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APPLICATION SEEKING PERMISSION FOR PURCHASE/SALE OF

MOVEABLE/ IMMOVEABLE PROPERTY OR FOR THE CONSTRUCTION OF
HOUSE, PURCHASE OF PLOT/MOTORCAR AND MOTOR CYCLE

1. Name. & Farther Name

2. Designation
3. Basic Pay & BPS
4. Detail of property to be purchase / sold.
5. Location of the immoveable property
mentioned above.
6. Price of the property to be purchased / sold.
7. Estimated cost of the construction
of House.
(i) Land
(ii) Actual Construction
8. Source of financing the purchase/
Construction of the house. (in case
It is proposed to be financed by
Parents/in-laws or other closed
Relative, a brief note justifying
their pecuniary resources and proof
of receipt of money be added.
9. Name and address of the person from
Whom the property is to be purchased/sold

10. I do hereby solemnly declare that the above information is correct to the best of
my knowledge & belief and that the person with whom this transaction is being
made is neither my official subordinate nor it will place me under any pecuniary
obligation to any person within the local limits of my Authority or with any
person with whom I am official dealing.

Signature of the Employee

C/S.
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APPLICATION FOR THE GRANT OF AN ADVANCE FOR THE
CONSTRUCTION OF HOUSE /PURCHASE OF PLOT/MOTORCAR/
MOTOR CYCLE
NOTE: - Application for the grant of an advance should be accompanied by: -
(1) Letters of guarantee (In form HB-I) form the sureties preferably Govt: Servants
acceptable to WAPDA (MEPCO) that they shall pay the balance of the loan on
demand should be applicant fail to pay an installment on the due date or commit
any other breach of the terms and conditions governing the grant of the advance.
(2) A non-encumbrance certificate from the Sub Register (In Form Hb-I) at the plot
of Land owned by the applicant on which the house is to be built is free from all
encumbrances.
(3) The non-cumbrance certificate referred to in Sub Rule 2 (II) will not be required if
the land is allotted by a Satellite Town Committee or an improvement trust or a
registered Co-operative Housing Society and in lieu there of a certificate (In
Form HB-II) that both the allotting authority has no objection to the plot being
mortgaged to WAPDA (MEPCO) shall be furnished.

(1) NAME OF APPLICANT _________________________________________________________

(2) DESIGNATION ________________________________________________________________
(3) DATE OF APPOINTMENT ______________________________________________________
(4) DATE OF BIRTH ______________________________________________________________

(5) WHETHER WAPDA EMPLOYEE

OR ON DEPUTATIONS _________________________________________________________
(6) NAME OF OFFICE _____________________________________________________________
(7) DATE OF RETIREMENT IN THE
CASE OF DEPUTATIONS_______________________________________________________

(8) PAY EXCLUDING ALLOWANCES _______________________________________________

(9) PAY INCLUDING ALLOWANCES ________________________________________________
(10) NAME OF OFFICE/PROJECT/DIVISION
WHERE EMPLOYEE AT PRESENT _______________________________________________

(11) WHERE THE APPLICANT IS A WAPDA EMPLOYEES HAS NOT BEEN DECLARED AS A
REGULAR EMPLOYEES AND COMPLETED 5 YEARS OF HIS SERVICE.
(12) WHETHER THE APPLICANT IS A RETIRED GOVT: SERVANT RE-EMPLOYED BY
WAPDA, IF SOME THAT IS THE PERIOD OF HIS RE-EMPLOYMENT.
(13) IN CASE OF THE OFFICIAL/OFFICER IS GOVT: DEPTT: IT MAY BE CONFIRMED IF HE
IS ENTITLED TO DRAW SUCH ADVANCE UNDER THE GOVERNMENT.
(14) WHETHER THE APPLICANT HAS DRAWN SUCH ADVANCE PREVIOUSLY
FROM WAPDA OR FROM GOVERNMENT IF SO GIVEN DATE ON WHICH
ADVANCE WAS DRAWN ALSO STATE WHETHER IT HAS BEEN REPAID IN
FULL __________________________________________________________________.
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(15) WHETHER THE APPLICANT IS THE MEMBER OF EPF/GPF FUND GIVE

ACCOUNT NO. ___________________________________________________

(16) AMOUNT OF LOAN APPLIED FOR RS. ______________________________

Strikeout the station where the application intends to construct/ purchase of

House out of the following or their suburbs or satellite town.

1. Karachi.
2. Lahore.
3. Gujranwala
4. Quetta
5. Multan
6. Rawalpindi

Certified that I have read out the rules regulation to the grant of House Building
advance as circulated by the Authority vide their office order No. S/SO(R)5/227/A&L/3833
dated. 23.05.67 and undertake the abide by them.
Also certify that the best of my knowledge and belief the above information is
correct.

SIGNATURE OF APPLICANT

Verification and recommendation of the Head Office.

SIGNATURE OF HEAD OFFICE

To filled in by the provident Funds section of the Chief Accountant (W) office amount of
applicant construction lying in his GPF Account No. 1782

1. Own contribution including Rs. ____________________

insurance premium paid.

2. Authority contribution Rs. ____________________

Less G.P Fund Advance if any Rs. ____________________

Net amount lying in G.P.F Rs. ____________________

Account.
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BOND ON PLAIN PAPER

I have attached Surety Bond on plain paper after sanction of Loan, the same will be
submitted on purchased of ___________________________and will be mortgaged to Authority
against the Load drawn.

SIGNATURE OF APPLICANT
C/S

UNDERTAKING

I Mr. __________________________________________ S/O _____________________

undertake the I will abide by all departmental terms and conditions under implementation
regarding the advance applied for, otherwise my pay may be withheld.

SIGNATURE OF APPLICANT

C /S

BOND ON PLAIN PAPER

I Mr. __________________________________________ S/O _____________________

undertake the I have not availed long term advance facility from MEPCO / WAPDA during my
whole service.

SIGNATURE OF APPLICANT
C/S
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NO ENQUIRY CERTIFICATE

Certified that no Departmental enquiry is pending against the Borrower

Mr.________________________________________S/O _______________________________
Employed as _________________________ and his sureties / Guarantor: -
1. Mr. __________________ S/O ______________________ employed as _________________
2. Mr. __________________ S/O ______________________ employed as _________________

Signature Concerned Officer

MEN OF MEANS CERTIFICATE

Certified that Mr.________________________________________

S/O__________________Employed as__________________________________________ and
Mr. ______________________________ S/O ___________________________________
employed as _____________________ who stood surety of the Borrower
Mr. __________________________________S/O ___________________________ employed
as _____________________________ are men of means and are capable of meeting financial
obligation in case the Borrower defaults to repay the advance to the Authority.

Signature Concerned Officer

NO LONG TERM ADVANCE CERTIFICATE

It is certified that no long term advance is outstanding against Mr.

________________________________________ S/O _________________________________
employed as _____________________________ in this office.

Signature Concerned Officer

PENSION OPTION CERTIFICATE

Certified that Mr. ___________________________________ S/O
__________________ designation___________ of this office has opted for pension.

Signature Concerned Officer

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BOND
Whereas I, Mr. ___________________________________ S/O __________________________
(hereinafter) called the Borrower, which expression shall include my heirs legal representatives
and assigns) presently employees as ________________________ in the office of
_________________, has under the provisions of the Rules Regulating the grant of advance for
the __________________, 1967 (hereinafter referred to as the Rules, which expression shall
include any amendment thereof for the time being in force) applied to the Pakistan Water and
Power Development Authority under the Pakistan Water and Power Development Authority Act
1958 with its office at WAPDA House Lahore, (hereinafter called the Authority which
expression shall include its successors legal representative and assigns) for loan of Rs.
____________________ in words _________________________________________________ .
The purchase of ________________________________ plot of land _____________________
(here given full description)._______________________ and for building a house thereon (here
given full description) and the Authority has agreed to lend the said amount to the borrower on
the terms and the conditions here in after contained.
NOW IS HEREBY AGREED and BETWEEN THE PARTIES hereto that at in consideration of
the sum of Rs. _________________ (in words) _______________________________________
by the Authority to the Borrower the receipt of which the Borrower hereby acknowledge.
1. The Borrower shall pay to the Authority the said amount of with interest calculated
according to the Rules by monthly deductions from his salary as provided for by the Rules and
hereby authorities. The Authority to make such deduction and start making them with in four
months from the date of these presents.
2. The Borrower shall spend the entire amount of the loan on the purchase/construction of
the House or the Plot of Land and construction a house thereon, or if the actual price paid for the
house or the plot or the land or the expenditure incurred on the construction of the house is less
than the loan, the Borrower shall repay the difference to the authority forthwith.
3. The Borrower shall, within one month from the date of payment of the last
installment/entire amount of the loan to him for the construction/purchase of house, execute a
mortgage deed mortgaging the house together with the Land on which it stands, to the Authority
and get the deed registered at his cost. The Borrower shall insure the house annually against
earthquake and fire, at his own cost, with an Insurance Company approved by the Authority, and
assign the Insurance Policy in Form HB-VII in favour of the Authority. The House so
constructed/purchased will be considered to have been transferred to the Authority absolutely,
subject to the right of redemption by the employee.
4. The Borrower hereby agrees, undertakes and declares that if the plot of land is not
purchased and the House not built thereon (the reasonable period building a house would be one
year)or if the House is not Purchased as soon as possible or if the provisional transfer order is
cancelled by the Settlement Authorities and/or the deed mortgaging the House together with land
it stand on is not executed and registered with in one month of the completion of purchase of the
house or if the Borrower comes insolvent or ceases to be in the service of the Authority or dies,
the entire amount of the loan and the interest accrued thereon, shall immediately become due and
payable.
5. Should the entire amount due from the Borrower be not realized by monthly deductions
as agreed under Clause-I hereof, the Borrower shall pay the amount due or its balance due, to the
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authority in a lump sum. In the case of serving personnel, the Authority or a Member of the
Authority would be fully competent of stop disbursement of pay and allowance till such time as
the amount due above with interest has been realized.

(1) HARE AS I Mr. _______________________________ S/O _________________________

resident at _________________________________________ presently employees as
________________________________ in the office of ________________________________.
(2) HARE AS I Mr. ________________________________ S/O _________________________
resident at _____________________________________________ presently employees as
________________________________ in the office of ________________________________.
In consideration of your granting a loan of Rs. ________________________________________
(Rupees _______________________________________________________________ only) to
Mr. _____________________________________________ S/O _________________________
of (address) ___________________________________________________________________.

(i) Hereby guarantee the due repayment of the loan and the installments falling due there
under in terms of the Mortgage Deed a copy were of is here to annexed and signed by me for the
said load and to be executed by the said Borrower (hereinafter referred to as the principle
Debtor). In the event of the said principal Debtor’s failing to pay any of the installments falling
due in respect of said loan within 10 days of its becoming; due and payable to WAPDA. I hereby
undertake to pay the same with in seven days of the receipt of notice in writing to me. Provided
always that the payment of such installments by me shall not in any way prejudice WAPDA’s
right to the treat the balance of the loan as repayable on demand by reason of the Principal
Debtor’s failure to pay such installment on the due date or for any other reason that WAPDA
may deem sufficient. In the event of WAPDA’s deciding to recall the balance of the loan as
aforesaid, it shall have the right to demand the same from me by notice in writing and on my
failing to repay the balance within 15 days of the receipts of notice in writing to me, to proceed
against me under the law as if I was the Principal Debtor (i.e. borrower) within the meaning of
the WAPDA Rules Regulating the Grant of Advance for the Construction, purchase of
House/Plot Rules 1967,
(ii) My liability under this guarantee shall be co-extensive with that of the principal Debtor
and WAPDA may at its discretion hold me primarily responsible for the liabilities of the
principal debtor as aforesaid.
(iii) This guarantee shall not be discharges or prejudiced by any partial payment or pay
settlement of accounts or by discharge of the principal debtor by Operation of Law of any other
reason.

(iv) WAPDA (MEPCO) may as it think fit and without reference to me and without prejudice
to rights against me be virtue hereof, grant the Principal Debtor time or other indulgence or make
or accept any arrangement or composition with him in respect of the debt hereby guaranteed and
also very, renew, realize or in any way deal with any sureties or rights now or here after held by
WAPDA in respect of the debt.
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(v) Any account settled between WAPDA (MEPCO) and the principal debtor as well as any
statement of WAPDA (MEPCO) regarding the amount due to them will be accepted by me as
conclusive evidence of the extent of my liability under this guarantee.
(vi) Any notice by way of demand, request or otherwise hereunder may be given to me
personally or may be left at the last known place of business or residence or may be sent to me
by post addressed as aforesaid, and if sent by post it shall be deemed to have been duly received
by me when it would reach me in due course of post.
IN WITNESS WHERE OF, the parties here to have set their hands hereinto the day and the year
below written.

Dated the ____________________ day of ________________20___

(Name, designation and full address of

the Borrower).

___________________________________

___________________________________

___________________________________
1. Witness of Borrower with address

___________________________________
2. Witness of Borrower with address

SIGNATURE OF GUARANTORS SIGNATURE OF GUARANTORS

1. ________________________________ 2. __________________________________
Name & Desig: of Guarantor-1 Name & Desig: of Guarantor-2

_____________________________________ _______________________________________
i) Name & Desig; of witness of Guarantors-1 i) Name & Desig: itness of Guarantors-2
with address with address

______________________________________ _______________________________________
ii) Name & Desig; of witness of Guarantors-1 ii) Name & Desig: itness of Guarantors-2
with address with address

C/S.
For & on the behalf of MEPCO
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APPENDIX “A”
BOND

Whereas I, Mr. ________________________________ S/O _______________________

(hereinafter called the borrower, which expression shall include his legal representatives and
assigned) employees as _________________ in the office of __________________________
has under the provision of the Rules regulating the grant of advance for the purchase of Motor
Car/Motor Cycle/Cycle (hereinafter referred to and the said Rules) which expression shall
include any amendments thereof for the time being in force applied to the Authority for loan of
Rs. _______________________ (Rupees___________________________________________)
for the purchase of Motor Car/Motor Cycle/Scooter and Authority has agreed to lend the said
amount to the Borrower on the terms and conditions hereinafter contained NOW IT IS HEREBY
AGREED between the parties hereto that in consideration of sum of Rs. __________________
(Rupees__________________________________) paid by the Authority to the borrower (the
receipt of which the Borrower hereby acknowledges) the Borrower hereby agrees with
Authority. (I) pay the Authority the said amount with interest calculated according to the said
Rules by 48/30 equal monthly deductions from his salary as provided for by the said Rules and
hereby authorities the Authority to make such deductions every month, starting with the first
deduction to made in the beginning of the month next after the date of these presents. (2) to
expend the full amount of the said loan in the purchase of a Motor Car/Motor Cycle/Scooter
within on month from the date hereof or if the actual price paid is less than the loan to repay the
difference to the Authority forthwith. (3) immediately on the said purchase to execute a
documents hypothecating the said Motor Car/Motor Cycle/Scooter to the Authority as security
for the amount lent hereunder together with interest at the rate from time to time fixed for the
purpose by the Authority and (4) immediately to insure and keep the Motor Car/Motor
Cycle/Scooter insured at his own cots with an insurance company approved by the Authority in
an amount not less than the amount outstanding for the time being hereunder and for the entire
duration hereof and to assign each such policy to the Authority in the form given in Appendix
“C” AND IT IS HEREBY LASTLY AGREED AND DECLARED THAT if the Motor
Car/Motor Cycle/Scooter has not been purchased hypothecated and insured as aforesaid or if the
Borrower while any amount hereunder is still due, becomes insolvent or quits the service of the
Authority or dies or allows the insurance to lapse, the whole or the outstanding balance of the
amount of the loan and interest accrued thereon shall immediately become due and payable from
him, his personal representative, his surety or through insurance cover, as the case may be, or if
the borrower is a Government servant and ceases to be on deputation to, or under the
administrative control of the Authority, the outstanding balance of the amount of the loan and
interest accrued thereon shall be recoverable from the pay bills of the borrower through the
Department to which he reverts, failing which he shall be liable to pay the amount thereof.
Should the entire amount due from the borrower by not realized by monthly deductions as a
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agreed under Clause-I hereof it shall be payable in a lump sum by him his personal
representative, his surety or through insurance cover.
Provided always that the borrower will be entitled to prepay the loans by lump sum
payment before due time, and the Authority after the receipt of the loan will have no objection to
release the hypothecated Motor Car/Motor Cycle/Scooter on application.

1. Whereas I, Mr. __________________________________ S/O

____________________a resident of _______________________________________ in district
____________ at present employed as ___________________ in the ___________________
Department/Office (hereinafter called “The Surety”) am family bound to the Pakistan Water and
Power Development Authority, WAPDA House, Lahore (hereinafter call the Authority) in the
sum of Rs. ____________________ together with interest thereon for which payment to be well
and truly made. I hereby bind myself my hires executors administrators and representative by
these presents sealed with my seal this _________________ day of __________ 20___.

2. Whereas I, Mr. _____________________________________________ S/O

_____________________________________ a resident of _____________________________
in district _______________ at present employed as ___________________ in the
________________ Department/Office (hereinafter called “The Surety”) am family bound to the
Pakistan Water and Power Development Authority, WAPDA House, Lahore (hereinafter called
the Authority) in the sum of Rs. _______________ together with interest thereon for which
payment to be well and truly made.
I hereby bind myself my hires executors, administrators and representative by
these presents sealed with my seal this _________________ day of ______________ 20___.

3. Whereas __________________________________ the son of

__________________ resident of ________________________________________ in the
district of ___________________ at present employed as a _________________ in the
_________________________ Department/Office (hereinafter called the Borrower), has at his
own request been granted by the Authority a loan of Rs. ___________________________ for
the purchase of Motor Car/Motor Cycle/Scooter for his own use and that the said borrower has
undertaken to repay the said amount in 48/30 equal monthly installments of _________________
each, with interest at the rate from time to time fixed for the purpose by the Authority.

4. Now the condition of this obligation is such that if the said borrower shall, while
employed in the said _________________ Department/Office duly and regularly pay or cause to
by paid to the Authority the amount of the loan aforesaid by installments with interest on the
whole of such amount as shall from time to time remain owing on the first day of each calendar
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month, the first payment to be made on the ___________ day of ___________ 20___, until the
said sum of Rs. ________________ together with interest there on, shall be fully paid, then this
bond shall void otherwise the same shall be and remain in full force.
And in case the borrower shall die or become insolvent or at any time ceases to be in the service
of the Authority, the whole of so much of the said principal sum of Rs. __________________ as
shall then remain unpaid together with interest, which shall have accrued there on, shall
immediately become due and payable to the Authority and be recoverable from the surety in one
installment by virtue of this bond.
IN WITNESS where of, the parties hereto have set their hands hereinto the day and the
year below written.
Dated the ________________ day of ______________ 20___

(Name, designation and full address of

the Borrower).

___________________________________

___________________________________

_____________________________ ____________________________________
_____________________________ ____________________________________
1. Witness of Borrower with address 2. Witness of Borrower with address

SIGNATURE OF GUARANTORS SIGNATURE OF GUARANTORS

1. ________________________________ 2. __________________________________
Name & Desig: of Guarantor-1 Name & Desig: of Guarantor-2

_____________________________________ _______________________________________
i) Name & Desig; of witness of Guarantors-1 i) Name & Desig: itness of Guarantors-2
with address with address

______________________________________ _______________________________________
ii) Name & Desig; of witness of Guarantors-1 ii) Name & Desig: itness of Guarantors-2
with address with address

C/S

For on the behalf of the MEPCO