7 —* 4nflatioa_ox—vising_ Q Bal A Ht ine Tig taht apn ond dnb iincama tov 4 gen Fisced eon Consegeinced § geul. de bake moxe an P_ pay vay_eaalten gett. aaa is febt rp. (2) 4eflodtaan — > 18 coven Fiscal doit goul- besten bovvow Hom RB). Te satisfy deffctt ve pufverasad RAI creales ciddP/2n raoruy $4. exponds availability of money and ods infabin. I ai vein 1 Dependence ——> The gout esa tokos oan from _orfien natin tocrease ith thpeadenee 60_fivelye nafion hw) Hamper uth — 4duou_rouh 3 hypapen by ba SonDate ... -O)-Revent Def ——> I} is the_gidleunce_bhs2 _yewenset — —_Prpendihus and _vevenut -veceiph. oO es {Reset ogy Ce» Meanune ty coxcec: IEE De fod an Jo_xatse_Us_-Jox_and pon = fay _eamings. ident cosstefu_and ineffective spend? a pow 4axes teog Smposed ae beh ede se) sons_of oh ml SO Riny Dl —= 4 cone debad 8 dash defi As pal yous exclusive Payment HL shoo the anaund of bowou'ps norevay be foxtowing Sousres fv defecite nstaring ae Shen avvf avenall ‘intome 8% Jes than total expenditure def *) foansins muy yesult. = ae ese b_ beta money ea Dublic shy Beads =) ani d ~y) 5 2 & wt) © Speraé§ Date wees Avena, exe Satags Ben $= (1) Rect f sits —— Qe 2 Hao _ona of the_most —pepulan — using Dep parynatd mocthod . Henge a fixed Sum Lan _be cn Neqeelan Casts and depositor an_eann_fxed. ve for adenest re) poop cuen bo the senior Chrzen Sains Schuur | mile a_steady- logo mae —lat_hjplaust Louk of _selety and ba x _sauings g ! ‘ ‘i 3 (3) ued Djpos th PDs ane fen _depasit_in which Souestoy P enuest a lump-sum. and_veceivds a higkwn. vote of THY would bo withheld by bank - ~etunn than sadags account G4 Har va £ Foy 2-4. i tole amaut_§ more than lpqee + (G)_Kisen Vokeas Parra ——> A_kVP olan can inwesied jolatly, personally OY in_name of mfaov - 20_jus ta_kvP could double B-T yooh Has priacipel Sovesled JFva_ Short ‘Tepra—and Lipid Aone Bose tages ard appropyia ov mmaneyiig Broveh deom_Cipwidi und theden tan S-rrovdid 6) Squiings g boys short m —___axjde cash to_hanste enna gencis E Seera€é