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Quotation For Optima Secure-2

The document provides details of various health insurance plans from HDFC ERGO including Optima Secure and Optima Super Secure. It lists the sum insured, deductibles, premiums, and benefits of the plans for different policy durations and family compositions. The plans provide secure, plus, protect and restore benefits with increased coverage over time.

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79 views

Quotation For Optima Secure-2

The document provides details of various health insurance plans from HDFC ERGO including Optima Secure and Optima Super Secure. It lists the sum insured, deductibles, premiums, and benefits of the plans for different policy durations and family compositions. The plans provide secure, plus, protect and restore benefits with increased coverage over time.

Uploaded by

financialbonding
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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Dear Customer,

Thank you for enquiring about HDFC ERGO my: Optima Secure Health
Insurance Policy. Kindly find below details basis the information shared by you.

Plan Variant Optima Secure


Sum Insured 10 Lakhs
Deductible 0
Location Tier2
Family Composition 2A2C
Age of Insured Person(s) in
41,35
years Adult(s)
Age of child/Children 5,2
Unlimited Restore (Add-on) Yes
my: Health Hospital Cash
NA
Benefit (Add-on)>
Hospital Cash Benefit -
No
(Optional Cover)
Individual Personal
Accident Rider No
Policy
Overseas Travel Secure
No
(Optional Cover)
Optima Wellbeing Rider
Not Applicable
(Optional Cover)
my:health Critical
NA
Illness (Add-On)

Deductible
Plan Details Individual Family Floater
Amount
0 44,453 31,000
1 Year Optima 25K 33,340 23,250
Secure 50K 26,672 18,599
1L 22,226 15,499
0 82,831 57,735
2 Year Optima 25K 62,123 43,301
Secure 50K 49,699 34,641
1L 41,416 28,868
0 1,21,754 84,827
3 Year Optima 25K 91,315 63,621
Secure 50K 73,051 50,896
1L 60,876 42,414
0 1,24,304 86,604
3 Year Optima 25K 93,228 64,953
Super Secure 50K 74,582 51,962
1L 62,152 43,302

Congratulations, Optima Secure gives SO MUCH coverage. SO MUCH benefits SO


MUCH trust SO MUCH support!!!

In Optima Secure you get 4X In Optima Super Secure you get


coverage 5X coverage

1. Sum Insured - 10 Lakhs 1. Sum Insured - 10 Lakhs


2. Effective coverage after 2 years 2. Effective coverage after 2 years
-40 Lakhsat no additional charge -50 Lakhs at no additional charge

Under Optima Super Secure plan, Get 3X coverage from day 1

Note:
1. Multiple payment options are available making premiums pocket - friendly. Above
premium rates have been calculated basis information provided and are including
GST.
2. Individual personal accident rider if allowed shall be offered at the time of proposal
creation.

3. Optima Wellbeing cover is applicable only for Mumbai, Navi Mumbai or


Thane location.

4. HDC rider can only be given for allowed family combinations which are
enabled in sourcing systems.

Tier 1: Delhi, National Capital Region (NCR), Mumbai, Mumbai Suburban,


Thane and Navi Mumbai, Surat, Ahmedabad and Vadodra. Tier 2: Rest of India

SO Much Coverage* Guaranteed^^ (at no additional charge!!)

Secure Benefit
2X coverage from day 1
Automatic and available immediately when you purchase it. No need to claim it to
activate it

Plus Benefit
100% increase in coverage after 2 years
Just renew your plan for 2 years and we will give you 100% increase in cover, even
if you have filed a claim

Protect Benefit
Zero deduction on non-medical expenses
Zero deduction on listed non-medical expenses to maximize your claim during
hospitalization

Restore Benefit
100% restore coverage
If you run out of coverage, we will restore your base coverage by 100%

Terms & Conditions apply. *4X means Base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit+ Automatic
Restore Benefit. Under Plus Benefit, irrespective of claims means sum insured gets increased by 50% of base sum insured per
year maximum up to 100%. A single claim in a Policy Year cannot exceed the sum of Base Sum Insured, Plus Benefit (if
applicable) and Secure Benefit (if applicable)^^ Get Guaranteed Secure, Plus, Protect and Restore Benefits. HDFC ERGO
General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st
Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the
risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Trade Logo displayed
above belongs to HDFC Bank Ltd and ERGO International AG and used by the Company under license. UIN: my: Optima
Secure - HDFHLIP23123V022223,Individual Personal Accident Rider-APOPAIP19004V011920,my:Health Hospital Cash Benefit
(Add-on)-HDFHLIA21271V022021,Unlimited Restore (Add On)-HDFHLIA22188V012122,my: health Critical Illness-
HDFHLIA22141V032122. UID:13476.

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