DFCC Bank PLC

Tariff 2024

Version 2.95
 Account Operations
NORMAL SALARY PLUS SALARY PARTNER PRESTIGE PINNACLE
NO. DESCRIPTION
LKR FCY LKR FCY LKR FCY LKR FCY LKR FCY
1.1 Initial Deposit - CASA

1.1.1 Current Account - Business 10,000 N/A N/A N/A N/A N/A N/A N/A N/A N/A

1.1.2 Current Account - Personal 10,000 N/A Waived Off N/A Waived Off N/A Waived Off N/A Waived Off N/A
USD 100 or equivalent in
1.1.3 Any Savings Account - Business 10,000 any other authorised N/A N/A N/A N/A N/A N/A N/A N/A
FCY
USD 100 or equivalent in First salary remittance First salary remittance First salary remittance
USD 100 or equivalent in any USD 100 or equivalent in USD 100 or equivalent in
1.1.4 Mega Bonus - Personal 1,000 any other authorised within 30 days of opening within 30 days of opening within 30 days of opening Waived Off Waived Off
other authorised FCY any other authorised FCY any other authorised FCY
FCY the account the account the account
First salary remittence First salary remittence First salary remittence
1.1.5 DFCC Winner - Personal 2,500 N/A within 30 days of opening N/A within 30 days of opening N/A within 30 days of opening N/A Waived Off N/A
the account the account the account
1.1.6 Junior Savings 500 N/A N/A N/A N/A N/A

1.1.7 Junior Plus 1,000 N/A 10,000 N/A 10,000 N/A

N/A N/A N/A N/A
1.1.8 Junior Teen 1,000 N/A N/A N/A N/A N/A

1.1.9 Garusaru Savings Account (Senior Citizens) 1,000 N/A 1,000 N/A 1,000 N/A

1.1.10 Extreme Money Market 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A

1.1.11 DFCC Aloka 1,000 N/A 1,000 N/A 1,000 N/A 1,000 N/A 1,000 N/A

1.2 Minimum Balance Requirement - CASA (Interest on savings accounts shall be accrued subject to maintenance of the stipulated minimum balances) / Avarage Minimum Balance maintainance requirment same as below

1.2.1 Current Account - Business 10,000 N/A N/A N/A N/A N/A N/A N/A N/A N/A

1.2.2 Current Account - Personal 10,000 N/A Waived Off N/A Waived Off N/A Waived Off N/A Waived Off N/A

1.2.3 Salary Booster - Personal N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

1.2.5 Mega Bonus - Personal \ Business 1,000 N/A 1000 N/A 1000 N/A 1000 N/A N/A N/A

1.2.7 DFCC Winner - Personal \ Business 5,000 N/A 5000 N/A 5000 N/A 5000 N/A N/A N/A

1.2.8 Junior Savings 1,000 N/A N/A N/A N/A N/A N/A N/A N/A N/A

1.2.9 Junior Plus 1,000 N/A N/A N/A N/A N/A N/A N/A N/A N/A

1.2.10 Junior Teen 1,000 N/A N/A N/A N/A N/A N/A N/A N/A N/A

1.2.11 Garusaru Savings Account (Senior Citizens) 1000 N/A 1000 N/A 1000 N/A 1000 N/A N/A N/A
1.2.12 Extreme Money Market- Personal \ Business 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A

1.2.13 DFCC Aloka 1,000 N/A 1,000 N/A 1,000 N/A 1,000 N/A 1,000 N/A

1.3 Minimum Deposit - Fixed Deposits

USD 500 or equivalent in
USD 500 or equivalent in any USD 500 or equivalent in USD 500 or equivalent in USD 500 or equivalent in
1.3.1 General 10,000 any other authorised 10,000 10,000 10,000 10,000
other authorised FCY any other authorised FCY any other authorised FCY any other authorised FCY
FCY
1.3.2 Senior Citizens 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A

1.3.3 Call Deposits 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A

1.3.4 Certificates of Deposits 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A 100,000 N/A

1.4 Current Account Specific Charges

1.4.1 Issuance of Cheque Books

35 per leaf + Postage where 35 per leaf + Postage where 35 per leaf + Postage where 35 per leaf + Postage where 35 per leaf + Postage where
1.4.1.1 Cheque books N/A N/A N/A N/A N/A
applicable applicable applicable applicable applicable
1.4.1.2 Loose cheque leaves 1,000 per leaf N/A 1,000 per leaf N/A 1,000 per leaf N/A Free N/A Free N/A

1.4.1.3 Continuous cheque leaves - per order Actual cost + 5 per leaf N/A Actual cost + 5 per leaf N/A N/A N/A N/A N/A N/A N/A

1.4.1.4 Postage on cheque book dispatch 350 per parcel N/A 350 per parcel N/A 350 per parcel N/A 350 per parcel N/A 350 per parcel N/A
 Account Operations
NORMAL SALARY PLUS SALARY PARTNER PRESTIGE PINNACLE
NO. DESCRIPTION
LKR FCY LKR FCY LKR FCY LKR FCY LKR FCY
1.4.2 Stop Payments

1.4.2.1 Without funds 4,500 per cheque N/A 4,500 per cheque N/A 4,500 per cheque N/A 4,500 per cheque N/A 4,500 per cheque N/A

1.4.2.2 With funds 2,000 per cheque N/A 2,000 per cheque N/A 2,000 per cheque N/A 2,000 per cheque N/A 2,000 per cheque N/A

1.4.2.3 Entire cheque book - lost cheque books 3,000 per book N/A 3,000 per book N/A 3,000 per book N/A 3,000 per book N/A 3,000 per book N/A

1.4.2.4 Cancellation of stop payment instructions 300 per cheque N/A 300 per cheque N/A 300 per cheque N/A 300 per cheque N/A 300 per cheque N/A
1.4.2.5 Issuance of Duplicate Cheque Return Notification (CRN) 1,500 per cheque N/A 1,500 per cheque N/A 1,500 per cheque N/A 1,500 per cheque N/A 1,500 per cheque N/A

1.4.3 Inward Cheque Returns

100 per cheque + postage if 100 per cheque + postage if 100 per cheque + postage if 100 per cheque + postage if 100 per cheque + postage if
1.4.3.1 First return N/A N/A N/A N/A N/A
applicable applicable applicable applicable applicable
275 per cheque + postage if 275 per cheque + postage if 275 per cheque + postage if 275 per cheque + postage if 275 per cheque + postage if
1.4.3.2 Second return N/A N/A N/A N/A N/A
applicable applicable applicable applicable applicable
1.4.4 Outward Cheque Returns

1.4.4.1 Refer to drawer 4,000 per cheque N/A 4,000 per cheque N/A 4,000 per cheque N/A 4,000 per cheque N/A 4,000 per cheque N/A

1.4.4.2 Payment postponed 3,500 per cheque N/A 3,500 per cheque N/A 3,500 per cheque N/A 3,500 per cheque N/A 3,500 per cheque N/A

1.4.4.3 Effects not Realized 500 per cheque N/A 500 per cheque N/A 500 per cheque N/A 500 per cheque N/A 500 per cheque N/A

1.4.4.3 Technical error cheques

1.4.4.3.1 Amount in words and figures differ 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A

1.4.4.3.2 Drawer's signature differs from the specimen 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A

1.4.4.3.3 Alteration not confirmed by the drawer 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A

1.4.4.3.4 Cheque incomplete 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A

1.4.4.3.5 Cheque not drawn in accordance with the mandate 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A

1.4.4.3.6 Cheque irregularly drawn 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A

1.4.4.3.7 Payment of technical error cheques 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A 750 per cheque N/A

1.4.5 Cheques Marked for Payment

1.4.5.1 Outward 4,000 per cheque N/A 4,000 per cheque N/A 4,000 per cheque N/A 4,000 per cheque N/A 4,000 per cheque N/A
1,500 per cheque + actual 1,500 per cheque + actual 1,500 per cheque + actual 1,500 per cheque + actual 1,500 per cheque + actual
1.4.5.2 If sent on collection N/A N/A N/A N/A N/A
transport cost transport cost transport cost transport cost transport cost
0.35% of the value or 1,000 - 0.35% of the value or 1,000 - 0.35% of the value or 1,000 - 0.35% of the value or 1,000 - 0.35% of the value or 1,000 -
1.4.5.3 If purchased N/A N/A N/A N/A N/A
whichever is higher whichever is higher whichever is higher whichever is higher whichever is higher
2,000 per cheque + pay 2,000 per cheque + pay 2,000 per cheque + pay 2,000 per cheque + pay 2,000 per cheque + pay
1.4.5.4 Inward - DFCC cheque N/A N/A N/A N/A N/A
order charges order charges order charges order charges order charges
 Account Operations
NORMAL SALARY PLUS SALARY PARTNER PRESTIGE PINNACLE
NO. DESCRIPTION
LKR FCY LKR FCY LKR FCY LKR FCY LKR FCY
1.4.6 Cheque Referral Charges

1.4.6.1 Inward 100 per cheque N/A 100 per cheque N/A 100 per cheque N/A 100 per cheque N/A 100 per cheque N/A

1.4.6.2 Counter 100 per cheque N/A 100 per cheque N/A 100 per cheque N/A 100 per cheque N/A 100 per cheque N/A

1.4.6.3 Transfer 100 per cheque N/A 100 per cheque N/A 100 per cheque N/A 100 per cheque N/A 100 per cheque N/A

1.4.7 Cheque Purchases

1.5% of the value 1.5% of the value 1.5% of the value 1.5% of the value 1.5% of the value
1.4.7.1 Cheque purchase fee N/A N/A N/A N/A N/A
Min. 2,500 per cheque Min. 2,500 per cheque Min. 2,500 per cheque Min. 2,500 per cheque Min. 2,500 per cheque
1.4.8 Handling Post Dated Cheques

1.4.8.1 With facility 5,000 per month N/A N/A N/A N/A N/A N/A N/A N/A N/A

1.4.8.2 Without facility 2,000 per month N/A N/A N/A N/A N/A N/A N/A N/A N/A

1.4.9 Statement Charges - All CASA Accounts

1.4.9.1 Daily - Over the counter 1,500 per month USD 15 per month 1,500 per month USD 15 per month 1,500 per month USD 15 per month 1,500 per month USD 15 per month Free Free

1.4.9.2 Weekly - Over the counter 1,000 per month USD 10 per month 1,000 per month USD 10 per month 1,000 per month USD 10 per month 1,000 per month USD 10 per month Free Free

1.4.9.3 Monthly - By post Free Free Free Free Free Free Free Free Free Free
Equivalent in any other Equivalent in any other foreign Equivalent in any other Equivalent in any other Equivalent in any other
1.4.9.4 Temporary statements on request - Over the counter 750 per request 750 per request 750 per request 750 per request 750 per request
foreign currency currency foreign currency foreign currency foreign currency
1.4.9.5 Temporary statements on request - Corporate 1,000 per statement

1.4.9.6 eStatements - Daily (Ad hoc - includes PDF, MT940) 1,000 per account USD 10 per account 1,000 per account USD 10 per account 1,000 per account USD 10 per account 1,000 per account USD 10 per account 1,000 per account USD 10 per account

1.4.9.7 eStatements - Weekly (Ad hoc) 500 per account USD 5 per account 500 per account USD 5 per account 500 per account USD 5 per account 500 per account USD 5 per account Free Free

1.4.9.8 eStatements - Monthly Free Free Free Free Free Free Free Free Free Free
eStatements (Business) - Daily (Ad hoc - includes PDF,
1.4.9.9 1,000 per account USD 10 per account N/A N/A N/A N/A N/A N/A N/A N/A
MT940)
1.4.9.10 eStatements (Business) - Weekly (Ad hoc) 500 per account USD 5 per account N/A N/A N/A N/A N/A N/A N/A N/A

1.4.9.11 eStatements (Business) - Monthly Free Free N/A N/A N/A N/A N/A N/A N/A N/A

1.4.9.12 DFCC Teen - eStatement (issue only on monthly basis) Free N/A N/A N/A N/A N/A N/A N/A N/A N/A

1.4.9.13 Passbook accounts 250 per request N/A 250 per request N/A 250 per request N/A Free Free Free Free
 Account Operations
NORMAL SALARY PLUS SALARY PARTNER PRESTIGE PINNACLE
NO. DESCRIPTION
LKR FCY LKR FCY LKR FCY LKR FCY LKR FCY
1.5 Fixed Deposit Interest Payment
1.5.1 DFCC Bank - Internal transfers Free Free Free Free Free Free Free Free Free Free
1.5.2 Other Banks - SLIPS 50 N/A 50 N/A 50 N/A 50 N/A Free Free
1.5.3 Other Banks - RTGS 1,000 USD 10 1,000 USD 10 1,000 USD 10 500 USD 5 500 USD 5
1.5.4 Other Banks - Pay order 400 Refer OTT charges 400 Refer OTT charges 400 Refer OTT charges 400 Refer OTT charges 400 Refer OTT charges

1.6 Service Charges

1.6.1 Over the counter withrdawal fee 20 per transaction N/A 20 per transaction N/A 20 per transaction N/A 20 per transaction N/A Free N/A

USD 0.50 per month or USD 0.50 per month or USD 0.50 per month or USD 0.50 per month or
Minimum balance maintenance for current accounts:
1.6.2 500 per month equivalent in any other Free equivalent in any other Free equivalent in any other Free equivalent in any other Free Free
If the balance falls below LKR 15,000
authorised FCY authorised FCY authorised FCY authorised FCY

Minimum Avarage balance not maintenance fee - Savings

1.6.11 50 N/A 50 N/A 50 N/A 50 N/A N/A N/A
Accounts ( Exclude Pinnacle + Junior Products )

1.6.3 Issuance of duplicate passbook Free N/A Free N/A Free N/A Free N/A Free N/A
USD 1 per month or USD 1 per month or USD 1 per month or USD 1 per month or USD 1 per month or
Dormant account maintenance fee - if the balance is below
1.6.4 100 per month equivalent in any other 100 per month equivalent in any other 100 per month equivalent in any other 100 per month equivalent in any other 100 per month equivalent in any other
LKR 1,000
authorised FCY authorised FCY authorised FCY authorised FCY authorised FCY
Dormant account maintenance fee - if the balance is below
1.6.12 50 N/A 50 N/A 50 N/A 50 N/A 50 N/A
LKR 1000.01 - 5000
USD 5 per month or USD 5 per month or USD 5 per month or USD 5 per month or USD 5 per month or
1.6.5 Issuance of duplicate FD certificates 1,000 per certificate equivalent in any other 1,000 per certificate equivalent in any other 1,000 per certificate equivalent in any other 1,000 per certificate equivalent in any other 500 per certificate equivalent in any other
authorised FCY authorised FCY authorised FCY authorised FCY authorised FCY
Equivalent in any other Equivalent in any other Equivalent in any other Equivalent in any other Equivalent in any other
1.6.6 Savings account closure 500 per account 500 per account 500 per account 500 per account 500 per account
authorised FCY authorised FCY authorised FCY authorised FCY authorised FCY
Equivalent in any other Equivalent in any other Equivalent in any other Equivalent in any other Equivalent in any other
1.6.7 Current account closure - Voluntary 500 per account 500 per account 500 per account 500 per account 500 per account
authorised FCY authorised FCY authorised FCY authorised FCY authorised FCY
Max. 2,000 per account or Max. 2,000 per account or Max. 2,000 per account or Max. 2,000 per account or Max. 2,000 per account or
1.6.8 Current account closure - Due to unsatisfactory conduct N/A N/A N/A N/A N/A
available balance available balance available balance available balance available balance
1.6.9 ATM/CRM Withdrawal Fee 5 N/A N/A N/A N/A N/A N/A N/A N/A N/A
1.6.10 Abandoned Fee ( One Off) 500 N/A 500 N/A 500 N/A 500 N/A 500 N/A
Where unspecified, the normal tariff shall apply.
Where specified 18% VAT shall apply
 Services
NORMAL SALARY PLUS SALARY PARTNER PRESTIGE PINNACLE
NO. DESCRIPTION
LKR FCY LKR FCY LKR FCY LKR FCY LKR FCY
2.1 Fund Transfers - Over the Counter

2.1.1 DFCC Bank - Internal transfers 100 N/A 100 N/A 100 N/A 100 N/A Free Free

2.1.2 Other Banks - SLIPS 50 per transaction N/A 50 per transaction N/A 50 per transaction N/A 50 per transaction N/A Free N/A

2.1.3 Other Banks - CEFTS 30 per transaction N/A 30 per transaction N/A 30 per transaction N/A 30 per transaction N/A Free N/A

2.1.4 Other Banks - RTGS (CBSL 200 + Bank 200) 400 per transaction USD 4 per transaction 400 per transaction USD 4 per transaction 400 per transaction USD 4 per transaction 400 per transaction USD 4 per transaction Free Free

2.2 Salaries

2.2.1 Processing of salaries to DFCC Bank accounts 10 per transaction N/A N/A N/A N/A N/A N/A N/A N/A N/A

2.3 Standing Orders

USD 3 USD 3
2.3.1 Setup 250 or equivalent in any other 250 or equivalent in any other Free Free Free Free Free Free
authorised FCY authorised FCY
USD 3 USD 3
2.3.2 Amendment 250 or equivalent in any other 250 or equivalent in any other Free Free Free Free Free Free
authorised FCY authorised FCY
USD 1 USD 1
2.3.3 Cancellation 100 or equivalent in any other 100 or equivalent in any other Free Free Free Free Free Free
authorised FCY authorised FCY
USD 1 USD 1 USD 1 USD 1
2.3.4 Charge for lack of funds 150 or equivalent in any other 150 or equivalent in any other 150 or equivalent in any other 150 or equivalent in any other Free Free
authorised FCY authorised FCY authorised FCY authorised FCY
2.4 Sweeping Facility

2.4.1 Setup - Personal/Business 1,000 N/A 1,000 N/A Free Free Free Free Free Free

2.4.2 Monthly fee - Personal 100 N/A 100 N/A Free Free Free Free Free Free

2.4.3 Monthly fee - Business 100 N/A 100 N/A N/A N/A N/A N/A N/A N/A

2.5 Pay Orders

2.5.1 Issuance of Pay Orders

2.5.1.1 Account holder 500 per pay order N/A 500 per pay order N/A 500 per pay order N/A 500 per pay order N/A 500 per pay order N/A

2.5.1.2 Non-account holder 1,500 N/A N/A N/A N/A N/A N/A N/A N/A N/A

2.5.2 Cancellation of Pay Orders

2.5.2.1 Account holder 1,000 N/A 1,000 N/A 1,000 N/A 1,000 N/A 1,000 N/A

2.5.2.2 Non-account holder 1,000 N/A 1,000 N/A N/A N/A N/A N/A N/A N/A
2.6 Debit Cards
Personalised Debit Cards - Only for Pinnacle Customers , DFCC
2.6.1
Teen Accounts & DFCC Aloka

2.6.1.1 New card

Free Free Free Free Free Free Free Free Free Free

2.6.1.2 Replacement card - lost/damaged card

N/A N/A N/A N/A N/A N/A Free Free Free Free

2.6.1.3 PIN replacement

N/A N/A N/A N/A N/A N/A Free Free Free Free
Annual fee (Annual Fee for the 01st year will be collected at point
Equivalent LKR amount in the
2.6.1.4 of the card issuance and from the 02nd year onwards it will be on
account currency at the
the card anniversary date) 500 prevailing exchange rate Free Free Free Free Free Free Free Free

2.6.1.5 DFCC Teen Account - New Card

Free N/A N/A N/A N/A N/A N/A N/A N/A N/A

Free for the 1st year from

2.6.1.6 DFCC Teen Account - PIN Replacement and Replacement Card
account opening date.
Thereafter 250 per annum. N/A N/A N/A N/A N/A N/A N/A N/A N/A
DFCC Teen Account - Annual Fee (Annual Fee for the 01st year will
2.6.1.7 be collected at point of the card issuance and from the 02nd year
onwards it will be on the card anniversary date) 500 N/A N/A N/A N/A N/A N/A N/A N/A N/A

2.6.1.8 DFCC Aloka - New Card

Free N/A N/A N/A N/A N/A N/A N/A N/A N/A

2.6.1.9 DFCC Aloka - Annual Fee

Free N/A N/A N/A N/A N/A N/A N/A N/A N/A
2.6.2 Pre-encoded Debit Cards
2.6.2.1 New card Free Free Free Free Free Free Free Free Free Free

Equivalent LKR amount in the

2.6.2.2 Replacement card - lost/damaged card 500
account currency at the
prevailing exchange rate Free Free Free Free Free Free Free Free

Equivalent LKR amount in the Equivalent LKR amount in the

2.6.2.3 PIN replacement 250 250 Free Free Free Free Free Free
account currency at the account currency at the
prevailing exchange rate prevailing exchange rate
Annual fee (Annual Fee for the 01st year will be collected at point
Equivalent LKR amount in the
2.6.2.4 of the card issuance and from the 02nd year onwards it will be on 500 Free Free Free Free Free Free Free Free
account currency at the
the card anniversary date) prevailing exchange rate
2.6.2.5 DFCC Aloka - New Card Free N/A Free N/A Free N/A Free N/A Free N/A

2.6.2.6 DFCC Aloka - Annual Fee Free N/A Free N/A Free N/A Free N/A Free N/A

2.7 ATM/Debit Card Charges

Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
2.7.1 Cash withdrawal from LankaPay ATM network
account currency at the account currency at the account currency at the
30 prevailing exchange rate 30 prevailing exchange rate 30 prevailing exchange rate Free Free Free Free
Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
2.7.2 DFCC Aloka - Cash withdrawal from LankaPay ATM network account currency at the account currency at the account currency at the
30 prevailing exchange rate 30 prevailing exchange rate 30 prevailing exchange rate Free N/A Free N/A

2.7.3 Balance inquiry from LankaPay ATM network

7.5 7.5 7.5 Free Free Free Free

2.7.4 Cash withdrawal from Foreign ATMs

1200 1200 1200 1200 1200
Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
2.7.5 Balance inquiry from Foreign ATMs account currency at the account currency at the account currency at the account currency at the account currency at the
300 prevailing exchange rate 300 prevailing exchange rate 300 prevailing exchange rate 300 prevailing exchange rate 300 prevailing exchange rate

Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
2.7.6 Card Limit Increase/Decrease Fee
account currency at the account currency at the account currency at the account currency at the account currency at the
250 prevailing exchange rate 250 prevailing exchange rate 250 prevailing exchange rate 250 prevailing exchange rate 250 prevailing exchange rate

Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
2.7.7 Maintenance Fee - Adding/Removing Accounts
account currency at the account currency at the account currency at the account currency at the account currency at the
250 prevailing exchange rate 250 prevailing exchange rate 250 prevailing exchange rate 250 prevailing exchange rate 250 prevailing exchange rate

2.7.8 Foreign Currency Transaction Conversion Markup

3.5% of the transaction value 3.5% of the transaction value 3.5% of the transaction value 3.5% of the transaction value 3.5% of the transaction value 3.5% of the transaction value 3.5% of the transaction value 3.5% of the transaction value 3.5% of the transaction value 3.5% of the transaction value

Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
2.7.9 Unsuccessful Transaction Dispute Fee
account currency at the account currency at the account currency at the account currency at the
250 prevailing exchange rate 250 prevailing exchange rate 250 250 prevailing exchange rate 250 prevailing exchange rate

2.7.10 Fuel Surcharge

1% from the transaction value 1% from the transaction value 1% from the transaction value 1% from the transaction value 1% from the transaction value 1% from the transaction value 1% from the transaction value 1% from the transaction value 1% from the transaction value 1% from the transaction value

Debit Card DCC Fee

2.7.11 3.5% of the transaction 3.5% of the transaction 3.5% of the transaction 3.5% of the transaction 3.5% of the transaction 3.5% of the transaction 3.5% of the transaction 3.5% of the transaction 3.5% of the transaction 3.5% of the transaction
amount (This is applicable for amount (This is applicable for amount (This is applicable for amount (This is applicable for amount (This is applicable for amount (This is applicable for amount (This is applicable for amount (This is applicable for amount (This is applicable for amount (This is applicable for
all Debit Card Products.) all Debit Card Products.) all Debit Card Products.) all Debit Card Products.) all Debit Card Products.) all Debit Card Products.) all Debit Card Products.) all Debit Card Products.) all Debit Card Products.) all Debit Card Products.)

2.7.12 Cash withdrawal from DFCC ATMs Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
account currency at the account currency at the account currency at the
5 prevailing exchange rate 5 prevailing exchange rate 5 prevailing exchange rate Free Free Free Free
2.7.13 DFCC Aloka - Cash withdrawal from DFCC ATMs Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
account currency at the account currency at the account currency at the
5 prevailing exchange rate 5 prevailing exchange rate 5 prevailing exchange rate Free Free Free Free

2.7.14 DFCC Aloka - Balance inquiry from LankaPay ATM network Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
account currency at the account currency at the account currency at the
7.5 prevailing exchange rate 7.5 prevailing exchange rate 7.5 prevailing exchange rate Free Free Free Free

2.7.15 DFCC Aloka/Teen -Cash withdrawal from Foreign ATMs Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
account currency at the account currency at the account currency at the account currency at the account currency at the
1200 prevailing exchange rate 1200 prevailing exchange rate 1200 prevailing exchange rate 1200 prevailing exchange rate 1200 prevailing exchange rate

2.7.16 DFCC Aloka/Teen Balance inquiry from Foreign ATMs Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the Equivalent LKR amount in the
account currency at the account currency at the account currency at the account currency at the account currency at the
300 prevailing exchange rate 300 prevailing exchange rate 300 prevailing exchange rate 300 prevailing exchange rate 300 prevailing exchange rate

Dynamic Currency Conversion (DCC)

DCC processing fee of 3.5% will be charged on the billed amount with effect from 15th January 2022 for both Credit and Debit Card transactions.

This fee will be shown as a separate transaction and processed to the Credit Card/Bank Account within 7 working days from the transaction posting date.

The stamp duty of 2.5% will be applicable for DCC Credit Card transactions.

What is a DCC transaction?

A DCC transaction is a service offered at POS, E-commerce or any card acceptance modes by merchants/service providers who are located locally or overseas or online. The DCC service converts a foreign currency transaction into the currency of the Credit Card/Bank Account at the point of sale
and processes the agreed billing currency amount to the Credit Card/Bank Account.

What happens if the transaction is converted via DCC service?

The merchant/service provider will convert the foreign currency transaction amount into the currency of the Credit Card/Bank Account using an exchange rate determined by the relevant merchant/service provider and agreed with the cardholder. This rate may di er from the foreign exchange rates
being used by Visa, Mastercard or other relevant card scheme associations.

2.8 Debit Card Daily Transaction Limits

Equivalent LKR amount in Equivalent LKR amount in Equivalent LKR amount in Equivalent LKR amount in Equivalent LKR amount in
2.8.1 Daily Withdrawal Limit 200,000 the account currency at the 200,000 the account currency at the 200,000 the account currency at the 200,000 the account currency at the 200,000 the account currency at the
prevailing exchange rate prevailing exchange rate prevailing exchange rate prevailing exchange rate prevailing exchange rate

Equivalent LKR amount in Equivalent LKR amount in Equivalent LKR amount in Equivalent LKR amount in Equivalent LKR amount in
2.8.2 Daily POS Limit 150,000 the account currency at the 150,000 the account currency at the 150,000 the account currency at the 200,000 the account currency at the 200,000 the account currency at the
prevailing exchange rate prevailing exchange rate prevailing exchange rate prevailing exchange rate prevailing exchange rate

Equivalent LKR amount in Equivalent LKR amount in Equivalent LKR amount in Equivalent LKR amount in Equivalent LKR amount in
2.8.3 Fund Transfer Between Own A/C’s 5,000,000 the account currency at the 5,000,000 the account currency at the 5,000,000 the account currency at the 5,000,000 the account currency at the 5,000,000 the account currency at the
prevailing exchange rate prevailing exchange rate prevailing exchange rate prevailing exchange rate prevailing exchange rate

2.9 Safe Deposit Lockers

2.9.1 Small
100,000 FD/ USD 5,000 FD/ 100,000 FD/ USD 5,000 FD/ 100,000 FD/ USD 5,000 FD/ 100,000 FD/ USD 5,000 FD/ 100,000 FD/50,000 USD 5,000 FD/ 1,000
2.9.1.1 Deposit
50,000 Savings 1,000 Savings 50,000 Savings 1,000 Savings 50,000 Savings 1,000 Savings 50,000 Savings 1,000 Savings Savings Savings
2.9.1.2 Rental 4,500 per annum + VAT USD 50 per annum 4,500 per annum + VAT USD 50 per annum 4,500 per annum + VAT USD 50 per annum 4,500 per annum + VAT USD 50 per annum 4,500 per annum + VAT USD 50 per annum

2.9.2 Medium
200,000 FD/ USD 10,000 FD/ 200,000 FD/ USD 10,000 FD/ 200,000 FD/ USD 10,000 FD/ 200,000 FD/ USD 10,000 FD/ 200,000 FD/ USD 10,000 FD/
2.9.2.1 Deposit
100,000 Savings 2,000 Savings 100,000 Savings 2,000 Savings 100,000 Savings 2,000 Savings 100,000 Savings 2,000 Savings 100,000 Savings 2,000 Savings
2.9.2.2 Rental 6,000 per annum + VAT USD 65 per annum 6,000 per annum + VAT USD 65 per annum 6,000 per annum + VAT USD 65 per annum 6,000 per annum + VAT USD 65 per annum 6,000 per annum + VAT USD 65 per annum

2.9.3 Large
400,000 FD/ USD 10,000 FD/ 400,000 FD/ USD 10,000 FD/ 400,000 FD/ USD 10,000 FD/ 400,000 FD/ USD 10,000 FD/ 400,000 FD/ USD 10,000 FD/
2.9.3.1 Deposit
150,000 Savings 2,000 Savings 150,000 Savings 2,000 Savings 150,000 Savings 2,000 Savings 150,000 Savings 2,000 Savings 150,000 Savings 2,000 Savings
2.9.3.2 Rental 6,000 per annum + VAT USD 65 per annum 6,000 per annum + VAT USD 65 per annum 6,000 per annum + VAT USD 65 per annum 6,000 per annum + VAT USD 65 per annum 6,000 per annum + VAT USD 65 per annum
 Services
NORMAL SALARY PLUS SALARY PARTNER PRESTIGE PINNACLE
NO. DESCRIPTION
LKR FCY LKR FCY LKR FCY LKR FCY LKR FCY
2.9.3 Maintenances
Actual Cost Actual Cost Actual Cost Actual Cost Actual Cost Actual Cost Actual Cost Actual Cost Actual Cost Actual Cost
2.9.3.1 Replacement of keys/locks
+ 25% of the cost + 25% of the cost + 25% of the cost + 25% of the cost + 25% of the cost + 25% of the cost + 25% of the cost + 25% of the cost + 25% of the cost + 25% of the cost
2.10 Balance Confirmation Letters
Personal Equivalent in any other Equivalent in any other Equivalent in any other Equivalent in any other Equivalent in any other
2.10.1 500 500 500 500 250
To embassies, universities, auditors, inland revenue, others authorised FCY authorised FCY authorised FCY authorised FCY authorised FCY

Business
2.10.2 1,000 USD 10 1,000 USD 10 N/A N/A N/A N/A N/A N/A
To embassies, universities, auditors, inland revenue, others

Special formats,requesting details for than a year, Equivalent at the Equivalent at the Equivalent at the Equivalent at the Equivalent at the
2.10.3 1,500 1,500 1,500 1,500 1,500
amendments to issued balance confirmations prevailing exchange rate prevailing exchange rate prevailing exchange rate prevailing exchange rate prevailing exchange rate

2.11 SMS Alerts

2.11.1 Personal 250 per account Free Free Free Free Free Free Free Free Free

2.11.2 Personal - Minor Accounts Free N/A N/A N/A N/A N/A N/A N/A N/A N/A
Setup Fee - Free
Annual Fee - 1st year free
2.11.3 Personal - Teen Accounts N/A N/A N/A N/A N/A N/A N/A N/A N/A
and Rs.250 from the 2nd
year onwards
2.11.4 Personal - DFCC Ex staff Free Free N/A N/A N/A N/A N/A N/A N/A N/A

2.11.5 Business - SMS alerts 1,000 per account USD 10 per account N/A N/A N/A N/A N/A N/A N/A N/A

2.11.6 DFCC Aloka Free N/A Free N/A Free N/A Free N/A Free N/A

2.12 Virtual Wallet

Third Party Fund Transfers
If the funds are sent to an invalid mobile number or the recipient
2.12.1 5% of the transaction value N/A 5% of the transaction value N/A 5% of the transaction value N/A 5% of the transaction value N/A 5% of the transaction value N/A
does not utilise the funds within 14 days, same will be reversed
back to the sender subjected to a fee.
Gift Cards
2.12.2 If the gift card is not utilised by the expiry date then the funds will 5% of the transaction value N/A 5% of the transaction value N/A 5% of the transaction value N/A 5% of the transaction value N/A 5% of the transaction value N/A
be reversed back to the sender subjected to a fee.
Any Utility Bill Payment (except for other bank credit card
2.12.3 Free N/A Free N/A Free N/A Free N/A Free N/A
payments)

2.12.4 Other Bank Credit Card Payments - CEFTS 30 N/A 30 N/A 30 N/A 30 N/A Free N/A

2.12.5 Other Bank Transfers - CEFTS 30 N/A 30 N/A 30 N/A 30 N/A Free N/A

2.12.6 Other Bank Transfers - CEFTS (IRD Payments) 30 N/A 30 N/A 30 N/A 30 N/A Free N/A

2.14 Fee on Bill Payments

Any utility bill payment
2.14.1 (excluding CEB, LECO, SLT, Dialog Telecom, Dialog TV, Dialog 25 per bill Free 25 per bill Free Free Free Free Free Free Free
Broadband and Mobitel)
2.15 Retrieval of Documents

2.15.1 Any document 500 per document Free 500 per document Free 500 per document Free Free Free Free Free

2.16 Cash Orders

2.16.1 Preparation of cash denominations 3,000 per order Free 3,000 per order Free N/A N/A N/A N/A N/A N/A

3,000 per order - Within 3,000 per order - Within

2.16.2 Supply of coins Colombo and 6,000 per Free Colombo and 6,000 per Free N/A N/A N/A N/A N/A N/A
order - Outstation order - Outstation

2.17 Pawning

2.17.1 Processing Fee 100 per transaction N/A 100 per transaction N/A 100 per transaction N/A 100 per transaction N/A 100 per transaction N/A
Where unspecified, the normal tariff shall apply.
Where specified 18% VAT shall apply
 Foreign Currency

DBU - LKR
NO. DESCRIPTION FCBU
NORMAL SALARY PLUS SALARY PARTNER PRESTIGE PINNACLE

3.1 Currency Notes

3.1.1 Issuance
2.50% of the value 2.50% of the value 2.50% of the value
3.1.1.1 Cash Free Free N/A
Min. 500 Min. 500 Min. 500
2.50% of the value 2.50% of the value 2.50% of the value
3.1.1.2 From LKR accounts Free Free N/A
Min. 500 Min. 500 Min. 500
2.50% of the value 2.50% of the value 2.50% of the value 2.50% of the value
3.1.1.3 Foreign currency accounts Free Free
Min. USD 5 Min. USD 5 Min. USD 5 Min. USD 5
3.1.1.4 Encashment of currency 500 500 500 Free Free N/A

3.1.2 Deposits to Accounts

3.1.2.1 LKR accounts Free Free Free Free Free N/A

3.1.2.2 Foreign currency accounts Free Free Free Free Free N/A

3.2 Issuance of Foreign Drafts

3.2.1 From LKR Accounts

3.2.1.1 Customer 750 750 750 750 750 N/A

3.2.1.2 Non customer 2,000 2,000 2000 2000 N/A N/A

3.2.1.3 For import purposes 0.25% of the value - Min. 2,500 - Max. 4,000 N/A

3.2.2 From Foreign Currency Accounts

3.2.2.1 Customer USD 10 USD 10 USD 10 USD 10 USD 10 USD 10

3.2.2.2 For import purposes 0.25% of the value - Min. USD 15 - Max. USD 25 N/A

Purchase of USD Foreign Drafts Sent on Local

3.3
Clearing
3.3.1 LKR accounts 750 750 750 750 750 N/A
0.5% of the value 0.5% of the value 0.5% of the value 0.5% of the value 0.5% of the value
3.3.2 Foreign currency accounts 0.5% of the valueMin. USD 5
Min. USD 5 Min. USD 5 Min. USD 5 Min. USD 5 Min. USD 5
3.4 Collection of Foreign Drafts
750 per collection + 750 per collection + 750 per collection + 750 per collection + 750 per collection +
3.4.1 LKR accounts N/A
courier charges courier charges courier charges courier charges courier charges
USD 5 per collection + courier USD 5 per collection + courier USD 5 per collection + courier USD 5 per collection + courier USD 5 per collection + courier
3.4.2 Foreign currency accounts USD 5 per collection
charges charges charges charges charges
3.5 Stop Payment of Foreign Drafts

3.5.1 LKR accounts 1,500 1,500 1,500 1,500 1,500 N/A

3.5.2 Foreign currency accounts USD 10 USD 10 USD 10 USD 10 USD 10 USD 20

3.6 Cancellation of Foreign Drafts

3.6.1 LKR accounts 4,750 4,750 4,750 4,750 4,750 N/A

3.6.2 Foreign currency accounts USD 30 USD 30 USD 30 USD 30 USD 30 USD 20

3.7 Telegraphic Transfers (TT)

Outward Telegraphic Transfers (OTT)
3.7.1
by debitting a LKR Account

3.7.1.1 Commission - Other 7,500 7,500 7,500 7,500 7,500 USD 70

3% of the payment value

3.7.1.2 Commission in LKR - import purposes (Min 5000 - No Max) N/A

3.7.1.3 Swift 2,000 2,000 2,000 2,000 2,000 USD 20

3.7.1.4 Amendment - LKR accounts 3,000 3,000 3000 3000 3000

Outward Telegraphic Transfers (OTT)

3.7.2
by debitting a FCY Account
3.7.2.1 Commission - Other USD 70 USD 70 USD 70 USD 70 USD 25 N/A
0.125% of the of the payment 0.25% of the of the payment value
3.7.2.2 Commission in LKR - import purposes 0.25% of the payment value (Min USD 70 - Max 100)
value (Min USD 70-Max100) (Min USD 70-Max100)

3.7.2.3
Swift USD 20 USD 20 USD 20 USD 20 USD 20 USD 20
3.7.2.4 Amendment - FCY accounts USD 15 USD 10 USD 10
USD 20 USD 20 USD 20
Outward Telegraphic Transfers (OTT) for
3.7.3
Migration
3.7.3.1 Migration Allowance 15,000 15,000 15,000 15,000 15,000 15,000

Telegraphic Transfers (OTT) from one local bank

3.7.4
to another local bank by debiting FCY account

3.7.4.1 Commission USD 20 USD 20 USD 20 USD 20 USD 20 USD 20

3.7.4.2 Swift Charges USD 20 USD 20 USD 20 USD 20 USD 20 USD 20
3.7.5 Inward

3.7.5.1 To LKR accounts 300 300 300 Free Free -

3.7.5.2 To foreign currency accounts USD 3 or equivalent in any FCY USD 3 or equivalent in any FCY USD 3 or equivalent in any FCY Free Free USD 3 or equivalent in any FCY

3.7.6 Repair charges on Inward TTs

3.7.6.1 To LKR accounts 2000 2000 2000 2000 2000 -

3.7.6.2 To foreign currency accounts USD 20 USD 20 USD 20 USD 20 USD 20 USD 20

3.7.7 Repair charges on Inward RTGS

3.7.7.1 To LKR accounts 2000 2000 2000 2000 2000 USD 20

3.7.8 Inward TT Cancellation Fee

3.7.8.1 Recall of an Inward TT USD 20 USD 20 USD 20 USD 20 USD 20 USD 20

Where unspecified, the normal tariff shall apply to premier and staff category customers
Where specified 18% VAT shall apply
 DBU - LKR FCBU/DBU - FCY
No DESCRIPTION
COMMISSION SWIFT COMMISSION SWIFT

4.1 Imports

4.1.1 Issuance of Documentary Credit

Sight documentary credit 0.25% per quarter or part thereof
4.1.1.1 0.25% per quarter or part thereof (if 3,000 USD 30
(charged on the LC value + tolerance, if any) minimum USD 50
settlement through Foreign Currency)

0.25% per quarter or part thereof (if

settlement through Foreign Currency)
minimum 5,000.00
Usance documentary credit 0.25% per quarter or part thereof
4.1.1.2 2% for the 1st Quarter or part thereof 3,000 USD 30
(charged on the LC value + tolerance, if any) minimum USD 50
and 0.45% for Each Additional Quarter
or part thereof (if settlement through
LKR) minimum 10,000.00

0.25% per Quarter or part thereof

0.25% per quarter or part thereof
4.1.1.3 Local Documentary Credit (settlement through LKR A/C) minimum USD 30
minimum USD 50
6,000 3,000
0.5% per Quarter or part thereof (if
settlement through Foreign Currency
A/C) minimum 6,000
2% for the 1st Quarter or part thereof
and 0.45% for each Additional quarter 0.5% per quarter or part thereof
4.1.1.4 Standby documentary credit 3,000 USD 30
or part thereof (if settlement by minimum USD 55
converting LKR into Foreign Currency
and settlement through LKR A/C)
minimum 10,000

4.1.1.5 Non issuance of processed documentary credit 5,000 per documentary credit N/A USD 50 per documentary credit N/A

4.1.2 Amendments to Documentary Credit

0.25% per Quarter or part thereof (if 0.25% of the value
4.1.2.1 Value enhancement or validity extension - sight 2,000 USD 20
settlement through Foreign Currency minimum USD 35
0.25% per Quarter or part thereof (if
settlement through Foreign Currency
A/C) minimum 6,000
3% for the 1st Quarter or part thereof
0.25% of the value
4.1.2.2 Value enhancement or validity extension - usance and 0.45% for each Additional quarter 2,000 USD 20
minimum USD 35
or part thereof (if settlement by
converting LKR into Foreign Currency
and settlement through LKR A/C)
minimum 3,500
4.1.2.3 Any other amendments 3,000 2,000 USD 30 USD 20

4.1.2.4 Arranging documentary credit confirmations 3,000 1,000 USD 30 N/A

4.1.2.5 If amendment charges on beneficiary Minimum USD 50 USD 20 Minimum USD 50 USD 20

4.1.2.6 Non issuance of processed documentary credit - amendments 2,000 USD 20 USD 20 USD 20
Cancellation of the LC - If the full LC value is un-utilised prior to 45 days
4.1.2.7 after expiry 2,000 2,000 USD 20 USD 20
(with beneficiary's consent where necessary)
4.1.2.8 Issuance of draft LC copy 1,000 per LC N/A USD10 N/A

4.1.2.9 Issuance of draft amendment copy 750 per LC N/A USD 5 N/A

4.1.2.10 Reinstate closed documentary credit - handling charge 5,000 N/A USD 50 N/A

4.1.3 Acceptance of Bills under Usance Letter of Credit

0.375% per Quarter or part thereof (if
settlement through Foreign Currency
A/C) minimum 3,500
0.375% per quarter or part thereof
4.1.3.1 Commission 0.5% per Quarter or part thereof (if 2,000 USD 20
minimum USD 30
settlement by converting LKR into
Foreign Currency and settlement
through LKR A/C) minimum 3,500
4.1.4 Settlement of Bills Under Documentary Credit

4.1.4.1 Bill Payments

4.1.4.1.1 Sight bills 3,000 2,000 USD 30 USD 20

4.1.4.1.2 Accepted bills N/A 2,000 N/A USD 20

4.1.4.1.3 Foreign currency received from another bank to settle DC bills 0.25% of the foreign currency value N/A 0.25% of the foreign currency value N/A

4.1.4.2 Discrepancy Charges

4.1.4.2.1 Charges on applicant 4,000 2,000 USD 40 USD 20

4.1.4.2.2 Charges on beneficiary - ACU countries USD 75 USD 20 USD 75 USD 20

4.1.4.2.3 Charges on beneficiary - All other countries USD 85 USD 20 USD 85 USD 20

4.1.4.2.4 Local bills 6,000 N/A N/A N/A

4.1.5 Remittance of Proceeds

4.1.5.1 Where funds have NOT been claimed even though reimbursement has been provided in DC

4.1.5.1.1 Beneficiary USD 20 N/A USD 20 N/A

4.1.5.1.2 Applicant 3,000 N/A USD 30 N/A

4.1.5.2 Where reimbursement of funds has not been provided in DC

Min.USD 20 - Max. USD 35 + Min.USD 20 - Max. USD 35 +
4.1.5.2.1 Charges on beneficiary - ACU countries N/A N/A
correspondence bank charges correspondence bank charges
Min.USD 20 - Max. USD 70 + Min.USD 20 - Max. USD 70 +
4.1.5.2.2 Charges on beneficiary - All other countries N/A N/A
correspondence bank charges correspondence bank charges

4.1.5.2.3 Applicant 3,000 N/A Min. USD 20 - Max. USD 70 N/A

4.1.5.2.4 Remittance made on behalf of another bank USD 100 N/A USD 100 N/A

4.1.6 Return of Documents to Foreign Banks

4.1.6.1 Courier charges on applicant/Drawee 4,000 N/A USD 40 N/A

4.1.6.2 Handling charges on applicant/Drawee 2,000 2,000 USD 20 USD 20

4.1.6.3 Courier charges on beneficiary/Principal USD 50 N/A USD 50 N/A

4.1.6.4 Handling charges on beneficiary/Principal USD 50 2,000 USD 50 USD 20

4.1.7 Transfer of Documents to another Local Bank

4.1.7.1 Handling fee 3,000 N/A USD 30 N/A

4.1.8 Documentary Collections -Imports

4.1.8.1 Charges on Drawee

3% of the invoice value (if settlement by

converting LKR into Foreign Currency
and settlement through LKR A/C)
4.1.8.1.1 Documents against payment (DP) Minimum Rs 10,000/- 2,000 0.3% minimum USD 40 USD 20
0.3% of the invoice value (if settlement
through Foreign Currency A/C)
Minimum USD 40
3% of the invoice value (if settlement by
converting LKR into Foreign Currency
and settlement through LKR A/C)
Minimum Rs 10,000/-
4.1.8.1.2 Acceptance commission (DA) 2,000 0.35% or Min USD 45 USD 20
0.35% of the invoice value (if
settlement through Foreign Currency
A/C)
Minimum USD 45
4.1.8.1.3 DA bill payment N/A 2,000 N/A USD 20
5% of the invoice value (if settlement by
converting LKR into Foreign Currency
and settlement through LKR A/C)
Minimum Rs 10,000/- 0.6% per quarter or part thereof
4.1.8.1.4 Avalization 2,000 USD 20
0.35% of the invoice value (if minimum USD 30
settlement through Foreign Currency
A/C)
Minimum USD 45
4.1.8.1.5 Avalization bill payment N/A 2,000 N/A USD 20

4.1.8.2 Documents Against Acceptance (DA) - Extensions

4.1.8.2.1 Charges on drawee 2,000 2,000 USD 20 USD 20

0.4% 0.4%
4.1.8.2.2 Charges on principle USD 20 USD 20
minimum USD 40 minimum USD 40
4.1.8.2.3 Handling fee of direct DA documents 3,000 N/A USD 30 N/A

4.1.8.2.4 Amendments to direct DA/DP documents 2,500 N/A USD 25 N/A

4.1.8.3 Closure of DA Bills - Handling Charge

4.1.8.3.1 Charges on drawee 2,000 2,000 USD 20 USD 20

4.1.8.3.2 Charges on principle USD 100 USD 20 USD 100 USD 20

4.1.8.4 Holding Unpaid Matured DA Bills - After 3 months maturity

4.1.8.4.1 Charges on drawee 2000 per month USD 20 USD 20 per month USD 20

4.1.8.4.2 Charges on principle USD 25 per month USD 20 USD 25 per month USD 20

4.1.8.5 Part Settlement of DA Bills

4.1.8.5.1 Charges on drawee 2,000 per part payment N/A USD 20 N/A

4.1.8.5.2 Charges on Principal USD 20 per part payment USD 20 USD 20 USD 20

4.1.8.6 Documents Released Free of Payment - Handling Charge

4.1.8.6.1 Charges on drawee 3,000 N/A USD 30 N/A

4.1.8.6.2 Charges on Principal USD 50 N/A USD 50 N/A

4.1.8.6.3 Assignment of proceeds USD 100 N/A USD 100 N/A

4.1.8.6.4 Non submission of original DA accepted draft 1,000 per week N/A USD 10 per week N/A

4.1.9 Issuance of Shipping Guarantees

0.35% 0.35%
4.1.9.1 Upto 1 month from the date of issuance - LC/DP/DA N/A N/A
minimum 5000 + VAT minimum USD 50
4.1.9.2 After 1 month until cancellation 2,500 per month N/A USD 25 per month N/A

4.1.10 Endorsement of the 1/3 of the Bill of Lading

0.25% 0.25%
4.1.10.1 Upto 1 month N/A N/A
minimum 3,000 minimum USD 30
4.1.10.2 After 1 month until cancellation 2,500 per month N/A USD 25 per month N/A

4.1.11 Endorsement of invoices and airway bill for customs purposes

0.25% 0.25%
4.1.11.1 Bill of lading surrender N/A N/A
minimum 3,000 minimum USD 30
4.1.11.2 After 1 month until cancellation 2,500 per month N/A USD 25 per month N/A

4.1.12 Miscellaneous

4.1.12.1 Any Additional SWIFT Messages on Customer Request

4.1.12.1.1 Charges on customer 2000 2,000 USD 20 USD 20

4.1.12.1.2 Charges on beneficiary/ Principal USD 20 USD 20 USD 20 USD 20

Reply to SWIFT messages (only if charges can be recovered from
4.1.12.1.3 USD 20 USD 25 USD 25 USD 25
proceeds)
4.1.12.1.4 Remitting foreign bank charges 2000 2,000 USD 20 USD 20

4.1.12.1.5 Issuing of additional LC and amendment copies 500 per copy N/A USD 5 per copy N/A
Professional Charges
4.1.12.1.6 3000 N/A 3000 N/A

Where unspecified, the normal tariff shall apply to premier customers

Where specified 18% VAT shall apply
 Exports
DBU - LKR FCBU/DBU - FCY
NO. DESCRIPTION
COMMISSION SWIFT COMMISSION SWIFT
4.2 Exports

4.2.1 Documentary Credit

4.2.1.1 Advice of Documentary Credit

4.2.1.1.1 Pre advice - charges on beneficiary - customer 2,000 N/A USD 20 N/A

4.2.1.1.2 Pre advice - charges on beneficiary - non customer 3,000 N/A USD 30 N/A

4.2.1.1.3 Pre advice - charges on issuing bank USD 25 N/A USD 25 N/A

4.2.1.2 Operating Mail/Telex/SWIFT Advice

4.2.1.2.1 Charges on beneficiary - customer 2,500 N/A USD 25 N/A

4.2.1.2.2 Charges on beneficiary - non customer 3,500 N/A USD 30 N/A

4.2.1.2.3 Charges on foreign issuing bank USD 50 N/A USD 50 N/A

4.2.1.2.4 Charges on local issuing bank 3,000 N/A USD 30 N/A

4.2.1.3 Advice of Amendments to a Documentary Credit

4.2.1.3.1 Charges on beneficiary - customer 2,000 N/A USD 20 N/A

4.2.1.3.2 Charges on beneficiary - non customer 2,500 N/A USD 25 N/A

4.2.1.3.3 Charges on foreign issuing bank USD 30 N/A USD 30 N/A

4.2.1.3.4 Charges on local issuing bank 2,500 N/A USD 25 N/A

4.2.1.4 Cancellation before the Expiry

4.2.1.4.1 Charges on beneficiary - customer 2,500 2,000 USD 25 USD 20

4.2.1.4.2 Charges on beneficiary - non customer 3,000 2,000 USD 30 USD 20

4.2.1.4.3 Charges on foreign issuing bank USD 75 2,000 USD 75 USD 20

4.2.1.5 Confirmation on Documentary Credits

0.25% to 2% per quarter or 0.25% to 2% per quarter or
part thereof based on the part thereof based on the
4.2.1.5.1 Adding confirmation 2,000 where applicable USD 20 where applicable
country and bank risk country and bank risk
subject to a Min. 5,000 subject to a Min.USD 50
4.2.1.6 Transfer of Documentary Credit

4.2.1.6.1 Transfer of Documentary Credit - 1st Beneficiary 6,500 per transfer USD 65 per transfer

4.2.1.6.2 Transfer of Documentary Credit - 2nd Beneficiary 7,500 per transfer USD 75 per transfer

4.2.1.6.3 Charges on issuing bank USD 75 USD 75

4.2.1.7 Transfer of Amendments

4.2.1.7.1 Charges on transferor/transferee 3,500 USD 35

4.2.1.7.2 Charges on issuing bank USD 75 USD 75

4.2.1.8 Cancellation of a Transfer

4.2.1.8.1 Charges on transferor/transferee 4,000 USD 40

4.2.1.8.2 Charges on issuing bank USD 75 USD 75

4.2.2 Export Bills

4.2.2.1 Negotiation of Bills under LC or Purchase of DP

0.2% of the bill value 0.2% of the bill value
4.2.2.1.1 Exchange income earned N/A N/A
minimum 4000 minimum USD 40
0.25% of the document 0.25% of the document
4.2.2.1.2 No exchange income earned value N/A value N/A
minimum 4,500 minimum USD 45

4.2.2.1.3 Handling fee for discrepant documents - per bill 1,500 N/A USD 15 N/A
4.2.2.1.4 Due date extension 2,000 per bill 2,000 USD 20 per bill USD 20

4.2.2.1.5 Local bills denominated in LKR 5,000 N/A USD 50 N/A

4.2.2.1.1 - 4.2.2.1.4 4.2.2.1.1 - 4.2.2.1.4
4.2.2.1.6 Local bills denominated in other currencies N/A N/A
either shall apply either shall apply
4.2.2.2 Purchasing of DA and Open Account Documents
0.25% of the bill value 0.25% of the bill value
4.2.2.2.1 Exchange income earned N/A N/A
minimum 4,500 minimum USD 45
 Exports
DBU - LKR FCBU
NO. DESCRIPTION
COMMISSION SWIFT COMMISSION SWIFT
0.25% of the document 0.25% of the document
4.2.2.2.2 No exchange income earned value N/A value N/A
minimum 4500 minimum USD 45
4.2.2.2.3 Due date extension 2,000 per bill 2,000 USD 20 per bill USD 20

4.2.2.2.4 Local bills denominated in LKR 5,000 N/A USD 50 N/A

4.2.2.1.- 4.2.2.3 4.2.2.1.- 4.2.2.3
4.2.2.2.5 Local bills denominated in other currencies N/A N/A
either shall apply either shall apply
4.2.2.3 Bills Sent on Collection without Negotiation or DA/DP without purchase

0.2% of the document value 0.2% of the document value

4.2.2.3.1 Exchange income earned N/A N/A
minimum 4000 minimum USD 40
0.25% of the document 0.25% of the document
4.2.2.3.2 No exchange income earned value N/A value N/A
minimum 4000 minimum USD 40
4.2.2.3.3 Due date extension 2,000 per bill 2,000 USD 20 per bill USD 20

4.2.2.3.4 Local bills denominated in LKR 5,000 N/A USD 50 N/A

4.2.2.2.1 - 4.2.2.2.2 4.2.2.2.1 - 4.2.2.2.2
4.2.2.3.5 Local bills denominated in other currencies N/A N/A
either shall apply either shall apply
4.2.3 Miscellaneous

4.2.3.1 Local Courier Charges 1,000 N/A USD 10 N/A

USD 35 or actual charge if USD 35 or actual charge if
4.2.3.2 International Courier Charges N/A N/A
higher higher
4.2.3.3 SWIFT charges - General 2,000 N/A USD 20 N/A

4.2.3.4 Professional Charge 3000 N/A 3000 N/A

4.2.4 Handling Charges on Overdue Bills

4.2.4.1 Sight Bills/Usance 1,000 per month 2,000 where applicable USD 10 per month USD 20 where applicable

4.2.4.2 Bills returned unpaid 1,500 per bill 2,000 where applicable USD 15 per bill USD 20 where applicable
Where unspecified, the normal tariff shall apply.
Where specified 18% VAT shall apply
 LKR FCY
NO. DESCRIPTION
COMMERCIAL LIMITS TERM LOANS REFINANCED LOANS COMMERCIAL LIMITS TERM LOANS REFINANCED LOANS

5.1 Facility Processing Fees - Other than PFS Facilities

5.1.1 New Facilities - equivalent in FCY Per Facility Per Facility

5.1.1.2 Upto LKR 250,000 2,000 2,000 2,250 USD 20 USD 20 N/A

5.1.1.3 LKR 250,001 - LKR 500,000 3,000 3,000 3,500 USD 30 USD 30 N/A

5.1.1.4 LKR 500,001 - LKR 1,000,000 5,000 5,000 6,000 USD 50 USD 50 N/A

5.1.1.5 LKR 1,000,001 - LKR 10,000,000 10,000 10,000 10,000+0.1% USD 100 USD 100 N/A

5.1.1.6 LKR 10,000,001 - LKR 25,000,000 15,000 0.10% 0.20% USD 150 0.10% N/A

5.1.1.7 LKR 25,000,001 - LKR 50,000,000 20,000 0.10% 50,000 USD 200 0.10% N/A

5.1.1.8 LKR 50,000,001 - LKR 100,000,000 30,000 0.10% 0.10% USD 300 0.10% N/A
0.04% of the facility 0.04% of the facility
5.1.1.9 LKR 100,000,001 and above subject to a Max. of 0.10% 0.10% subject 0.10% N/A
125,000 to a Max. of USD 1,250

0.1% of the facility

5.1.1.10 For corporate clients LKR 50,000,000 and above subject to min LKR 0.10% 0.10% 0.1% of the facility 0.10% N/A
50,000

5.1.2 Renewal of Facilities - equivalent in FCY Per Facility Per Facility

5.1.2.1 Upto LKR 250,000 1,000 N/A N/A USD 10 N/A N/A

5.1.2.2 LKR 250,001 - LKR 500,000 2,000 N/A N/A USD 20 N/A N/A

5.1.2.3 LKR 500,001 - LKR 1,000,000 3,000 N/A N/A USD 30 N/A N/A

5.1.2.4 LKR 1,000,001 - LKR 5,000,000 5,000 N/A N/A USD 50 N/A N/A

5.1.2.5 LKR 5,000,001 - LKR 10,000,000 10,000 N/A N/A USD 100 N/A N/A

5.1.2.6 LKR 10,000,001 - LKR 25,000,000 12,500 N/A N/A USD 125 N/A N/A

5.1.2.7 LKR 25,000,001 - LKR 50,000,000 15,000 N/A N/A USD 150 N/A N/A

5.1.2.8 LKR 50,000,001 - LKR 100,000,000 25,000 N/A N/A USD 250 N/A N/A

5.1.2.9 LKR 100,000,001 - LKR 500,000,000 35,000 N/A N/A USD 350 N/A N/A

5.1.2.10 LKR 500,000,001 - LKR 1,000,000,000 50,000 N/A N/A USD 500 N/A N/A

5.1.2.11 LKR 1,000,000,001 - LKR 2,000,000,000 75,000 N/A N/A USD 750 N/A N/A

5.1.2.12 LKR 2,000,000,001 - LKR 3,000,000,000 100,000 N/A N/A USD 1,000 N/A N/A

5.1.2.13 LKR 3,000,000,001 and above N/A N/A USD 1,250 N/A N/A
125,000
0.1% of the facility
5.1.2.14 For corporate clients LKR 2,000,000,000 and above subject to min LKR N/A N/A 0.1% of the facility N/A N/A
50,000

5.1.3 Housing Loan All Categories

5.1.3.1 Upto LKR 1,000,000 7,500 N/A N/A N/A N/A N/A

5.1.3.2 LKR 1,000,001 to LKR 5,000,000 15,000 N/A N/A N/A N/A N/A

5.1.3.3 LKR 5,000,001 to LKR 10,000,000 25,000 N/A N/A N/A N/A N/A

5.1.3.4 LKR 10,000,001 to LKR 50,000,000 30,000 N/A N/A N/A N/A N/A

5.1.3.5 LKR 50,000,001 to LKR 100,000,000 35,000 N/A N/A N/A N/A N/A

5.1.3.6 Over LKR 100,000,000 50,000 N/A N/A N/A N/A N/A

* If a facility has a enhancement with a renewal, the total facility amout should be considered as one new facility and fees will be applicable as per 5.1.1

5.1.3 Rescheduling Fee

5.1.3.1 Upto LKR 1,000,000 3,000 3,000 3,000 USD 30 USD 30 USD 30

5.1.3.2 LKR 1,000,001 - LKR 5,000,000 7,500 7,500 7,500 USD 75 USD 75 USD 75

5.1.3.3 LKR 5,000,001 - LKR 10,000,000 10,000 10,000 10,000 USD 100 USD 100 USD 100

0.1% of the loan value 0.1% of the loan value 0.1% of the loan value 0.1% of the loan value 0.1% of the loan value 0.1% of the loan value
5.1.3.4 LKR 10,000,001 and above subject to a Max of subject to a Max of subject to a Max of subject to a Max of USD subject to a Max of USD subject to a Max of USD
250,000 250,000 250,000 2,500 2,500 2,500
5.1.4 Miscellaneous

Switching Cost - Changing the interest rate basis from Fixed to Floating and vice 1 % of the loan 1 % of the loan 1 % of the loan 1 % of the loan
5.1.4.1 N/A N/A
versa outstanding outstanding outstanding outstanding

5.2 PFS Facilities

5.2.1 New Facilities Per Facility Per Facility

5.2.1.1 DFCC Personal Loan

Equivalent FCY value to
5.2.1.1.1 Upto LKR 500,000 N/A 5,000 N/A
N/A LKR fee N/A
 Equivalent FCY value to
5.2.1.1.2 LKR 500,001 to LKR 1,000,000 N/A 7,500 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.1.3 LKR 1,000,001 to LKR 5,000,000 N/A 10,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.1.4 LKR 5,000,001 to LKR 10,000,000 N/A 20,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.1.5 LKR 10,000,001 and above N/A 30,000 N/A
N/A LKR fee N/A
5.2.1.2 Professional
Equivalent FCY value to
5.2.1.2.1 Upto LKR 500,000 N/A 5,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.2.2 LKR 500,001 to LKR 1,000,000 N/A 7,500 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.2.3 LKR 1,000,001 to LKR 5,000,000 N/A 10,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.2.4 LKR 5,000,001 to LKR 10,000,000 N/A 20,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.2.5 LKR 10,000,001 and above N/A 30,000 N/A
N/A LKR fee N/A
5.2.1.3 Pinnacle
Equivalent FCY value to
5.2.1.3.1 Upto LKR 500,000 N/A 5,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.3.2 LKR 500,001 to LKR 1,000,000 N/A 7,500 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.3.3 LKR 1,000,001 to LKR 5,000,000 N/A 10,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.3.4 LKR 5,000,001 to LKR 10,000,000 N/A 20,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.3.5 LKR 10,000,001 and above N/A 30,000 N/A
N/A LKR fee N/A
5.2.1.4 Garusaru
Equivalent FCY value to
5.2.1.4.1 Irrespective of the loan amount N/A 2,500 N/A
N/A LKR fee N/A
5.2.1.5 Education Loan
Equivalent FCY value to
5.2.1.5.1 Upto LKR 500,000 N/A 5,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.5.2 LKR 500,001 to LKR 1,000,000 N/A 7,500 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.5.3 LKR 1,000,001 to LKR 5,000,000 N/A 10,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.5.4 LKR 5,000,001 to LKR 10,000,000 N/A 20,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.5.5 LKR 10,000,001 and above N/A 30,000 N/A
N/A LKR fee N/A
5.2.1.6 One Loan
Equivalent FCY value to
5.2.1.6.1 Upto LKR 500,000 N/A 5,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.6.2 LKR 500,001 to LKR 1,000,000 N/A 7,500 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.6.3 LKR 1,000,001 to LKR 5,000,000 N/A 10,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.6.4 LKR 5,000,001 to LKR 10,000,000 N/A 20,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.6.5 LKR 10,000,001 and above N/A 30,000 N/A
N/A LKR fee N/A
5.2.1.7 Solar Loan
Equivalent FCY value to
5.2.1.7.1 Upto LKR 500,000 N/A 5,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.7.2 LKR 500,001 to LKR 1,000,000 N/A 7,500 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.7.3 LKR 1,000,001 to LKR 5,000,000 N/A 10,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.7.4 LKR 5,000,001 to LKR 10,000,000 N/A 20,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.7.5 LKR 10,000,001 and above N/A 30,000 N/A
N/A LKR fee N/A
Respective processing Respective processing
5.2.1.7.6 Any other product defined by PFS N/A N/A N/A N/A
fees will be applicable fees will be applicable
5.2.1.8 Aloka

5.2.1.8.1 Aloka - Upto LKR 1,000,000 N/A 2,500 N/A N/A

N/A N/A
5.2.1.8.2 Aloka - LKR 1,000,001 and above N/A 5,000 N/A N/A N/A N/A

5.2.1.9 Armed Forced Loan

Equivalent FCY value to
5.2.1.9.1 Upto LKR 500,000 N/A 5,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.9.2 LKR 500,001 to LKR 1,000,000 N/A 7,500 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.9.3 LKR 1,000,001 to LKR 5,000,000 N/A 10,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.9.4 LKR 5,000,001 to LKR 10,000,000 N/A 20,000 N/A
N/A LKR fee N/A
Equivalent FCY value to
5.2.1.9.5 LKR 10,000,001 and above N/A 30,000 N/A
N/A LKR fee N/A
5.2.1.10 Auto Loan

5.2.1.10. Equivalent FCY value to

Upto LKR 500,000 N/A 5,000 N/A
1 N/A LKR fee N/A
5.2.1.10. Equivalent FCY value to
LKR 500,001 to LKR 1,000,000 N/A 7,500 N/A
2 N/A LKR fee N/A
5.2.1.10. Equivalent FCY value to
LKR 1,000,001 to LKR 5,000,000 N/A 10,000 N/A
3 N/A LKR fee N/A
5.2.1.10. Equivalent FCY value to
LKR 5,000,001 to LKR 10,000,000 N/A 20,000 N/A
4 N/A LKR fee N/A
5.2.1.10. Equivalent FCY value to
LKR 10,000,001 and above N/A 30,000 N/A
5 N/A LKR fee N/A
5.2.1.11 Teacher's Loan
5.2.1.11. Equivalent FCY value to
Upto LKR 500,000 N/A 5,000 N/A
1 N/A LKR fee N/A
5.2.1.11. Equivalent FCY value to
LKR 500,001 to LKR 1,000,000 N/A 7,500 N/A
2 N/A LKR fee N/A
5.2.1.11. Equivalent FCY value to
LKR 1,000,001 to LKR 5,000,000 N/A 10,000 N/A
3 N/A LKR fee N/A
5.2.1.11. Equivalent FCY value to
LKR 5,000,001 to LKR 10,000,000 N/A 20,000 N/A
4 N/A LKR fee N/A
5.2.1.11. Equivalent FCY value to
LKR 10,000,001 and above N/A 30,000 N/A
5 LKR fee
N/A N/A
Stamp Duty on the Demand Promissory Note will be applicable where necessary

5.2.2 Top Up Charges Per Facility Per Facility

75% of the above

5.2.2.1 Any Facility N/A N/A N/A Equivalent FCY value to N/A
proposed fees LKR fee

5.3 Facilities Secured by Cash

5.3.1 New Facilities / Limit Enhancements Maximum 03 Facilities per MEMO Maximum 03 Facilities per MEMO

5.3.1.1 Any facility secured by cash collateral 2,500 2,500 N/A USD 10 USD 10 N/A

5.3.2 Renewal of Facilities Maximum 03 Facilities per MEMO Maximum 03 Facilities per MEMO

5.3.2.1 Any facility secured by cash collateral 2,000 2,000 N/A USD 8 USD 8 N/A

5.3.3 Change of Cash Collateral Maximum 03 Facilities per MEMO Maximum 03 Facilities per MEMO

5.3.3.1 Security change on maturity date 2,500 2,500 N/A USD 10 USD 10 N/A

5.3.3.2 Security change prior to maturity date 2,500 2,500 N/A USD 10 USD 10 N/A

5.3.3.3 Security change from savings to FD 2,500 2,500 N/A USD 10 USD 10 N/A

If a LKR facility backed from FCY collateral and if client requests to reduce the
5.3.3.4 N/A N/A N/A USD 10 USD 10 N/A
LKR facility exposure when exchange rate increase.
5.4 Temporary Facilities - equivalent in FCY Per Facility Per Facility

5.4.1 Upto LKR 100,000 1,000 1,000 N/A USD 10 USD 10 N/A

5.4.2 LKR 100,001 - LKR 250,000 2,000 2,000 N/A USD 20 USD 20 N/A

5.4.3 LKR 250,001 - LKR 500,000 3,000 3,000 N/A USD 30 USD 30 N/A

5.4.4 LKR 500,001 - LKR 1,000,000 5,000 5,000 N/A USD 50 USD 50 N/A

5.4.5 LKR 1,000,001 - LKR 5,000,000 10,000 10,000 N/A USD 100 USD 100 N/A

5.4.6 LKR 5,000,001 - LKR 10,000,000 15,000 15,000 N/A USD 150 USD 150 N/A

5.4.7 LKR 10,000,001 - LKR 50,000,000 20,000 20,000 N/A USD 200 USD 200 N/A

5.4.8 LKR 50,000,001 - LKR 100,000,000 30,000 30,000 N/A USD 300 USD 300 N/A

5.4.9 LKR 100,000,001 - LKR 500,000,000 0.04% of the facility 0.04% of the facility N/A 0.04% of the facility 0.04% of the facility N/A

5.4.10 LKR 500,000,001 and above 0.05% of the facility* 0.05% of the facility* N/A 0.05% of the facility* 0.05% of the facility* N/A
0.1% of the facility value
5.4.11 For corporate banking clients subject to a Min of N/A N/A N/A N/A N/A
25,000
*If the temporary facility is indirect, setting up charge to be a maximum of LKR125,000 as per section 5.1.2
 ** If the temporary facility is a bridging facility and same is converted to a permanent limit within 6 months from granting, such fee collected in view of the temporary bridging facility may be deducted from the fee applicable on the corresponding
permanent facility with the approval of the relevant approving authority
5.5 Legal Fees

5.5.1 Title Report - equivalent in FCY Per Report Per Report

Or equivalent Or equivalent
5.5.1.1 Upto LKR 3,000,000 6,000 + VAT 6,000 + VAT N/A amount in any amount in any N/A
foreign currency
Or equivalent foreign currency
Or equivalent
5.5.1.3 LKR 3,000,001 and above 10,000 + VAT 10,000 + VAT N/A amount in any amount in any N/A
foreign currency foreign currency
Consideration of Mortgage Bond - Movable and Immovable - equivalent in
5.5.2
FCY

5.5.2.1 Upto LKR 1,000,000 Rs.10,000 + VAT Rs.10,000 + VAT N/A Rs.10,000 + VAT Rs.10,000 + VAT N/A

0.75% + VAT 0.75% + VAT 0.75% + VAT 0.75% + VAT

5.5.2.2 LKR 1,000,001 - LKR 5,000,000 minimum of Rs 15,000/- minimum of Rs 15,000/- N/A minimum of Rs 15,000/- minimum of Rs 15,000/- N/A
+ VAT + VAT + VAT + VAT

0.6% +VAT 0.6% +VAT 0.6% +VAT 0.6% +VAT

5.5.2.3 LKR 5,000,001 - LKR 10,000,000 N/A N/A
minimum of Rs. 40,000/- minimum of Rs. 40,000/- minimum of Rs. 40,000/- minimum of Rs. 40,000/-

5.5.2.4 LKR 10,000,001 - LKR 20,000,000 0.7%+VAT 0.7%+VAT N/A 0.7%+VAT 0.7%+VAT N/A

5.5.2.5 LKR 20,000,001 – Rs.50,000,000 0.5%+VAT 0.5%+VAT N/A 0.5%+VAT 0.5%+VAT N/A

5.5.2.6 LKR 50,000,001 - LKR 100,000,000 0.3%+VAT 0.3%+VAT N/A 0.3%+VAT 0.3%+VAT N/A
 0.2%+VAT 0.2%+VAT 0.2%+VAT 0.2%+VAT
5.5.2.7 LKR 100,000,001 and above N/A N/A
Max. of Rs.450,000 Max. of Rs.450,000 Max. of Rs.450,000 Max. of Rs.450,000

Processing Fee for Facilities Secured by Existing Mortgages - equivalent in

5.5.3
FCY
0.25% of the loan 0.25% of the loan 0.25% of the loan 0.25% of the loan
5.5.3.1 Upto LKR 10,000,000 amount subject to a Min. amount subject to a Min. N/A amount subject to a Min. amount subject to a Min. N/A
of 2,500 of 2,500 of USD 25 of USD 25
25,000 + 0.125% of the 25,000 + 0.125% of the
25,000 + 0.125% of the 25,000 + 0.125% of the
consideration in excess consideration in excess
consideration in excess consideration in excess
5.5.3.2 LKR 10,000,001 and above N/A of equivalent in USD of equivalent in USD N/A
of 10,000,000 subject to of 10,000,000 subject to
100,000 subject to a 100,000 subject to a
a Max. of 50,000 a Max. of 50,000
Max. of USD 50 Max. of USD 50
5.6 Margin Trading Facility Processing Fees - equivalent in FCY

5.6.1 Upto LKR 25,000,000 20,000 N/A N/A N/A N/A N/A

5.6.2 LKR 25,000,001 - LKR 100,000,000 30,000 N/A N/A N/A N/A N/A

5.6.3 LKR 100,000,001 - LKR 500,000,000 40,000 N/A N/A N/A N/A N/A

5.6.4 LKR 500,000,001 and above 50,000 N/A N/A N/A N/A N/A

5.7 Consideration of Personal/Corporate Guarantees - Excluding PFS Facilities - equivalent in FCY

5.7.1 Upto LKR 500,000 5,000 + VAT 5,000 + VAT N/A USD 50 + VAT USD 50 + VAT N/A

5.7.2 LKR 500,001 - LKR 1,000,000 7,500 + VAT 7,500 + VAT N/A USD 75 + VAT USD 75 + VAT N/A

5.7.3 LKR 1,000,001 - LKR 2,000,000 10,000 + VAT 10,000 + VAT N/A USD 100 + VAT USD 100 + VAT N/A

5.7.4 LKR 2,000,001 - LKR 10,000,000 15,000 + VAT 15,000 + VAT N/A USD 150 + VAT USD 150 + VAT N/A

5.7.5 LKR 10,000,001 - LKR 50,000,000 20,000 + VAT 20,000 + VAT N/A USD 200 + VAT USD 200 + VAT N/A

5.7.6 LKR 50,000,001 and above 25,000 + VAT 25,000 + VAT N/A USD 250 + VAT USD 250 + VAT N/A

5.8 Other Charges Related to Mortgages

Or equivalent Or equivalent
5.8.1 Deed of release (unless the amount is specified in the terms and conditions) 15,000 + VAT 15,000 + VAT N/A amount in any amount in any N/A
foreign currency foreign currency
Or equivalent Or equivalent
5.8.2 Deed of discharge 15,000 + VAT 15,000 + VAT N/A amount in any amount in any N/A
foreign currency foreign currency
1% of the value subject 1% of the value subject 1% of the value subject 1% of the value subject
5.8.3 Agreement to mortgage to a Min.2,500 - to a Min.2,500 - N/A to a Min. USD 25 - Max. to a Min. USD 25 - Max. N/A
Max.25,000 + VAT Max.25,000 + VAT USD 250 + VAT USD 250 + VAT

5.8.4 Part release of property mortgaged to the bank 5,000 per deed + VAT 5,000 per deed + VAT N/A USD 50 per deed + VAT USD 50 per deed + VAT N/A

Or equivalent Or equivalent
5.8.5 Execution of 47A declaration 4,000 + VAT 4,000 + VAT N/A amount in any amount in any N/A
foreign currency foreign currency
100% of the mortgage 100% of the mortgage 100% of the mortgage 100% of the mortgage
value when executing the value when executing the value when executing the value when executing the
tripartite agreement and tripartite agreement and tripartite agreement and tripartite agreement and
5.8.6 Condominium tripartite agreement - buyer N/A N/A
to charge Rs. 30,000/- to charge Rs. 30,000/- to charge Rs. 30,000/- to charge Rs. 30,000/-
when the mortgage bond when the mortgage bond when the mortgage bond when the mortgage bond
is being executed is being executed is being executed is being executed

5.8.7 Condominium tripartite agreement - developer 50,000 + VAT 50,000 + VAT N/A USD 500 + VAT USD 500 + VAT N/A

5.8.8 Site inspection charges 50 per km 50 per km N/A USD 5 per km USD 5 per km N/A

Any other deed/document (supplementary agreement/deed of

cancellation/additional mortgage/deed of declaration/deed of rectification/deed of Or equivalent Or equivalent
5.8.9 15000 + VAT 15,000 + VAT N/A N/A
confirmation/deed of postponement/addendum/instrument of cancellation of amount in any amount in any
mortgage AND etc") foreign currency foreign currency
5.9 Revolving Facility Charges
USD 5 per USD 5 per
5.9.1 Disbursement fees 500 per loan/guarantee 500 per loan/guarantee N/A N/A
loan/guarantee loan/guarantee
5.1 Loan Extension

5.10.1 Extension 2,500 per loan 2,500 per loan N/A USD 25 per loan USD 25 per loan N/A

5.11 Late Payment Fee

5.11.1 PFS loans - to be charged after 21 day has lapsed since the due date N/A 500 per month N/A N/A USD 5 per month N/A

5.11.2 Commercial loans - to be charged after 21 day has lapsed since the due date 500 per month N/A N/A USD 5 per month N/A N/A

5.11.3 Unsettled casual overdrafts - from 30 days to 60 days since utilisation 500 per month N/A N/A USD 5 per month N/A N/A

5.12 Temporary Excess Charge

0.25% of the excess 0.25% of the excess

5.12.1 Excess charge amount subject to a Min. N/A N/A amount subject to a Min. N/A N/A
1,000 USD 10
5.13 Bank Guarantees

5.13.1 Guarantee Issuance

1% per annum or 0.25% 1% per annum or 0.25% 1% per annum or 0.25% 1% per annum or 0.25%
per quarter or part per quarter or part per quarter or part per quarter or part
5.13.1.1 Backed by cash margin - non interest bearing deposits N/A N/A
thereof subject to a thereof subject to a thereof subject to a thereof subject to a
Min.of 2,500 + VAT Min.of 2,500 + VAT Min.of USD 25 + VAT Min.of 2,500 + VAT
 2% per annum or 0.5% 2% per annum or 0.5% 2% per annum or 0.5% 2% per annum or 0.5%
per quarter or part per quarter or part per quarter or part per quarter or part
5.13.1.2 Backed by cash - interest bearing deposits N/A N/A
thereof subject to a thereof subject to a thereof subject to a thereof subject to a
Min.of 2,500 + VAT Min.of 2,500 + VAT Min.of USD 25 + VAT Min.of 2,500 + VAT

3% per annum or 0.75% 3% per annum or 0.75% 3% per annum or 0.75% 3% per annum or 0.75%
per quarter or part per quarter or part per quarter or part per quarter or part
5.13.1.3 Other securities including mortgages N/A N/A
thereof subject to a thereof subject to a thereof subject to a thereof subject to a
Min.of 2,500 + VAT Min.of 2,500 + VAT Min.of USD 25 + VAT Min.of 2,500 + VAT

1%-2% per annum or 1%-2% per annum or 1%-2% per annum or 1%-2% per annum or
0.5% per quarter or part 0.5% per quarter or part 0.5% per quarter or part 0.5% per quarter or part
thereof based on the thereof based on the thereof based on the thereof based on the
5.13.1.4 Guarantees issued at the request of foreign banks against their counter guarantees N/A N/A
country and the bank risk country and the bank risk country and the bank risk country and the bank risk
subject to a subject to a subject to a subject to a
Min.USD 150 + VAT Min.USD 150 + VAT Min.USD 150 + VAT Min.USD 150 + VAT

5.13.2 Amendments to Guarantees

5.13.2.1 Value enhancement or validity extension - within the same quarter 1,500 1,500 N/A USD 15 1,500 N/A

5.13.1.1 - 5.13.1.3 5.13.1.1 - 5.13.1.3 5.13.1.1 - 5.13.1.3 5.13.1.1 - 5.13.1.3

5.13.2.2 Value enhancement or validity extension - exceeding the quarter N/A N/A
shall apply shall apply shall apply shall apply

Amendments to guarantees issued at the request of foreign banks against their

5.13.2.3 Minimum USD 50 +VAT Minimum USD 50 +VAT N/A Minimum USD 50 +VAT Minimum USD 50 +VAT N/A
counter guarantees

5.13.2.4 Other amendments 1,500 1,500 N/A USD 15 1,500 N/A

5.13.2.5 Amendments to guarantees - on guarantee issuing bank USD 40 +VAT USD 40 +VAT N/A USD 40 +VAT USD 40 +VAT N/A

5.13.3 Guarantee Advising

5.13.3.1 Advising of guarantees issued by other banks - on beneficiary (our customer) 2,500 2,500 N/A USD 25 USD 25 N/A

5.13.3.2 Advising of guarantees issued by other banks - on guarantee issuing bank USD 50 +VAT USD 50 +VAT N/A USD 50 +VAT USD 50 +VAT N/A

5.13.4 Cancellation of Guarantees

Cancellation of guarantees
5.13.4.1 Free Free N/A Free Free N/A
- submission of original guarantee
Cancellation of guarantees
5.13.4.2 2,500 2,500 N/A USD 25 USD 25 N/A
- non submission of original guarantee

5.13.5 Miscellaneous

5.13.5.1 Special format 1,000 1,000 N/A USD 10 USD 10 N/A

5.13.6 Duplicate Deletion Letters

5.13.5.1 Issuance of duplicate deletion letters 3,000 3,000 3,000 N/A N/A N/A

Where unspecified, the normal tariff shall apply.

Where specified 18% VAT shall apply
 Leasing

NO. DESCRIPTION LKR

6.1 Single Lease Facilities

6.1.1 Upto LKR 1,500,000 9,500

6.1.2 LKR 1,500,001 - LKR 2,500,000 11,000

6.1.3 LKR 2,500,001 - LKR 10,000,000 18,500

6.1.4 LKR 10,000,001 - LKR 15,000,000 22,500

6.1.5 LKR 15,000,001 - LKR 40,000,000 32,500

6.1.6 LKR 40,000,001 and above 52,500

6.2 Bulk Lease Facilities

Same as 6.1 + 1,000 per trial
6.2.1 Bulk lease facility fee
calculation
6.3 Lease Termination Fee

6.3.1 Termination of any lease facility 100 + VAT

6.3.2 Addendum to the lease indenture 7,500 + VAT

6.4 Duplicate deletion letters

6.4.1 Issuance of duplicate deletion letters 3,000

Where unspecified, the normal tariff shall apply.

Where specified 18% VAT shall apply
 Joining Fee Annual Fee
New Tariff New Tariff
Primary Supplementary Primary Supplementary

7.1 Visa Pinnacle (Proposition) Free Free Free Free

7.2 Visa Infinite 500 250 7,000 3,500

7.3 Visa Signature Prestige (Proposition) Free Free Free Free

7.4 Visa Signature 500 250 5,000 3,000

7.5 Visa Platinum Salary Partner (Proposition) Free Free Free Free

7.6 Platinum 500 250 3,500 2,500

7.7 Gold 500 250 2,500 1,250

7.8 Corporate 500 250 4,500 N/A

7.9 Affinity Products 500 250 3,500 2,500

7.1 DFCC Aloka 500 250 3,500 2,500

7.11 Mastercard World 500 250 6,000 3,000

CLASSIC / GOLD /
GOLD (LKR) PLATINUM (LKR) SIGNATURE (LKR) INFINITE (LKR) MASTERCARD
PLATINUM (LKR) VISA PLATINUM VISA PLATINUM
NO. DESCRIPTION Corporate Cards
AFFINITY CARD ALOKA CARD FREELANCE R
CUSTOMER CUSTOMER SALARY PLUS CUSTOMER PRESTIGE CUSTOMER PINNACLE WORLD PINNACLE WORLD
WORLD
5% of billed amount 5% of billed amount or 5% of billed amount or 5% of billed amount or 5% of billed amount or 5% of billed amount 5% of billed amount or 5% of billed amount or 5% of billed amount or 5% of billed amount or 5% of billed amount or 5% of billed amount or 5% of billed amount or
7.12 Cash advance fee
or minimum Rs.1,250 minimum Rs.1,250 minimum Rs.1,250 minimum Rs.1,250 minimum Rs.1,250 or minimum Rs.1,250 minimum Rs.1,250 minimum Rs.1,250 minimum Rs.1,250 minimum Rs.1,250 minimum Rs.1,250 minimum Rs.1,250 minimum Rs.1,250
7.13 Late payment fee 1,900 1,900 1,950 1,900 1,950 1,900 1,950 1,900 1,900 1,900 1,900 1,950 2500

7.14 Over limit fee 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1750

7.15 Voucher retrieval fee 300 300 300 300 300 300 300 300 300 300 300 300 300

7.16 Exchange fee for overseas transactions 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 5.50%

7.17 Fuel surcharge 1% 1% 1% 1% 1% 1% 1% 1% 1% 1% 1% 1% N/A

7.18 Replacement Fee 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,500
Rs.1 500 for
7.19 Limit Change Fee (Requested byCustomer) 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200
establishment and Rs.750
Rs.1 500 for
7.20 Limit Change Fee (Within 24 hours) 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200
establishment and Rs.750
7.21 Cheque Return Charges 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000

7.22 Copies of Statement (within last three statements) 350 350 350 350 350 350 350 350 350 350 350 350 Free

7.23 VISA Letter/Limit/Interest Confirmation Letters 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,750
Copy of Sale Voucher - (up to a maximum of 3 months
7.24 250 250 250 250 250 250 250 250 250 250 250 250 Free
from transaction date)
7.25 Early Renewal Processing Fee 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,500

7.26 Overseas Courier Fee 4,000 4,000 4,000 4,000 4,000 4,000 4,000 4,000 4,000 4,000 4,000 4,000 Free

7.27 PIN Replacement Fee (PIN mailer) 350 350 350 350 350 350 350 350 350 350 350 350 Free
Rs.250/- per Rs.250/- per statement Rs.250/- per statement Rs.250/- per statement Rs.250/- per statement Rs.250/- per Rs.250/- per statement Rs.250/- per statement Rs.250/- per statement Rs.250/- per statement Rs.250/- per statement Rs.250/- per statement Rs.250/- per statement
7.28 Paper Statement Fee
statement cycle cycle cycle cycle cycle statement cycle cycle cycle cycle cycle cycle cycle cycle
7.29 Billing Cycle Change 250 250 250 250 250 250 250 250 250 250 250 250 Free

7.30 Re-couriering of card 250 250 250 250 250 250 250 250 250 250 250 250 Free

7.31 Standing Instruction Changing Fee 250 250 250 250 250 250 250 250 250 250 250 250 500

7.32 Card Upgrade/ Downgarde Processing Fee 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 N/A

7.33 Pay order/Cashiers order fee 200 200 200 200 200 200 200 200 200 200 200 200 Free

7.34 Card reactivation fee for blocked cards 750 750 750 750 750 750 750 750 750 750 750 750 850

7.35 Cash back account number changes fee 250 250 250 250 250 250 250 200 200 200 200 200 Free

7.36 Excess payment reversal to Bank account fees 250 250 250 250 250 250 250 250 250 250 250 250 Free

7.37 DCC Processing Fee 4.50% 4.50% 4.50% 4.50% 4.50% 4.50% 4.50% 4.50% 4.50% 4.50% 4.50% 4.50% 4.50%

7.38 ABS set up fee 500 500 500 500 500 500 500 500 500 500 500 500 Free

7.39 Unsuccessful Dispute Fee 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,500

7.40 Stamp duty LKR 25 for each LKR 1,000 spent or part thereof for all transactions performed at overseas merchants

7.41 Card Maintainance Fee 300 300 300 300 300 300 300 300 300 300 300 300 400
NO. DESCRIPTION 03 MONTHS 06 MONTHS 07 MONTHS 09 MONTHS 12 MONTHS

7.41 Easy Payment Plan

7.41.1 Minimum plan amount 10,000 10,000 10,000 10,000 10,000

7.41.2 Balance build up setup fee 1,500 1,500 1,500 1,500 1,500

7.41.3 Processing fee

9.00% 10.75% 11.00% 12.00% 15.50%
Where unspecified, the normal tariff shall apply.
Where specified 18% VAT shall apply
 PERSONAL ONLINE BANKING
NORMAL SALARY PLUS SALARY PARTNER PRESTIGE PINNACLE
NO. DESCRIPTION
LKR FCY LKR FCY LKR FCY LKR FCY LKR FCY

8.1 Service Charges

8.1.1 Setup fee Free Free Free Free Free Free Free Free Free Free
500 USD 5 or equivalent in any 500 USD 5 or equivalent in any 500 USD 5 or equivalent in any
8.1.2 Annual fee (1st Year Free) Free Free Free Free
Free for Aloka product other authorised FCY Free for Aloka product other authorised FCY Free for Aloka product other authorised FCY
8.2 Fund Transfers

8.2.1 DFCC Bank - Internal transfers Free Free Free Free Free Free Free Free Free Free

8.2.2 Other Banks - SLIPS 50 N/A 50 N/A 50 N/A 50 N/A Free N/A

8.2.3 Other Banks - CEFTS 30 N/A 30 N/A 30 N/A 30 N/A Free N/A

8.3 Standing Orders

USD 2.50 or equivalent in USD 2.50 or equivalent in

8.3.1 Set up 250 250 Free Free Free Free Free Free
any other authorised FCY any other authorised FCY
USD 1 or equivalent in any USD 1.00 or equivalent in
8.3.2 Cancellation 100 100 Free Free Free Free Free Free
other authorised FCY any other authorised FCY
USD 3 or equivalent in any USD 3 or equivalent in any
8.3.3 Amendment 250 250 Free Free Free Free Free Free
other authorised FCY other authorised FCY
8.4 Stop Payments

8.4.2 With funds 2,000 N/A 2,000 N/A 2,000 N/A 2,000 N/A 2,000 N/A

8.5 Issuance of Cheque Books

22 per leaf + Postage where N/A 22 per leaf + Postage where N/A 1st cheque book (25 N/A 1st cheque book (25
8.5.1 Cheque books applicable applicable leaves) request via Counter leaves) request via Counter
N/A Free N/A
or Online Banking is free or Online Banking is free

8.6 Bill Payments

8.6.1 Any utility bill payment Free Free Free Free Free Free Free Free Free Free

Where unspecified, the normal tariff shall apply.

Where specified 18% VAT shall apply