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Credit Report

This credit report provides a summary of Gopal Gadri's personal and financial information. His CIBIL score is 678. The report lists two loan accounts, including a consumer loan from HDFC Bank with a current balance of Rs. 19,345 and an overdue amount of Rs. 11,512, and a housing loan from MHIL with a current balance of Rs. 24,826 and no overdue amount. Contact information, employment details, and payment histories for the loan accounts are also included.

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rd12121988
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© © All Rights Reserved
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Download as PDF, TXT or read online on Scribd
0% found this document useful (0 votes)
965 views

Credit Report

This credit report provides a summary of Gopal Gadri's personal and financial information. His CIBIL score is 678. The report lists two loan accounts, including a consumer loan from HDFC Bank with a current balance of Rs. 19,345 and an overdue amount of Rs. 11,512, and a housing loan from MHIL with a current balance of Rs. 24,826 and no overdue amount. Contact information, employment details, and payment histories for the loan accounts are also included.

Uploaded by

rd12121988
Copyright
© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 13

1/4/24, 4:12 PM Credit Report

CIBIL Score & Report


Control Number : 6,982,760,910
Date : 04/01/2024

CIBIL Score
This section reflects your CIBIL Score, which is widely used by loan providers
to evaluate loan applications. Your score ranges between 300 and 900, and is
calculated based on the information available in the "Accounts" and
"Enquiry"section of your CIBIL Report. The closer your score is to 900, the more
confidence the lender will have in your ability to repay the loan. Higher your

678 score, the better chances of your application getting approved.


Please note in some cases you might be displayed a CIBIL Score of "NH”
which indicates one of the following 3 things:

1. You have a credit card or loan account, but no credit activity in the last
three years.
2. Lenders may have made enquiries, but you do not have any credit
activity.
3. You only have add-on credit cards, and no credit exposure.

Personal Information
Name DOB Gender

GOPAL GADRI GOPAL GADRI 10/02/1994 Male

Identification Type Number Issue Date Expiration Date


Income Tax ID Number BGNPG5587L - -
(PAN)

Voter ID Number SNE/0657056 - -

Contact Information
Address Category Residence Code Date Reported

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S/O SOHAN LAL GADRI 63 GADRI Permanent Owned 31/05/2022


MOHALLA VIL KUMARIYA KHEDA Address
POST DEOLI KUMARIYA KHERA
NEAR CHARBUJA TEMPLE
BHILWARA PUR Rajasthan 311802

PIN_311802 BHILWARA Rajasthan Permanent Owned 30/08/2019


311802(e) Address

H NO 63 W NO 2, GADRI MOHALLA Residence Owned 25/08/2018


NEAR CHARBHUJA MANDIR Address
KUMARIYA KHERA , DEVLI , PUR
BHILWARA Rajasthan 311001

HOUSE NO.63 , WARD NO.1 GADRI Residence Rented 28/08/2017


MOHALLA , KUMARIYA KHEDA PUR, Address
PANCHAYAT DEOLI BHILWARA
Rajasthan 311001

Telephone Number Type Telephone Number Telephone Extension

Mobile Phone 918955723167

Home Phone 964209374

Office Phone 8769565167

Office Phone 8769565167

Email Addresses

[email protected]

Employment Information

Account Type Priority Sector- Gold Loan

Date Reported 31/10/2023

Occupation Others

Income -

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Monthly / Annual Income Indicator -

Net / Gross Income Indicator -

Account Information

Member Name Account Type Account Number Ownership

> HDFC BANK Consumer Loan 0001013810003434 Individual


409

Account Details
Credit Limit -

Sanctioned Amount 0

Current Balance 19,345

Cash Limit -

Amount Overdue 11,512

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 12/02/2019

Date Closed -

Date of Last Payment 05/11/2019

Date Reported And Certified 31/12/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

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Credit Facility Status Written-off

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/01/2021

Payment End Date 01/12/2023

Dec 2023 180 Dec 2022 180

Nov 2023 179 Nov 2022 179

Oct 2023 180 Oct 2022 180

Sep 2023 179 Sep 2022 179

Aug 2023 180 Aug 2022 180

Jul 2023 177 Jul 2022 177

Jun 2023 177 Jun 2022 177

May 2023 178 May 2022 178

Apr 2023 177 Apr 2022 177

Mar 2023 178 Mar 2022 178

Feb 2023 177 Feb 2022 176

Jan 2023 180 Jan 2022 179

Dec 2021 179

Nov 2021 178

Oct 2021 179

Sep 2021 178

Aug 2021 179

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Jul 2021 176

Jun 2021 176

May 2021 176

Apr 2021 176

Mar 2021 176

Feb 2021 176

Jan 2021 176

STD: Standard DBT:Doubtful ###: Number of


days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> MHIL Housing Loan 02402401648 Individual

Account Details
Credit Limit -

Sanctioned Amount 25,755

Current Balance 24,826

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount 384

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 10/09/2022

Date Closed -

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Date of Last Payment 31/10/2023

Date Reported And Certified 31/10/2023

Value of Collateral 7,50,000

Type of Collateral Property

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/09/2022

Payment End Date 01/10/2023

Oct 2023 0 Oct 2022 XXX

Sep 2023 0 Sep 2022 0

Aug 2023 0

Jul 2023 0

Jun 2023 0

May 2023 0

Apr 2023 0

Mar 2023 0

Feb 2023 0

Jan 2023 0

Dec 2022 XXX

Nov 2022 XXX

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1/4/24, 4:12 PM Credit Report

STD: Standard DBT:Doubtful ###: Number of


days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> ICICI BANK Priority Sector- Gold 666605601182 Individual


Loan

Account Details
Credit Limit -

Sanctioned Amount 64,155

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 21/04/2022

Date Closed 30/10/2023

Date of Last Payment 30/10/2023

Date Reported And Certified 31/10/2023

Value of Collateral -

Type of Collateral No Collateral

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

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Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/04/2022

Payment End Date 01/10/2023

Oct 2023 0 Oct 2022 0

Sep 2023 0 Sep 2022 0

Aug 2023 0 Aug 2022 0

Jul 2023 0 Jul 2022 0

Jun 2023 0 Jun 2022 0

May 2023 0 May 2022 0

Apr 2023 10 Apr 2022 0

Mar 2023 0

Feb 2023 0

Jan 2023 0

Dec 2022 0

Nov 2022 0

STD: Standard DBT:Doubtful ###: Number of


days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> HDB Consumer Loan 6652871 Individual

Account Details

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Credit Limit -

Sanctioned Amount 17,580

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 9

EMI Amount 2,222

Payment Frequency Monthly

Actual Payment Amount 2,230

Date Opened / Disbursed 19/02/2019

Date Closed -

Date of Last Payment 30/10/2019

Date Reported And Certified 30/11/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/12/2020

Payment End Date 01/11/2023

Nov 2023 0 Nov 2022 0

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1/4/24, 4:12 PM Credit Report

Oct 2023 0 Oct 2022 0

Sep 2023 0 Sep 2022 0

Aug 2023 0 Aug 2022 0

Jul 2023 0 Jul 2022 0

Jun 2023 0 Jun 2022 0

May 2023 0 May 2022 0

Apr 2023 0 Apr 2022 0

Mar 2023 0 Mar 2022 0

Feb 2023 0 Feb 2022 0

Jan 2023 0 Jan 2022 0

Dec 2022 0 Dec 2021 0

Nov 2021 0

Oct 2021 0

Sep 2021 0

Aug 2021 0

Jul 2021 0

Jun 2021 0

May 2021 0

Apr 2021 0

Mar 2021 0

Feb 2021 0

Jan 2021 0

Dec 2020 0

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1/4/24, 4:12 PM Credit Report

STD: Standard DBT:Doubtful ###: Number of


days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> MHIL Housing Loan 02402400811 Individual

Account Details
Credit Limit -

Sanctioned Amount 4,63,540

Current Balance 4,33,048

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 180

EMI Amount 6,134

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 15/03/2018

Date Closed -

Date of Last Payment 31/10/2023

Date Reported And Certified 31/10/2023

Value of Collateral 7,50,000

Type of Collateral Property

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

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1/4/24, 4:12 PM Credit Report

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/11/2020

Payment End Date 01/10/2023

Oct 2023 0 Oct 2022 XXX

Sep 2023 0 Sep 2022 0

Aug 2023 0 Aug 2022 90

Jul 2023 0 Jul 2022 XXX

Jun 2023 0 Jun 2022 XXX

May 2023 0 May 2022 XXX

Apr 2023 0 Apr 2022 XXX

Mar 2023 0 Mar 2022 90

Feb 2023 0 Feb 2022 89

Jan 2023 0 Jan 2022 119

Dec 2022 0 Dec 2021 89

Nov 2022 XXX Nov 2021 119

Oct 2021 119

Sep 2021 4

Aug 2021 145

Jul 2021 115

Jun 2021 145

May 2021 115

Apr 2021 89

Mar 2021 55

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1/4/24, 4:12 PM Credit Report

Feb 2021 XXX

Jan 2021 29

Dec 2020 0

Nov 2020 0

STD: Standard DBT:Doubtful ###: Number of


days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

Enquiry Information
Member Name Date of Enquiry Enquiry Purpose
FUSION 22/07/2022 Consumer Loan

Disclaimer : All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL)
based on information provided/ submitted by its various members("Members"), as part of periodic data submission and
Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit report is
generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy,
completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any
discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the
Operating Rules for TU CIBIL and its Members

COPYRIGHT 2024 TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com


To raise a Dispute, please visit http://www.cibil.com/dispute

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