K.HEMANTH KUMAR, B.A., B.L.

, 4/25, 8th Cross,

ADVOCATE Ramalinga Nagar South Extn.,
Puthur, Trichirapalli – 17.
Ph : 2772005, 98433 27725
Investigation Report & Title Certificate
Date:- 19.06.2024
Status of Legal Opinion
Positive
Report (TSR)
Transaction Type Lap

To,
The Manager,
SMFG India Credit Company Limited,
(formerly Fullerton India Credit Company Limited)
No.4/363, Ist Cross Street,
Ghokula Nagar, Kattur,
Trichy – 620019

APP. Ref. No.7369598

Payment to be made Mr.S.VICTOR,

in favour of S/o.Mr.SHANMUGAM,

1 Name of the Borrower(s), Mr.S.VICTOR,

Co-Borrower(s) Mrs.AKILANDESWARI.V,
2 Name of the Owner(s) of the property. Mr.S.VICTOR,
S/o.Mr.SHANMUGAM,
3 Constitution of the Owner (Whether it is
an individual/partnership firm, proprietary INDIVIDUAL
firm, Company /trust etc)
4 Full description of the property investigated and proposed to be mortgaged
(This should specify the Plot No., Survey No. Hissa No, CS No., Ward No. CTS No, Gat no, Khasra no. etc.
alongwith the area of the land / area of the flat / building and the boundaries of the property as mentioned in the
title documents. Please note these numbers mentioned in the title documents should tally with the
revenue record such as Property Card, 7/12 extract, Patta, Porcha, P1-P2, Jamabandi, khatouni, Pahani.
Adangal, Khatiyan, KhasraP2, Khatauni B1, Katta, Khasra, ROR etc.)

Thanjavur District, Thanjavur Registration District, Budlaur Sub Registration District,

Buthalur Taluk, within Buthalur Panchayath Limits, Buthalur Village the property comprised in Old
Survey No.569/1 New Survey No.569/1C Manaivari Thoraya Patta in New Survey No.569/1C3 an
extent of Hect 0.03.80 Ares equivalent to 4092 Sq Ft., out of which Acre 0.02 ½ Cents equivalent
to 1090 Sq Ft., equivalent to 101.26 Sq Mt., out of Acre 0.08 ½ Cents equivalent to 3706 Sq Ft., is
situated within the following four boundaries:-
South of : Land belongs to Kamatchi Amman Kovil
North of : East West pathway belongs to Immanuvel, Anthony and Victor
East of : Remaining property of land belongs to Immanuvel Mathurar
West of : Road
Extent of : Acre 0.02 ½ Cents equivalent to 1090 Sq Ft.,
equivalent to 101.26 Sq Mt.,

List with details of Title Deeds / documents scrutinized(Please clearly mention name of the
document/ date of the document/parties to the documents/ registration no, of the documents /
5.
mention whether photocopy / original document scrutinized)
Sl.No. Date Details of Documents Remarks
Digitally signed by K. HEMANTHA

K. KUMAR
DN: C=IN, O=PERSONAL, T=8187,
OID.2.5.4.65=
e6a97e9c3aa24b9a85ae41baa8f0c89f
, Phone=

HEMAN c04113b37ab40de5f36d338f323184bd
052cddbfd44aaecbe4c7f0224d8686ed
, PostalCode=620017, S=Tamil Nadu,
SERIALNUMBER=

THA 0eeed5c1d386aceeb17e63b8472ad3c
75408f30afc8bb7dbb6c46292f90c3b1
3, CN=K. HEMANTHA KUMAR
Reason: I am the author of this
document

KUMAR Location:
Date: 2024.06.21 16:09:38+05'30'
Foxit PDF Reader Version: 2024.1.0
 Registered Sale deed executed by Jabarhussain in favour of
1. 02.08.2011 Xerox
Immanuvel vide document No.1601/2011
Registered Settlement deed executed by Immanuvel Mathurar in
2. 05.06.2017 Xerox
favour of Victor Mathurar vide document No.777/2017
3. 23.04.2024 E.B. Receipt stands in the name of Victor Xerox
Encumbrance Certificate for the period from 01.01.1987 to Online
4. 18.06.2024
17.06.2024 Print
Tracing of title and investigation of title
(source and history of title/title flow for 20/30 years as the case may be. It should be verified
6.
that all the title deeds are properly stamped and registered/notarized along with registration
details with Sub-Registry. Any deficiency therein to be pointed out in the report)

I have traced out the chain of title over the property for period of more than 23 years from
the document produced by the applicant. Further, I have verified genuineness of the documents
before the Thanjavur Registration District, Buthalur Sub Registration District.

The property originally belongs to Jabarhussain. He has sold the property to and in favour
of Immanuvel by way of a registered Sale deed dated 02.08.2011 vide document No.1601/2011.
The said Sale deed has been duly acted upon, which is referred above as document No.1.

Then the said Immanuvel Mathurar has settled the schedule mentioned property to and in
favour of Victor Mathurar by way of a registered Settlement deed dated 05.06.2017 vide document
No.777/2017. The said Settlement deed has been duly acted upon, which is referred above as
document No.2.

The house in the property has also been provided with electricity service connection. The
E.B. Receipt stands in the name of Victor is referred above as document No.3.

The Encumbrance Certificate for the period from 01.01.1987 to 17.06.2024 for the
schedule mentioned property above related to the Sale deed dated 02.08.2011 in favour of
Immanuvel and the Settlement deed dated 05.06.2017 in favour of Victor Mathurar and rest of
entries does not subject to matter of the property. The Encumbrance Certificate dated 18.06.2024
is referred above as document No.4. As such there is no subsisting encumbrance over the
property.

Thus the said Mr.S.VICTOR, S/o.Mr.SHANMUGAM, has become absolute owner of the
schedule mentioned property.

7 Whether any additional document

is required to complete the report
more particularly if the owner is Nothing Need
Company / Partnership firm / HUF /
Trust Proprietorship concern etc.
8 Particulars of tax/ revenue
receiptsstudied(Alongwith
particulars of the tax receipts also
specify whether whose name the
Upto date tax Paid
Municipal Taxes are assessed or
raised and whether upto date
Municipal Taxes / Society charges
have been paid)
Digitally signed by K. HEMANTHA

K. KUMAR
DN: C=IN, O=PERSONAL, T=8187,
OID.2.5.4.65=
e6a97e9c3aa24b9a85ae41baa8f0c89f,

HEMAN Phone=
c04113b37ab40de5f36d338f323184bd05
2cddbfd44aaecbe4c7f0224d8686ed,
PostalCode=620017, S=Tamil Nadu,
SERIALNUMBER=

THA 0eeed5c1d386aceeb17e63b8472ad3c75
408f30afc8bb7dbb6c46292f90c3b13,
CN=K. HEMANTHA KUMAR
Reason: I am the author of this document

KUMAR Location:
Date: 2024.06.21 16:10:05+05'30'
Foxit PDF Reader Version: 2024.1.0
9 SRO Search: Manual Search to be The Encumbrance Certificate for the period from
mandatorily conducted. 01.01.1987 to 17.06.2024 for the schedule mentioned
States where online SRO search property above related to the Sale deed dated
facility is available without any 02.08.2011 in favour of Immanuvel and the Settlement
cost, over and above manual
deed dated 05.06.2017 in favour of Victor Mathurar and
search, online SRO search to be
also conducted.
rest of entries does not subject to matter of the property.
Any discrepancy between manual The Encumbrance Certificate dated 18.06.2024 is
search and online search to be referred above as document No.4. As such there is no
mentioned. subsisting encumbrance over the property.
Details of the same to be
mentioned including date.
10 Particulars of Encumbrance The Encumbrance Certificate for the period from
Certificate/ Search Notes. Search 01.01.1987 to 17.06.2024 for the schedule mentioned
Fee Receipt No. and Amount property above related to the Sale deed dated
(Original receipt to be enclosed), 02.08.2011 in favour of Immanuvel and the Settlement
Period of Search from _____ to
deed dated 05.06.2017 in favour of Victor Mathurar and
____________
Date of the Manual and/or Online
rest of entries does not subject to matter of the property.
SRO Search to be mentioned: The Encumbrance Certificate dated 18.06.2024 is
referred above as document No.4. As such there is no
subsisting encumbrance over the property.
11 Particulars of any charges /
encumbrances found to be
recorded / registered on the
property. There is no subsisting encumbrance over the property
All the entries found in both
physical and online are annexed
to this legal report.
12 Whether the premises is Free hold
leasehold/ freehold / Government
land? Please check for negative /
restrictive covenants AND in case Tenure of Lease :-
of leasehold, mention the tenure
of Lease. Also, to confirm if Lease
renewal clause is mentioned in
the lease deed.
13 Permission / NOC from Society /
Builder / Co-operative Society/ Does not arise
Authority/ GovtDept/Lessor.
14 Minor’s Interest, if any (Whether
any present or future claims of There is no minor Interest involved in the schedule mentioned
minor or their interest exist/ property.
vested in the property)
15 Land is agricultural land or non- Non-agricultural
agricultural land (Residential/
Commercial/ Mixed Use/
Industrial)
16 Application of
(a) RERA Act Not applicable
(b) Urban Land (Ceiling & Not applicable
Regulation) Act
Not applicable
(c) Tenancy Laws
Applicable
(d) SARFAESI
17 Last / latest mutation in revenue
record is in whose name
(Not applicable where Society is
formed)
Online Mutation to be checked.
Details of online Mutation
annexed with the legal report. YES
18 Name of the person in whose Mr.S.VICTOR,
name municipal taxes are being S/o.Mr.SHANMUGAM,
Digitally signed by K. HEMANTHA

K. KUMAR
DN: C=IN, O=PERSONAL, T=8187,
OID.2.5.4.65=
e6a97e9c3aa24b9a85ae41baa8f0c8
9f, Phone=

HEMAN c04113b37ab40de5f36d338f323184
bd052cddbfd44aaecbe4c7f0224d86
86ed, PostalCode=620017, S=Tamil
Nadu, SERIALNUMBER=

THA 0eeed5c1d386aceeb17e63b8472ad
3c75408f30afc8bb7dbb6c46292f90c
3b13, CN=K. HEMANTHA KUMAR
Reason: I am the author of this
document

KUMAR Location:
Date: 2024.06.21 16:10:26+05'30'
Foxit PDF Reader Version: 2024.1.0
 assessed and raised? (Latest)
19 List of original title documents and previous title documents required for mortgaging the
property(please specify all title documents including previous title documents required for
mortgage)
Sl.No. Date Details of Documents Remarks
Registered Sale deed executed by Jabarhussain in favour of
1. 02.08.2011 Xerox
Immanuvel vide document No.1601/2011
Registered Settlement deed executed by Immanuvel Mathurar in
2. 05.06.2017 Original
favour of Victor Mathurar vide document No.777/2017
Online
3. 23.04.2024 E.B. Receipt stands in the name of Victor
Copy
Encumbrance Certificate for the period from 01.01.1987 to Online
4. 18.06.2024
17.06.2024 Print
1. Any other deficiency or
restriction in title/ any safeguard NO
to be observed If Yes, then _________________________
20 Form of Mortgage Registered Mortgage
We have perused copies of the documents forwarded to us and have got relevant and available records
verified at the office of the concerned Sub-Registrar for the last 13 years. The title of the property is clear,
marketable, and free from encumbrances and SARFAESI is applicable on the property without considering
ticket size or nature of the financial institution. Mortgage as mentioned above can be created in favor of the
company.
Date 19.06.2024
Place Trichy
Digitally signed by K. HEMANTHA KUMAR

K. DN: C=IN, O=PERSONAL, T=8187,

OID.2.5.4.65=
e6a97e9c3aa24b9a85ae41baa8f0c89f,
Phone=

HEMANT c04113b37ab40de5f36d338f323184bd052
cddbfd44aaecbe4c7f0224d8686ed,
PostalCode=620017, S=Tamil Nadu,
SERIALNUMBER=

HA 0eeed5c1d386aceeb17e63b8472ad3c754
08f30afc8bb7dbb6c46292f90c3b13, CN=
K. HEMANTHA KUMAR
Reason: I am the author of this document

KUMAR Location:

Advocate for Panel

Date: 2024.06.21 16:10:49+05'30'
Foxit PDF Reader Version: 2024.1.0
K.HEMANTH KUMAR, B.A., B.L., 4/25, 8th Cross,
ADVOCATE Ramalinga Nagar South Extn.,
Puthur, Trichirapalli – 17.
Ph : 2772005, 98433 27725
Date: 19.06.2024
Vetting Report for Original Documents
To,
The Manager,
SMFG India Credit Company Limited,
(formerly Fullerton India Credit Company Limited)
No.4/363, Ist Cross Street,
Ghokula Nagar, Kattur,
Trichy – 620019

APP. Ref. No. 7369598

Dear Sir,

Sub: Vetting of original documents deposited by borrower(s)

Pursuant to your instructions, I have investigated the title to the under mentioned property offered to the
company by way of mortgage and have also verified the original title documents submitted to me/ us.

Description of the property

Thanjavur District, Thanjavur Registration District, Budlaur Sub Registration District,
Buthalur Taluk, within Buthalur Panchayath Limits, Buthalur Village the property comprised in Old
Survey No.569/1 New Survey No.569/1C Manaivari Thoraya Patta in New Survey No.569/1C3 an
extent of Hect 0.03.80 Ares equivalent to 4092 Sq Ft., out of which Acre 0.02 ½ Cents equivalent
to 1090 Sq Ft., equivalent to 101.26 Sq Mt., out of Acre 0.08 ½ Cents equivalent to 3706 Sq Ft., is
situated within the following four boundaries:-
South of : Land belongs to Kamatchi Amman Kovil
North of : East West pathway belongs to Immanuvel, Anthony and Victor
East of : Remaining property of land belongs to Immanuvel Mathurar
West of : Road
Extent of : Acre 0.02 ½ Cents equivalent to 1090 Sq Ft.,
equivalent to 101.26 Sq Mt.,
B. List of original documents verified:
Sl.No. Date Details of Documents Remarks Page No.
Registered Settlement deed executed by Immanuvel
1. 05.06.2017 Mathurar in favour of Victor Mathurar vide document Original 10
No.777/2017
Online 1
2. 23.04.2024 E.B. Receipt stands in the name of Victor
Copy
Encumbrance Certificate for the period from 01.01.1987 5
3. 18.06.2024 Online Print
to 17.06.2024
I confirm that documents verified are original and genuine and the same are in order. I certify that
Mr.S.VICTOR, S/o.Mr.SHANMUGAM has clear, marketable and free from encumbrances title to the
property described hereinabove and that the company can accept the original title deeds and other
documents as listed above to create valid registered mortgage by deposit of title deeds in favour of SMFG
India Credit Company Limited, Formerly Fullerton India Credit Company Limited.
Digitally signed by K. HEMANTHA KUMAR
DN: C=IN, O=PERSONAL, T=8187,

K. OID.2.5.4.65=
e6a97e9c3aa24b9a85ae41baa8f0c89f, Phone=
c04113b37ab40de5f36d338f323184bd052cddb

Advocate for Panel

fd44aaecbe4c7f0224d8686ed, PostalCode=

HEMANTH 620017, S=Tamil Nadu, SERIALNUMBER=

0eeed5c1d386aceeb17e63b8472ad3c75408f3
0afc8bb7dbb6c46292f90c3b13, CN=K.
HEMANTHA KUMAR

A KUMAR Reason: I am the author of this document

Location:
Date: 2024.06.21 16:11:14+05'30'
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