PRESTIGE INSTITUTE OF MANAGEMENT AND RESEARCH

2022-2023

BBA 5th Semester

Section ‘F’

TITLE -SUMMER INTERNSHIP REPORT

Submitted To Submitted By

Dr. Ajay Malpani Rashtratej Aher

Scholar no. -21110113373
Class- BBA 5th Sem ‘f’
 STUDENT DECLARATION

I Rashtratej Aher hereby declare that the presented Summer Internship Project Report is
uniquely prepared by me after the completion of Summer Internship work at
KredPartner.com One key Credit Solutions pvt .ltd. .

I also confirm that the report is prepared only for my academic requirement and not for
any other purpose. It must not be used in the interest of the opposite party of the
corporation.

I also hereby declare that I have read and understood the evaluation method (rubric) of
the Summer Internship Project.

Rashtratej Aher
BBA 5th SEMESTER
SECTION ‘F’
 CERTIFICATE

This is to certify that Mr. Rashtratej Aher, student of Bachelors of Business Administration V

Semester program from Prestige Institute of Management & Research, Indore has completed his

summer training for 6 weeks (from 5thth July 2022 to 20th August 2022) and has prepared his

report on “Summer Internship program” under my guidance and supervision. As per my

knowledge, the work carried out by him is original and genuine. I wish further success to him

-Faculty Guide
Dr. Ajay Malpani
 ACKNOWLEDGEMENT

The internship opportunity was a great chance for learning and professional development.
Therefore, I consider myself as a lucky individual as I was provided with an opportunity to be a
part of it. I would like to express my deepest gratitude to CA Soham Jain, who welcomed me for
the internship and guided and encouraged me through the summer training. His supervision and
guidance shaped this report to be completed perfectly.
I would also like to thanks every member of placement cell for encouraging me to resolve the
problems that I faced during internship. The support I received from all the members who
contributed to my assigned work was vital for completion of internship, so I am grateful for their
constant support.
Lastly, I would like to thanks all those who helped me in any way in my project. I will use gained
skills and knowledge in future in the best possible way.

-Rashtratej Aher
 INDEX

Certificate of Faculty Mentor/s

Acknowledgement
Title of Summer Internship Project 2022
Summer Internship Project 2022 Option Selected 1
Objective of selecting Summer Internship Project 2022Option 2
Duration of summer corporate relation program 3
Detailed information of the organization selected (If opted for internship) 4
1. Name of the organization:
2. Address:
3. Web Address
Certificate of completion from Industry mentor (Applicable in case of General 5
Internship)
Submission of Photographs (about Product/s and details of Services) and a 6
brief explanation of the task handled:
Section B
Overview of the organization. 7

Products and Services offered 8

SWOT analysis 9

Competitors analysis 10

Details of work done 11

Key learnings from the Internship 12

Suggestions to the organization 13

References 14
 TITLE OF SUMMER INTERNSHIP PROJECT 2022

- DESKTOP MARKETING

SUMMER INTERNSHIP PROJECT 2022 OPTION SELECTED

- INTERNSHIP TRAINING
 OBJECTIVE

• My objective to do an internship was to learn new things and improve myself to be capable
of taking tasks and higher management positions.

• An internship can help a student decide if a particular career is a good match for their
personality, lifestyle, passions and goals. This way a student can avoid spending time and
money on training for a career that does not really suit their abilities or needs. By
successfully completing an internship, a student can obtain a positive recommendation
that can be used for future employers, college admission and scholarship applications

• Another objective was to utilize internships in a great way to build my resume and
develop skills that can be emphasized for future jobs.
• I wanted to improve skills in communication and technology.

• Main objective was to improve professionalism in myself so that it will be very much
beneficial for my career.
 ORGANIZATION’S INFORMATION

NAME- KredPartner, One key Credit Solutions pvt.ltd

Website- www.kredpartner.com
Address: 143 Sneh Nagar Second Floor, Indore MP 452001

Kredpartner is an online leading aggregator of financial products and services. With AI powered we
stratifies lenders/ Financial institutions with borrowers in the bottom of the pyramid. Being a financial
technology company, we enhance the probability of getting loan for under banked customers by filtering
customer data points with lenders parameters and finds the right fit. Through a network of our
Kredpartners across India, we assign our trained authorized personnel that will guide customers&
represent on their behalf in financial institutions/ Banks/ NBFC to help them understand the whole
procedures & arrange documentation to ease & faster the turnaround time in the disbursement of loan.
KredPartner is a team of passionate professionals who are looking to transform the traditional ways in
which the financial industry operates. Our mission is to make the entire process of loan application
transparent, hassle-free, and free of communication barriers.
Kredpartner enables financial consultants/ Chartered Accountants/Insurance Agents/ freelancers to
connect & collaborate across pan India to raise funds for their clients from the right Financial Institutions/
NBFC/ Banks at best rates.

Services

• Home Loan
• Mortgage Loan

• MSME loan
• Unsecured Loan
• Startup Loan
• Subsidy Scheme
 DURATION OF INTERNSHIP

I have worked for 45 days (from 5th JULY 2022 to 20th AUGUST 2022) at KredPartner’s office
as an Intern
 Services offered

• Home loans - There are various types of home loans offered by Banks/ Financial institutions/
NBFC’s to customers. Before applying for loan, you need to understand & assess each type
available & which one is best for based upon your need.

1. Home Purchase Loan

2. Home Construction Loan
3. Home Improvement Loan
4. Home Extension Loan

• Business Loans- There are various types of business loans offered by Banks/ Financial
institutions/ NBFC’s to customers.

1. Unsecured Business loan

2. Secured Business Loan
3. Term loan
4. Working Capital loan
5. Letter of Credit
6. Equipment Financing
7. Overdraft Loan
8. Bill Invoice Discounting

• Mortgage Loan
• MSME Loans
• Startup Loans
• Subsidy Schemes
 Strength Weakness
-User Friendly -Workload on Employees
-Fast process -Lack of Experience
-Good contacts -Lack of advertisement
-Easy loan Process

SWOT
Analysis
Threats Opportunities

-Newly Established in the -Good strategies

market -Loyal customers
-Competitors
 Competitors Analysis

Lendingkart Finance Limited- Think cash, Think lendingkart group

Lendingkart Finance Limited is a non-deposit taking NBFC providing working capital loans and business loans to
SMEs across India. We give you access to capital in a completely online quick process with minimum documents
and no collateral needed.

KreditBee: -

KreditBee is an Instant Personal Loan platform for self-employed and salaried professionals, where they
can apply for a Personal Loan starting from ₹ 1,000 up to ₹ 3 Lakhs as per their requirement. Company
aims to become the first choice when it comes to quick and convenient Personal Loans. The documentation
required is very minimal, and the entire process - starting from registration on our app to loan disbursement
does not take more than 15 minutes. The application process is completely online, and upon approval, the
cash is immediately transferred to the bank account of the user.

Oxyzo: -
Aiming to transform small and medium enterprises into large, they offer credit solutions that customized
to help SMEs expand their operations, revenue, and consequently their profit margins. This, combined
with their low-interest rates, collateral-free credit options, and 72 hours loan processing timelines
transforms Oxyzo into a leading lending option for SMEs in India.
 Details Of Work Done

Desktop Marketing: -

• WhatsApp Marketing and online Promotions-

The First few days I sent messages to companies through WhatsApp informing them about our loan
services. In a day, I used to send messages to about 1200 WhatsApp numbers every day.

• Work for social media

I worked on his Telegram account to find his competitor. Where I found many of their rivals who
are doing better than the company. And I also made social media posts and reels for their company's
Instagram page

• Talking with the Client

•

I also talked to clients 1-2 times only, who replies on the WhatsApp and I asked them whether they
have any financial need or not, and when he said yes, I passed the call over to the senior for further
discussion.

• Finding clients-

There was a website on which the details of all the companies are kept. I used to copy the and record
the in excel sheet so that we can approach them for our services.
• Visiting Client-

Sometimes, I used to go with my seniors.to meet new clients and observe them how they talk and
explain to clients about our services.

• Working on Excel

Most of all I worked on MS Excel, from a website I ccopied the details of many companies and
wrote them well in excel, which also had the mobile numbers of them and their proprietors. so
that we can approach them by WhatsApp and their emails.

• Checklists and Teasers.

I used to make a checklist of documents to find out how many documents have arrived and how
many are yet to arrive. And when all the documents used to come, then an end teaser had to be
made in which all the details of the client and their company were written.
 Key Learnings

Every day at office I learn something new and different. In these 45 days I learn many things which will
also help me in my future. Getting experience of working as intern was memorable and helpful.

• Sending WhatsApp Messages

I learnt how to send messages (including text messages and photos) to multiple numbers on
WhatsApp at once by using a software application.
I got to learn about various documents which are necessary for application of loan and filing the
same.

• How important good communication is-

Communication is the key to success in a professional environment. I learned that it’s important to
communicate with my manager via phone, email or SMS if I have questions or if I don’t know how
to work on a task. Asking for help and clarification is better than pretending you’ve understood
what you need to do, no matter what. However, I also found that if you can Google something, then
do. Avoiding asking questions if you can find answers elsewhere is part of being a good
communicator – keep in mind that everyone’s time is valuable. As an intern, good communication
will help with productivity, efficiency, engagement and growth.

• Visiting and Observing

I accompanied my seniors to approach client and follow up. By this I learnt communication strategy.
• Learnt about Various Websites
I got to learn about various websites and software that were new to me and very helpful for me in
recognizing competitors and consumers for the company.

• Making Posters and videos for Promotions

Also got to know about the promotion skills like by making digital posters and Videos for their
social media accounts. This promotion techniques are very effectives to give updates to the
consumers

• Drafting messages
Drafting WhatsApp messages according to the queries of clients and provide them information, that
helped me in recognizing the main queries that may be faced by other clients and shall be fixed by
the company

• Teamwork
Internship programs also develop the ability to work in a team, to have different notices on the same
solutions and also to make relationship with your mentors and co-workers. In the end, I would like
to emphasize the fact that my internship program helped me severely not only from the professional
point of view but also from the personal aspects.

Once you learn what’s expected from you in a professional setting, you will learn how to
relax more at an office and focus more energy on excelling at the work itself.
 Suggestions to the Organization

• To stay updated on social media regularly:

The company is not very active on social media platform through which information regarding
many new schemes can be communicated to customers.

• Be Responsive:
According to me the main weakness of the company is that they don’t respond to consumers. Delay
in resolving their queries leads to disappointment in consumers as a result of this consumers change
their mind and approach another company.

• To do good promotions:
Social media promotions are not enough. Company should adopt new promotional strategies and
multilingual promotion so that people who don’t understand English can reach the company’s
 Conclusion

This internship was a useful experience. I have gained new knowledge, skills and met many new
people. I achieved several of my learning goals, however for some the conditions did not permit. I
got insight into professional practice.
My primary objective of doing Internship was to gain working experience by doing the things in a
practical form. I have developed a lot of confidence and courage to talk with someone in a
professional way. Working here added more confidence to my professional career. Every day at
office I learn something different. As an Intern in the office, I face many challenging tasks to take
care of, the team was very helpful and supportive, they helped me and support me in the task in
which I am facing problem
Working in a team gave me stronger and positive attitude.

The internship was also good to find out what my strengths and weaknesses are. This helped me to
define what skills and knowledge I have to improve in the coming time. It would be better that the
knowledge level of the language is sufficient to contribute fully to projects. After my master I think
that I could start my working career. However, I could perform certain tasks in research better if I
practice/know more the research methodologies applied in cetacean studies. It would also be better
if I can present and express myself more confidently. At last, this internship has given me new
insights and motivation
 References

https://www.uow.edu.au/study/high-school/7-things-youll-learn-from-doing-an-
internship/

http://content.alterra.wur.nl/webdocs/internet/aew/thesis/Example_Internship_repor
t.pdf

https://www.incredo.co/blog/10-things-i-learned-during-my-inbound-marketing-
internship-program/
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