NOTE: Everything has to look legit. This is crucial.

If you can get a hold of a US stripe account, you will have access to a 2 day
payout schedule which will make this method EXTREMELY PROFITABLE.

Also:
https://stripe.com/docs/checklist/website

MAIN VERSION

You will need a (verified) Stripe account with your bank connected to it and a
credit/debit card from a different bank (I suggest revolut, transferwise, bunq..).
Essentially what you are going to do is pay (send money to) yourself by buying a
product that you create(d). You will either set-up a shopify store with Stripe
connected or create an invoice in Stripe (if you're using like a smma agency
website for ex.) and send it to yourself, so:

1. Pay for the shopify product/invoice using your card that is from a bank other
than the one connected to Stripe
2. After 7 days, that money will land in the bank account you connected in Stripe
(if you have a Stripe with history, you may also have the option to do 3 day
payouts)
3. Wait for 2-3 days after that and: if the card you used to pay is from your local
bank - call them/visit them and do a chargeback for the transaction (reason:
item/service never arrived/not as described). For proof, you can fake an e-mail
conversation with the merchant (which is you haha) and literally everything they
will ask you for since, well, you are in control - you essentially sold something
to yourself. If you used a card that is from for ex. Revolut, then just open the
Revolut app and contact the support to do a chargeback on the transaction. For
reason and evidence, same applies as above. What also works is the following
(easiest way): chargeback reason item/service not arrived/fulfilled and then for
the proof do the following; fake an email where the merchant is telling you that he
can't refund you because his payment processor banned him so he told you to
chargeback the transaction in order to get your funds back.
4. Your bank/Revolut/Wise/Bunq will ALWAYS stand by your side and reverse the
transaction - you’ll get your money back.
5. The best part: the money will also stay in your 2nd bank account where Stripe
sent you the payout! It will just show a negative balance in your Stripe account,
but that’s it, nothing else will happen (more info below). If you can, activate
“Chargeback Protection” within Stripe and have that negative balance covered by
Stripe so you can continue to use the account (only available for Stripe accounts
within history)
6. Boom, money doubled!

Stacking: the issue with this method is that the Stripe account goes to waste
(unless it’s aged and has chargeback protection) so in order to maximize a one take
duplication, you can stack. Stacking is basically this:
1. You pay with your card through Stripe
2. That payout goes to your bank account
3. You send that money to your other bank account (the bank that issued the card
you paid with) (if you want to be extra safe - make a crypto acc for each bank and
then send the money to your crypto acc, buy any crypto and send that crypto to your
other crypto acc, and from that other crypto acc to your other bank)
4. You pay again through Stripe and repeat the process for as many times as you
want (I suggest max 3 transactions with a single bank acc)
5. You do a chargeback on all of those transactions
6. Boom, duplication potential maximized

You can use a simple reason: you paid for shopify store developement, you liked
your first store so you bought another one, and them another one and then the
seller scammed you and changed passwords to all the stores (or whatever reason).
That’s it.

Note: with your local bank, any reason (unauthorized/not_received/not_as_described)

will go through extremely fast.
With online banks, make sure to contact them once you accept the disputes in Stripe
so everything goes through fast.

FOR FRESH STRIPE ACCOUNTS:

You might not be able to do a big transaction as your first one as they might ban
your account or your balance will get on hold. You will have to "build tolerance":

EXAMPLE IF YOUR GOAL IS TO DOUBLE 1000$

Day 1: 50$ transaction
Day 4 (or later): 150$ transaction
Day 8 (or later): 400$ transaction
Day 13 (or later): 1000$ transaction which you will double.

You can also chargeback all those transactions before the main one if you want to,
but this is how you build "tolerance"

JANUARY 2021 UPDATE!

Successfully made a €2000 transaction as the first one on a fresh account. This is
how:

You will have to prepare documentation (invoice & contract/agreement) for the
transaction and contact Stripe support beforehand.

Contact them multiple times - once a week before making the transaction and once
just before making it. You're going to tell them that you have a client/large order
incoming and you're asking if it will go through without any holds/freezes as you
had read horror stories online about Stripe banning accounts etc. You'll be asking
for a green light essentially. When they say everything is okay, go ahead and make
the transaction. It will most likely immediately get flagged and your account will
get "frozen". Now, this is the exact thing you wanted to avoid and as you've set
the stage and have proof of them giving you a green light, you should be able to
easily get through this. Contact them from a new Stripe account (since the chat
option won't be available on the "frozen" one) and explain the situation and tell
them "please fix it" etc. Also reply to all transcript emails. They will ask you
for an invoice/contract/agreement which you will provide and after a few days they
should come back with "good news, your account is up and running bla bla".

For invoice/contract/agreement templates, just use google to find them.

NOTE:
If your Stripe balance goes into negative for more than 10k, they might send you an
email about sending a collections agency - make sure the stripe is made with fake
docs.

Guy who can create fake bank accs (including crypto accs):
https://www.nulled.to/user/554611-boomcat

--------------------------------------------------------------------------

LIGHT VERSION

NOTE: HAS NOT BEEN TESTED FOR TRANSACTIONS (PAYMENTS) OVER 100$, WILL UPDATE WHEN
DONE SO
You will need a (verified) Stripe account with your bank connected to it (I suggest
revolut, bunq..). Essentially what you are going to do is buy something from (send
money to) yourself. You will either set-up a shopify store with Stripe
connected/create an invoice in Stripe/connect it to your website so:

I suggest using fake info to create your Stripe (you can buy fake id's
online/photoshop your own)

1. Pay for the shopify product/invoice/whatever using a card (can be from the same
bank acc connected to Stripe, but if you're able to, use a different one)
2. After 7 days, that money will land in the bank account you connected in Stripe
(if you have a Stripe with history, you may also have the option to do 3 day
payouts or if you're in the US - 2 day payouts are standard)
3. NOW, make sure the payout is set to Automatic from the beginning & a day or two
before you should receive the payout, make another payment that's the same (or
higher) than the first oneand REFUND yourself - first the first payment you made &
and then the payment you just made.
4. The newest payment will instantly get refunded (reversed) and you will both
receive the refund for the first payment in ~2 days + the payout
5. Boom, money doubled!

The Stripe acc balance will go into negative and you won't be able to use it
anymore but who cares. They will try to direct debit money from your bank acc, but
simply remove the direct debit link and that's it (in Revolut, go to payments ->
scheduled and remove the direct debit link).

TROUBLESHOOTING:
If it happens that the refund gets the "pending" status (due to negative balance),
do this:
As they will automatically send a direct debit for the negative balance, wait for
the day until it appears on your Revolut (using Revolut as the example bank here)
under the Scheduled payment and cancel that direct debit. It will appear on Stripe
as if it went through and the balance will go 0 for a few days. This will trigger
the refund to go through as the balance is not negative anymore. Once they realize
the direct debit failed and the balance goes into negative again, the refund will
already be processed.

F̶O̶R̶ ̶F̶R̶E̶S̶H̶ ̶A̶C̶C̶O̶U̶N̶T̶S̶:̶

̶Y̶o̶u̶ ̶w̶i̶l̶l̶ ̶n̶o̶t̶ ̶b̶e̶ ̶a̶b̶l̶e̶ ̶t̶o̶ ̶d̶o̶ ̶a̶ ̶b̶i̶g̶ ̶t̶r̶a̶n̶s̶a̶c̶t̶i̶o̶n̶ ̶a̶s̶ ̶y̶o̶u̶r̶ ̶f̶i̶r̶s̶t̶ ̶o̶n̶e̶,̶ ̶t̶h̶e̶y̶ ̶w̶i̶l̶l̶ ̶b̶a̶n̶ ̶y̶o̶u̶r̶
̶a̶c̶c̶o̶u̶n̶t̶ ̶o̶r̶ ̶y̶o̶u̶r̶ ̶b̶a̶l̶a̶n̶c̶e̶ ̶w̶i̶l̶l̶ ̶g̶e̶t̶ ̶o̶n̶ ̶h̶o̶l̶d̶.̶ ̶Y̶o̶u̶ ̶w̶i̶l̶l̶ ̶h̶a̶v̶e̶ ̶t̶o̶ ̶"̶b̶u̶i̶l̶d̶ ̶t̶o̶l̶e̶r̶a̶n̶c̶e̶"̶:̶
̶ ̶
̶E̶X̶A̶M̶P̶L̶E̶ ̶I̶F̶ ̶Y̶O̶U̶R̶ ̶G̶O̶A̶L̶ ̶I̶S̶ ̶T̶O̶ ̶D̶O̶U̶B̶L̶E̶ ̶9̶0̶0̶$̶
̶D̶a̶y̶ ̶1̶:̶ ̶5̶0̶$̶ ̶t̶r̶a̶n̶s̶a̶c̶t̶i̶o̶n̶
̶D̶a̶y̶ ̶4̶ ̶(̶o̶r̶ ̶l̶a̶t̶e̶r̶)̶:̶ ̶1̶5̶0̶$̶ ̶t̶r̶a̶n̶s̶a̶c̶t̶i̶o̶n̶
̶D̶a̶y̶ ̶8̶ ̶(̶o̶r̶ ̶l̶a̶t̶e̶r̶)̶:̶ ̶4̶0̶0̶$̶ ̶t̶r̶a̶n̶s̶a̶c̶t̶i̶o̶n̶
̶D̶a̶y̶ ̶1̶3̶ ̶(̶o̶r̶ ̶l̶a̶t̶e̶r̶)̶:̶ ̶9̶0̶0̶$̶ ̶t̶r̶a̶n̶s̶a̶c̶t̶i̶o̶n̶ ̶w̶h̶i̶c̶h̶ ̶y̶o̶u̶ ̶w̶i̶l̶l̶ ̶d̶o̶u̶b̶l̶e̶.̶

P.S

Before using invoices, make sure to contact the support to notify them as usually,
issuing invoices on a fresh account leads to a ban/limitation.

--------------------------------------------------------------------

SHPFY VERSION

Essentially, what you're going to be doing is being both the buyer and the seller.
You will create a Shopify store with Shopify Payments as the payment gateway and
use your card(s) to make orders on your own Shopify store. The money will be
forwarded to the bank account you connected with Shopify Payments and you will
chargeback the transactions you made. The bank will end up returning the
transactions you made while the money that landed in your bank account will stay.

1. Create a Shopify store (I'll leave the niche/business branch and product choice
to you, definitely check what's prohibited though -
https://help.shopify.com/en/manual/payments/shopify-payments/shopify-payments-
requirements)
2. Set-up the Shopify Payments gateway
2. Pay for the shopify product using your card (I suggest using a card that is from
a different bank like for ex. Revolut which most of you should be able to create,
but if you don't have another bank account you're still fine)
3. That money will land to the bank account connected to Shopify Payments (the
payout time is 5 days)
4. Wait for 2-3 days after that and: if the card you used to pay is from your local
bank - call them/visit them and do a chargeback for the transaction (reason: either
unauthorized transaction or item/service never arrived/not as described). For proof
when going for the unauthorized option, buy using a different IP then usual and
make sure there are no verifications required. For proof when going for the 2nd
option (recommended), you can fake an e-mail conversation with merchant (yourself)
and literally everything they will ask you for since, well, you are in control
since you essentially sold something to yourself haha. If you used a card that is
from for ex. Revolut, then just open the Revolut app and contact the support to do
a chargeback on the transaction. For reason and evidence, same applies as above.
5. Your bank will always stand by your side and reverse the transaction - you’ll
get your money back.
6. Boom, money doubled!

Stacking: the issue with this method is that the account goes to waste so in order
to maximize a one take duplication, you can stack. Stacking is basically this:
1. You pay with your card
2. That money goes to your bank account
3. You pay again through and repeat the process for as many times as you want
4. You do a chargeback on all of those transactions
5. Boom, duplication potential maximized

Note: with your local bank, any reason (unauthorized/not_received/not_as_described)

will go through fast.
With Revolut, unauthorized goes faster (1-2 days) than
not_received/not_as_described (2-3 weeks)

FOR FRESH STORES:

You will not be able to do a big transaction as your first one, they will put your
balance on hold most likely. You will have to "build tolerance":

EXAMPLE IF YOUR GOAL IS TO DOUBLE 1000$

Day 1: 50$ transaction
Day 4 (or later): 150$ transaction
Day 8 (or later): 400$ transaction
Day 13 (or later): 1000$ transaction which you will double.

You can also chargeback all those transactions before the main one if you want to,
but this is how you build "tolerance"