ZESTFUL INVESTMENT

COMPANY
PROFILE
BUSINESS
PROFILE

We welcome all participants of the Zestful Investment Limited

We're a New Zealand-based investment firm/financial advisor designed to help you achieve your
financial goals. Our longer-term investment strategy contains hematic investment ideas based
on long-term structural development including
technology trends, urbanization, resource scarcity, and societal changes.

Our sustainable investing opportunities take ecological, social, and business ethics into account.
Excluding capital markets, disruption is everywhere! Digital data. Automation and robotics.
Smart mobility.

In the investing landscape, the changing face of industries and companies should not be
overlooked.

+64 210 820 9305

[email protected]
Westech PlaceKelston,
Auckland 0602, New Zealand
 A NEW APPROACH TO

INVESTMENT
WE'RE A UNIQUE INVESTMENT SERVICE FIRM

A solid pool of liquidity for the company's operations is provided by attracting private investments. By
allocating a part of its profits to its investors, Zestful Investment Limited provides the company's
professionals with the necessary funds to carry out trading transactions, investments, and
conversions. Thanks to this, you can distribute funds in various directions and not miss profitable
projects and deals. Our approach to active investment management is based on an investment
process that fully integrates sustainability analysis into our decision-making and is focused on long-
term performance.

Our investment process underpins our differentiated thinking about the dynamics that drive and
influence the performance of portfolios.

We construct portfolios of sustainable markets with the confidence derived from our deep research
and analysis.
• Making responsible investment decisions
• Holding ourselves to the highest ethical standards
• Respecting the interests of our clients and stakeholders

A PROFITABLE INVESTMENTS FOR INVESTORS

Zestful Investment Limited has sought to align our interests with those of our investors, investment
partners, and employees. This has allowed us to proudly build and maintain a culture of ethical
behavior, transparency, and social responsibility in both our investments and our operations. By
performing a wide range of operations, Zestful Investment makes profits from different diversified
sources like trading operations on the cryptocurrency and currency markets, dividends from the
implementation of successful startups, and commissions for exchange operations for large legal
entities.

As a global investment firm, we foster diverse perspectives and embrace innovation to help our
clients navigate the uncertainty of capital markets. We’re fostering a culture of diverse perspectives
and innovation to help advance our clients’ success. And we’re doing it responsibly—from how we
act to how we trade—because outcomes mean more than financial returns. We’re committed to
helping you achieve better outcomes… the way you define them. We get there by empowering
diverse perspectives and breaking through boundaries. We’re collaborative and connected—and
we never stop working for you.

Serving Our Clients

We work every day to earn our clients’ trust, whether they’re individual investors or the world’s
biggest institutions. By tapping a global network of diverse perspectives, we design innovative
solutions tailored to meet investors’ unique needs and engineered to deliver the performance they
expect. We offer sophisticated wealth-planning tools and expert advice for high-net-worth
individuals, families and smaller institutions, helping investors make their money meaningful.
Responsible investing is part of a growing movement—one we can help you embrace. Ultimately
you don’t have to choose between profits and purpose. you can pursue both.
Responsible investing is more than a slogan. It involves real investment choices. But there are many
ways to invest through a responsible lens—and sometimes it’s hard to know where to start. Let us
help you with the essentials.
Our strategies embodies our ability to cut through complexity with independent clarity, generating
exclusive insights that re-frame perspectives and strategies across markets and sectors. Embodies
our ability to cut through complexity with independent clarity, generating exclusive insights that re-
frame perspectives and strategies across markets and sectors.

Our financial team also includes specialists who are experts in evaluating new private businesses
called start-ups which have most chances to grow into large-scale and highly profitable enterprises.
The idea is very simple: every business needs starting capital to go through bureaucratic
formalities, rent premises, purchase equipment and other assets, hire employees and so on. As a
rule, start-ups don’t have sufficient funds to afford everything they need for effective activity. Banks
are quite prudent to “newbie”, so it is often very difficult to borrow as much as necessary from banks.

Zestful Investment Limited intends to stay in business for a long time and do its best to ensure high
revenue on investor’s deposits. The more money we collect, the higher the return. That's why
Zestful Investment Limited had started attracting small investments starting from only $100.
Our experts had examined and analyzed the relevant investment markets and developed a highly
efficient trading strategy. Investors can choose from a variety of investment packages to invest
their funds for different periods of time and receive the best revenue at low risks. Please find more
information on investment terms in your personal account.

In addition to favorable investment proposal we also offer fair and transparent conditions of the
affiliate program. You have the opportunity to start a business of...

... your own and earn additional money by just sharing the word of our Company and
demonstrating its potential to others. Our referral rewards program offers earning from
deposits made by your referrals.

Zestful Investment Limited is a safe place to keep and increase your money
DEDICATED EXPERTS
We are investment experts with an explicit focus on protection and security. We understand that
every customer has different circumstances and objectives and it’s these differences that influence
our diverse range of products. Each of our clients is assigned a personal gold consultant to offer
expert guidance on products, markets, and timing, with no obligation to purchase. Not merely a
shopping basket experience, our investments are tailored to the investor and designed to minimize
tax exposure. Our in-house specialists hold qualifications in Law, Accountancy, Investment
Banking, and Property and use their broad and extensive knowledge to deliver practical and tax-
efficient solutions for our clients.

Zestful Investment Limited offers a unique consultative approach to purchasing and selling physical
gold and silver, regardless of how much you are looking to invest.

We pride ourselves on our simple and tailored strategy, working with beginners and experienced
investors alike, to find the precious metal investment that will benefit those most. Whether you are
looking to convert personal savings or part of your pension into physical gold or silver, we can
provide a tax-efficient solution.
In addition, our Buy Back Guarantee means your gold and silver investment is as liquid as the cash
in your bank account.

Our Credentials
Zestful Investment Limited has quickly established itself as a trusted market leader. We are
members of the Royal Numismatic Association, European Numismatic Association, European
Chamber of Commerce, and the Information Commissioner, as well as being frequently featured in
the Press including FT, Daily Mail, Reuters, WSJ, Money Week, Observer, Guardian, Your Money,
and others.

Quality and Performance

We provide a disciplined value approach to your investment planning with our top-down, bottom-up
approach to research. We aim to achieve sustainable income and capital gains from your
investment portfolio by following consistent value-based guidelines. With the utmost regard for
client confidentiality, we offer objective financial advice with investment strategies that work
delivered through service that is not driven by commissions but a share of investment performance.

Experienced Portfolio Managers

Zestful Investment Limited comprises a team of professional account managers aimed at
adequately maximizing account profits

24/7 Support Service

We understand how important having a reliable support service is to you. Please don't hesitate to
contact us should you have any questions and we will get back to you in no time!
 OUR

ADVANTAGES
Taxation
As a governance oriented investment firm, we help fund public works and services—and to
build and maintain the infrastructures used in our resident country through our prompt tax
filings.

Daily Income
You will receive earnings every 24 hours on all days of the year. Your deposit is working all the
time, even on weekends and holidays.

Fast Withdrawals
Your withdrawal will be processed by our operators as fast as possible. Maximum waiting time
is up to 24 hours

Data Protection
We make every effort to ensure that your data and funds are 100% secured. We only use
secure connections and top-class servers.

Algorithmic Trading
In addition to manual trading by top-level traders, our specialists have developed specialized
software (robots) that trades according to specified algorithms and brings a stable income to the
company.

Exchange Operations
Our company provides an opportunity to exchange funds for both private clients and
companies. Low commissions with large volumes of transactions bring good additional income.

Benefits of Investing With Us

• We share information efficiently, improving collaboration and productivity.
• We’re succinct, candid and kind.
• We practice active listening.
• We talk to people directly about issues, instead of concealing or choosing gossip.

Positive energy
• We’re optimistic about the future and determined to get there.
• We co-create solutions instead of choosing blame and criticism.
• We create moments of play at work.
• We take care of each other, and help each other grow.

Continuous learning
• We view every situation as an opportunity to learn (especially when the going gets tough).
• We’re more interested in learning than being right.
• We value giving and receiving regular feedback.
• We learn from and mentor those around us.
Efficient execution
• We complete high-quality work quickly by working smarter, not harder.
• We value completing tasks, instead of just talking about them.
• We prefer automation over manual work.
• We prioritize, focusing on the 20% that will get us 80% of the impact.

Funds Management
Starting in 2020, the Funds Management business supports new and emerging investment
platforms through their launch and growth phases. Funds Management builds on the
Company’s success in Investment Management and supports the move toward a leader in
alternative investing. Leveraging the Group’s rich business heritage, global network, and strong
financial position, Funds Management provides managers significant investment capital as well
as operational and financial support to grow their portfolio. In addition, this platform gives
investors access to multiple boutique fund managers through an institutional platform backed by
a premier listed financial services company.

In recent years the investment industry, and in turn investors, has introduced a new gauge:
Zestful Investment Limited – Environment, Social and Governance – as a supplement to
traditional financial gauges.

Zestful Investment Limited changes are happening faster than ever, reshaping how people live
and invest. We believe that Zestful Investment Limited factors are going increasingly
mainstream and can be used to drive investment outperformance.

Investing in a sustainable future

The era of green bonds has arrived. We are seeing the increasing use of bond markets to raise
capital to fund the low-carbon economy, especially from the issuance of ‘green bonds’.

While many in the fixed-income market are grappling with green bonds, others are working out
how best to incorporate broader environmental, social, and governance Zestful Investment
Limited strategies into their portfolios, a task rapidly growing in importance.

Why does it matter?

Zestful Investment Limited changes are happening faster than ever, reshaping how people live
and invest. We believe that Zestful Investment Limited factors are going increasingly
mainstream and can be used to drive investment outperformance. Making the first step right is
crucial to the long road of investments. Of the five steps, the first is to assess your risk tolerance
and decide the most suitable asset allocation for yourself.
Different people have different attitudes toward investment. Some are not willing to take any
risks or withstand losses and therefore would rather forgo potentially higher returns. Some are
willing to take some risks but tend to avoid huge volatility. Some are willing to take risks in
exchange for returns that outperform the markets.

How to gauge one’s risk tolerance? Look at your investment horizon. Put simply, the longer your
investment life, the higher the risk you can take because you can afford the time to last a cycle,
which helps smooth out short-term volatility. For instance, a young person who just starts
working, and is still far from retirement, can take more risks.
Sustainable investing
On the contrary, the shorter the investment period, the lower the risk one can take.
Assuming you are going to retire next year, and not receiving any regular income, you just do
not have the time to recover all losses if your investments take a nosedive all of a sudden.

Besides, your risk tolerance is dependent on your life goals. Ask yourself if you need to set
aside funds for your children’s education? Are you going to buy a property in the near future?
These factors will have an impact on your cash flow. After all, we all need to reserve some cash
at all times just in case there are emergencies.
Balancing risk and return is the key to long-term investment isn’t it perfect to have an investment
tool that always tops the performance league, and investors can stay worry-free just by holding
it? The truth is that there are ups and downs in all economic cycles and the markets are
capricious. Even investment experts find it hard to predict the performances of all asset classes.

Based on historical data, the same asset can perform drastically differently during different
investment cycles. The best-performing asset in 2017 can turn out to be the worst laggard in
2018. That suggests no particular asset can be an all-time winner.
Investors should therefore avoid putting all eggs in one basket but allocate assets across
different sectors and geographies. That could help diversify the risk of an investment portfolio,
and capture investment opportunities at different times for more stable returns in the medium- to
long-term.
To make diversification works, an investment portfolio should include assets that are
complementary, that tend to react differently to the same macro condition

More precisely, some negative elements in the market might cause an asset to decline sharply,
but pose little threats to another. In the world of investment, such pairs are called lowly-
correlated assets. They can effectively balance the risk and return of an investment portfolio.

Portfolio management
In the investing journey, investors should start off by constructing a portfolio that accommodates
their investment objectives and risk profiles. However, setting up the initial asset allocation is
merely a starting point. It is equally important to regularly rebalance the portfolio to ensure the
asset weighting are consistent.
Overlooking the need to rebalance the portfolio can prevent investors from achieving their long-
term investment goals.

Market changes shift portfolio away from initial objective

In an investment portfolio, the relative weights of different asset classes may change due to
market fluctuations, which lead to a shifted asset allocation that deviates from the original target.
In this case, rebalancing the portfolio will mean restoring the weighting of portfolio assets to the
original designed levels.
Hedge Funds and Private Equity
The Company’s investments in externally managed private equity funds and hedge funds, as
well as private equity direct and co-investments.

The portfolio seeks to maximize risk-adjusted returns and diversify exposure by industry and
geography, while giving the Company a global view of the alternative investment landscape.
With our archiving capacities and constant education of our staff, monitoringever changing
regulations and global finance requirements we are sure we can be a valuable ally in your
expansion.

Investment Management
In 2015, the Company established the Investment Management division formerly known as
Principal Investments and began its evolution into a leader in alternative investing. Investment
Management leverages the Group’s expertise, network, and financial strength to seek attractive
risk-adjusted investment opportunities across global markets and sectors.

This includes the Company’s internally managed strategies, corporate holdings and cash. We
actively manage all sub-portfolios and carefully use derivatives and hedging to increase returns
and manage risk.

Hit your investment targets with the right approach

Once you have identified your investment targets, you can put your cash into different asset
classes and construct a portfolio based on your risk tolerance. The idea of asset allocation is to
include equities, bonds and other investment tools in a basket. Since different investment
vehicles come with different risk-return profiles, asset allocation is never easy.
Generally, the higher the potential return of an asset class, the higher the risks it carries.

Capital Markets
With different packages, our system is modeled to accommodate everyone no matter how much
you have to invest.

A Team of Professionals.
With our team of professionals, our investment strategies guarantees you a considerable return
on investments to secure your future.

Administrative services
Let our dedicated staff take care of all your administrative services. Paperwork, contracts, legal,
we take care of all the boring things.
 OUR
INVESTMENT
PLANS

Best Plan
Starter Plan Basic Plan
2% Daily 3% Daily

Minimum: $100 Minimum: $1,000

Maximum: $999 Maximum: $4,999
Duration: 2 Days Duration: 3 Days
Referral bonus: 5% Referral bonus: 10%
Support: 24/7 Support: 24/7
No withdrawal fee No withdrawal fee

Professional Expert
Premium Plan Diamond Plan
3.5% Daily 5% Daily

Minimum: $5,000 Minimum: $10,000

Maximum: $9,999 Maximum: $50,000
Duration: 4 Days Duration: 7 Days
Referral bonus: 15% Referral bonus: 20%
Support: 24/7 Support: 24/7
No withdrawal fee No withdrawal fee
 New Zealand Republic
INTERNATIONAL BUSINESS COMPANIES ACT, 2017
(Act 15 of 2017)
Certicate of Incorporation
THIS IS TO CERTIFY that, having satisfied all the requirements in respect of incorporation under the International
Business Companies Act, 2017

Zestful Investment Limited

is incorporated as an International Business Company
ational Busin
t

on this 20th day of January 2019 ern

ess

istrar of In

Given under the companies Act, 2017 RIBC

Reg
Companies

Company No: 07006264 for REGISTRAR OF INTERNATIONAL

BUSINESS COMPANIES
Thank you