Key Fact Statement for Roshan Digital Accounts - UBL

United Bank Limited Date

Branch IMPORTANT: Read this document carefully if you are considering opening a new account. It is available in English. You may also use this document to compare different accounts offered by other banks.
City You have the right to receive KFS from other banks for comparison.
Account Types & Salient features:
This information is accurate as of date above. Services, Fee, and expected profit rates may change on time to time basis i.e. monthly, half yearly, etc. For updated fee/charges, you may visit our website or visit our branches.
Conventional Islamic
Particulars NRP RUPEE NRP RUPEE VALUE SAVING NRP FCY NRP FCY VALUE SAVINGS NRP RUPEE NRP RUPEE VALUE SAVING NRP FCY
VALUE ACCOUNT ACCOUNT VALUE ACCOUNT ACCOUNT VALUE ACCOUNT ACCOUNT VALUE ACCOUNT
USD,GBP,EURO, USD, GBP,
Currency (PKR, US, EUR, etc.) PKR PKR USD,GBP,EURO, SAR,AED, AUD PKR PKR
SAR, AED, AUD EURO, SAR, AED
Minimum Balance To Open Not Required Not Required
for Account To Keep NIL NIL
Account Maintenance Fee NIL NIL
ls Profit Paid on account No Yes No Yes No Yes No

https://www.ubldigital.com/portals https://www.ubldigital.com/portals/0/
Indicative Profit Rate (%) Profit-Payment-History-Nov-
- /0/Pdf/Schedule-of-Charges-2024- - Pdf/Schedule-of-Charges-2024-January- - -
2023.pdf (ubldigital.com)
January-to-June.pdf to-June.pdf

Profit Payment Frequency N/A Monthly N/A Half yearly N/A Monthly N/A
Expected Profit Rates To Be Expected Profit Rates To Be Expected Profit Rates To Be
Provide example: - Communicated - Communicated - Communicated -
By RM By RM By RM
Premature/ Early Encashment/Withdrawal Fee N/A N/A
Service Charges:
IMPORTANT: This is a list of main service charges for this account. It doesn’t include all charges. You can find a full list at "our branches", or on our website at www.ubldigital.com. Please note that all bank charges are exclusive of applicable taxes. For UBL Ameen
Saving Account, services charges will be free as per the product features.
Conventional Islamic
Services Modes NRP RUPEE NRP RUPEE VALUE SAVING NRP FCY NRP FCY VALUE SAVINGS NRP RUPEE NRP RUPEE VALUE SAVING NRP FCY
VALUE ACCOUNT ACCOUNT VALUE ACCOUNT ACCOUNT VALUE ACCOUNT ACCOUNT VALUE ACCOUNT
Intercity N/A N/A N/A
Cash Deposit Transaction N/A
Intra-City N/A N/A N/A
Through Card (within
Free Service not Offered Free Service not Offered
Cash Withdrawal Pakistan)***
Transaction
Through Card (International) 4.5% of the Transaction amount Service not Offered 4.5% of the Transaction amount Service not Offered
ADC/Digital
SMS Alerts Clearing As per SOC As per SOC As per SOC As per SOC
For other transactions
Debit card Issuance/Annual Issuance: PKR 7500/- Issuance: PKR 7500/-
Charges Annual Charges: PKR 2,500/- Annual Charges: PKR 2,500/-
Debit card Replacement
PKR 7500/- PKR 7500/-
(if needed)
Supplementary Debit Card Issuance: PKR 5000, Issuance: PKR 5000,
(if needed) Annual Charges: PKR 2500/- Annual Charges: PKR 2,500/-
Account Balance lnquiry
PKR 3/- PKR 3/-
Debit Card Charges (for 1 link) Service not Offered Service not Offered
Account Balance Inquiry
PKR 225/- PKR 225/-
(For International)
Debit Card Delivery charges Free Free
Virtual Debit Card PKR 450/- N/A
Issuance Charges
Virtual Debit Card
450/- No Charges
Annual Charges
Cheque Book Issuance
Per leaf Rs.22 Per leaf Rs.27 Per leaf Rs.22 or equivalent Per leaf Rs.27 or equivalent Per leaf Rs.22 Per leaf Rs.27 Per leaf Rs.22 or equivalent
Cheque Book (Per Leaf)
Cheque Book Delivery Free Free Free Free

Inward Remittance *Via Banking Channel: Free, Via Banking Channel: Free, *Via Banking Channel: Free, Via Banking Channel: Free,
(from abroad) Via Exchange: SAR 30 Via Exchange: SAR 30 Via Exchange: SAR 30 Via Exchange: SAR 30
Inward Remittance and
Repatriation Outward Remittance
Free
(from Pakistan)*
Charges on Full Repatriation* Free

Up to aggregate Monthly limit Free

Inter Bank Fund Transfer (PKR 25,000)
Aggregate Monthly Limit
0.1% of the transaction amount or Rs. 200, whichever is lower. 0.1% of the transaction amount or Rs. 200, whichever is lower.
(PKR 25,000)
Annual Free Free Free Free Free Free Free
Statement of Account Half Yearly Free Free Free Free Free Free Free
Duplicate Rs 35/-Inc of Tax Rs 35/-Inc of Tax Rs 35/-Inc of Tax Rs 35/-Inc of Tax Rs 35/-Inc of Tax Rs 35/-Inc of Tax Rs 35/-Inc of Tax
Internet Banking Activation Free
Digital Banking Mobile Banking Activation
(Transaction Alerts - Free
SMS/Email)
Bill Payment No Charges Currently Not offered No Charges Currently Not offered
Currency Conversion Charges Free
Application processing for Free
Account Transaction
Naya Pakistan Certificates
Application processing for Free
CDC Account Opening
Normal Free
Clearing for PKR Intercity Free
Same day 650/-(Flat) per intrument
Normal Free
Clearing for FCY Intercity Free
Same day 650/-(Flat) Equivalent to FCY
Closure of Account Customer Request Free
*Correspondant Bank Charges may apply.
***Charges will apply for 1 Link member banks
You Must Know
Requirements to Open an Account: To open the account you will need to satisfy some identification requirements Unclaimed Deposits: In terms of Section 31 of Banking Companies Ordinance, 1962 all deposits which have not been operated during the period of
Cheque Bounce: Dishonouring of cheques is subject to a criminal trial in Pakistan. Accordingly, you should be writing last ten years, except deposits in the name of a minor or a Government or a Court of law, are surrendered to State Bank of Pakistan (SBP) by the
Safe Custody: Safe custody of access tools to your account like ATM Cards, PINs, Cheques, e-banking usernmaes, relevant banks, after meeting the conditions as per provisions of law. the surrendered deposits can be claimed through the respective banks. For
Record updation: Always keep profiles/records updated with banks to avoid missing any significant communicaton. If you are not satisfied with our response, you may contact:
What Happends if you do not use this account for a long period? [email protected]
If your account remains inoperative for 12 months, it will be treated as dormant. If your account becomes Fax: 021 99217375 / Tel: 021 99217334-38
dormat/inactive, you may request reactivation by emailing us at [email protected] from your registered email
I ACKNOWLEDGE RECEIVING AND UNDERSTAND THIS KEY FACT STATEMENT
Customer Name:
Product Chosen:
Mandate of account: Single/ Joint/ Either or Survivor
Address:

Contact No: Mobile No: Email Address:

Customer Signature: Date Signature Verified: