NETWORTH CALCULATOR

Assets Purchase Price Current Market Value

Physical Assets
House 1 ₹2,000,000.00 ₹5,000,000.00
House 2 (Investments) ₹3,200,000.00 ₹0.00
Gold
Non Physical Assets
Cash ₹100,000.00 ₹100,000.00
Equity Shares ₹200,000.00 ₹0.00
Mutual Fund ₹900,000.00 ₹0.00
Bank Deposits ₹100,000.00 ₹100,000.00
Savings Account ₹100,000.00 ₹100,000.00
EPF ₹200,000.00 ₹300,000.00
PPF ₹150,000.00 ₹200,000.00
NPS ₹80,000.00 ₹0.00
Others ₹0.00 ₹0.00
Total Assets ₹7,030,000.00 ₹5,800,000.00

Liabilities Total Amount Current Value

Mortgages ₹1,000,000.00 ₹400,000.00
Car Loan ₹800,000.00 ₹200,000.00
Credit Cards ₹150,000.00 ₹45,000.00
Total Liabilities ₹1,950,000.00 ₹645,000.00

Networth ₹5,080,000.00 ₹5,155,000.00

Networth without Home(Living In) ₹3,080,000.00 ₹155,000.00

CORPUS

EXISTING INVESTMENTS

Amount Invested (Balance)

Returns Per Annum (Expected)
Corpus at 55 years

NEW INVESTMENTS

Monthly Income
Average Monthly Expenses
Investment Per Month
Yearly Increment in Income
Returns Per Annum (Pre Retirement)
Returns Per Annum (Post Retirement)
Decrease in Monthly Expenses Post Retirement
Inflation Assumed
Corpus Generated Out of New Returns

Note: Divide your yearly expenses (travel, education fee, subscription plans etc.) into monthly expenses (divide into 12)

Future Goals
Marriage Expenses
Higher Education of Children
Medical Expenses
Additional 1
Additional 2
Additional 3
Additional 4
Additional 5
Additional 6
Additional 7
Additional 8

Note: For repetitive Expenses (Eg- Travelling multiple years) add the amount and year separately
Current Age 27
Target Retirement 55
Life Expectancy 100

EQUITY SHARES MUTUAL FUNDS

₹ 0.00 ₹ 0.00
12.00% 12.00%
₹ 0.00 ₹ 0.00

₹ 100,000.00
₹ 60,000.00 (Ratio of Investment to Expenditures remains same throughout your lifetime)
₹ 40,000.00 (Amount of Investment you wish to make per month)
8% (Considering the figures of 2021)
10% (Assuming the Current Rate of Return is maintained)
7% (Assuming a low risk profile)
20%
6%
₹ 71,378,591.49

Age Amount (in Rs.)

60 ₹ 2,500,000.00
52 ₹ 3,000,000.00
65 ₹ 5,000,000.00
years Please change only the grey cells
years
years

DEPOSITS SAVINGS A/C EPF PPF

₹ 100,000.00 ₹ 100,000.00 ₹ 300,000.00 ₹ 200,000.00
4.50% 3.00% 7.50% 7.00%
₹ 342,970.00 ₹ 228,792.77 ₹ 2,272,784.47 ₹ 1,329,767.67

Inflation Adjusted
₹ 12,779,216.74
₹ 15,335,060.09
₹ 25,558,433.49
₹ 0.00
₹ 0.00
₹ 0.00
₹ 0.00
₹ 0.00
₹ 0.00
₹ 0.00
₹ 0.00
You'll have money till

74 Years

NPS REAL ESTATE(INVESTMENTS) OTHERS TOTAL

₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 700,000.00
9.00% 7.00% 0.00% 7%
₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 4,174,314.91
Age Yearly Investment Starting Figure Returns Generated Corpus left
27 ₹ 480,000.00 ₹ 0.00 ₹ 48,000.00 ₹ 528,000.00
28 ₹ 518,400.00 ₹ 1,046,400.00 ₹ 104,640.00 ₹ 1,151,040.00
29 ₹ 559,872.00 ₹ 1,710,912.00 ₹ 171,091.20 ₹ 1,882,003.20
30 ₹ 604,661.76 ₹ 2,486,664.96 ₹ 248,666.50 ₹ 2,735,331.46
31 ₹ 653,034.70 ₹ 3,388,366.16 ₹ 338,836.62 ₹ 3,727,202.77
32 ₹ 705,277.48 ₹ 4,432,480.25 ₹ 443,248.02 ₹ 4,875,728.27
33 ₹ 761,699.68 ₹ 5,637,427.95 ₹ 563,742.79 ₹ 6,201,170.74
34 ₹ 822,635.65 ₹ 7,023,806.39 ₹ 702,380.64 ₹ 7,726,187.03
35 ₹ 888,446.50 ₹ 8,614,633.53 ₹ 861,463.35 ₹ 9,476,096.89
36 ₹ 959,522.22 ₹ 10,435,619.11 ₹ 1,043,561.91 ₹ 11,479,181.02
37 ₹ 1,036,284.00 ₹ 12,515,465.02 ₹ 1,251,546.50 ₹ 13,767,011.52
38 ₹ 1,119,186.72 ₹ 14,886,198.24 ₹ 1,488,619.82 ₹ 16,374,818.06
39 ₹ 1,208,721.66 ₹ 17,583,539.72 ₹ 1,758,353.97 ₹ 19,341,893.69
40 ₹ 1,305,419.39 ₹ 20,647,313.08 ₹ 2,064,731.31 ₹ 22,712,044.39
41 ₹ 1,409,852.94 ₹ 24,121,897.33 ₹ 2,412,189.73 ₹ 26,534,087.06
42 ₹ 1,522,641.17 ₹ 28,056,728.23 ₹ 2,805,672.82 ₹ 30,862,401.06
43 ₹ 1,644,452.47 ₹ 32,506,853.52 ₹ 3,250,685.35 ₹ 35,757,538.88
44 ₹ 1,776,008.67 ₹ 37,533,547.54 ₹ 3,753,354.75 ₹ 41,286,902.30
45 ₹ 1,918,089.36 ₹ 43,204,991.66 ₹ 4,320,499.17 ₹ 47,525,490.82
46 ₹ 2,071,536.51 ₹ 49,597,027.33 ₹ 4,959,702.73 ₹ 54,556,730.06
46 ₹ 2,237,259.43 ₹ 56,793,989.49 ₹ 5,679,398.95 ₹ 62,473,388.44
47 ₹ 2,416,240.18 ₹ 64,889,628.63 ₹ 6,488,962.86 ₹ 71,378,591.49
#REF!
Age Yearly Expenses (inflation adjusted) Starting Corpus Returns Generated
56 ₹ 3,120,991.43 ₹ 75,552,906.40 ₹ 5,070,234.05
57 ₹ 3,308,250.92 ₹ 77,502,149.02 ₹ 5,193,572.87
58 ₹ 3,506,745.97 ₹ 79,387,470.97 ₹ 5,311,650.75
59 ₹ 3,717,150.73 ₹ 81,192,375.75 ₹ 5,423,265.75
60 ₹ 3,940,179.77 ₹ 82,898,490.77 ₹ 5,527,081.77
61 ₹ 4,176,590.56 ₹ 71,706,176.03 ₹ 4,727,070.98
62 ₹ 4,427,185.99 ₹ 72,256,656.45 ₹ 4,748,062.93
63 ₹ 4,692,817.15 ₹ 72,577,533.39 ₹ 4,751,930.14
64 ₹ 4,974,386.18 ₹ 72,636,646.38 ₹ 4,736,358.21
65 ₹ 5,272,849.35 ₹ 72,398,618.41 ₹ 4,698,803.83
66 ₹ 5,589,220.31 ₹ 46,266,139.41 ₹ 2,847,384.34
67 ₹ 5,924,573.53 ₹ 43,524,303.43 ₹ 2,631,981.09
68 ₹ 6,280,047.94 ₹ 40,231,710.99 ₹ 2,376,616.41
69 ₹ 6,656,850.82 ₹ 36,328,279.46 ₹ 2,077,000.00
70 ₹ 7,056,261.87 ₹ 31,748,428.65 ₹ 1,728,451.67
71 ₹ 7,479,637.58 ₹ 26,420,618.45 ₹ 1,325,868.66
72 ₹ 7,928,415.84 ₹ 20,266,849.53 ₹ 863,690.36
73 ₹ 8,404,120.79 ₹ 13,202,124.05 ₹ 335,860.23
74 ₹ 8,908,368.03 ₹ 5,133,863.49 ₹ 0.00
75 ₹ 9,442,870.12 ₹ 0.00 ₹ 0.00
76 ₹ 10,009,442.32 ₹ 0.00 ₹ 0.00
77 ₹ 10,610,008.86 ₹ 0.00 ₹ 0.00
78 ₹ 11,246,609.39 ₹ 0.00 ₹ 0.00
79 ₹ 11,921,405.96 ₹ 0.00 ₹ 0.00
80 ₹ 12,636,690.32 ₹ 0.00 ₹ 0.00
81 ₹ 13,394,891.73 ₹ 0.00 ₹ 0.00
82 ₹ 14,198,585.24 ₹ 0.00 ₹ 0.00
83 ₹ 15,050,500.35 ₹ 0.00 ₹ 0.00
84 ₹ 15,953,530.37 ₹ 0.00 ₹ 0.00
85 ₹ 16,910,742.20 ₹ 0.00 ₹ 0.00
86 ₹ 17,925,386.73 ₹ 0.00 ₹ 0.00
87 ₹ 19,000,909.93 ₹ 0.00 ₹ 0.00
88 ₹ 20,140,964.53 ₹ 0.00 ₹ 0.00
89 ₹ 21,349,422.40 ₹ 0.00 ₹ 0.00
90 ₹ 22,630,387.74 ₹ 0.00 ₹ 0.00
91 ₹ 23,988,211.01 ₹ 0.00 ₹ 0.00
92 ₹ 25,427,503.67 ₹ 0.00 ₹ 0.00
93 ₹ 26,953,153.89 ₹ 0.00 ₹ 0.00
94 ₹ 28,570,343.12 ₹ 0.00 ₹ 0.00
95 ₹ 30,284,563.71 ₹ 0.00 ₹ 0.00
96 ₹ 32,101,637.53 ₹ 0.00 ₹ 0.00
 97 ₹ 34,027,735.78 ₹ 0.00 ₹ 0.00
98 ₹ 36,069,399.93 ₹ 0.00 ₹ 0.00
99 ₹ 38,233,563.93 ₹ 0.00 ₹ 0.00
100 ₹ 40,527,577.76 ₹ 0.00 ₹ 0.00
100 ₹ 42,959,232.43 ₹ 0.00 ₹ 0.00
100 ₹ 45,536,786.37 ₹ 0.00 ₹ 0.00
100 ₹ 48,268,993.56 ₹ 0.00 ₹ 0.00
100 ₹ 51,165,133.17 ₹ 0.00 ₹ 0.00
100 ₹ 54,235,041.16 ₹ 0.00 ₹ 0.00
100 ₹ 57,489,143.63 ₹ 0.00 ₹ 0.00
100 ₹ 60,938,492.25 ₹ 0.00 ₹ 0.00
100 ₹ 64,594,801.78 ₹ 0.00 ₹ 0.00
100 ₹ 68,470,489.89 ₹ 0.00 ₹ 0.00
100 ₹ 72,578,719.28 ₹ 0.00 ₹ 0.00
100 ₹ 76,933,442.44 ₹ 0.00 ₹ 0.00
100 ₹ 81,549,448.98 ₹ 0.00 ₹ 0.00
100 ₹ 86,442,415.92 ₹ 0.00 ₹ 0.00
100 ₹ 91,628,960.88 ₹ 0.00 ₹ 0.00
100 ₹ 97,126,698.53 ₹ 0.00 ₹ 0.00
100 ₹ 102,954,300.44 ₹ 0.00 ₹ 0.00
100 ₹ 109,131,558.47 ₹ 0.00 ₹ 0.00
100 ₹ 115,679,451.98 ₹ 0.00 ₹ 0.00
100 ₹ 122,620,219.10 ₹ 0.00 ₹ 0.00
100 ₹ 129,977,432.24 ₹ 0.00 ₹ 0.00
100 ₹ 137,776,078.18 ₹ 0.00 ₹ 0.00
100 ₹ 146,042,642.87 ₹ 0.00 ₹ 0.00
100 ₹ 154,805,201.44 ₹ 0.00 ₹ 0.00
100 ₹ 164,093,513.52 ₹ 0.00 ₹ 0.00
100 ₹ 173,939,124.34 ₹ 0.00 ₹ 0.00
100 ₹ 184,375,471.80 ₹ 0.00 ₹ 0.00
100 ₹ 195,438,000.10 ₹ 0.00 ₹ 0.00
100 ₹ 207,164,280.11 ₹ 0.00 ₹ 0.00
100 ₹ 219,594,136.92 ₹ 0.00 ₹ 0.00
100 ₹ 232,769,785.13 ₹ 0.00 ₹ 0.00
100 ₹ 246,735,972.24 ₹ 0.00 ₹ 0.00
100 ₹ 261,540,130.57 ₹ 0.00 ₹ 0.00
100 ₹ 277,232,538.41 ₹ 0.00 ₹ 0.00
100 ₹ 293,866,490.71 ₹ 0.00 ₹ 0.00
100 ₹ 311,498,480.16 ₹ 0.00 ₹ 0.00
100 ₹ 330,188,388.97 ₹ 0.00 ₹ 0.00
100 ₹ 349,999,692.30 ₹ 0.00 ₹ 0.00
100 ₹ 370,999,673.84 ₹ 0.00 ₹ 0.00
100 ₹ 393,259,654.27 ₹ 0.00 ₹ 0.00
100 ₹ 416,855,233.53 ₹ 0.00 ₹ 0.00
100 ₹ 441,866,547.54 ₹ 0.00 ₹ 0.00
100 ₹ 468,378,540.39 ₹ 0.00 ₹ 0.00
100 ₹ 496,481,252.82 ₹ 0.00 ₹ 0.00
100 ₹ 526,270,127.99 ₹ 0.00 ₹ 0.00
100 ₹ 557,846,335.66 ₹ 0.00 ₹ 0.00
100 ₹ 591,317,115.80 ₹ 0.00 ₹ 0.00
100 ₹ 626,796,142.75 ₹ 0.00 ₹ 0.00
100 ₹ 664,403,911.32 ₹ 0.00 ₹ 0.00
100 ₹ 704,268,146.00 ₹ 0.00 ₹ 0.00
100 ₹ 746,524,234.76 ₹ 0.00 ₹ 0.00
100 ₹ 791,315,688.84 ₹ 0.00 ₹ 0.00
100 ₹ 838,794,630.17 ₹ 0.00 ₹ 0.00
100 ₹ 889,122,307.98 ₹ 0.00 ₹ 0.00
100 ₹ 942,469,646.46 ₹ 0.00 ₹ 0.00
100 ₹ 999,017,825.25 ₹ 0.00 ₹ 0.00
Additional Expenses Corpus left
₹ 0.00 ₹ 77,502,149.02
₹ 0.00 ₹ 79,387,470.97
₹ 0.00 ₹ 81,192,375.75
₹ 0.00 ₹ 82,898,490.77
₹ 12,779,216.74 ₹ 71,706,176.03
₹ 0.00 ₹ 72,256,656.45
₹ 0.00 ₹ 72,577,533.39
₹ 0.00 ₹ 72,636,646.38
₹ 0.00 ₹ 72,398,618.41
₹ 25,558,433.49 ₹ 46,266,139.41
₹ 0.00 ₹ 43,524,303.43
₹ 0.00 ₹ 40,231,710.99
₹ 0.00 ₹ 36,328,279.46
₹ 0.00 ₹ 31,748,428.65
₹ 0.00 ₹ 26,420,618.45
₹ 0.00 ₹ 20,266,849.53
₹ 0.00 ₹ 13,202,124.05
₹ 0.00 ₹ 5,133,863.49
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00
₹ 0.00 ₹ 0.00