JEEVAN UTSAV TABLE 871

LIFE TIME GUARANTEED INCOME RS 50,000 EVERY YEAR

SA 500000 Guarateed Additions Per Annum up to PPT 20000
Age wise Annual premium including GST @ 4.5%. Without Any Riders
Income
Death
Starts
PPT Benefit after 0 5 10 20 30 40 50
from year
ppt
End
5 11th 7 times + GA NA NA 114506 114898 115107 116700 123963
6 11th 7 times + GA NA NA 96845 96898 96898 96898 97525
7 11th 7 times + GA NA NA 84697 84697 84697 84697 84697
8 11th 7 times + GA NA NA 75867 75867 75867 75867 75867
9 12th 680000 NA NA 65365 65365 65365 65365 65365
10 13th 700000 NA NA 59016 59016 59016 59016 59016
11 14th 720000 NA 51989 51989 52015 52015 52015 52146
12 15th 740000 NA 46215 46421 46267 46267 46267 47260
13 16th 760000 NA 41382 41460 41487 41487 41487 43211
14 17th 780000 NA 37333 37411 37463 37463 37672 39867
15 18th 800000 NA 34172 34276 34328 34328 34903 37411
16 19th 820000 31193 31193 31246 31350 31376 32212 34981
Flexi Income: Guaratneed Compounded Interest 5.5% on accumulated income
Team Theankurworld
 JEEVAN UTSAV TABLE 871
LIFE TIME GUARANTEED INCOME RS 1,00,000 EVERY YEAR
SA 1000000 Guarateed Additions Per Annum up to PPT 40000
Age wise Annual premium including GST @ 4.5%. Without Any Riders
Income
Death
Starts
PPT Benefit after 0 5 10 20 30 40 50
from year
ppt
End
5 11th 7 times + GA NA NA 226399 227183 227601 230788 245314
6 11th 7 times + GA NA NA 191287 191392 191392 191392 192646
7 11th 7 times + GA NA NA 167096 167096 167096 167096 167096
8 11th 7 times + GA NA NA 149540 149540 149540 149540 149540
9 12th 1360000 NA NA 128640 128640 128640 128640 128640
10 13th 1400000 NA NA 116047 116047 116047 116047 116047
11 14th 1440000 NA 102097 102097 102149 102149 102149 102410
12 15th 1480000 NA 90654 90706 90758 90758 90758 92744
13 16th 1520000 NA 81092 81249 81301 81301 81301 84750
14 17th 1560000 NA 73098 73255 73359 73359 73777 78166
15 18th 1600000 NA 66880 67089 67194 67194 68343 73359
16 19th 1640000 61028 61028 61133 61342 61394 63066 68604
Flexi Income: Guaratneed Compounded Interest 5.5% on accumulated income
Team Theankurworld
 JEEVAN UTSAV TABLE 871
LIFE TIME GUARANTEED INCOME RS 2,00,000 EVERY YEAR
SA 2000000 Guarateed Additions Per Annum up to PPT 80000
Age wise Annual premium including GST @ 4.5%. Without Any Riders
Income
Death
Starts
PPT Benefit after 0 5 10 20 30 40 50
from year
ppt
End
5 11th 7 times + GA NA NA 452799 454366 455202 461577 490628
6 11th 7 times + GA NA NA 382575 382784 382784 382784 385292
7 11th 7 times + GA NA NA 334191 334191 334191 334191 334191
8 11th 7 times + GA NA NA 299079 299079 299079 299079 299079
9 12th 2720000 NA NA 257279 257279 257279 257279 257279
10 13th 2800000 NA NA 232095 232095 232095 232095 232095
11 14th 2880000 NA 204193 204193 204298 204298 204298 204820
12 15th 2960000 NA 181308 181412 181517 181517 181517 185488
13 16th 3040000 NA 162184 162498 162602 162602 162602 169499
14 17th 3120000 NA 146196 146509 146718 146718 147554 156332
15 18th 3200000 NA 133760 134178 134387 134387 136686 146718
16 19th 3280000 122056 122056 122265 122683 122788 126132 137209
Flexi Income: Guaratneed Compounded Interest 5.5% on accumulated income
Team Theankurworld
 JEEVAN UTSAV TABLE 871
LIFE TIME GUARANTEED INCOME RS 2,50,000 EVERY YEAR
SA 2500000 Guarateed Additions Per Annum up to PPT 100000
Age wise Annual premium including GST @ 4.5%. Without Any Riders
Income
Death
Starts
PPT Benefit after 0 5 10 20 30 40 50
from year
ppt
End
5 11th 7 times + GA NA NA 560773 562733 563778 571746 608059
6 11th 7 times + GA NA NA 473124 473385 473385 473385 476520
7 11th 7 times + GA NA NA 413036 413036 413036 413036 413036
8 11th 7 times + GA NA NA 369538 369538 369538 369538 369538
9 12th 3400000 NA NA 317419 317419 317419 317419 317419
10 13th 3500000 NA NA 285938 285938 285938 285938 285938
11 14th 3600000 NA 251061 251061 251192 251192 251192 251845
12 15th 3700000 NA 222454 222585 222716 222716 222716 227679
13 16th 3800000 NA 198550 198942 199073 199073 199073 207694
14 17th 3900000 NA 178564 178956 179218 179218 180263 191235
15 18th 4000000 NA 163020 163543 163804 163804 166678 179218
16 19th 4100000 148390 148390 148651 149174 149304 153484 167331
Flexi Income: Guaratneed Compounded Interest 5.5% on accumulated income
Team Theankurworld
 JEEVAN UTSAV TABLE 871
LIFE TIME GUARANTEED INCOME RS 3,00,000 EVERY YEAR
SA 3000000 Guarateed Additions Per Annum up to PPT 120000
Age wise Annual premium including GST @ 4.5%. Without Any Riders
Income
Death
Starts
PPT Benefit after 0 5 10 20 30 40 50
from year
ppt
End
5 11th 7 times + GA NA NA 672928 675279 676533 686095 729671
6 11th 7 times + GA NA NA 567749 568062 568062 568062 571824
7 11th 7 times + GA NA NA 495644 495644 495644 495644 495644
8 11th 7 times + GA NA NA 443446 443446 443446 443446 443446
9 12th 4080000 NA NA 380903 380903 380903 380903 380903
10 13th 4200000 NA NA 343126 343126 343126 343126 343126
11 14th 4320000 NA 301274 301274 301430 301430 301430 302214
12 15th 4440000 NA 266945 267102 267259 267259 267259 273215
13 16th 4560000 NA 238260 238730 238887 238887 238887 249233
14 17th 4680000 NA 214277 214748 215061 215061 216315 229482
15 18th 4800000 NA 195624 196251 196565 196565 200013 215061
16 19th 4920000 178068 178068 178382 179009 179165 184181 2000797
Flexi Income: Guaratneed Compounded Interest 5.5% on accumulated income
Team Theankurworld
 JEEVAN UTSAV TABLE 871
LIFE TIME GUARANTEED INCOME RS 4,00,000 EVERY YEAR
SA 4000000 Guarateed Additions Per Annum up to PPT 160000
Age wise Annual premium including GST @ 4.5%. Without Any Riders
Income
Death
Starts
PPT Benefit after 0 5 10 20 30 40 50
from year
ppt
End
5 11th 7 times + GA NA NA 897237 900372 902044 914793 972895
6 11th 7 times + GA NA NA 756998 757416 757416 757416 762432
7 11th 7 times + GA NA NA 660858 660858 660858 660858 660858
8 11th 7 times + GA NA NA 591261 591261 591261 591261 591261
9 12th 5440000 NA NA 507870 507870 507870 507870 507870
10 13th 5600000 NA NA 457501 457501 457501 457501 457501
11 14th 5760000 NA 401698 401698 401907 401907 401907 402952
12 15th 5920000 NA 355927 356136 356345 356345 356345 364287
13 16th 6080000 NA 317680 318307 318516 318516 318516 332310
14 17th 6240000 NA 285703 286330 286748 286748 288420 305976
15 18th 6400000 NA 260832 261668 262086 262086 266684 286848
16 19th 6560000 237424 237424 237842 238678 238887 245575 267729
Flexi Income: Guaratneed Compounded Interest 5.5% on accumulated income
Team Theankurworld
 JEEVAN UTSAV TABLE 871
LIFE TIME GUARANTEED INCOME RS 5,00,000 EVERY YEAR
SA 5000000 Guarateed Additions Per Annum up to PPT 200000
Age wise Annual premium including GST @ 4.5%. Without Any Riders
Income
Death
Starts
PPT Benefit after 0 5 10 20 30 40 50
from year
ppt
End
5 11th 7 times + GA NA NA 1115015 1118934 1121024 1136960 1209588
6 11th 7 times + GA NA NA 939716 940239 940239 94029 946509
7 11th 7 times + GA NA NA 819541 819541 819541 819541 819541
8 11th 7 times + GA NA NA 732545 732545 732545 732545 732545
9 12th 6800000 NA NA 628829 628829 628829 628829 628829
10 13th 7000000 NA NA 566651 566651 566651 566651 566651
11 14th 7200000 NA 497681 497681 497943 497943 497943 499249
12 15th 7400000 NA 441251 441513 441774 441774 441774 451701
13 16th 7600000 NA 394226 395010 395271 395271 395271 412514
14 17th 7800000 NA 355039 355823 356345 356345 358435 380380
15 18th 8000000 NA 324734 325779 326301 326301 332049 357129
16 19th 8200000 296258 296258 296780 297825 298086 306446 334139
Flexi Income: Guaratneed Compounded Interest 5.5% on accumulated income
Team Theankurworld
 OPTION 1 SAMPLE CASH FLOW
871/12, Age 25, SA 55 lacs 871/16, Age 25, SA 80 lacs

Pol Year Death Pol Year Death

Age Cash Flow Age Cash Flow
End Benefit End Benefit
1 26 -465025 5720000 1 26 -456000 8320000
2 27 -465025 5940000 2 27 -456000 8640000
3 28 -465025 6160000 3 28 -456000 8960000
4 29 -465025 6380000 4 29 -456000 9280000
5 30 -465025 6600000 5 30 -456000 9600000
6 31 -465025 6820000 6 31 -456000 9920000
7 32 -465025 7040000 7 32 -456000 10240000
8 33 -465025 7260000 8 33 -456000 10560000
9 34 -465025 7480000 9 34 -456000 10880000
10 35 -465025 7700000 10 35 -456000 11200000
11 36 -465025 7920000 11 36 -456000 11520000
12 37 -465025 8140000 12 37 -456000 11840000
13 38 0 8140000 13 38 -456000 12160000
14 39 0 8140000 14 39 -456000 12480000
15 40 550000 8140000 15 40 -456000 12800000
16 41 550000 8140000 16 41 -456000 13120000
17 42 550000 8140000 17 42 0 13120000
18 43 550000 8140000 18 43 0 13120000
19 44 550000 8140000 19 44 800000 13120000
20 45 550000 8140000 20 45 800000 13120000
21 46 550000 8140000 21 46 800000 13120000
22 47 550000 8140000 22 47 800000 13120000
23 48 550000 8140000 23 48 800000 13120000

CASH FLOW CONTINUES FOR LIFE TIME

 PAID UP VALUE SAMPLE CASH FLOW

871/06, Age 30, SA 10 lacs 871/12, Age 30, SA 20 lacs 871/12, Age 30, SA 20 lacs Reduced Paidup

Pol Year Death Pol Year Death Pol Year Death

Age Cash Flow Age Cash Flow Age Cash Flow
End Benefit End Benefit End Benefit
1 31 -183150 1338150 1 31 -173700 2080000 1 31 -173700 2080000
2 32 -183150 1378150 2 32 -173700 2160000 2 32 -173700 2160000
3 33 -183150 1418150 3 33 -173700 2240000 3 33 -173700 2240000
4 34 -183150 1458150 4 34 -173700 2320000 4 34 -173700 2320000
5 35 -183150 1498150 5 35 -173700 2400000 5 35 -173700 2400000
6 36 -183150 1538150 6 36 -173700 2480000 6 36 -173700 2480000
7 37 0 1538150 7 37 -173700 2560000 7 37 0 1480000
8 38 0 1538150 8 38 -173700 2640000 8 38 0 1480000
9 39 0 1538150 9 39 -173700 2720000 9 39 0 1480000
10 40 0 1538150 10 40 -173700 2800000 10 40 0 1480000
11 41 100000 1538150 11 41 -173700 2880000 11 41 0 1480000
12 42 100000 1538150 12 42 -173700 2960000 12 42 0 1480000
13 43 100000 1538150 13 43 0 2960000 13 43 0 1480000
14 44 100000 1538150 14 44 0 2960000 14 44 0 1480000
15 45 100000 1538150 15 45 200000 2960000 15 45 100000 1480000
16 46 100000 1538150 16 46 200000 2960000 16 46 100000 1480000
17 47 100000 1538150 17 47 200000 2960000 17 47 100000 1480000
18 48 100000 1538150 18 48 200000 2960000 18 48 100000 1480000
19 49 100000 1538150 19 49 200000 2960000 19 49 100000 1480000
20 50 100000 1538150 20 50 200000 2960000 20 50 100000 1480000
21 51 100000 1538150 21 51 200000 2960000 21 51 100000 1480000
22 52 100000 1538150 22 52 200000 2960000 22 52 100000 1480000
23 53 100000 1538150 23 53 200000 2960000 23 53 100000 1480000
24 54 100000 1538150 24 54 200000 2960000 24 54 100000 1480000
25 55 100000 1538150 25 55 200000 2960000 25 55 100000 1480000

CASH FLOW CONTINUES FOR LIFE TIME

 FLEXI INCOME SAMPLE CASH FLOW

871/16, Age 25, SA 80 lacs, FLEXI INCOME

Total
Balance for
Pol Year Amount at Addition at Accumulated Death Total Death
Age Premium Interest Withdraw Death
End Beginning the yer end Amount at Benefit Benefit
Benefit
year end
1 26 -456000 8320000 8320000
2 27 -456000 8640000 8640000
3 28 -456000 8960000 8960000
4 29 -456000 9280000 9280000
5 30 -456000 9600000 9600000
6 31 -456000 9920000 9920000
7 32 -456000 10240000 10240000
8 33 -456000 10560000 10560000
9 34 -456000 10880000 10880000
10 35 -456000 11200000 11200000
11 36 -456000 11520000 11520000
12 37 -456000 11840000 11840000
13 38 -456000 12160000 12160000
14 39 -456000 12480000 12480000
15 40 -456000 12800000 12800000
16 41 -456000 13120000 13120000
17 42 0 13120000 13120000
18 43 0 13120000 13120000
19 44 0 0 0 800000 800000 0 800000 13120000 13920000
20 45 0 800000 44000 800000 1644000 0 1644000 13120000 14764000
21 46 0 1644000 90420 800000 2534420 0 2534420 13120000 15654420
22 47 0 2534420 139393 800000 3473813 0 3473813 13120000 16593813
23 48 0 3473813 191060 800000 4464873 0 4464873 13120000 17584873
 Total
Balance for
Pol Year Amount at Addition at Accumulated Death Total Death
Age Premium Interest Withdraw Death
End Beginning the yer end Amount at Benefit Benefit
Benefit
year end
24 49 0 4464873 245568 800000 5510441 0 5510441 13120000 18630441
25 50 0 5510441 303074 800000 6613515 0 6613515 13120000 19733515
26 51 0 6613515 363743 800000 7777258 0 7777258 13120000 20897258
27 52 0 7777258 427749 800000 9005008 0 9005008 13120000 22125008
28 53 0 9005008 495275 800000 10300283 0 10300283 13120000 23420283
29 54 0 10300283 566516 800000 11666799 0 11666799 13120000 24786799
30 55 0 11666799 641674 800000 13108473 0 13108473 13120000 26228473
31 56 0 13108473 720966 800000 14629439 0 14629439 13120000 27749439
32 57 0 14629439 804619 800000 16234058 0 16234058 13120000 29354058
33 58 0 16234058 892873 800000 17926931 0 17926931 13120000 31046931
34 59 0 17926931 985981 800000 19712912 0 19712912 13120000 32832912
35 60 0 19712912 1084210 800000 21597122 1600000 19997122 13120000 33117122
36 61 0 19997122 1099842 800000 21896964 1600000 20296964 13120000 33416964
37 62 0 20296964 1116333 800000 22213297 1600000 20613297 13120000 33733297
38 63 0 20613297 1133731 800000 22547028 1600000 20947028 13120000 34067028
39 64 0 20947028 1152087 800000 22899115 1600000 21299115 13120000 34419115
40 65 0 21299115 1171451 800000 23270566 1600000 21670566 13120000 34790566
41 66 0 21670566 1191881 800000 23662447 1600000 22062447 13120000 35182447
42 67 0 22062447 1213435 800000 24075882 1600000 22475882 13120000 35595882
43 68 0 22475882 1236173 800000 24512055 1600000 22912055 13120000 36032055
44 69 0 22912055 1260163 800000 24972218 1600000 23372218 13120000 36492218
45 70 0 23372218 1285472 800000 25457690 1600000 23857690 13120000 36977690
46 71 0 23857690 1312173 800000 25969863 1600000 24369863 13120000 37489863
47 72 0 24369863 1340342 800000 26510206 1600000 24910206 13120000 38030206
48 73 0 24910206 1370061 800000 27080267 1600000 25480267 13120000 38600267
49 74 0 25480267 1401415 800000 27681682 1600000 26081682 13120000 39201682
50 75 0 26081682 1434492 800000 28316174 1600000 26716174 13120000 39836174
 Total
Balance for
Pol Year Amount at Addition at Accumulated Death Total Death
Age Premium Interest Withdraw Death
End Beginning the yer end Amount at Benefit Benefit
Benefit
year end
51 76 0 26716174 1469390 800000 28985564 1600000 27385564 13120000 40505564
52 77 0 27385564 1506206 800000 29691770 1600000 28091770 13120000 41211770
53 78 0 28091770 1545047 800000 30436817 1600000 28836817 13120000 41956817
54 79 0 28836817 1586025 800000 31222842 1600000 29622842 13120000 42742842
55 80 0 29622842 1629256 800000 32052099 1600000 30452099 13120000 43572099
56 81 0 30452099 1674865 800000 32926964 1600000 31326964 13120000 44446964
57 82 0 31326964 1722983 800000 33849947 1600000 32249947 13120000 45369947
58 83 0 32249947 1773747 800000 34823694 1600000 33223694 13120000 46343694
59 84 0 33223694 1827303 800000 35850997 1600000 34250997 13120000 47370997
60 85 0 34250997 1883805 800000 36934802 1600000 35334802 13120000 48454802
61 86 0 35334802 1943414 800000 38078216 1600000 36478216 13120000 49598216
62 87 0 36478216 2006302 800000 39284518 1600000 37684518 13120000 50804518
63 88 0 37684518 2072648 800000 40557167 1600000 38957167 13120000 52077167
64 89 0 38957167 2142644 800000 41899811 1600000 40299811 13120000 53419811
65 90 0 40299811 2216490 800000 43316300 1600000 41716300 13120000 54836300
66 91 0 41716300 2294397 800000 44810697 1600000 43210697 13120000 56330697
67 92 0 43210697 2376588 800000 46387285 1600000 44787285 13120000 57907285
68 93 0 44787285 2463301 800000 48050586 1600000 46450586 13120000 59570586
69 94 0 46450586 2554782 800000 49805368 1600000 48205368 13120000 61325368
70 95 0 48205368 2651295 800000 51656663 1600000 50056663 13120000 63176663
71 96 0 50056663 2753116 800000 53609780 1600000 52009780 13120000 65129780
72 97 0 52009780 2860538 800000 55670318 1600000 54070318 13120000 67190318
73 98 0 54070318 2973867 800000 57844185 1600000 56244185 13120000 69364185
74 99 0 56244185 3093430 800000 60137615 1600000 58537615 13120000 71657615
75 100 0 58537615 3219569 800000 62557184 1600000 60957184 13120000 74077184