SVKM’s NMIMS

School of Business Management

Programme: MBA Batch: 2022 - 2024

Academic Year: 2023 – 2024 Subject: Wealth Management
Date: 07 December 2023 Time: 11:00 to 13:00 Duration: - 2 Hrs

N.B.:-

1. There are four questions in this paper. All questions are compulsory.

2. Each question carries10 marks.

3. For answering the questions use of this excel book is only allowed.

4. Access to Internet / intranet is prohibited.

5. Each question has been provided in the designated excel sheet for that question.

6. Answer each question in the designated excel sheet for that question.

7. While answering the question don’t leave unnecessary space.

8. Cover your answer area by thick box border in the same way as questions are covered

9. While answering do not change question data.

 Semester: V
Marks: 40
Duration: - 2 Hrs

et for that question.

y as questions are covered

Q1: Mr Rohvir an employee at JCL ltd approached you for his retirement planning. His annual expenses
today are Rs. 10 lakh out of which Rs. 2 lakh are health related expenses and rest of Rs. 8 lakh are
general expenses. However he is committed to change his living standard and thereby reduce the general
expenses to 75% of current general expenses but health expenses are expected to increase by 50%. He is
currently 32 years old and is expected to retire at 65. He life expectancy si 80 years. Expected overall
inflation rate is 5%. The return on retirement corpus is expected to be 7%. You are required to:
a. Solve the case to arrive at inflation adjusted annual expenses of client at the time of retirement. 2 Marks
b.
c. Appraise Rohvir investing
He is currently about the retirement
Rs. 12000 corpus required
pm in large captoequity
finance the expenses
oriented of non-earning
funds which life. to 3 Marks
are expected
generate a return of 12% annually. Ralate and find out if this investment enough to finance his retirement
corpus. 3 Marks
d. Judge the rate of retrun that Rohvir needs so as to finance his retirement corpus adequately,
considering that he can invest only Rs. 12000 pm? 2 Marks

A
B

C
D
health expenses 200,000
General expenses 800000

new expenses
General expenses 600000
Health Expenses 300000

total Expenses 900000

Current age 32
retirement age 65
No of year to ritire 33
Life expentancy 80
No of year post reitirement 15
Inflation rate 5%
return on corpus 7%

Futue annual expenses ₹ 4,502,869.69

Retirement Corpus
Real rate of interest 0.019047619047619

Corpus amount ₹ 232,834,206.97

amount 144000
rate 12%
no of year 33

no of year
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
 21
22
23
24
25
26
27
28
29
30
31
32
33

PV

This amount is enough for ritirement

the 12% rate of return is enough for the retirement amount of Mr rohvir
amount
144000
161280
180633.6
202309.632
226586.78784
253777.2023808
284230.466666496
318338.122666476
356538.697386453
399323.341072827
447242.142001567
500911.199041755
561020.542926765
628343.008077977
703744.169047334
788193.469333015
882776.685652976
988709.887931334
1107355.07448309
1240237.68342107
1389066.20543159
1555754.15008338
1742444.64809339
1951538.0058646
2185722.56656835
2448009.27455655
2741770.38750334
3070782.83400374
3439276.77408419
3851989.98697429
4314228.78541121
4831936.23966055
5411768.58841982

49309840.1585849
₹ 828,537,300.75
Q2: Chandan, aged 35 years, is working as a faculty mamber in a management institute with an annual sala
retire at the of age of 65 years. His wife is aged 30 years and has a life expectancy up to age 70. He has a
Rs.5,50,000/- and balance at bank is Rs.50,000/-
Chandan would like to have an emergency fund of Rs.5,00,000/- and also to create education fund for his t
are Rs.10,00,000/- and younger child are Rs.12,00,000/- in todays terms. He will be required to spend on h
be 5.5%.
He has an outstanding loan of Rs.10,00,000/- on his house property, currently valued at Rs.80,00,000/-. Be
disbursement of loan to which Candan agreed.
Chandan wishes to provide the present income to the family for 1 year in case of his untimely death. Then
the remaining surviving period of his spouse.
Chandan wants to know whether he is adequately insured, and, in case if not, what is the additional amoun
years to be 4%. Demonstrate the use of need based approach and appraise Chandan about the requirement
ute with an annual salary of Rs. 14,00,000/-. He is married and has two children aged 8 years and 4 years and is expected to
up to age 70. He has a life insurance for Rs 1 Crore at present. Value of his present investments (in his name) is

ducation fund for his two children. In present times, the college expenses for the kind of education he wants for elder child
required to spend on higher education when the child turns of 18. Education inflation in India on an average is assumed to

d at Rs.80,00,000/-. Being a mortgage loan, the bank had insisted for a loan protection insurance at the time of

untimely death. Then onwards, 75% of his present income till elder child attains age of 18 and 50% of present income for

s the additional amount of life insurance required. Assume the rate of return at 8% and average inflation over the next 35
about the requirement of additional life insurance.

Chandan
Current age 35
Income 1400000
rate 4.00%
rate of return 8%

real rate 0.03846153846154

no fo years 35

Expeted amount of insurance required ₹ 27,711,485.25

add life Insurance 10,000,000
add present investemt 550000
add balance at bank 50000
less emergency fund 500000
less elder child 1,000,000
less younger 1,200,000
less oustanding loan 8,000,000

net amount required to be ensured ₹ 27,611,485.25 additional life insurance

ars and is expected to
name) is

wants for elder child

erage is assumed to

time of

present income for

n over the next 35

10 Marks

additional life insurance

Q3: Mr. X is a citizen of USA and a person of African origin. Appraise him about his residential status
with the help of the following data of his stay in India for the Assessment Year 2023-24.
F.Y.
2022-23
2021-22
2020-21
2019-20
2018-19

Also assess which of the following incomes will be taxable in his hands:-
Partiulars of Income
Income from house property from Mumbai house
Amount of gift received in Delhi from Indian friend above exemption limit
Income from Denmark Business received in Denmark.Business is controlled from india
Income from sale of agricultural land in Japan
Income earned in Paris in previous yr 2011-12. Remitted in India Now

Investigate about the sensitivity of above income items w.r.t. different residential status one accessee ca
asssume.
out his residential status
2023-24.
Days
71
208
11
70
110

Amount INR
5000000
75000
25000000
30000000
50000

al status one accessee can

10 Marks
Resedent

Ordinary/non ordinary

overall Mr X is not able

RNOR
Particulars for income amount

Income from house property from Mumbai house 0

Amount of gift received in Delhi from Indian friend above exemption limit 0

Income from Denmark Business received in Denmark.Business is controlled from india 25000000

Income from sale of agricultural land in Japan 0

Income earned in Paris in previous yr 2011-12. Remitted in India Now 50000

 1 182 days in current year not approved

2 60+365 days in the last 4 year 399 in last 4 years

60 days in year 22-23 approved

1 730 days in last 7 years not approved

2 2 times resident out of 10year

overall Mr X is not able the fulfill the critera of ordinary status do he is Resident not ordinary status

code 0 not taxiable

Not taxable

A4 code taxable in india

B2, not taxible in india

A1,Taxable in india
Q4: Mr. XMan, aged 25, is a manager earning Rs 12,00,000 annually. He is planning to marry Yeti and they plan
11,00,000 in student loans, borrowed at 10% for 8 years, 12 months back, whose repayment starts after 12 months
month. They plan to purchase a home for Rs 1,00,00,000 next year, partly financed by his parents by Rs 50,00,000
on the house and cars totals Rs 20,000 annually. Health and life insurance, cost them Rs 25,000 annually. Mr. XM
and has another Rs 4,00,000 in a equity index mutual fund (12% annual return expected). Mrs. XMan has Gold w
return. She drives a three-year-old Car for which she paid Rs 3,00,000, worth 2,50,000 now and would be worth R
monthly payment for the Car Loan is Rs 10,000. Mr. X drives a six-year-old Car worth Rs 3,00,000 now (Rs, 2,50
of 50,000 for the current year. Income tax at 15% overall for Mr Xman, and nothing for Yeti.

(a) Appriase Mr & Mrs.. Xman about their total assets and liabilities & net worth this year? Next year?
(b) Ascertain the monthly payout on their mortgage?
(c) Examine if Mr Xman take mortgage loan provided the bank only funds upto EMI of 35% of take home salary
would he get the loan?
 techt and owes Rs
,00,000 annually from next
for 20 years. The insurance
count (3.5% annual interest)
d is giving 10% annual
0,000 on her car loan. The
Consider monthly expenses

3+3 Marks
2 Marks
2 Marks

Total assest and laibilties This year

Particulars assests Liabilties
Student loan 1,100,000
Savings Account 300,000
Mutual Funds 400,000
Gold 1,200,000
Car 250,000
Car Loan 100,000
Car2 300,000
2450000 1,200,000

student loan schedule

amount -1100000
rate 10%
tensure 8
adj rate 0.00833333
Nper 96
Home loan schedule

Loan amount 5000000 -5000000

Rate 8.50%
abs rate 0.00708333
tensure 20
nper 240
 Toatal Assests and Liabilties for next year
Amount Particulars Assests
1,100,000 Student loan
300,000 Home loan
400,000 Savings account 310500
1,200,000 Mutual Funds 448000
250,000 Gold 1,320,000
100,000 Car 225000
300,000 Car2 250000
1,250,000 Net worth for this year 2553500

payment perEMI Principal Interst

1 ₹ 16,691.58 ₹ 7,524.91 ₹ 9,166.67
2 ₹ 16,691.58 ₹ 7,587.62 ₹ 9,103.96
3 ₹ 16,691.58 ₹ 7,650.85 ₹ 9,040.73
4 ₹ 16,691.58 ₹ 7,714.61 ₹ 8,976.97
5 ₹ 16,691.58 ₹ 7,778.90 ₹ 8,912.68
6 ₹ 16,691.58 ₹ 7,843.72 ₹ 8,847.86
 7 ₹ 16,691.58 ₹ 7,909.09 ₹ 8,782.49
8 ₹ 16,691.58 ₹ 7,974.99 ₹ 8,716.59
9 ₹ 16,691.58 ₹ 8,041.45 ₹ 8,650.13
10 ₹ 16,691.58 ₹ 8,108.47 ₹ 8,583.12
11 ₹ 16,691.58 ₹ 8,176.04 ₹ 8,515.54
12 ₹ 16,691.58 ₹ 8,244.17 ₹ 8,447.41

payment period EMI Principal

1 ₹ 43,391.16 ₹ 7,974.50
2 ₹ 43,391.16 ₹ 8,030.98
3 ₹ 43,391.16 ₹ 8,087.87
4 ₹ 43,391.16 ₹ 8,145.16
5 ₹ 43,391.16 ₹ 8,202.85
6 ₹ 43,391.16 ₹ 8,260.95
7 ₹ 43,391.16 ₹ 8,319.47
8 ₹ 43,391.16 ₹ 8,378.40
9 ₹ 43,391.16 ₹ 8,437.75
10 ₹ 43,391.16 ₹ 8,497.51
11 ₹ 43,391.16 ₹ 8,557.70
12 ₹ 43,391.16 ₹ 8,618.32
13 ₹ 43,391.16 ₹ 8,679.37
14 ₹ 43,391.16 ₹ 8,740.85
15 ₹ 43,391.16 ₹ 8,802.76
16 ₹ 43,391.16 ₹ 8,865.11
17 ₹ 43,391.16 ₹ 8,927.91
18 ₹ 43,391.16 ₹ 8,991.15
19 ₹ 43,391.16 ₹ 9,054.84
20 ₹ 43,391.16 ₹ 9,118.97
21 ₹ 43,391.16 ₹ 9,183.57
22 ₹ 43,391.16 ₹ 9,248.62
23 ₹ 43,391.16 ₹ 9,314.13
24 ₹ 43,391.16 ₹ 9,380.10
25 ₹ 43,391.16 ₹ 9,446.55
26 ₹ 43,391.16 ₹ 9,513.46
27 ₹ 43,391.16 ₹ 9,580.85
28 ₹ 43,391.16 ₹ 9,648.71
29 ₹ 43,391.16 ₹ 9,717.05
30 ₹ 43,391.16 ₹ 9,785.88
31 ₹ 43,391.16 ₹ 9,855.20
32 ₹ 43,391.16 ₹ 9,925.01
33 ₹ 43,391.16 ₹ 9,995.31
34 ₹ 43,391.16 ₹ 10,066.11
35 ₹ 43,391.16 ₹ 10,137.41
36 ₹ 43,391.16 ₹ 10,209.22
37 ₹ 43,391.16 ₹ 10,281.53
38 ₹ 43,391.16 ₹ 10,354.36
39 ₹ 43,391.16 ₹ 10,427.70
40 ₹ 43,391.16 ₹ 10,501.57
41 ₹ 43,391.16 ₹ 10,575.95
42 ₹ 43,391.16 ₹ 10,650.87
43 ₹ 43,391.16 ₹ 10,726.31
44 ₹ 43,391.16 ₹ 10,802.29
45 ₹ 43,391.16 ₹ 10,878.80
46 ₹ 43,391.16 ₹ 10,955.86
47 ₹ 43,391.16 ₹ 11,033.47
48 ₹ 43,391.16 ₹ 11,111.62
49 ₹ 43,391.16 ₹ 11,190.33
50 ₹ 43,391.16 ₹ 11,269.59
51 ₹ 43,391.16 ₹ 11,349.42
52 ₹ 43,391.16 ₹ 11,429.81
53 ₹ 43,391.16 ₹ 11,510.77
54 ₹ 43,391.16 ₹ 11,592.31
55 ₹ 43,391.16 ₹ 11,674.42
56 ₹ 43,391.16 ₹ 11,757.11
57 ₹ 43,391.16 ₹ 11,840.39
58 ₹ 43,391.16 ₹ 11,924.26
59 ₹ 43,391.16 ₹ 12,008.72
60 ₹ 43,391.16 ₹ 12,093.79
61 ₹ 43,391.16 ₹ 12,179.45
62 ₹ 43,391.16 ₹ 12,265.72
63 ₹ 43,391.16 ₹ 12,352.60
64 ₹ 43,391.16 ₹ 12,440.10
65 ₹ 43,391.16 ₹ 12,528.22
66 ₹ 43,391.16 ₹ 12,616.96
67 ₹ 43,391.16 ₹ 12,706.33
68 ₹ 43,391.16 ₹ 12,796.33
69 ₹ 43,391.16 ₹ 12,886.97
70 ₹ 43,391.16 ₹ 12,978.26
71 ₹ 43,391.16 ₹ 13,070.19
72 ₹ 43,391.16 ₹ 13,162.77
73 ₹ 43,391.16 ₹ 13,256.00
74 ₹ 43,391.16 ₹ 13,349.90
75 ₹ 43,391.16 ₹ 13,444.46
76 ₹ 43,391.16 ₹ 13,539.69
77 ₹ 43,391.16 ₹ 13,635.60
78 ₹ 43,391.16 ₹ 13,732.19
79 ₹ 43,391.16 ₹ 13,829.46
80 ₹ 43,391.16 ₹ 13,927.41
 81 ₹ 43,391.16 ₹ 14,026.07
82 ₹ 43,391.16 ₹ 14,125.42
83 ₹ 43,391.16 ₹ 14,225.47
84 ₹ 43,391.16 ₹ 14,326.24
85 ₹ 43,391.16 ₹ 14,427.71
86 ₹ 43,391.16 ₹ 14,529.91
87 ₹ 43,391.16 ₹ 14,632.83
88 ₹ 43,391.16 ₹ 14,736.48
89 ₹ 43,391.16 ₹ 14,840.86
90 ₹ 43,391.16 ₹ 14,945.99
91 ₹ 43,391.16 ₹ 15,051.85
92 ₹ 43,391.16 ₹ 15,158.47
93 ₹ 43,391.16 ₹ 15,265.84
94 ₹ 43,391.16 ₹ 15,373.98
95 ₹ 43,391.16 ₹ 15,482.88
96 ₹ 43,391.16 ₹ 15,592.55
97 ₹ 43,391.16 ₹ 15,702.99
98 ₹ 43,391.16 ₹ 15,814.22
99 ₹ 43,391.16 ₹ 15,926.24
100 ₹ 43,391.16 ₹ 16,039.05
101 ₹ 43,391.16 ₹ 16,152.66
102 ₹ 43,391.16 ₹ 16,267.07
103 ₹ 43,391.16 ₹ 16,382.30
104 ₹ 43,391.16 ₹ 16,498.34
105 ₹ 43,391.16 ₹ 16,615.20
106 ₹ 43,391.16 ₹ 16,732.90
107 ₹ 43,391.16 ₹ 16,851.42
108 ₹ 43,391.16 ₹ 16,970.78
109 ₹ 43,391.16 ₹ 17,090.99
110 ₹ 43,391.16 ₹ 17,212.06
111 ₹ 43,391.16 ₹ 17,333.97
112 ₹ 43,391.16 ₹ 17,456.76
113 ₹ 43,391.16 ₹ 17,580.41
114 ₹ 43,391.16 ₹ 17,704.94
115 ₹ 43,391.16 ₹ 17,830.35
116 ₹ 43,391.16 ₹ 17,956.64
117 ₹ 43,391.16 ₹ 18,083.84
118 ₹ 43,391.16 ₹ 18,211.93
119 ₹ 43,391.16 ₹ 18,340.93
120 ₹ 43,391.16 ₹ 18,470.85
121 ₹ 43,391.16 ₹ 18,601.68
122 ₹ 43,391.16 ₹ 18,733.44
123 ₹ 43,391.16 ₹ 18,866.14
124 ₹ 43,391.16 ₹ 18,999.78
125 ₹ 43,391.16 ₹ 19,134.36
126 ₹ 43,391.16 ₹ 19,269.89
127 ₹ 43,391.16 ₹ 19,406.39
128 ₹ 43,391.16 ₹ 19,543.85
129 ₹ 43,391.16 ₹ 19,682.28
130 ₹ 43,391.16 ₹ 19,821.70
131 ₹ 43,391.16 ₹ 19,962.10
132 ₹ 43,391.16 ₹ 20,103.50
133 ₹ 43,391.16 ₹ 20,245.90
134 ₹ 43,391.16 ₹ 20,389.31
135 ₹ 43,391.16 ₹ 20,533.74
136 ₹ 43,391.16 ₹ 20,679.18
137 ₹ 43,391.16 ₹ 20,825.66
138 ₹ 43,391.16 ₹ 20,973.18
139 ₹ 43,391.16 ₹ 21,121.74
140 ₹ 43,391.16 ₹ 21,271.35
141 ₹ 43,391.16 ₹ 21,422.02
142 ₹ 43,391.16 ₹ 21,573.76
143 ₹ 43,391.16 ₹ 21,726.57
144 ₹ 43,391.16 ₹ 21,880.47
145 ₹ 43,391.16 ₹ 22,035.46
146 ₹ 43,391.16 ₹ 22,191.54
147 ₹ 43,391.16 ₹ 22,348.73
148 ₹ 43,391.16 ₹ 22,507.03
149 ₹ 43,391.16 ₹ 22,666.46
150 ₹ 43,391.16 ₹ 22,827.01
151 ₹ 43,391.16 ₹ 22,988.70
152 ₹ 43,391.16 ₹ 23,151.54
153 ₹ 43,391.16 ₹ 23,315.53
154 ₹ 43,391.16 ₹ 23,480.68
155 ₹ 43,391.16 ₹ 23,647.00
156 ₹ 43,391.16 ₹ 23,814.50
157 ₹ 43,391.16 ₹ 23,983.19
158 ₹ 43,391.16 ₹ 24,153.07
159 ₹ 43,391.16 ₹ 24,324.16
160 ₹ 43,391.16 ₹ 24,496.45
161 ₹ 43,391.16 ₹ 24,669.97
162 ₹ 43,391.16 ₹ 24,844.71
163 ₹ 43,391.16 ₹ 25,020.70
164 ₹ 43,391.16 ₹ 25,197.93
165 ₹ 43,391.16 ₹ 25,376.41
166 ₹ 43,391.16 ₹ 25,556.16
167 ₹ 43,391.16 ₹ 25,737.18
168 ₹ 43,391.16 ₹ 25,919.49
169 ₹ 43,391.16 ₹ 26,103.09
170 ₹ 43,391.16 ₹ 26,287.98
171 ₹ 43,391.16 ₹ 26,474.19
172 ₹ 43,391.16 ₹ 26,661.71
173 ₹ 43,391.16 ₹ 26,850.57
174 ₹ 43,391.16 ₹ 27,040.76
175 ₹ 43,391.16 ₹ 27,232.30
176 ₹ 43,391.16 ₹ 27,425.19
177 ₹ 43,391.16 ₹ 27,619.46
178 ₹ 43,391.16 ₹ 27,815.09
179 ₹ 43,391.16 ₹ 28,012.12
180 ₹ 43,391.16 ₹ 28,210.54
181 ₹ 43,391.16 ₹ 28,410.36
182 ₹ 43,391.16 ₹ 28,611.60
183 ₹ 43,391.16 ₹ 28,814.27
184 ₹ 43,391.16 ₹ 29,018.37
185 ₹ 43,391.16 ₹ 29,223.91
186 ₹ 43,391.16 ₹ 29,430.92
187 ₹ 43,391.16 ₹ 29,639.39
188 ₹ 43,391.16 ₹ 29,849.33
189 ₹ 43,391.16 ₹ 30,060.76
190 ₹ 43,391.16 ₹ 30,273.70
191 ₹ 43,391.16 ₹ 30,488.13
192 ₹ 43,391.16 ₹ 30,704.09
193 ₹ 43,391.16 ₹ 30,921.58
194 ₹ 43,391.16 ₹ 31,140.61
195 ₹ 43,391.16 ₹ 31,361.19
196 ₹ 43,391.16 ₹ 31,583.33
197 ₹ 43,391.16 ₹ 31,807.04
198 ₹ 43,391.16 ₹ 32,032.34
199 ₹ 43,391.16 ₹ 32,259.24
200 ₹ 43,391.16 ₹ 32,487.74
201 ₹ 43,391.16 ₹ 32,717.86
202 ₹ 43,391.16 ₹ 32,949.61
203 ₹ 43,391.16 ₹ 33,183.01
204 ₹ 43,391.16 ₹ 33,418.05
205 ₹ 43,391.16 ₹ 33,654.77
206 ₹ 43,391.16 ₹ 33,893.15
207 ₹ 43,391.16 ₹ 34,133.23
208 ₹ 43,391.16 ₹ 34,375.01
209 ₹ 43,391.16 ₹ 34,618.50
210 ₹ 43,391.16 ₹ 34,863.71
211 ₹ 43,391.16 ₹ 35,110.66
212 ₹ 43,391.16 ₹ 35,359.36
213 ₹ 43,391.16 ₹ 35,609.82
214 ₹ 43,391.16 ₹ 35,862.06
215 ₹ 43,391.16 ₹ 36,116.08
216 ₹ 43,391.16 ₹ 36,371.91
217 ₹ 43,391.16 ₹ 36,629.54
218 ₹ 43,391.16 ₹ 36,889.00
219 ₹ 43,391.16 ₹ 37,150.30
220 ₹ 43,391.16 ₹ 37,413.44
221 ₹ 43,391.16 ₹ 37,678.46
222 ₹ 43,391.16 ₹ 37,945.35
223 ₹ 43,391.16 ₹ 38,214.13
224 ₹ 43,391.16 ₹ 38,484.81
225 ₹ 43,391.16 ₹ 38,757.41
226 ₹ 43,391.16 ₹ 39,031.94
227 ₹ 43,391.16 ₹ 39,308.42
228 ₹ 43,391.16 ₹ 39,586.85
229 ₹ 43,391.16 ₹ 39,867.26
230 ₹ 43,391.16 ₹ 40,149.65
231 ₹ 43,391.16 ₹ 40,434.05
232 ₹ 43,391.16 ₹ 40,720.45
233 ₹ 43,391.16 ₹ 41,008.89
234 ₹ 43,391.16 ₹ 41,299.37
235 ₹ 43,391.16 ₹ 41,591.91
236 ₹ 43,391.16 ₹ 41,886.52
237 ₹ 43,391.16 ₹ 42,183.21
238 ₹ 43,391.16 ₹ 42,482.01
239 ₹ 43,391.16 ₹ 42,782.92
240 ₹ 43,391.16 ₹ 43,085.97
Liabilties amount
1005445.1827383 1005445.18273832
5000000 5000000
310500
448000
1320000
225000
250000
6005445.1827383 -3451945.1827383 Net Worth for next year

Balance
₹ -1,092,475.09
₹ -1,084,887.46
₹ -1,077,236.61
₹ -1,069,522.00
₹ -1,061,743.11
₹ -1,053,899.39
 ₹ -1,045,990.30
₹ -1,038,015.31
₹ -1,029,973.85
₹ -1,021,865.39
₹ -1,013,689.35
₹ -1,005,445.18

Interst Balance
₹ 35,416.67 ₹ -4,992,025.50
₹ 35,360.18 ₹ -4,983,994.52
₹ 35,303.29 ₹ -4,975,906.66
₹ 35,246.01 ₹ -4,967,761.50
₹ 35,188.31 ₹ -4,959,558.65
₹ 35,130.21 ₹ -4,951,297.70
₹ 35,071.69 ₹ -4,942,978.23
₹ 35,012.76 ₹ -4,934,599.83
₹ 34,953.42 ₹ -4,926,162.08 monthly payout for motgae=43391.16
₹ 34,893.65 ₹ -4,917,664.57
₹ 34,833.46 ₹ -4,909,106.86
₹ 34,772.84 ₹ -4,900,488.54
₹ 34,711.79 ₹ -4,891,809.17
₹ 34,650.31 ₹ -4,883,068.33
₹ 34,588.40 ₹ -4,874,265.57
₹ 34,526.05 ₹ -4,865,400.45
₹ 34,463.25 ₹ -4,856,472.54
₹ 34,400.01 ₹ -4,847,481.39
₹ 34,336.33 ₹ -4,838,426.56
₹ 34,272.19 ₹ -4,829,307.59
₹ 34,207.60 ₹ -4,820,124.02
₹ 34,142.55 ₹ -4,810,875.40
₹ 34,077.03 ₹ -4,801,561.28
₹ 34,011.06 ₹ -4,792,181.17
₹ 33,944.62 ₹ -4,782,734.63
₹ 33,877.70 ₹ -4,773,221.17
₹ 33,810.32 ₹ -4,763,640.33
₹ 33,742.45 ₹ -4,753,991.62
₹ 33,674.11 ₹ -4,744,274.56
₹ 33,605.28 ₹ -4,734,488.68
₹ 33,535.96 ₹ -4,724,633.48
₹ 33,466.15 ₹ -4,714,708.47
₹ 33,395.85 ₹ -4,704,713.16
₹ 33,325.05 ₹ -4,694,647.05
₹ 33,253.75 ₹ -4,684,509.64
₹ 33,181.94 ₹ -4,674,300.42
₹ 33,109.63 ₹ -4,664,018.89
₹ 33,036.80 ₹ -4,653,664.52
₹ 32,963.46 ₹ -4,643,236.82
₹ 32,889.59 ₹ -4,632,735.25
₹ 32,815.21 ₹ -4,622,159.30
₹ 32,740.30 ₹ -4,611,508.43
₹ 32,664.85 ₹ -4,600,782.12
₹ 32,588.87 ₹ -4,589,979.83
₹ 32,512.36 ₹ -4,579,101.03
₹ 32,435.30 ₹ -4,568,145.17
₹ 32,357.69 ₹ -4,557,111.70
₹ 32,279.54 ₹ -4,546,000.08
₹ 32,200.83 ₹ -4,534,809.75
₹ 32,121.57 ₹ -4,523,540.16
₹ 32,041.74 ₹ -4,512,190.74
₹ 31,961.35 ₹ -4,500,760.93
₹ 31,880.39 ₹ -4,489,250.16
₹ 31,798.86 ₹ -4,477,657.85
₹ 31,716.74 ₹ -4,465,983.43
₹ 31,634.05 ₹ -4,454,226.32
₹ 31,550.77 ₹ -4,442,385.93
₹ 31,466.90 ₹ -4,430,461.67
₹ 31,382.44 ₹ -4,418,452.94
₹ 31,297.38 ₹ -4,406,359.16
₹ 31,211.71 ₹ -4,394,179.70
₹ 31,125.44 ₹ -4,381,913.98
₹ 31,038.56 ₹ -4,369,561.38
₹ 30,951.06 ₹ -4,357,121.28
₹ 30,862.94 ₹ -4,344,593.06
₹ 30,774.20 ₹ -4,331,976.10
₹ 30,684.83 ₹ -4,319,269.77
₹ 30,594.83 ₹ -4,306,473.43
₹ 30,504.19 ₹ -4,293,586.46
₹ 30,412.90 ₹ -4,280,608.20
₹ 30,320.97 ₹ -4,267,538.01
₹ 30,228.39 ₹ -4,254,375.24
₹ 30,135.16 ₹ -4,241,119.24
₹ 30,041.26 ₹ -4,227,769.34
₹ 29,946.70 ₹ -4,214,324.88
₹ 29,851.47 ₹ -4,200,785.18
₹ 29,755.56 ₹ -4,187,149.58
₹ 29,658.98 ₹ -4,173,417.40
₹ 29,561.71 ₹ -4,159,587.94
₹ 29,463.75 ₹ -4,145,660.53
₹ 29,365.10 ₹ -4,131,634.46
₹ 29,265.74 ₹ -4,117,509.05
₹ 29,165.69 ₹ -4,103,283.57
₹ 29,064.93 ₹ -4,088,957.34
₹ 28,963.45 ₹ -4,074,529.62
₹ 28,861.25 ₹ -4,059,999.71
₹ 28,758.33 ₹ -4,045,366.88
₹ 28,654.68 ₹ -4,030,630.40
₹ 28,550.30 ₹ -4,015,789.54
₹ 28,445.18 ₹ -4,000,843.55
₹ 28,339.31 ₹ -3,985,791.70
₹ 28,232.69 ₹ -3,970,633.23
₹ 28,125.32 ₹ -3,955,367.39
₹ 28,017.19 ₹ -3,939,993.41
₹ 27,908.29 ₹ -3,924,510.54
₹ 27,798.62 ₹ -3,908,917.99
₹ 27,688.17 ₹ -3,893,215.00
₹ 27,576.94 ₹ -3,877,400.78
₹ 27,464.92 ₹ -3,861,474.54
₹ 27,352.11 ₹ -3,845,435.49
₹ 27,238.50 ₹ -3,829,282.83
₹ 27,124.09 ₹ -3,813,015.75
₹ 27,008.86 ₹ -3,796,633.45
₹ 26,892.82 ₹ -3,780,135.11
₹ 26,775.96 ₹ -3,763,519.91
₹ 26,658.27 ₹ -3,746,787.01
₹ 26,539.74 ₹ -3,729,935.59
₹ 26,420.38 ₹ -3,712,964.80
₹ 26,300.17 ₹ -3,695,873.81
₹ 26,179.11 ₹ -3,678,661.76
₹ 26,057.19 ₹ -3,661,327.78
₹ 25,934.41 ₹ -3,643,871.02
₹ 25,810.75 ₹ -3,626,290.62
₹ 25,686.23 ₹ -3,608,585.68
₹ 25,560.82 ₹ -3,590,755.33
₹ 25,434.52 ₹ -3,572,798.69
₹ 25,307.32 ₹ -3,554,714.85
₹ 25,179.23 ₹ -3,536,502.92
₹ 25,050.23 ₹ -3,518,161.99
₹ 24,920.31 ₹ -3,499,691.14
₹ 24,789.48 ₹ -3,481,089.46
₹ 24,657.72 ₹ -3,462,356.01
₹ 24,525.02 ₹ -3,443,489.87
₹ 24,391.39 ₹ -3,424,490.10
₹ 24,256.80 ₹ -3,405,355.74
₹ 24,121.27 ₹ -3,386,085.85
₹ 23,984.77 ₹ -3,366,679.46
₹ 23,847.31 ₹ -3,347,135.61
₹ 23,708.88 ₹ -3,327,453.33
₹ 23,569.46 ₹ -3,307,631.63
₹ 23,429.06 ₹ -3,287,669.52
₹ 23,287.66 ₹ -3,267,566.02
₹ 23,145.26 ₹ -3,247,320.12
₹ 23,001.85 ₹ -3,226,930.81
₹ 22,857.43 ₹ -3,206,397.07
₹ 22,711.98 ₹ -3,185,717.89
₹ 22,565.50 ₹ -3,164,892.23
₹ 22,417.99 ₹ -3,143,919.05
₹ 22,269.43 ₹ -3,122,797.32
₹ 22,119.81 ₹ -3,101,525.97
₹ 21,969.14 ₹ -3,080,103.95
₹ 21,817.40 ₹ -3,058,530.19
₹ 21,664.59 ₹ -3,036,803.62
₹ 21,510.69 ₹ -3,014,923.15
₹ 21,355.71 ₹ -2,992,887.70
₹ 21,199.62 ₹ -2,970,696.16
₹ 21,042.43 ₹ -2,948,347.42
₹ 20,884.13 ₹ -2,925,840.39
₹ 20,724.70 ₹ -2,903,173.93
₹ 20,564.15 ₹ -2,880,346.92
₹ 20,402.46 ₹ -2,857,358.21
₹ 20,239.62 ₹ -2,834,206.67
₹ 20,075.63 ₹ -2,810,891.14
₹ 19,910.48 ₹ -2,787,410.46
₹ 19,744.16 ₹ -2,763,763.46
₹ 19,576.66 ₹ -2,739,948.95
₹ 19,407.97 ₹ -2,715,965.76
₹ 19,238.09 ₹ -2,691,812.69
₹ 19,067.01 ₹ -2,667,488.54
₹ 18,894.71 ₹ -2,642,992.08
₹ 18,721.19 ₹ -2,618,322.12
₹ 18,546.45 ₹ -2,593,477.40
₹ 18,370.46 ₹ -2,568,456.71
₹ 18,193.24 ₹ -2,543,258.78
₹ 18,014.75 ₹ -2,517,882.37
₹ 17,835.00 ₹ -2,492,326.21
₹ 17,653.98 ₹ -2,466,589.02
₹ 17,471.67 ₹ -2,440,669.53
₹ 17,288.08 ₹ -2,414,566.45
₹ 17,103.18 ₹ -2,388,278.46
₹ 16,916.97 ₹ -2,361,804.27
₹ 16,729.45 ₹ -2,335,142.56
₹ 16,540.59 ₹ -2,308,291.99
₹ 16,350.40 ₹ -2,281,251.23
₹ 16,158.86 ₹ -2,254,018.93
₹ 15,965.97 ₹ -2,226,593.74
₹ 15,771.71 ₹ -2,198,974.28
₹ 15,576.07 ₹ -2,171,159.19
₹ 15,379.04 ₹ -2,143,147.07
₹ 15,180.63 ₹ -2,114,936.53
₹ 14,980.80 ₹ -2,086,526.17
₹ 14,779.56 ₹ -2,057,914.57
₹ 14,576.89 ₹ -2,029,100.31
₹ 14,372.79 ₹ -2,000,081.94
₹ 14,167.25 ₹ -1,970,858.02
₹ 13,960.24 ₹ -1,941,427.11
₹ 13,751.78 ₹ -1,911,787.72
₹ 13,541.83 ₹ -1,881,938.39
₹ 13,330.40 ₹ -1,851,877.62
₹ 13,117.47 ₹ -1,821,603.93
₹ 12,903.03 ₹ -1,791,115.79
₹ 12,687.07 ₹ -1,760,411.70
₹ 12,469.58 ₹ -1,729,490.12
₹ 12,250.56 ₹ -1,698,349.52
₹ 12,029.98 ₹ -1,666,988.33
₹ 11,807.83 ₹ -1,635,405.00
₹ 11,584.12 ₹ -1,603,597.96
₹ 11,358.82 ₹ -1,571,565.62
₹ 11,131.92 ₹ -1,539,306.38
₹ 10,903.42 ₹ -1,506,818.64
₹ 10,673.30 ₹ -1,474,100.77
₹ 10,441.55 ₹ -1,441,151.16
₹ 10,208.15 ₹ -1,407,968.15
₹ 9,973.11 ₹ -1,374,550.10
₹ 9,736.40 ₹ -1,340,895.33
₹ 9,498.01 ₹ -1,307,002.18
₹ 9,257.93 ₹ -1,272,868.95
₹ 9,016.16 ₹ -1,238,493.94
₹ 8,772.67 ₹ -1,203,875.45
₹ 8,527.45 ₹ -1,169,011.74
₹ 8,280.50 ₹ -1,133,901.08
₹ 8,031.80 ₹ -1,098,541.71
₹ 7,781.34 ₹ -1,062,931.89
₹ 7,529.10 ₹ -1,027,069.83
₹ 7,275.08 ₹ -990,953.74
₹ 7,019.26 ₹ -954,581.84
₹ 6,761.62 ₹ -917,952.30
₹ 6,502.16 ₹ -881,063.30
₹ 6,240.87 ₹ -843,913.00
₹ 5,977.72 ₹ -806,499.56
₹ 5,712.71 ₹ -768,821.10
₹ 5,445.82 ₹ -730,875.75
₹ 5,177.04 ₹ -692,661.63
₹ 4,906.35 ₹ -654,176.82
₹ 4,633.75 ₹ -615,419.41
₹ 4,359.22 ₹ -576,387.47
₹ 4,082.74 ₹ -537,079.05
₹ 3,804.31 ₹ -497,492.20
₹ 3,523.90 ₹ -457,624.94
₹ 3,241.51 ₹ -417,475.29
₹ 2,957.12 ₹ -377,041.25
₹ 2,670.71 ₹ -336,320.79
₹ 2,382.27 ₹ -295,311.90
₹ 2,091.79 ₹ -254,012.54
₹ 1,799.26 ₹ -212,420.63
₹ 1,504.65 ₹ -170,534.11
₹ 1,207.95 ₹ -128,350.90
₹ 909.15 ₹ -85,868.89
₹ 608.24 ₹ -43,085.97
₹ 305.19 ₹ -0.00
 question 4 c part

Loan by the bank 420000

tenure 20

-9580000 Remaing 9580000 This remaing amount he can produce from the net worth which he recived before an
tenure 20 and if bank provides this would be the schedule
nper 240
rate 8.50%
adj rate 0.007083
payement emi principal interst balance
1 ₹ 83,137.47 ₹ 15,279.13 ₹ 67,858.33 ₹ -9,564,720.87
2 ₹ 83,137.47 ₹ 15,387.36 ₹ 67,750.11 ₹ -9,549,333.51
3 ₹ 83,137.47 ₹ 15,496.35 ₹ 67,641.11 ₹ -9,533,837.15
4 ₹ 83,137.47 ₹ 15,606.12 ₹ 67,531.35 ₹ -9,518,231.04
5 ₹ 83,137.47 ₹ 15,716.66 ₹ 67,420.80 ₹ -9,502,514.37
6 ₹ 83,137.47 ₹ 15,827.99 ₹ 67,309.48 ₹ -9,486,686.38
7 ₹ 83,137.47 ₹ 15,940.10 ₹ 67,197.36 ₹ -9,470,746.28
8 ₹ 83,137.47 ₹ 16,053.01 ₹ 67,084.45 ₹ -9,454,693.27
9 ₹ 83,137.47 ₹ 16,166.72 ₹ 66,970.74 ₹ -9,438,526.55
10 ₹ 83,137.47 ₹ 16,281.24 ₹ 66,856.23 ₹ -9,422,245.31
11 ₹ 83,137.47 ₹ 16,396.56 ₹ 66,740.90 ₹ -9,405,848.75
12 ₹ 83,137.47 ₹ 16,512.70 ₹ 66,624.76 ₹ -9,389,336.04
13 ₹ 83,137.47 ₹ 16,629.67 ₹ 66,507.80 ₹ -9,372,706.38
14 ₹ 83,137.47 ₹ 16,747.46 ₹ 66,390.00 ₹ -9,355,958.91
15 ₹ 83,137.47 ₹ 16,866.09 ₹ 66,271.38 ₹ -9,339,092.82
16 ₹ 83,137.47 ₹ 16,985.56 ₹ 66,151.91 ₹ -9,322,107.26
17 ₹ 83,137.47 ₹ 17,105.87 ₹ 66,031.59 ₹ -9,305,001.39
18 ₹ 83,137.47 ₹ 17,227.04 ₹ 65,910.43 ₹ -9,287,774.35
19 ₹ 83,137.47 ₹ 17,349.06 ₹ 65,788.40 ₹ -9,270,425.29
20 ₹ 83,137.47 ₹ 17,471.95 ₹ 65,665.51 ₹ -9,252,953.34
21 ₹ 83,137.47 ₹ 17,595.71 ₹ 65,541.75 ₹ -9,235,357.62
22 ₹ 83,137.47 ₹ 17,720.35 ₹ 65,417.12 ₹ -9,217,637.27
23 ₹ 83,137.47 ₹ 17,845.87 ₹ 65,291.60 ₹ -9,199,791.40
24 ₹ 83,137.47 ₹ 17,972.28 ₹ 65,165.19 ₹ -9,181,819.13
25 ₹ 83,137.47 ₹ 18,099.58 ₹ 65,037.89 ₹ -9,163,719.55
26 ₹ 83,137.47 ₹ 18,227.79 ₹ 64,909.68 ₹ -9,145,491.76
27 ₹ 83,137.47 ₹ 18,356.90 ₹ 64,780.57 ₹ -9,127,134.86
28 ₹ 83,137.47 ₹ 18,486.93 ₹ 64,650.54 ₹ -9,108,647.94
29 ₹ 83,137.47 ₹ 18,617.88 ₹ 64,519.59 ₹ -9,090,030.06
30 ₹ 83,137.47 ₹ 18,749.75 ₹ 64,387.71 ₹ -9,071,280.31
31 ₹ 83,137.47 ₹ 18,882.56 ₹ 64,254.90 ₹ -9,052,397.74
32 ₹ 83,137.47 ₹ 19,016.32 ₹ 64,121.15 ₹ -9,033,381.43
33 ₹ 83,137.47 ₹ 19,151.01 ₹ 63,986.45 ₹ -9,014,230.41
34 ₹ 83,137.47 ₹ 19,286.67 ₹ 63,850.80 ₹ -8,994,943.75
35 ₹ 83,137.47 ₹ 19,423.28 ₹ 63,714.18 ₹ -8,975,520.47
36 ₹ 83,137.47 ₹ 19,560.86 ₹ 63,576.60 ₹ -8,955,959.60
37 ₹ 83,137.47 ₹ 19,699.42 ₹ 63,438.05 ₹ -8,936,260.19
38 ₹ 83,137.47 ₹ 19,838.96 ₹ 63,298.51 ₹ -8,916,421.23
39 ₹ 83,137.47 ₹ 19,979.48 ₹ 63,157.98 ₹ -8,896,441.75
40 ₹ 83,137.47 ₹ 20,121.00 ₹ 63,016.46 ₹ -8,876,320.74
41 ₹ 83,137.47 ₹ 20,263.53 ₹ 62,873.94 ₹ -8,856,057.22
42 ₹ 83,137.47 ₹ 20,407.06 ₹ 62,730.41 ₹ -8,835,650.16
43 ₹ 83,137.47 ₹ 20,551.61 ₹ 62,585.86 ₹ -8,815,098.55
44 ₹ 83,137.47 ₹ 20,697.18 ₹ 62,440.28 ₹ -8,794,401.36
45 ₹ 83,137.47 ₹ 20,843.79 ₹ 62,293.68 ₹ -8,773,557.57
46 ₹ 83,137.47 ₹ 20,991.43 ₹ 62,146.03 ₹ -8,752,566.14
47 ₹ 83,137.47 ₹ 21,140.12 ₹ 61,997.34 ₹ -8,731,426.02
48 ₹ 83,137.47 ₹ 21,289.86 ₹ 61,847.60 ₹ -8,710,136.15
49 ₹ 83,137.47 ₹ 21,440.67 ₹ 61,696.80 ₹ -8,688,695.48
50 ₹ 83,137.47 ₹ 21,592.54 ₹ 61,544.93 ₹ -8,667,102.94
51 ₹ 83,137.47 ₹ 21,745.49 ₹ 61,391.98 ₹ -8,645,357.46
52 ₹ 83,137.47 ₹ 21,899.52 ₹ 61,237.95 ₹ -8,623,457.94
53 ₹ 83,137.47 ₹ 22,054.64 ₹ 61,082.83 ₹ -8,601,403.30
54 ₹ 83,137.47 ₹ 22,210.86 ₹ 60,926.61 ₹ -8,579,192.44
55 ₹ 83,137.47 ₹ 22,368.19 ₹ 60,769.28 ₹ -8,556,824.26
56 ₹ 83,137.47 ₹ 22,526.63 ₹ 60,610.84 ₹ -8,534,297.63
57 ₹ 83,137.47 ₹ 22,686.19 ₹ 60,451.27 ₹ -8,511,611.44
58 ₹ 83,137.47 ₹ 22,846.88 ₹ 60,290.58 ₹ -8,488,764.55
59 ₹ 83,137.47 ₹ 23,008.72 ₹ 60,128.75 ₹ -8,465,755.84
60 ₹ 83,137.47 ₹ 23,171.70 ₹ 59,965.77 ₹ -8,442,584.14
61 ₹ 83,137.47 ₹ 23,335.83 ₹ 59,801.64 ₹ -8,419,248.31
62 ₹ 83,137.47 ₹ 23,501.12 ₹ 59,636.34 ₹ -8,395,747.19
63 ₹ 83,137.47 ₹ 23,667.59 ₹ 59,469.88 ₹ -8,372,079.60
64 ₹ 83,137.47 ₹ 23,835.24 ₹ 59,302.23 ₹ -8,348,244.37
65 ₹ 83,137.47 ₹ 24,004.07 ₹ 59,133.40 ₹ -8,324,240.30
66 ₹ 83,137.47 ₹ 24,174.10 ₹ 58,963.37 ₹ -8,300,066.20
67 ₹ 83,137.47 ₹ 24,345.33 ₹ 58,792.14 ₹ -8,275,720.87
68 ₹ 83,137.47 ₹ 24,517.78 ₹ 58,619.69 ₹ -8,251,203.09
69 ₹ 83,137.47 ₹ 24,691.44 ₹ 58,446.02 ₹ -8,226,511.65
70 ₹ 83,137.47 ₹ 24,866.34 ₹ 58,271.12 ₹ -8,201,645.31
71 ₹ 83,137.47 ₹ 25,042.48 ₹ 58,094.99 ₹ -8,176,602.83
72 ₹ 83,137.47 ₹ 25,219.86 ₹ 57,917.60 ₹ -8,151,382.97
73 ₹ 83,137.47 ₹ 25,398.50 ₹ 57,738.96 ₹ -8,125,984.46
74 ₹ 83,137.47 ₹ 25,578.41 ₹ 57,559.06 ₹ -8,100,406.06
75 ₹ 83,137.47 ₹ 25,759.59 ₹ 57,377.88 ₹ -8,074,646.47
76 ₹ 83,137.47 ₹ 25,942.05 ₹ 57,195.41 ₹ -8,048,704.41
77 ₹ 83,137.47 ₹ 26,125.81 ₹ 57,011.66 ₹ -8,022,578.60
78 ₹ 83,137.47 ₹ 26,310.87 ₹ 56,826.60 ₹ -7,996,267.74
 79 ₹ 83,137.47 ₹ 26,497.24 ₹ 56,640.23 ₹ -7,969,770.50
80 ₹ 83,137.47 ₹ 26,684.92 ₹ 56,452.54 ₹ -7,943,085.58
81 ₹ 83,137.47 ₹ 26,873.94 ₹ 56,263.52 ₹ -7,916,211.63
82 ₹ 83,137.47 ₹ 27,064.30 ₹ 56,073.17 ₹ -7,889,147.33
83 ₹ 83,137.47 ₹ 27,256.01 ₹ 55,881.46 ₹ -7,861,891.33
84 ₹ 83,137.47 ₹ 27,449.07 ₹ 55,688.40 ₹ -7,834,442.26
85 ₹ 83,137.47 ₹ 27,643.50 ₹ 55,493.97 ₹ -7,806,798.76
86 ₹ 83,137.47 ₹ 27,839.31 ₹ 55,298.16 ₹ -7,778,959.45
87 ₹ 83,137.47 ₹ 28,036.50 ₹ 55,100.96 ₹ -7,750,922.95
88 ₹ 83,137.47 ₹ 28,235.09 ₹ 54,902.37 ₹ -7,722,687.85
89 ₹ 83,137.47 ₹ 28,435.09 ₹ 54,702.37 ₹ -7,694,252.76
90 ₹ 83,137.47 ₹ 28,636.51 ₹ 54,500.96 ₹ -7,665,616.25
91 ₹ 83,137.47 ₹ 28,839.35 ₹ 54,298.12 ₹ -7,636,776.90
92 ₹ 83,137.47 ₹ 29,043.63 ₹ 54,093.84 ₹ -7,607,733.27
93 ₹ 83,137.47 ₹ 29,249.36 ₹ 53,888.11 ₹ -7,578,483.92
94 ₹ 83,137.47 ₹ 29,456.54 ₹ 53,680.93 ₹ -7,549,027.38
95 ₹ 83,137.47 ₹ 29,665.19 ₹ 53,472.28 ₹ -7,519,362.19
96 ₹ 83,137.47 ₹ 29,875.32 ₹ 53,262.15 ₹ -7,489,486.87
97 ₹ 83,137.47 ₹ 30,086.93 ₹ 53,050.53 ₹ -7,459,399.94
98 ₹ 83,137.47 ₹ 30,300.05 ₹ 52,837.42 ₹ -7,429,099.89
99 ₹ 83,137.47 ₹ 30,514.67 ₹ 52,622.79 ₹ -7,398,585.21
100 ₹ 83,137.47 ₹ 30,730.82 ₹ 52,406.65 ₹ -7,367,854.39
101 ₹ 83,137.47 ₹ 30,948.50 ₹ 52,188.97 ₹ -7,336,905.90
102 ₹ 83,137.47 ₹ 31,167.72 ₹ 51,969.75 ₹ -7,305,738.18
103 ₹ 83,137.47 ₹ 31,388.49 ₹ 51,748.98 ₹ -7,274,349.69
104 ₹ 83,137.47 ₹ 31,610.82 ₹ 51,526.64 ₹ -7,242,738.87
105 ₹ 83,137.47 ₹ 31,834.73 ₹ 51,302.73 ₹ -7,210,904.14
106 ₹ 83,137.47 ₹ 32,060.23 ₹ 51,077.24 ₹ -7,178,843.91
107 ₹ 83,137.47 ₹ 32,287.32 ₹ 50,850.14 ₹ -7,146,556.59
108 ₹ 83,137.47 ₹ 32,516.02 ₹ 50,621.44 ₹ -7,114,040.57
109 ₹ 83,137.47 ₹ 32,746.35 ₹ 50,391.12 ₹ -7,081,294.22
110 ₹ 83,137.47 ₹ 32,978.30 ₹ 50,159.17 ₹ -7,048,315.92
111 ₹ 83,137.47 ₹ 33,211.89 ₹ 49,925.57 ₹ -7,015,104.03
112 ₹ 83,137.47 ₹ 33,447.15 ₹ 49,690.32 ₹ -6,981,656.88
113 ₹ 83,137.47 ₹ 33,684.06 ₹ 49,453.40 ₹ -6,947,972.82
114 ₹ 83,137.47 ₹ 33,922.66 ₹ 49,214.81 ₹ -6,914,050.16
115 ₹ 83,137.47 ₹ 34,162.94 ₹ 48,974.52 ₹ -6,879,887.22
116 ₹ 83,137.47 ₹ 34,404.93 ₹ 48,732.53 ₹ -6,845,482.29
117 ₹ 83,137.47 ₹ 34,648.63 ₹ 48,488.83 ₹ -6,810,833.65
118 ₹ 83,137.47 ₹ 34,894.06 ₹ 48,243.41 ₹ -6,775,939.59
119 ₹ 83,137.47 ₹ 35,141.23 ₹ 47,996.24 ₹ -6,740,798.37
120 ₹ 83,137.47 ₹ 35,390.14 ₹ 47,747.32 ₹ -6,705,408.22
121 ₹ 83,137.47 ₹ 35,640.82 ₹ 47,496.64 ₹ -6,669,767.40
122 ₹ 83,137.47 ₹ 35,893.28 ₹ 47,244.19 ₹ -6,633,874.12
123 ₹ 83,137.47 ₹ 36,147.52 ₹ 46,989.94 ₹ -6,597,726.59
124 ₹ 83,137.47 ₹ 36,403.57 ₹ 46,733.90 ₹ -6,561,323.02
125 ₹ 83,137.47 ₹ 36,661.43 ₹ 46,476.04 ₹ -6,524,661.60
126 ₹ 83,137.47 ₹ 36,921.11 ₹ 46,216.35 ₹ -6,487,740.48
127 ₹ 83,137.47 ₹ 37,182.64 ₹ 45,954.83 ₹ -6,450,557.85
128 ₹ 83,137.47 ₹ 37,446.01 ₹ 45,691.45 ₹ -6,413,111.83
129 ₹ 83,137.47 ₹ 37,711.26 ₹ 45,426.21 ₹ -6,375,400.58
130 ₹ 83,137.47 ₹ 37,978.38 ₹ 45,159.09 ₹ -6,337,422.20
131 ₹ 83,137.47 ₹ 38,247.39 ₹ 44,890.07 ₹ -6,299,174.81
132 ₹ 83,137.47 ₹ 38,518.31 ₹ 44,619.15 ₹ -6,260,656.49
133 ₹ 83,137.47 ₹ 38,791.15 ₹ 44,346.32 ₹ -6,221,865.35
134 ₹ 83,137.47 ₹ 39,065.92 ₹ 44,071.55 ₹ -6,182,799.43
135 ₹ 83,137.47 ₹ 39,342.64 ₹ 43,794.83 ₹ -6,143,456.79
136 ₹ 83,137.47 ₹ 39,621.31 ₹ 43,516.15 ₹ -6,103,835.48
137 ₹ 83,137.47 ₹ 39,901.96 ₹ 43,235.50 ₹ -6,063,933.51
138 ₹ 83,137.47 ₹ 40,184.60 ₹ 42,952.86 ₹ -6,023,748.91
139 ₹ 83,137.47 ₹ 40,469.24 ₹ 42,668.22 ₹ -5,983,279.66
140 ₹ 83,137.47 ₹ 40,755.90 ₹ 42,381.56 ₹ -5,942,523.76
141 ₹ 83,137.47 ₹ 41,044.59 ₹ 42,092.88 ₹ -5,901,479.17
142 ₹ 83,137.47 ₹ 41,335.32 ₹ 41,802.14 ₹ -5,860,143.85
143 ₹ 83,137.47 ₹ 41,628.11 ₹ 41,509.35 ₹ -5,818,515.74
144 ₹ 83,137.47 ₹ 41,922.98 ₹ 41,214.49 ₹ -5,776,592.76
145 ₹ 83,137.47 ₹ 42,219.93 ₹ 40,917.53 ₹ -5,734,372.82
146 ₹ 83,137.47 ₹ 42,518.99 ₹ 40,618.47 ₹ -5,691,853.83
147 ₹ 83,137.47 ₹ 42,820.17 ₹ 40,317.30 ₹ -5,649,033.67
148 ₹ 83,137.47 ₹ 43,123.48 ₹ 40,013.99 ₹ -5,605,910.19
149 ₹ 83,137.47 ₹ 43,428.94 ₹ 39,708.53 ₹ -5,562,481.25
150 ₹ 83,137.47 ₹ 43,736.56 ₹ 39,400.91 ₹ -5,518,744.70
151 ₹ 83,137.47 ₹ 44,046.36 ₹ 39,091.11 ₹ -5,474,698.34
152 ₹ 83,137.47 ₹ 44,358.35 ₹ 38,779.11 ₹ -5,430,339.99
153 ₹ 83,137.47 ₹ 44,672.56 ₹ 38,464.91 ₹ -5,385,667.43
154 ₹ 83,137.47 ₹ 44,988.99 ₹ 38,148.48 ₹ -5,340,678.44
155 ₹ 83,137.47 ₹ 45,307.66 ₹ 37,829.81 ₹ -5,295,370.78
156 ₹ 83,137.47 ₹ 45,628.59 ₹ 37,508.88 ₹ -5,249,742.19
157 ₹ 83,137.47 ₹ 45,951.79 ₹ 37,185.67 ₹ -5,203,790.40
158 ₹ 83,137.47 ₹ 46,277.28 ₹ 36,860.18 ₹ -5,157,513.12
159 ₹ 83,137.47 ₹ 46,605.08 ₹ 36,532.38 ₹ -5,110,908.03
160 ₹ 83,137.47 ₹ 46,935.20 ₹ 36,202.27 ₹ -5,063,972.83
161 ₹ 83,137.47 ₹ 47,267.66 ₹ 35,869.81 ₹ -5,016,705.18
162 ₹ 83,137.47 ₹ 47,602.47 ₹ 35,534.99 ₹ -4,969,102.70
163 ₹ 83,137.47 ₹ 47,939.65 ₹ 35,197.81 ₹ -4,921,163.05
164 ₹ 83,137.47 ₹ 48,279.23 ₹ 34,858.24 ₹ -4,872,883.82
165 ₹ 83,137.47 ₹ 48,621.21 ₹ 34,516.26 ₹ -4,824,262.62
166 ₹ 83,137.47 ₹ 48,965.61 ₹ 34,171.86 ₹ -4,775,297.01
167 ₹ 83,137.47 ₹ 49,312.45 ₹ 33,825.02 ₹ -4,725,984.57
168 ₹ 83,137.47 ₹ 49,661.74 ₹ 33,475.72 ₹ -4,676,322.82
169 ₹ 83,137.47 ₹ 50,013.51 ₹ 33,123.95 ₹ -4,626,309.31
170 ₹ 83,137.47 ₹ 50,367.77 ₹ 32,769.69 ₹ -4,575,941.54
171 ₹ 83,137.47 ₹ 50,724.55 ₹ 32,412.92 ₹ -4,525,216.99
172 ₹ 83,137.47 ₹ 51,083.85 ₹ 32,053.62 ₹ -4,474,133.15
173 ₹ 83,137.47 ₹ 51,445.69 ₹ 31,691.78 ₹ -4,422,687.46
174 ₹ 83,137.47 ₹ 51,810.10 ₹ 31,327.37 ₹ -4,370,877.36
175 ₹ 83,137.47 ₹ 52,177.08 ₹ 30,960.38 ₹ -4,318,700.28
176 ₹ 83,137.47 ₹ 52,546.67 ₹ 30,590.79 ₹ -4,266,153.60
177 ₹ 83,137.47 ₹ 52,918.88 ₹ 30,218.59 ₹ -4,213,234.73
178 ₹ 83,137.47 ₹ 53,293.72 ₹ 29,843.75 ₹ -4,159,941.01
179 ₹ 83,137.47 ₹ 53,671.22 ₹ 29,466.25 ₹ -4,106,269.79
180 ₹ 83,137.47 ₹ 54,051.39 ₹ 29,086.08 ₹ -4,052,218.40
181 ₹ 83,137.47 ₹ 54,434.25 ₹ 28,703.21 ₹ -3,997,784.15
182 ₹ 83,137.47 ₹ 54,819.83 ₹ 28,317.64 ₹ -3,942,964.32
183 ₹ 83,137.47 ₹ 55,208.14 ₹ 27,929.33 ₹ -3,887,756.19
184 ₹ 83,137.47 ₹ 55,599.19 ₹ 27,538.27 ₹ -3,832,156.99
185 ₹ 83,137.47 ₹ 55,993.02 ₹ 27,144.45 ₹ -3,776,163.97
186 ₹ 83,137.47 ₹ 56,389.64 ₹ 26,747.83 ₹ -3,719,774.33
187 ₹ 83,137.47 ₹ 56,789.06 ₹ 26,348.40 ₹ -3,662,985.27
188 ₹ 83,137.47 ₹ 57,191.32 ₹ 25,946.15 ₹ -3,605,793.95
189 ₹ 83,137.47 ₹ 57,596.43 ₹ 25,541.04 ₹ -3,548,197.52
190 ₹ 83,137.47 ₹ 58,004.40 ₹ 25,133.07 ₹ -3,490,193.12
191 ₹ 83,137.47 ₹ 58,415.26 ₹ 24,722.20 ₹ -3,431,777.86
192 ₹ 83,137.47 ₹ 58,829.04 ₹ 24,308.43 ₹ -3,372,948.82
193 ₹ 83,137.47 ₹ 59,245.74 ₹ 23,891.72 ₹ -3,313,703.08
194 ₹ 83,137.47 ₹ 59,665.40 ₹ 23,472.06 ₹ -3,254,037.67
195 ₹ 83,137.47 ₹ 60,088.03 ₹ 23,049.43 ₹ -3,193,949.64
196 ₹ 83,137.47 ₹ 60,513.66 ₹ 22,623.81 ₹ -3,133,435.99
197 ₹ 83,137.47 ₹ 60,942.29 ₹ 22,195.17 ₹ -3,072,493.69
198 ₹ 83,137.47 ₹ 61,373.97 ₹ 21,763.50 ₹ -3,011,119.72
199 ₹ 83,137.47 ₹ 61,808.70 ₹ 21,328.76 ₹ -2,949,311.02
200 ₹ 83,137.47 ₹ 62,246.51 ₹ 20,890.95 ₹ -2,887,064.51
201 ₹ 83,137.47 ₹ 62,687.43 ₹ 20,450.04 ₹ -2,824,377.08
202 ₹ 83,137.47 ₹ 63,131.46 ₹ 20,006.00 ₹ -2,761,245.62
203 ₹ 83,137.47 ₹ 63,578.64 ₹ 19,558.82 ₹ -2,697,666.98
204 ₹ 83,137.47 ₹ 64,028.99 ₹ 19,108.47 ₹ -2,633,637.99
205 ₹ 83,137.47 ₹ 64,482.53 ₹ 18,654.94 ₹ -2,569,155.46
206 ₹ 83,137.47 ₹ 64,939.28 ₹ 18,198.18 ₹ -2,504,216.18
207 ₹ 83,137.47 ₹ 65,399.27 ₹ 17,738.20 ₹ -2,438,816.91
208 ₹ 83,137.47 ₹ 65,862.51 ₹ 17,274.95 ₹ -2,372,954.40
209 ₹ 83,137.47 ₹ 66,329.04 ₹ 16,808.43 ₹ -2,306,625.36
210 ₹ 83,137.47 ₹ 66,798.87 ₹ 16,338.60 ₹ -2,239,826.49
211 ₹ 83,137.47 ₹ 67,272.03 ₹ 15,865.44 ₹ -2,172,554.46
212 ₹ 83,137.47 ₹ 67,748.54 ₹ 15,388.93 ₹ -2,104,805.92
213 ₹ 83,137.47 ₹ 68,228.42 ₹ 14,909.04 ₹ -2,036,577.50
214 ₹ 83,137.47 ₹ 68,711.71 ₹ 14,425.76 ₹ -1,967,865.79
215 ₹ 83,137.47 ₹ 69,198.42 ₹ 13,939.05 ₹ -1,898,667.37
216 ₹ 83,137.47 ₹ 69,688.57 ₹ 13,448.89 ₹ -1,828,978.80
217 ₹ 83,137.47 ₹ 70,182.20 ₹ 12,955.27 ₹ -1,758,796.60
218 ₹ 83,137.47 ₹ 70,679.32 ₹ 12,458.14 ₹ -1,688,117.28
219 ₹ 83,137.47 ₹ 71,179.97 ₹ 11,957.50 ₹ -1,616,937.31
220 ₹ 83,137.47 ₹ 71,684.16 ₹ 11,453.31 ₹ -1,545,253.15
221 ₹ 83,137.47 ₹ 72,191.92 ₹ 10,945.54 ₹ -1,473,061.23
222 ₹ 83,137.47 ₹ 72,703.28 ₹ 10,434.18 ₹ -1,400,357.95
223 ₹ 83,137.47 ₹ 73,218.26 ₹ 9,919.20 ₹ -1,327,139.68
224 ₹ 83,137.47 ₹ 73,736.89 ₹ 9,400.57 ₹ -1,253,402.79
225 ₹ 83,137.47 ₹ 74,259.20 ₹ 8,878.27 ₹ -1,179,143.59
226 ₹ 83,137.47 ₹ 74,785.20 ₹ 8,352.27 ₹ -1,104,358.39
227 ₹ 83,137.47 ₹ 75,314.93 ₹ 7,822.54 ₹ -1,029,043.47
228 ₹ 83,137.47 ₹ 75,848.41 ₹ 7,289.06 ₹ -953,195.06
229 ₹ 83,137.47 ₹ 76,385.67 ₹ 6,751.80 ₹ -876,809.39
230 ₹ 83,137.47 ₹ 76,926.73 ₹ 6,210.73 ₹ -799,882.66
231 ₹ 83,137.47 ₹ 77,471.63 ₹ 5,665.84 ₹ -722,411.03
232 ₹ 83,137.47 ₹ 78,020.39 ₹ 5,117.08 ₹ -644,390.64
233 ₹ 83,137.47 ₹ 78,573.03 ₹ 4,564.43 ₹ -565,817.61
234 ₹ 83,137.47 ₹ 79,129.59 ₹ 4,007.87 ₹ -486,688.02
235 ₹ 83,137.47 ₹ 79,690.09 ₹ 3,447.37 ₹ -406,997.93
236 ₹ 83,137.47 ₹ 80,254.56 ₹ 2,882.90 ₹ -326,743.36
237 ₹ 83,137.47 ₹ 80,823.03 ₹ 2,314.43 ₹ -245,920.33
238 ₹ 83,137.47 ₹ 81,395.53 ₹ 1,741.94 ₹ -164,524.80
239 ₹ 83,137.47 ₹ 81,972.08 ₹ 1,165.38 ₹ -82,552.72
240 ₹ 83,137.47 ₹ 82,552.72 ₹ 584.75 ₹ -0.00
th which he recived before and also askinh friends and familly for the same