LEARN How To NAVIGATE

Crypto Like A BOSS!

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Master Crypto here. I created this quick crypto guide to help those who are
new to the world of digital currency. Please note that I am NOT a financial
advisor and this guide is for informational and educational purposes only. It is
important to do your own research in addition to using this guide to make
informed decisions about your investments in cryptocurrency.

So, what is cryptocurrency? Simply put, it is a digital currency that uses

decentralized systems and cryptography to verify and secure financial
transactions, rather than relying on a central authority like a bank. Some
companies and brands have also created their own cryptocurrencies, called
tokens, which can be traded specifically for the goods or services they offer.
These transactions are facilitated using a technology called blockchain.

Now, onto the benefits of investing in cryptocurrency. There are many

potential advantages to consider, including:

Easy transactions: Cryptocurrencies can make it easier to make financial

transactions, particularly across borders.
Potential for high returns: Some investors have seen significant returns
from their investments in cryptocurrencies.
Access to a wide range of investment opportunities: The cryptocurrency
market offers a variety of options for investors.
Direct control over investments: Cryptocurrencies allow investors to have
direct control over their investments, rather than relying on intermediaries
like banks.
Hedge against inflation: Some view cryptocurrencies as a hedge against
inflation, as they are not tied to any specific country or central bank.
Innovative technology: Cryptocurrencies are based on innovative
technologies such as blockchain, which have the potential to disrupt and
revolutionize traditional industries.
24/7 markets: The cryptocurrency market is open 24/7, offering investors
the opportunity to trade at any time.

These are the TOP reasons people invest in cryptocurrency - Create an

account here

Unlock the full potential of the cryptocurrency market with this must-
read, no-fluff guide. Don't wait – get your hands on this valuable
information now!

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 1. Trusted Exchanges
In 2025 there will be over 1 billion people buying, selling,
and trading crypto. This goes DOUBLE for Bitcoin. To get in
on this action you will need to setup an account with a
crypto exchange.

There are several exchanges to choose from and I am

referring you to the ones trusted by millions of investors
including myself.

THREE TIPS FOR SUCCESS WITH AN EXCHANGE

• Select an exchange with competitive fees!
• Make sure the exchange has top tier security.
• Choose an exchange with enough liquidity for trades

MY TOP TEIR EXCHANGES TO START IN CRYPTO

1. Binance - The #1 crypto exchange in

the world, easily manage your
portfolio.
2. Coinbase - Over 43 million customers
in over 100 countries, coinbase is a
trust worthy exchange to trade your
crypto.
3. Crypto.com - Buy and sell with over
200 cryptocurrencies available.
4. Kucoin - Safe and fast transactions

Notable mentions: Gate.io, Bitstamp, MEXC

MasterMoney
 2. Crypto Portfolio
It is extremely important to have a well-balanced
cryptocurrency portfolio. To minimize the volatile
risk of trading or investing in crypto its a good
idea to diversify.

Check out how I have diversified my portfolio:

Meme
DEX
2%
5%
Microcap
8% Bitcoin
25%

Trending
10%

Utility Ethereum
15% 15%

Layer 2's
20%

Bitcoin: The grandfather of crypto, Ethereum: The

"Internet" of crypto, Layer 2: Scaling solutions,
Utility: Real world usecase tokens, Trending: A.I,
gaming etc.. Microcap: Crypto's under 10m
marketcap with a lot of potential, Dex:
decentralised exchanges, Memecoins: Doge, Shiba
 3. Crypto Wallets
If you are serious about creating wealth with Cryptocurrency
you CANNOT leave your digital assets on exchanges.

It is a must that you store and secure your crypto. Protecting

your digital assets and validating your transactions should be
done RIGHT!

You have software and hardware wallets, also called hot and
cold storage.

Remember this phrase: NOT YOUR KEYS, NOT YOUR CYPTO!

Here are the wallet's I recommend for COLD STORAGE!

Ledger - The smartest way to secure, buy, exchange, and grow

your crypto assets.
TRUSTED by 4 million customers and recommended by
FORBES, TechCrunch, and Bloomberg. GO Here to GRAB your
Ledger Nano X

Trezor - the original bitcoin hardware wallet, now supporting

hundreds of crypto assets. Championing independence,
innovation and secure access to finance for everyone,
everywhere. Grab your Trezor here.

To learn how to use software and hardware wallets, please

view these short YouTube videos.

How to use a Ledger - (VIDEO) - Crypto wallets explained - (VIDEO)

 4. BEAR MARKET VS. BULL MARKET

What Is A Bull Market?

A bull market or what many call a bull run, is defined as a

period of time where a good majority of investors are buying,
demand outweighs supply, market confidence is at a CRAZY
high, and prices are rising consistently.

If you are in the Crypto market and you see prices quickly
trending upwards, this could be a sign that the majority of
investors are becoming optimistic or “bullish” about the price
increasing further, and may mean that you’re looking at the
start of a bull market or the "Bull Run".

Investors who believe that prices will increase over time are
known as "The Bulls”.

What Is A Bear Market?

Bear markets are defined as a period of time where the crypto

supply is greater than demand, confidence is low, and prices
are falling.

Cynical investors who believe prices will continue to fall are,

therefore, referred to as “The Bears.”
 Quick Bullet Points About Crypto Bear and Bull Markets
• Buy low and sell high
• Buy major dips
• Average bear market length (289 days or 9.6 months)
• Average bull market length (973 days or 2.7 years)
• Bitcoin drops average of 30%-75% in bear market
• Altcoins drop and average of 80%-90% in bear market
• Wealth is built buying at the end of bear market
• A crypto market cycle is approximately 4 years
• Year #1 is the start of the BEAR Market (see example below)
Examples of Market Cycles in Cryptocurrency!

2022 Bear Market, 2023 Accumulation,

2024 Bitcoin Halving Cycle, 2025 Bull-Run

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 5. Common Crypto Mistakes

Not Taking Profits

Don’t forget to take profits on the way up. Don’t get excited
and think your investment is always going to the moon.

Sending Coins To The WRONG Address

Double check crypto addresses before making a transaction

because they are permanent. No customer service to call, no
“OOPS” button!

Not Staking Your Coins

Staking allows for passively growing your coins with high APY
from 4% to even 20% on average.

Not Securing Your Investments

Properly Use strong passwords. Use two-factor

authentication. Use Face ID. DO NOT sign into accounts on
public networks. Use COLD Wallets.

Investing More Than You Can Afford

Only invest what you can afford to lose. Crypto markets are
volatile so make sure you read the section about “Bear” and
“Bull” markets.

Buying All-Time Highs

Don’t FOMO into the market when you see BIG GREEN
CANDLES and HUGE RUNS! Dollar Cost Average into the
market if you are not a seasoned investor. Crypto can move
50% up or down in a violent swing!

MasterMoney
 6. Crypto Tips To Remember
Cryptocurrency Taxes

Cryptocurrency is not a way to bypass paying taxes, it is still

classed as an investment and will likely be subject to the same
capital gains tax rules as other investments. For those in
Australia see the ATO website for more details. For those
outside Australia, please check your own government's tax
information or speak to a professional for tax advice.

Working out taxes on your cryptocurrency trades can be very

intimidating especially if you have lots of small transactions
that you haven't been keeping track of.

Software companies such as Koinly offer a way to connect

with your wallets and exchanges and work out your taxes for
you, they have a paid and a FREE version. They are trusted the
world over.

Fill Out Your KYC Information

Many cryptocurrency exchanges require KYC, which is short

for "know your customer" as well as "know your client". This is
the process of verifying a customer's identity. Not filling out
your KYC on exchanges can restrict how you buy, sell or trade
crypto, especially withdrawal.

What Is Dollar Cost Averaging?

Dollar-cost averaging (DCA) is defined as buying crypto at

determined intervals regardless of price, and has proven to be
one of the most effective and even safest ways to accumulate
bitcoin. It allows the individual to mitigate bitcoin's wild
volatility, and have peace of mind in their saving or store of
value strategy. For example, you could put $10 a week into
bitcoin no matter what the price is. This will likely average
down your purchase price over time.
 7.
List of
Links & Resources

Trading Charts:

Trading view allows you to view traditional stocks, forex and connect
with your crypto exchanges in order to view charts in real time and if
you fancy yourself as a trader there are many tools for technical
analysis and other resources available. Trading view allow you to use
there trading system with free but limited access or upgrade to
experience all of the tools at your disposal. Get Charting Here.

Portfolio Tracker: The Onino Dashboard is an all in one

portfolio tracker where you can view
your portfolio across multiple wallets
in real time, track prices, as well as
the prices that you bought and sold
your crypto for.

Add to your contact book so you no

longer need to remember someone's
long public key and reduce the risk of
sending to the wrong address.

Onino are a new company focusing

on real world utility applications for
their cryptocurrency $ONI
Cryptocurrency Rankings:

CoinMarketCap is a website where you can view the current rankings

of all cryptocurrencies in real time, with data such as current price,
chart history, market cap, 24 hour volume etc.. it allows you to search
by trending tokens, those that have only been recently added, top
gainers, top losers and many other categories which is great for
researching different crypto's to invest in. Always make sure to do
you research on the cryptocurrencies you look into such as whether
they have a website and socials, whether they are constantly posting
to their socials and interacting with the community, whether they are
continuing to develop and hire staff even in downturns in the market.

It's also important to check the contract address as there are many
scam coins out there which will just steal you money if you invest.
That brings us onto our next resource.

Contract Address Audits:

Token Sniffer is a website that allows you to audit the contract address
of a cryptocurrency to identify whether there is any malicious code that
would allow the project team to steal your money.

There are multiple risks to look out for such as someone holding a very
large percentage of the supply which they can dump on the market at
any given moment leaving it worthless, or, a honeypot risk which is
where they disable the sell function and so it may look like your coin is
going up in value but in reality you can't actually sell it.

Try it yourself:
0x1f878d0bccd3d502ff55f7a4797c556f103d6e4b
Scan the above code in Token Sniffer to witness all the red flags.

Please note this isn't a fool proof way to identify a risk as you will also
find some of the big projects such as Ethereum don't have high scores as
they need to be able to edit the protocol to have some oversight.
although this does make them less decentralised.
 8. Crypto Lingo & Terms
Altcoin: An altcoin is any coin that’s not Bitcoin. When it
comes to alt coins most investors stick to large mainstream
cryptocurrencies as an investment.

Bitcoin: The first and most valuable cryptocurrency launched

on Jan. 3rd 2009 that uses peer-to-peer technology to send
instant payments digitally.

Blockchain: Record keeping in a digital form for

cryptocurrency technology. It is the result of sequential
blocks that build upon one another to create a permanent and
unchangeable ledger of transactions.

Coin: A coin represents a store of value that lives on a given

blockchain or cryptocurrency network. Sometimes
blockchains have the same name for both the network and the
coin such as BITCOIN.

Cold Wallet / Cold Storage: A very secure method of storing

crypto COMPLETELY offline. Also known as hardware wallets
they often resemble a USB drive. These devices can help
protect your crypto from theft.

Cryptocurrency: Currency that is decentralized and digital.

Often called crypto for short it’s used to buy and sell things.
Also used as a store of value like BITCOIN.

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Decentralization: When power is distributed away from a
central hub. Blockchains are decentralized when there is a
requirement of majority approval from ALL users to operate or
make changes, rather than a central authority.

Decentralized Finance (DeFi): Financial activities that exclude

that involvement of centralized banks, government, or other
financial institutions.

Decentralized Apps (DApps): When developers deploy

applications on the blockchain to carry out actions without
intermediaries they are called DApps. These applications are
used to complete decentralized finance transactions.

Exchange: A cryptocurrency exchange is a digital marketplace

where you can buy and sell cryptocurrency.

Gas Fees: Fees paid by users on networks like Ethereum to

compensate for the computing energy required to process
and validate transactions.

HODL: NOW stands for “Hold On for Dear Life” though the
term originated from a user typo of "HOLD" on a Bitcoin forum
in 2013.

FOMO: FEAR OF MISSING OUT - This is what novice investors

do when they see HUGE run ups in the market. STAY AWAY
from FOMO in crypto!

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Halving: Code written into Bitcoin’s DNA that halves the
amount of NEW Bitcoin entering circulation after a certain
number of blocks are mined. (Usually every FOUR years).

Hot Wallet: A software cryptocurrency wallet connected to

the internet through cellphone apps or computer browsers.
While convenient for crypto access they are more susceptible
to hacks and cyber attacks on your digital assets.

Initial Coin Offering (ICO): A way that funds are raised for a
new cryptocurrency project. ICOs are similar to Initial Public
Offerings (IPOs) of stocks.

Market Cap: The total value of all the coins mined. By

multiplying the current number of coins by the current value
of the coins you can calculate a crypto's market cap.

Mining: Mining is the process that Bitcoin and several other

cryptocurrencies use to generate new coins and verify new
transactions. Often involves vast, decentralized networks of
computers around the world that verify and secure
blockchains.

Token: A type of cryptocurrency that represents an asset or

specific use and reside on their own blockchain.

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Public Key: Your cryptocurrency wallet address, similar to a
bank account number. Sharing your public wallet key allows
for people and institutions to send you money.

Private Key: The encrypted code that allows direct access to

your cryptocurrency. Like a bank account password NEVER
SHARE YOUR PRIVATE KEY.

Satoshi Nakamoto: The pseudonymous creator of Bitcoin. No

one knows the true identity of Nakamoto — or if it’s more than
one person.

Smart Contract: Programs stored on a blockchain that run

when predetermined conditions are met. Often used to
automate the execution of an agreement so all participants
can be immediately certain of the outcome.

Stablecoin: A stablecoin is a cryptocurrency with a fixed value.

Major stablecoins peg their values to major world currencies
like dollars, euros, pounds, and other fiat currencies.

Wallet: A place to store your cryptocurrency holdings. Many

exchanges offer digital wallets. Wallets may be hot (online,
software-based) or cold (offline, usually on a device).

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Cryptocurrency Account!

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