asuransi staco mandiri

CABANG JAKARTA 2
(General Insurance) Tlp. 021 – 3911840
Gedung Wisma Tugu Raden Saleh Lt. 1, Fax. 021 – 3911844
Jl. Raden Saleh No. 44 Jakarta Pusat

Jakarta, 05 Februari 2024

Kepada Yth,
PT. RITRA SAFIRA
Di tempat

Perihal : Surat Penawaran Asuransi Property All Risks

Bersama ini kami sampaikan Surat Penawaran Penutupan Asuransi Property All Risks, dengan Term dan Condition sebagai berikut:

POLICY NO : 12-N0003520/2023/4/0

TYPE OF INSURANCE : Property All Risks Insurance

NAME OF THE INSURED : PT. RITRA SAFIRA and all associates and/or subsidiary companies including those acquired
or incorporated during the period of insurance for their respective rights and interest.

ADDRESS : Jl. Warung buncit Raya No.6, Kel. Kalibata, Kec. Pancoran, Kota Jakarta Selatan,
DKI Jakarta
THE BUSINESS : Ruko / Office / 2934 / 2971

CONSTRUCTION CLASS : 1 (first)

RISK LOCATION : Jl. Enggano Blok B 9 C, Jakarta

INSURANCE PERIOD : 13th February 2024 to 13th February 2025

(Both days at 12 o’clock noon local time at the location of the Insured object).

SUM INSURED : Material Damage

- Building = IDR. 2,000,000,000.00

- Contents = IDR. 100,000,000.00 +
= IDR. 2,100,000,000.00

TOTAL SUM INSURED : IDR. 2,100,000,000.00

DEDUCTIBLES : Material Damage

1. Fire, Lightning, Explosion, Falling Aircraft And Smoke : 5% of claim or minimum 0.1% of
Total Sum Insured which one the higher value
2. Riot, Strike and Malicious Damage and Civil Commotion (RSMD 4.1B/2007) :
15 % of recoverable claim amount minimum of IDR. 10,000,000.00 each and every loss.
3. Typhoon, Storm, Flood, Windstorm & Water Damage, Inundation : 10% of recoverable
claim amount minimum IDR. 10,000,000.00 each and every loss
4. Other : IDR. 2,000,000.00 each and every loss

CLAUSES : Section I – Material Damage

1. Alteration and Repair Clause
2. Alterations Clause
3. Appraisement Clause (5 % of Total Sum Insured)
4. Architects, Surveyor and Consulting Engineer’s Expenses Clause
5. Automatic Reinstatement of Sum Insured Clause (Subject to Additional Premium)
6. Automatic Renewal Clause
7. Average Relief Clause (85 %)
8. Awnings, Blinds, Signs or other Outdoor Fitting or Every Description Clause
9. Capital Addition Clause (Limit. 10 % of Total Sum Insured)
10. Cancellation Clause (30 Days)
11. Civil Authorities Clause
12. Computer Records Clause
13. Communiclabe Disease Endorsement Clause LMA 5394
 asuransi staco mandiri
14. Cyber Risk Exclusion Clause NMA 2915
15. Designation Clause
16. Dispute Clause
17. Electronic Date Recognition Exclusion Clause EDRC “A”
18. Extra Contractual Obligation Exclusion Clause
19. Error and Omission Clause
20. Fire Brigade Charges Clause (Limit. IDR. 50,000,000.00)
21. Fire Extinguishing Cost Clause (Limit IDR. 50,000,000.00)
22. Flood, Windstrom, Tempest and Water Damage Endorsement (4.3A)
23. General Interest Clause
24. Impact of Vehicle clause
25. Internal Removal Clause
26. Industries Seepage, Pollution and Contamination Exclusion Clause (NMA 1685)
27. Institute Radioactive Contamination, Chemical Biological, Bio Chemical and
Electromagnetic Weapons Exclusion Clause (CL 370)
28. Information Technology Hazards Clarification Clause (NMA 2912)
29. Leased Property Clause
30. Loss Notification Clause (30 days)
31. Minor Alteration and Repairs Clause
32. Misdescription Clause
33. Nominated Loss Adjuster (PT. Bahtera Arum Persada, PT. Radita Hutama Internusa)
34. Notice of Cancellation Clause (30 days)
35. Notification Clause
36. Nuclear Energy Risk Exclusion 1994 NMA 1975
37. Outbuilding Clause
38. Payment on Account Clause (25%)
39. Public Authorities Clause
40. Riots, Strikes And Malicious Damage plus Civil Commotion Endorsement (4.1B/2007)
41. Sanction Limitation and Exclusion Clause
42. Services Clause
43. Structural Alteration Clause
44. Temporary Removal Clause
45. Terrorism Exclusion Endorsement Clause
46. Time Adjustment Clause (72 Hours)
47. Transmission and Distribution Lines Exclusion Clause
48. Vehicle Load Clause
49. War & Civil Exclusion Clause
50. Workmen’s Clause
51. Warranty : - Penjagaan keamanan 24 Jam
- Good maintenance and housekeeping
- Tersedia APAR yang memadai dan berfungsi dengan baik
- No Claim Record
PREMIUM RATE : PAR :
FLEXAS = 1.520 %o
RSMD 4.1B/2007 = 0.001 %o
TSFWD = 0.450 %o
OTHER = 0.001 %o +
= 1.972%o
PREMIUM CALCULATION : PAR
IDR. 2,100,000,000.00 x 1.972 %o = IDR. 4,141,200.00
Disc. 15% = IDR. (621,180.00)
Policy Cost = IDR. 50,000.00
Stamp Duty = IDR. 10,000.00 (+)
Total Premium = IDR. 3,580,020.00

Demikian kami sampaikan, atas kepercayaan dan kesempatan yang telah di berikan kepada kami dalam hal ini diucapkan terimakasih.

Hormat kami,
PT. ASURANSI STACO MANDIRI
Kantor Cabang Jakarta 2

Ade Syafrizal
Kepala Cabang