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Debate Conv Vs Islamic Banking-2-Compressed

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20 views8 pages

Debate Conv Vs Islamic Banking-2-Compressed

Uploaded by

k9vckxcts6
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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SEMINAR IN ISLAMIC FEB2023

MANAGEMENT

CONVENTIONAL
D E B A T E 1

BANK VS ISLAMIC
01

BANK PRESENTED BY
PROPOSITIONS
MUHAMAD AQWA BIN RAMLAN 012021071030
SITI NORMASYITAH BINTI MUNIR 012020091632
OPPOSITIONS
MUHAMMAD SYAHIR BIN MOHAMAD FADZIL 01202002086
SITI SYAFIQANIRZA BINTI MUNIR 012020091633

PRESENTED TO
MOHD ANUAR BIN SULAIMAN
CONVENTIONAL BANK ISLAMIC BANK
PROPOSITIONS OPPOSITIONS 02

VS

Muhamad Aqwa Siti Normasyitah Muhammad Syahir Siti Syafiqanirza


Panel 1 Panel 2 Panel 1 Panel 2
SEMINAR IN ISLAMIC
03
MANAGEMENT

Contents 04 Propositions: Panel 1 07 Oppositions: Panel 2

05 Oppositions: Panel 1 08 Gratification

06 Propositions: Panel2
PROPOSITIONS (AQWA) Propositions Speech 04
Conventional Banking

Maturity period and reliability


Conventional banks operate since the seventeenth
century while Islamic banks started their operations
in the last decade of the 20th century.
Lower costs
Value judgments are applied to the interpretation
and justification of economic and social events.

Diversification of hedging and growth


The ability to hedge against threats is severely
limited in Islamic bank. Conventional bank is more
diverse.
Limited supply in Islamic banking
The ability to hedge against threats is severely limited
in Islamic bank. Conventional bank is more diverse.
OPPOSITIONS (SYAHIR)
It is considered usury, Islam forbids
Interest-free adding extra fees to the loan
repayment.

Oppositions
Islamic banking is based on honesty
Duplicating and fairness between the people

Speech
making the deal.

Islamic banking only backs


Islamic Banking Better for businesses that follow moral and
Government ethical rules. It is against Islam to do
Sector any business that helps industries or
activities that are against Islam.
05

The Islamic financial system has


Economic grown faster than the traditional
Growth financial system.
More familiar
Not only Muslim or other religions because most 06
PROPOSITIONS (MASYITAH)
people such as in Malaysia are more familiar and
accustomed to the flower system than the profit-
sharing system.

CONVENTIONAL More diverse

BANK
Conventional banks are the best choice when we want
to make an investment with. It is undeniable that the
interest system implemented by conventional banks
makes it the best investment option.

More advanced
The conventional banks are more advanced. Its
based on a full-fledged intermediary model that
lends borrowers to suppliers and then loans to the
company or individuals.

Purpose of establishment
Conventional banks are governed by man-made
policies. Their sole reason is commercial, and it has
occasionally required state intervention to constrain
ethically questionable investing.
OPPOSITIONS (SYAFIQANIRZA) DEPOSIT ACCOUNT 07
Customers who deposit money in Islamic deposit
accounts will become mudarib, or partners with the

ISLAMIC
bank.

BANK FINANCING
Islamic banks operate under guidelines and are socio-
religious sourced which prohibits the imposition and
payment of benefits.

PRINCIPLE POINT OF VIEW


The main principle emphasized by Islamic banking
is that all banking matters for products and services
need to be carried out without involving illegal
elements such as riba, gharar and maisir.

DIFFERENCES IN OPERATIONS
Monitoring
Contract and transaction
Profit vs Riba’
SEMINAR IN ISLAMIC THE END
MANAGEMENT

08

Thank you for your


concern!
ASSIGNMENT 1: DEBATE 1
FEBRUARY 2023

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